Land Rover Range Rover Car Insurance: How Much Should You Expect to Pay?

Land Rover Range Rover drivers pay about $196 monthly for their insurance, on average. Take a look at our latest guide to know how much auto insurance companies might charge you to insure your Land Rover Range Rover.

Quick Facts

  • A Land Rover Range Rover is more expensive to insure compared to the average SUV.
  • Full coverage insurance for a Range Rover averages around $194 a month, on average, while liability only insurance generally runs about $89 per month.
  • Shelter Mutual offers the cheapest average rates for a Range Rover with liability only coverage offered for as low as just $42 monthly.

Range Rover Overview

The Land Rover Range Rover is a high-end SUV on the more expensive end of the spectrum, with a base price of $97,000 for 2021 models. There are eight different trim levels currently offered, so there's something there for every driver.

After analyzing thousands of car insurance quotes through Compare.com, we've found that Land Rover Range Rover auto insurance premiums run around $196 a month, on average. But how does that stack up to other similar SUVs out there on the market?

Current Base Price$97,000
Body Style(s)SUV
Trim LevelsRANGE ROVER, AUTOBIOGRAPHY FIFTY EDITION, SV AUTOBIOGRAPHY, SV AUTOBIOGRAPHY DYNAMIC, AUTOBIOGRAPHY, HSE WESTMINSTER EDITION, WESTMINSTER EDITION, HSE
Average Insurance Premium$196/mo.
Cheapest Insurance CompanyShelter Mutual

How Much is Car Insurance for a Land Rover Range Rover?

Vehicle Liability Only Full Coverage
Land Rover Range Rover$89$194
All Land Rover Models$85$184
All SUVs$80$151
Average Insurance Premium$81$169

Based on the table above, compared to other vehicles, Land Rover Range Rover insurance prices are above average. On average, Range Rover owners can expect to pay about $89 per month for liability insurance, and around $194 a month for full coverage, which has comprehensive and collision coverages in addition to liability (our guide, "State Minimum vs. Full Coverage", can give you more information on the difference between these types of insurance).

Comparing it to other Land Rover models, the Range Rover is slightly more expensive, with rates about 5% higher than the rest of the company's vehicle lineup. Similarly, compared to other vehicles of a similar body style, Range Rover coverage is above average, with both liability only and full coverage insurance averaging more expensive prices than other SUVs.

They're also on the more expensive end to insure than the average vehicle, regardless of which body style, model, or make you compare it to.

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Who has the Cheapest Car Insurance for a Land Rover Range Rover?

Insurance Company Average Monthly Premium
Clearcover$33
Mercury$41
Shelter Mutual$42
Workmens$50
DirectGeneral$54

If you're browsing for a new auto insurance policy for your Land Rover Range Rover, you're likely wondering which company offers the cheapest prices. While premiums can shift quite significantly depending on your driver profile, Clearcover offers the lowest average rates for liability only coverage, with rates sometimes as cheap as $33 per month. The runner up for most affordable rates is Mercury, with car insurance policies starting sometimes as little as $41 monthly.

Finishing off the rest of the top 5 are Shelter Mutual, Workmens, and DirectGeneral. But just because these five carriers offer the cheapest average rates doesn't necessarily mean they'll give you the best rates for your Land Rover Range Rover.

Insurance companies use a range of different factors and complex formulas to calculate premiums. The only way to guarantee you find the cheapest rates is to compare quotes from a range of auto insurance carriers.

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What Factors Affect Car Insurance Rates for a Land Rover Range Rover?

As we mentioned above, there are quite a few things that insurance companies look at to choose how much they charge you -- and each carrier weighs different attributes more heavily than others, so there's not just one company that's the most affordable for every driver.

The sections below show several variables auto insurance carriers use to calculate rates:

Vehicle Age

Vehicle Age Average Monthly Premium
Less than 1 Year$69
2-3 Years$71
4-5 Years$89
6-7 Years$91
8-10 Years$87
11-14 Years$100
15 Years or Older$79

The Land Rover Range Rover has been around for a while -- that means vehicle age will likely make a big difference in what you end up paying for insurance. Generally, older cars will be cheaper to insure because they're worth less than newer models, and as time goes on and Range Rovers begin to depreciate, insurance costs will gradually go down.

As you can see in the information above, the Land Rover Range Rover bucks the trend, as the cheapest models to insure are those that are 1 year old or less, while the most expensive models are 11 to 14 years old, on average.

Your Age

Age Average Monthly Premium

Age is another factor that plays a significant role in how much you pay for car insurance. Based on the information in the table above, younger drivers pay more for insurance than drivers with more experience on the road. In this case, drivers under 18 pay $60 more than those 25 or older.

Auto insurance prices continue to go lower as you get older, with the cheapest age group for Range Rover drivers being 65 years and older.

Your Gender

Gender Average Monthly Premium
Male$92
Female$83

Women normally to pay less for auto insurance than men. This is because men are more likely to get tickets and get into accidents, which increases the chances of an insurance claim. The Land Rover Range Rover is no different, and men pay around 11% more than women per month for car insurance.

Where You Live

State Average Monthly Premium
California$69
Florida$109
Georgia$134
Illinois$52
New York$224
North Carolina$57
Ohio$68
Pennsylvania$73
Texas$76
Virginia$56

You're probably already aware that things such as what vehicle you drive and how old you are play a role in your insurance rates, but you may not realize that where you live can have just as much as an impact. Car insurance is regulated at the state level, so premiums fluctuate quite a bit depending on which state you call home.

For example, the average Land Rover Range Rover driver in New York pays about $224 a month for liability coverage. Meanwhile, on average, the same Californian owner will pay less than half of that price. The chart shows average rates for the 10 largest states by population, just to give you a good idea of how much prices can change across states.

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Land Rover Range Rover Car Insurance Discounts

Regardless of how old you are, which car you drive, or what state you live in, it's always a smart move to take advantage of as many auto insurance discounts as possible.

Not every car insurance carrier will offer the same discounts, but there are a few that are relatively universal. These include things like:

  • Multi-car discounts for adding more than one vehicle to your auto policy
  • Pay-in-full discounts for drivers who agree to pay their entire policy price up front, rather than by monthly payments
  • Defensive driving discounts for taking a defensive driving class from a certified school or institution
  • Vehicle safety discounts for having a vehicle with certain safety features (like air bags or anti-lock brakes) or one with higher than average safety ratings

These are just a few of the discounts out there.

Even though you may not be able to control every variable auto insurance companies take into account to calculate rates (like some of the ones mentioned above), there are quite a few that are in your control. Below are just a few of the ones you can use in your favor when it comes to saving money:

Your Driving Record

Infractions Average Monthly Premium
1 Accident$117
Multiple Accidents$145
1 Ticket$99
Multiple Tickets$96

It's no secret that car insurance carriers offer the lowest prices to drivers with a history of responsible driving. It should be no surprise that your insurance premiums will go higher if you get tickets or get into a collision. But you're probably wondering exactly how much these infractions can cost you.

As you can see, accidents will usually cost Range Rover drivers more than tickets, but both will cause a significant increase in rates. Land Rover Range Rover drivers with a single ticket will pay about $99 monthly, while drivers with one accident on their record pay an average of $117 per month (up $28 from the $89/mo. overall average). Those who have multiple kinds of either violation will end up paying even more.

How Much You Drive

Annual Mileage Average Monthly Premium
0-2,500 Miles$97
2,501-5,000 Miles$74
5,001-7,500 Miles$78
7,501-10,000 Miles$93
10,000+ Miles$91

Another factor that impacts your car insurance prices is the total distance you drive annually. Those who are on the roads less are more likely to go accident-free, so they'll usually end up spending less on auto insurance. Based on the table above, you can see that Land Rover Range Rover owners who drive less than 2,500 miles pay $97 for insurance, while those who drive between 2,500 and 5,000 miles a year pay about $74 per month.

But if you don't drive much because have a second vehicle or you work from home, it may be worth considering pay-per-mile or usage-based car insurance. With these kinds of coverage, you pay a small base rate each month, with your final monthly bill being calculated based on how many miles you drove.

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How Do Land Rover Range Rovers Compare to Other Vehicles?

If you're thinking about buying a new vehicle and a Land Rover Range Rover is on your shortlist, it can pay off to do your due diligence. Insurance is just one cost that comes with a new car purchase, but it's guaranteed to be one that's worth taking into consideration.

Review the table below to see how the Land Rover Range Rover compares:

Land Rover Range Rover National Average
Liability Insurance$47$81
Full Coverage Insurance$218$169
Base MSRP$97,000$46,296
Average Annual Mileage10,14211,617

With an MSRP that's a quarter more than the going rate for a new vehicle, the Land Rover Range Rover is more expensive than average. The Range Rover has an MSRP of $97,000, a bit higher than the national average vehicle MSRP of $46,296.

Liability insurance for a Land Rover Range Rover is around $34 per month less than average, while full coverage is over $40 more a month.

However, it is worth noting that the Range Rover drivers tend to use their cars less than the average American driver, with only 10,142 annual miles for the average owner.

Land Rover Range Rover Car Insurance Costs by Model Year

We've gone over many of the variables that can affect how much the average driver pays to insure a Land Rover Range Rover. If you're thinking about buying a new vehicle and the Range Rover is one you're considering, having a good idea of exactly what you'll pay can be extremely helpful as you weigh your choices.

2021 Land Rover Range Rover Car Insurance

   
Liability Only Avg. Premium$47
Full Coverage Avg. Premium$218
Base MSRP$97,000
Cheapest Insurance CompanyMercury - $31/mo.
Available TrimsAUTOBIOGRAPHY, AUTOBIOGRAPHY FIFTY EDITION, HSE, HSE WESTMINSTER EDITION, RANGE ROVER, SV AUTOBIOGRAPHY, SV AUTOBIOGRAPHY DYNAMIC, WESTMINSTER EDITION

The average cost to insure a 2021 Land Rover Range Rover with liability only coverage is $47 monthly, while full coverage runs about $218 per month.

With premiums as low as $31 monthly, Mercury offered the most affordable policy we found for the 2021 Land Rover Range Rover.

Interested in just how much you'll pay? Just enter your ZIP code below to get lots of customized quotes for free.

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2020 Land Rover Range Rover Car Insurance

   
Liability Only Avg. Premium$81
Full Coverage Avg. Premium$203
Base MSRP$90,900
Cheapest Insurance CompanyEsurance - $57/mo.
Available TrimsAUTOBIOGRAPHY, HSE, P525 HSE, RANGE ROVER, SV AUTOBIOGRAPHY, SV AUTOBIOGRAPHY DYNAMIC

2020 Range Rover drivers can expect to pay an average of $81 a month for liability or $203 for full coverage.

Esurance offered the lowest policy we found, with rates as cheap as just $57 per month.

If you want to know exactly how much you can expect to pay for your Range Rover, just enter your ZIP code below and get free quotes in minutes.

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2019 Land Rover Range Rover Car Insurance

   
Liability Only Avg. Premium$118
Full Coverage Avg. Premium$229
Base MSRP$89,500
Cheapest Insurance CompanyMile Auto - $59/mo.
Available TrimsAUTOBIOGRAPHY, HSE, RANGE ROVER, SUPERCHARGED, SV AUTOBIOGRAPHY, SV AUTOBIOGRAPHY DYNAMIC

On average, drivers who own a 2019 Land Rover Range Rover can expect to pay $118 to $229 monthly for liability only and full coverage insurance, respectively.

Mile Auto has prices sometimes as low as $59 a month for the 2019 Land Rover Range Rover.

If you want to find the best rates for car insurance for a 2019 Land Rover Range Rover, enter your ZIP code below and compare a multitude of personalized quotes in just a few minutes.

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2018 Land Rover Range Rover Car Insurance

   
Liability Only Avg. Premium$89
Full Coverage Avg. Premium$235
Base MSRP$87,350
Cheapest Insurance CompanyJupiter - $39/mo.
Available TrimsAUTOBIOGRAPHY, HSE, RANGE ROVER, SUPERCHARGED, SV AUTOBIOGRAPHY DYNAMIC

It costs around $89 monthly for liability or $235 for a full coverage policy for the 2018 Range Rover.

We found Jupiter offered the most affordable policy, with rates as cheap as $39 per month.

Interested in exactly how much you'll pay? Enter your ZIP code below to get several free personalized quotes.

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2017 Land Rover Range Rover Car Insurance

   
Liability Only Avg. Premium$88
Full Coverage Avg. Premium$264
Base MSRP$85,650
Cheapest Insurance CompanyShelter Mutual - $42/mo.
Available TrimsAUTOBIOGRAPHY, HSE, RANGE ROVER, SUPERCHARGED, SV AUTOBIOGRAPHY

You can expect full coverage for a 2017 Land Rover Range Rover to run about $264 a month, while liability only coverage will average around $88 per month.

If you're looking for the lowest possible 2017 Land Rover Range Rover insurance policy, Shelter Mutual offered the cheapest policy we found, with rates as little as $42 a month.

If you want to know exactly how much you can expect to pay for your Range Rover, get free quotes in minutes by just entering your ZIP code below.

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2016 Land Rover Range Rover Car Insurance

   
Liability Only Avg. Premium$94
Full Coverage Avg. Premium$182
Base MSRP$84,950
Cheapest Insurance CompanyDirectGeneral - $22/mo.
Available TrimsAUTOBIOGRAPHY, HSE, RANGE ROVER, SUPERCHARGED, SV AUTOBIOGRAPHY

The average cost to insure a 2016 Range Rover with liability only coverage is $94 monthly, while full coverage runs about $182 a month.

With premiums as little as just $22 monthly, DirectGeneral offered the lowest policy we found.

While these are good estimates of what the average driver might pay to insure a 2016 Land Rover Range Rover, these rates might differ based on your driver profile. Just enter your ZIP code below, to get free personalized quotes in minutes.

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2015 Land Rover Range Rover Car Insurance

   
Liability Only Avg. Premium$54
Full Coverage Avg. Premium$162
Base MSRP$83,495
Cheapest Insurance CompanyShelter Mutual - $26/mo.
Available TrimsAUTOBIOGRAPHY, AUTOBIOGRAPHY BLACK, HSE, RANGE ROVER, SUPERCHARGED

2015 Land Rover Range Rover drivers can expect to pay an average of $54 per month for liability or $162 for full coverage.

Looking for the cheapest policy? Shelter Mutual offered liability only coverage for as little as $26 monthly.

Want to know exactly how much you'll pay? Just enter your ZIP code below to get a variety of free personalized quotes.

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2014 Land Rover Range Rover Car Insurance

   
Liability Only Avg. Premium$69
Full Coverage Avg. Premium$224
Base MSRP$83,300
Cheapest Insurance CompanyApparent - $32/mo.
Available TrimsAUTOBIOGRAPHY, AUTOBIOGRAPHY BLACK, HSE, RANGE ROVER, SUPERCHARGED

It costs around $69 a month for liability or $224 for a full coverage policy for the 2014 Range Rover.

We found Apparent offered the lowest policy, with rates as little as just $32 per month.

If you want to know just how much your premium will be, just enter your ZIP code below and get several free quotes in minutes.

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2013 Land Rover Range Rover Car Insurance

   
Liability Only Avg. Premium$50
Full Coverage Avg. Premium$184
Base MSRP$82,650
Cheapest Insurance CompanyLiberty Mutual - $23/mo.
Available TrimsAUTOBIOGRAPHY, HSE, SUPERCHARGED

On average, drivers who own a 2013 Land Rover Range Rover can expect to pay $50 to $184 monthly for liability only and full coverage insurance, respectively.

If you're looking for the most affordable 2013 Land Rover Range Rover insurance policy, Liberty Mutual offered the most affordable policy we found, with rates as low as just $23 a month.

And if you want more accurate rates tailored specifically to you, just enter your ZIP code below and get free quotes in minutes.

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2012 Land Rover Range Rover Car Insurance

   
Liability Only Avg. Premium$104
Full Coverage Avg. Premium$173
Base MSRP$79,425
Cheapest Insurance CompanySafeAuto - $61/mo.
Available TrimsAUTOBIOGRAPHY, HSE, HSE LUXURY

You can expect full coverage for a 2012 Range Rover to run about $173 per month, while liability only coverage will average around $104 a month.

SafeAuto offered the lowest policy we found, with rates as cheap as just $61 per month.

Want to figure out exactly what you'll be asked to pay? Get multiple customized quotes for free by just entering your ZIP code below.

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2011 Land Rover Range Rover Car Insurance

   
Liability Only Avg. Premium$108
Full Coverage Avg. Premium$178
Base MSRP$78,835
Cheapest Insurance CompanyMercury - $27/mo.
Available TrimsAUTOBIOGRAPHY, HSE, HSE LUXURY

The average cost to insure a 2011 Land Rover Range Rover with liability only coverage is $108 monthly, while full coverage runs about $178 per month.

Looking for the most affordable policy? Mercury offered liability only coverage for sometimes as little as $27 a month.

If you want more accurate quotes of how much you can expect to pay, get free quotes in minutes by just entering your ZIP code below.

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2010 Land Rover Range Rover Car Insurance

   
Liability Only Avg. Premium$132
Full Coverage Avg. Premium$165
Base MSRP$78,425
Cheapest Insurance CompanyMetLife - $27/mo.
Available TrimsAUTOBIOGRAPHY, HSE, HSE LUXURY

It costs around $132 monthly for liability or $165 for a full coverage policy for the 2010 Range Rover.

With premiums sometimes as cheap as $27 per month, MetLife offered the cheapest policy we found.

If you want to know just how much your rate will be, just enter your ZIP code below and get free quotes in minutes.

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Land Rover Range Rover Insurance FAQs

Is a Land Rover Range Rover expensive to insure?

The Land Rover Range Rover is more expensive to insure compared to the average vehicle. Liability insurance runs an average of $89 a month, while full coverage will cost you around $194.

How can I get the best price on car insurance for my Land Rover Range Rover?

There's only one way to guarantee you're getting the most affordable rates -- regularly shopping around and getting quotes. Over time, your driver profile changes, which could change your rates, so it's recommended that you get quotes every 6 months or so. Luckily, sites like Compare.com let you compare prices from a variety of companies at once, meaning you can find the lowest rates (or guarantee you already have the best deal) in just a few minutes.

Does the color of my Land Rover Range Rover affect my insurance premiums?

Have you heard the old adage that red cars cost more to insure than cars of other colors before? Well, that's just a myth. There are many factors auto insurance carriers examine when they calculate your rates, but your Land Rover Range Rover's color is not factored into that decision.

Do I need to have insurance before I buy a Land Rover Range Rover?

You'll need to have an auto insurance policy in place before you can legally driver your new (or new to you) Range Rover off the dealership lot. Some dealerships may offer you a car insurance policy as part of the car-buying process, but it's best to let your car insurance company know beforehand.

What car insurance discounts can I get for my Land Rover Range Rover?

You will find a variety of discounts out there for insurance. Many of them (like "safe driver discounts" and "multi-vehicle discounts") are more based on you than the vehicle you drive, but if your Range Rover has safety features like airbags, anti-theft systems, anti-lock brakes, and other features, it may qualify for certain discounts. The only way to know is to get in touch with your insurance carrier and ask about which discounts they offer, since they differ quite a bit from company to company.

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