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Experience
- Property and Casualty Insurance
- Personal Finance
- Legal
Amy's expertise
Amy Beardsley is a seasoned insurance expert who’s been writing for Compare.com since 2023. She has more than 12 years of industry knowledge and expertise in auto, home, life, commercial, and other insurance products. Amy’s work has been published by Berkshire Hathaway Specialty Insurance, Legal & General, NerdWallet, Robinhood, Insurify, NEXT Insurance, and more.
Amy worked as a court administrator before becoming a content marketing writer. Her legal background has equipped her with the ability to simplify complex technical language into easy-to-understand content.
She graduated magna cum laude from Ferris State University, where she earned a Bachelor of Science in Business Administration and Legal Studies.
Our editorial standards
It’s our mission to create comprehensive, helpful, and accurate content that empowers you to make more informed decisions with your money. In order to do that, our independent editorial team rigorously edits and fact-checks all of the content you see on Compare.com. These seasoned editors, licensed insurance agents, and certified data analysts review each article we write and ensure all of our content reflects our five key principles: honesty, accuracy, independence, transparency, and trustworthiness.
Meet our editorial team and learn about our rigorous editorial standards for more information.
Latest articles by Amy
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Hyundai Sonata Car Insurance: Average Rates, Cheapest Companies, and How to Save
Hyundai Sonata drivers pay an average of $166 per month for car insurance, but some companies offer rates as low as $75 per month. Your cost depends on your model year, location, and driving record.
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The Cheapest Auto Insurance Companies in Beaumont, Texas, in 2026
State Farm offers car insurance in Beaumont, averaging just $61 per month.
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The Cheapest Auto Insurance in St. Petersburg in 2026
Between tourist traffic and hurricane risks, St. Petersburg car insurance isn’t cheap, at $182 per month. But Progressive consistently offers the city’s lowest rates, averaging $103 per month.
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Chevrolet Traverse Car Insurance: Average Rates, Cheapest Companies, and How to Save
Chevrolet Traverse owners pay an average of $173 per month for full-coverage insurance, but some insurers offer lower rates depending on the model you drive and your driver profile. Travelers has the cheapest rates, starting at just $67 per month.
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The Complete Guide to Car Insurance in North Carolina
Erie offers the cheapest car insurance in North Carolina, at $59 per month. But big changes are coming in 2025 — higher minimum-coverage requirements will affect every driver’s wallet.
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The Cheapest Auto Insurance Companies in Sioux Falls, South Dakota, in 2026
At $37 per month, State Farm beats every other insurer in Sioux Falls for budget-friendly coverage.
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The Cheapest Auto Insurance Companies in Odessa, Texas, in 2026
State Farm has the lowest rates in Odessa, but your actual premium depends on driving history, credit history, and coverage choices.
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GEICO vs. NJM Car Insurance: Which Is Better in 2026?
NJM tends to offer cheaper average rates and scores well in customer care, while GEICO features a more streamlined app and online tools for policy management.
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The Cheapest Auto Insurance Companies in Omaha, Nebraska, in 2026
Auto-Owners offers the lowest average rate for car insurance in Omaha, at $50 per month.
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The Cheapest Car Insurance for Drivers With a Speeding Ticket in 2026
Country Financial has the cheapest average car insurance for drivers with speeding tickets, at $64 per month. Tickets typically affect your rates for three to five years, so compare quotes regularly to see if you could be paying less.
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Liberty Mutual vs. GEICO: Which Insurer Is Better for You?
GEICO generally offers lower rates across most categories and states, but Liberty Mutual scores higher in customer satisfaction and ease of use.
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Farmers vs. GEICO: Which Insurer Is Better for You?
How do Farmers and GEICO compare when it comes to car insurance rates and discounts? If you want to find out which company has the best premiums for your unique profile, check out our latest guide below.
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The Cheapest Auto Insurance Companies in Idaho in 2026
Auto-Owners has the lowest car insurance prices in Idaho, but your rate could vary depending on your age, driving history, and credit.
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Honda Pilot Car Insurance: Average Rates, Cheapest Companies, and How to Save
Honda Pilot drivers pay an average of $142 per month for car insurance. But factors like your coverage choices, age, driving record, and model year will determine your personal rates.
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The Cheapest Auto Insurance in Bakersfield in 2026
Bakersfield car insurance averages around $151 per month, but you can get cheaper rates with companies like Clearcover. Find out how.
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Ford Escape Car Insurance: Average Rates, Cheapest Companies, and How to Save
Average car insurance rates for Ford Escapes are less expensive than most vehicles — $125 per month. But Mile Auto offers policies for as low as $57.
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Erie Insurance vs. State Farm Car Insurance: Which Is Better in 2026?
State Farm has strong digital tools and nationwide availability, while Erie stands out for claims service and more ways to personalize coverage.
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Mazda Miata Car Insurance: Average Rates, Cheapest Companies, and How to Save
Mazda Miata car insurance can range from $70 per month to well over $200, depending on your driver profile, location, and other factors. Comparing quotes is your best strategy for protecting your roadster without paying excessive premiums.
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The Cheapest Auto Insurance Companies in New Hampshire in 2026
New Hampshire doesn’t require car insurance. But if you can’t prove financial responsibility, companies like Safeco and National General tend to offer affordable coverage to most drivers in the state.
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What Happened to Flo From Progressive? (2026 Update)
Flo’s screen time dipped in recent ad spots, sparking retirement rumors online. But Flo is still around. Here’s the real story, backed by recent news, and why it matters to insurance buyers.
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The Best Cheap Car Insurance for Seniors in 2026
State Farm, USAA, and Amica are some of the best insurers for senior drivers, but rates vary by company and location. Review your policy annually to make sure you’re not overpaying for coverage.
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The Cheapest Auto Insurance Companies in Birmingham, Alabama, in 2026
Finding the most affordable car insurance in Birmingham starts with National General, which charges the lowest average monthly rate of just $55.
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Everything You Need to Know About Insuring Your Luxury Car
Luxury cars typically cost more to insure because they’re more expensive to repair and replace. Travelers offers some of the cheapest rates, while Nationwide is another solid choice for high-end vehicles.
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Tesla Model X Car Insurance: Average Rates, Cheapest Companies, and How to Save
The average cost of Tesla Model X insurance is $246 per month, but you can find much cheaper rates with companies like USAA and State Farm.
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Nissan Sentra Car Insurance Cost: Average Rates, Cheapest Companies, and How to Save
Sentra drivers pay an average of $174 per month for car insurance. USAA, State Farm, and Allstate offer the cheapest rates for the Sentra, starting at $92 per month.
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Hyundai Tucson Car Insurance: Average Rates, Cheapest Companies, and How to Save
The average cost to insure a Hyundai Tucson is $147 per month. But you can find much lower rates from companies like USAA, State Farm, and Allstate.
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Liberty Mutual vs. Progressive: Which Insurer Is Better for You?
Progressive offers most drivers lower average rates and more opportunities to customize coverage. But Liberty Mutual offers more discounts, which could make it cheaper for some.
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Ford Focus Car Insurance Cost: Average Rates, Cheapest Companies, and How to Save
Focus drivers pay an average of $142 per month for car insurance, but companies like USAA, State Farm, and Allstate offer monthly rates starting as low as $75.
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The Cheapest Auto Insurance in Fresno in 2026
Clearcover offers some of the lowest rates for car insurance in Fresno, starting at $68 per month for basic coverage.
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Subaru WRX Car Insurance Cost: Average Rates, Cheapest Companies, and How to Save
Subaru WRX drivers spend an average of $176 per month on car insurance. USAA offers the lowest rates, at $98.
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Tesla Model S Car Insurance: Average Rates, Cheapest Companies, and How to Save
It costs a monthly average of $219 to insure a Tesla Model S. The good news is that you can find lower-than-average car insurance rates from companies like USAA and State Farm.
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NJM vs. Allstate Car Insurance: Which Is Better in 2026?
NJM excels in customer satisfaction, while Allstate offers nationwide coverage and more features. Choosing between the two comes down to prioritizing personal service with NJM or convenience with Allstate.
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The Cheapest Auto Insurance in Tallahassee in 2026
Tallahassee drivers enjoy rates below the Florida average, with Progressive offering the city’s lowest premiums, at $92 per month.
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Root vs. Progressive Car Insurance: Which Is Better in 2026?
Root’s telematics-based model may offer more personalized service and potentially cheaper rates, but Progressive leads in customer satisfaction and provides greater coverage flexibility.
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Toyota Prius Car Insurance Cost: Average Rates, Cheapest Companies, and How to Save
Insuring a Prius costs less than most vehicles, with rates averaging $144 per month. The cheapest option is USAA, at $75 per month, which is about half the average.
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The Cheapest Car Insurance for Teen Drivers in 2026
Teen drivers pay the highest car insurance rates of any age group, but several insurers offer better deals. Country Financial has the cheapest average rates for teens, but the best fit for you depends on several factors.
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Chrysler 300 Car Insurance Cost: Average Rates, Cheapest Companies, and How to Save
Car insurance for the Chrysler 300 costs an average of $172 per month. But companies like USAA offer significantly lower average rates, starting at $92 per month.
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MINI Cooper Car Insurance Cost: Average Rates, Cheapest Companies, and How to Save
You’ll pay less than the national car insurance average for a MINI Cooper, at around $130 per month. USAA and State Farm offer the cheapest rates, starting at $69 and $76 per month, respectively.
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The Cheapest Auto Insurance Companies in Tennessee in 2026
Sun Coast has the cheapest rates in Tennessee, but your actual price can vary depending on your personal situation, driving history, and where you live.
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Honda Fit Car Insurance Cost: Average Rates, Cheapest Companies, and How to Save
At $113 per month, Honda Fit insurance is $53 cheaper than the national average. Good safety scores and a lower vehicle cost help reduce premiums. USAA’s rates are the lowest, at $56 per month.
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Ford Bronco Sport Car Insurance: Average Rates, Cheapest Companies, and How to Save
Mile Auto, Root, and Mercury offer some of the cheapest rates for Bronco Sport owners, with rates starting as low as $75 per month.
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Range Rover Car Insurance Cost: Average Rates, Cheapest Companies, and How to Save
Range Rover drivers pay higher auto insurance rates than average, at about $191 per month. USAA offers the cheapest rates, at $105 per month, with State Farm close behind, at $116.
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The Cheapest Auto Insurance in El Paso, Texas, in 2026
State Farm offers the lowest average monthly car insurance rate in El Paso, Texas, at around $48 per month.
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Allstate vs. Farmers Car Insurance: Which Is Better in 2026?
Allstate and Farmers both offer solid coverage and agent support. Allstate is generally cheaper and offers broader accident forgiveness options that can help limit rate increases. Farmers stands out for add-on coverage options and claims support.
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Hyundai Ioniq 5 Car Insurance Cost: Average Rates, Cheapest Companies, and How to Save
Hyundai Ioniq 5 drivers pay an average of $197 per month for car insurance. Find rates as low as $99 per month with USAA.
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The Cheapest Truck Insurance Companies of 2026
USAA has the cheapest average truck insurance premiums, at $73 per month.
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The Cheapest Auto Insurance in Connecticut in 2026
State Farm generally offers the lowest car insurance rates in Connecticut, but your personal rate depends on factors like your driving record, credit history, ZIP code, age, and coverage choices.
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The Cheapest Auto Insurance in Missouri in 2026
USAA offers Missouri’s lowest average rates, but your actual premium could look different depending on your driving history, credit, and where you call home.
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Breaking Down Why Teslas Cost So Much to Insure
Tesla owners pay 59% more for car insurance than the average driver, but you still have ways to save. We explain it all here.
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Car Insurance Rates by Make and Model in 2026
The Subaru Forester is one of the least expensive cars to insure, with an average annual rate of $1,200. The Infiniti Q50 is the most expensive, costing an average of $2,736 per year.
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The Cheapest Auto Insurance Companies in Vancouver, Washington, in 2026
State Farm has the cheapest average rates in Vancouver. But your rate may be higher or lower depending on your unique driver profile.
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The Cheapest Auto Insurance Companies in Pittsburgh, Pennsylvania, in 2026
State Farm has the cheapest car insurance rates in Pittsburgh, but your actual premium will depend on your age, driving record, credit, and ZIP code.
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The Cheapest Auto Insurance Companies in Pensacola, Florida, in 2026
Progressive offers the lowest average rates in Pensacola, but your premium depends on personal factors like your driving history, credit history, and vehicle type.
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Electric Car Insurance: What You Need to Know
Thinking about making your next car an electric vehicle? Or recently bought an EV and need to insure it? We’ve got you covered.
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Honda CR-V Car Insurance: Average Rates, Cheapest Companies, and How to Save
Honda CR-V drivers pay an average of $127 monthly for car insurance. Novo has the cheapest CR-V rates, averaging $40 per month, but your personal rates will vary based on several factors.
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The Cheapest Auto Insurance Companies in Stockton, California, in 2026
USAA generally offers the lowest car insurance rates in Stockton, but rates can fluctuate based on factors like your neighborhood, driving history, and policy options.
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The Cheapest Auto Insurance Companies in Santa Barbara, California, in 2026
USAA beats other insurers on price in Santa Barbara, although your specific situation — including your age, address, driving record, and credit — ultimately determines what you’ll pay.
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Texas Car Insurance Requirements: What You Should Know
Texas drivers must have a minimum 30/60/25 liability policy to drive in the state legally. Learn more about Texas car insurance laws here.
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The Complete Guide to Personal Breathalyzers in 2026
Personal breathalyzers estimate your blood alcohol level through the amount of alcohol vapor you exhale. But their accuracy varies widely.
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The Cheapest Liability Car Insurance Companies in California in 2026
USAA has the cheapest liability-only insurance rates in California, at $82 per month.
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The Best (and Cheapest) Home Insurance Companies in Chicago, Illinois, in 2026
Erie Insurance, Nationwide, and Chubb are some of the best home insurers in Chicago. Find out how to pick the right coverage, whether you have a fixer-upper or an expensive condo.
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The Best (and Cheapest) Home Insurance Companies in Florida in 2026
Florida Peninsula and State Farm are among the best home insurers in Florida based on coverage options, pricing, and customer satisfaction.
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The Best (and Cheapest) Home Insurance Companies in Tampa, Florida, in 2026
Citizens, Florida Peninsula, and Chubb are our top picks for the best insurance for Tampa homeowners.
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Liability vs. Full Coverage: Differences, Costs, and More
Liability insurance is cheaper and covers damages you cause to others. Full-coverage insurance costs more but protects your vehicle, too.
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GEICO vs. AAA: Which Insurer Is Better for You?
How do GEICO and AAA compare when it comes to auto insurance prices and discounts? If you want to find out which company has the best premiums for your unique profile, check out our latest guide below.
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Cheapest Car Insurance for Low-Income Drivers in 2026
Low-income drivers have several coverage options, including state-sponsored assistance programs and non-standard insurers that focus on affordability.
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How to Shop for Car Insurance in 7 Easy Steps
Your budget and coverage needs are two of the biggest factors when shopping for car insurance. Learn what you need to get a quote and common mistakes to avoid.
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Car Insurance Calculator: Estimate Your Insurance Costs in Seconds
Find out what you might pay for car insurance. Enter a few details and get quick estimates for different coverage levels.
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Aspire General Insurance Review: A Good Choice for Car Insurance?
Aspire Insurance specializes in affordable coverage for high-risk drivers in California, Michigan, and Arizona, with rates averaging $75 monthly — well below the national average of $135.
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Our Lemonade Renters Insurance Review: What You Should Know in 2026
Lemonade delivers speed and simplicity at a low price, but limited availability and inconsistent customer service suggest it’s best for renters who value convenience over hands-on support.
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Mobile Catering Van Insurance: What You Need to Know in 2026
Catering van insurance protects your business from risks like accidents, equipment breakdowns, and liability claims. The right coverage keeps you compliant and your catering business running smoothly.
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The Best Car-Buying Sites: Where to Shop Online in 2026
Our guide compares AutoTrader, CarMax, Carvana, and more to help you find the right platform for your car-shopping style. Learn more.
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USAA Home Insurance: Costs, Coverage, Reviews, and More
USAA home insurance offers outstanding service and built-in replacement cost coverage. But the company limits eligibility to military members, veterans, and their families.
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Allstate Home Insurance: Costs, Coverage, Reviews, and More
Allstate has good financial ratings and many coverage options, but customer reviews often mention poor service. Find out whether Allstate home insurance is right for you.
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Pet Insurance for Pre-Existing Conditions: Availability, Costs, and More
Getting coverage for pre-existing conditions is difficult, but not impossible. AKC is a great choice if you need coverage for an existing illness, but it isn’t the only insurer worth considering.
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The Cheap Renters Insurance Companies in 2026
Erie, American Family, and Travelers consistently rank among the cheapest options for renters insurance, with monthly premiums starting at $15.
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Root vs. State Farm: Which Insurer Is Better for You?
State Farm is cheaper for drivers with an at-fault accident or speeding ticket on their record, but Root has lower rates for teens and drivers with poor credit.
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Root vs. GEICO: Which Insurer Is Better for You?
GEICO offers cheaper car insurance for drivers with accidents or speeding tickets, while Root provides lower average rates across most age groups.
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Root vs. Nationwide: Which Insurer Is Better for You?
Root generally has cheaper rates — even for teens and drivers with DUIs — but Nationwide is easier to use and is available in more places.
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How Married Couples Can Save on Car Insurance
Married couples enjoy some of the best car insurance rates — saving a monthly average of $24 over single drivers — thanks to fewer claims and perceived lower risk. We’ll show you how to get the lowest rates.
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Lemonade Car Insurance Review: Is It Right for You?
Lemonade offers a tech-savvy and eco-friendly approach to car insurance, with affordable monthly premiums starting at $30. But limited availability and potential privacy concerns mean it won’t be right for every driver.
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How to Cancel Your USAA Car Insurance Policy in 3 Easy Steps
You can’t cancel USAA car insurance online, but it’s easy to do with just a phone call. Here's the step-by-step process to cancel your policy.
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