Mitsubishi Mirage Car Insurance: How Much Should You Expect to Pay?

The average car insurance rate for a Mitsubishi Mirage averages out to be around $180 per month. Our new guide will help you see how much insurance companies might charge you to insure your Mitsubishi Mirage.
man driving newly insured car
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Quick Facts

  • A Mitsubishi Mirage is more expensive to insure than the average car.
  • Full coverage car insurance for a Mirage tends to be about $183 monthly, on average, while liability only insurance usually runs around $83 a month.
  • At as little as $29 monthly for liability only coverage, Ohio Mutual is the cheapest insurance company for a Mirage.

Mirage Overview

The Mitsubishi Mirage is a great budget-friendly car for drivers of all types, with base prices starting at just $14,325 for 2022 models. There are four different trim levels currently available, so you'll drive off the dealership lot in style.

We analyzed thousands of auto insurance quotes on, and we've found that average Mitsubishi Mirage insurance premiums run about $180 a month. But how does that compare to other cars on the market?

Current Base Price$14,325
Body Style(s)Car
Average Insurance Premium$180/mo.
Cheapest Insurance CompanyOhio Mutual

How Much is Car Insurance for a Mitsubishi Mirage?

Vehicle Liability Only Full Coverage
Mitsubishi Mirage$83$183
All Mitsubishi Models$87$179
All Cars$83$177
Average Insurance Premium$81$169

You'll see in the table above that Mitsubishi Mirage insurance rates are right around average compared to other vehicles on the road. On average, Mirage drivers can expect to pay about $83 per month for liability insurance, and around $183 a month for full coverage, which has comprehensive and collision coverages in addition to liability (our guide, "State Minimum vs. Full Coverage", can provide more details on the difference between these types of insurance).

Compared to other Mitsubishi models, the Mirage's insurance premium is in line with the rest of the company's vehicle lineup. Compared to offerings from other brands, auto insurance for a Mirage is more expensive than average, with liability insurance prices averaging exactly the same rates, but full coverage insurance premiums coming in at $6 higher than other cars.

When compared to all vehicles, regardless of body style, model, or make, the Mirage is more expensive than average for full coverage only, but liability only prices run about the same.

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Who has the Cheapest Car Insurance for a Mitsubishi Mirage?

Insurance Company Average Monthly Premium
Ohio Mutual$29
Commonwealth Casualty$41

If you're in the market for a new car insurance policy for your Mitsubishi Mirage, you might want to know which carrier offers the most affordable rates. Although there will never be one company that has the lowest rates for everyone, the lowest average rates for liability only insurance are sometimes just $29 a month from Ohio Mutual. The next most affordable carrier is Aspire, who offers car insurance as cheap as just $34 per month.

Fiesta, StateAuto, and Commonwealth Casualty round out the rest of the top 5 list. However, just because these five carriers offer the cheapest average rates doesn't necessarily mean they'll give you the best rates for your Mitsubishi Mirage.

After all, auto insurance companies look at a multitude of things when calculating premiums, so your results might be different. By getting quotes from a wide array of car insurance carriers at once, you can be confident you're finding the lowest rate.

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What Factors Affect Car Insurance Rates for a Mitsubishi Mirage?

There are several factors that insurance companies take into account to calculate how much they charge -- and each company uses a different method, so there's not one single carrier that's the most affordable for every driver.

The sections below show a whole range of factors auto insurance carriers use to calculate rates:

Vehicle Age

Vehicle Age Average Monthly Premium
Less than 1 Year$94
2-3 Years$99
4-5 Years$72
6-7 Years$73
8-10 Years$55
11-14 Years$71
15 Years or Older$72

Mitsubishi has been making the Mirage for quite some time, so the car's age may make a big difference in how much you'll pay for car insurance. Normally, older cars will be cheaper to insure because they're worth less than newer models, and as time goes on and Mirages begin to depreciate, insurance costs will gradually go lower.

From the table above, you can see the Mitsubishi Mirage follows this trend, as the most expensive models to insure are those that are 2 to 3 years old, while the cheapest models are Mirages that are 8 to 10 years old, on average.

Your Age

Age Average Monthly Premium

Your age is another factor that makes a difference in how much insurance companies will charge for a policy. As you can see above, young drivers pay more for car insurance than drivers who have more experience on the road. In this case, drivers under 18 pay $18 more than those 25 or older.

Auto insurance prices continue to go down as you get older, with drivers aged 65 years and older making up the cheapest age group for the Mirage.

Your Gender

Gender Average Monthly Premium

Did you know men tend to pay more for auto insurance than women? This is because women are less likely to get speeding tickets and get into collisions, which lowers the chances of an insurance claim. The Mitsubishi Mirage is no different, and women pay around 9% less than men monthly for insurance.

Where You Live

State Average Monthly Premium
New York$235
North Carolina$59

You may already know that variables such as what vehicle you drive and how old you are play a role in your auto insurance rates, but did you know that where you live matters just as much? Because car insurance is regulated at the state level, premiums can shift quite a bit from state to state.

For example, the average Mitsubishi Mirage driver in New York pays about $235 a month for liability coverage, while the same owner from California will pay only a quarter of that price, on average. The table referenced above shows average rates for the top 10 most populous states, just to give you a good idea of how much prices can change between states.

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Mitsubishi Mirage Car Insurance Discounts

No matter your age, your home state, or your car, it's always important to take advantage of as many insurance discounts as possible when shopping around for a new policy.

Even though all car insurance carriers offer their own unique discounts, there are a few that you'll find with most insurers. These include things like:

  • Defensive driving discounts for drivers who take a defensive driving class through a certified school or institution
  • Multi-vehicle discounts for insuring more than one of your cars with the same company
  • Vehicle safety discounts for having a vehicle with certain safety features (like air bags or anti-lock brakes) or one with higher safety ratings
  • Multi-policy discounts for using the same insurance carrier for both your home and car insurance

But these aren't the only discounts auto insurance carriers offer to their customers. Sometimes the best way to save is just by having a profile that looks good to insurance companies.

While you can't control every variable car insurance carriers reference to calculate rates (like some of the ones mentioned above), you can influence some of them. Below are just a few of the ones you can use to your advantage when it comes to cost savings:

Your Driving Record

Infractions Average Monthly Premium
1 Accident$107
Multiple Accidents$123
1 Ticket$93
Multiple Tickets$112

You've probably heard ads from insurance companies promoting large savings for good drivers. It checks out that if you get cited for speeding or get into an accident, auto insurance prices will get higher. But exactly how much can it cost you for these infractions?

As you can tell, accidents will usually cost Mirage drivers more than tickets, but both will result in above average rates. Mitsubishi Mirage drivers with a single ticket will pay an average of $93 per month, while drivers with one accident on their record pay about $107 every month (up $24 from the $83/mo. overall average). Drivers who have more than one of either violation will end up paying even more.

How Much You Drive

Annual Mileage Average Monthly Premium
0-2,500 Miles$81
2,501-5,000 Miles$77
5,001-7,500 Miles$75
7,501-10,000 Miles$89
10,000+ Miles$79

The total amount of miles you drive plays a big role when it comes to your car insurance premiums. Drivers who are on the roads less often are more likely to go accident-free, so they'll typically get cheaper rates. Based on the table above, you can see that Mitsubishi Mirage owners who drive between 5,000 and 7,500 miles a year pay an average of $75 monthly for auto insurance, while those who put between 7,500 and 10,000 miles on their cars pay $89.

If you happen to be one of those drivers who put very few miles on your Mitsubishi Mirage each year, it may be worth learning about pay-per-mile or usage-based insurance. With these policies, you pay a small base rate each month, with your final monthly bill being calculated based on how many miles you drove.

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How Do Mitsubishi Mirages Compare to Other Vehicles?

If you're thinking about making a Mitsubishi Mirage your next car, it can pay off to do your research. Car insurance is just one cost that's associated with a new car purchase, but it's definitely one that's worth thinking about carefully.

Visit the table below to see how the Mitsubishi Mirage compares:

Mitsubishi Mirage National Average
Liability Insurance-$81
Full Coverage Insurance$145$169
Base MSRP$14,325$46,192
Average Annual Mileage11,27011,617

As you can see, a Mitsubishi Mirage is a great value when it comes to overall price tag. The Mirage comes in at $14,325, which is much cheaper than the national average vehicle MSRP of $46,192.

Liability insurance for a Mitsubishi Mirage is, while full coverage is over $20 less per month.

When it comes to usage, Mitsubishi Mirage drivers are pretty close to the national average in annual miles driven, with 11,617 miles each year for all vehicles compared to the Mirage's 11,270 per year.

Mitsubishi Mirage Car Insurance Costs by Model Year

We've gone over many of the factors that can affect how much the average driver pays to insure a Mitsubishi Mirage. But if you're considering buying a new vehicle and the Mirage is one you're thinking about, having a good idea of how much you'll likely pay can be extremely helpful as you weigh your choices and compare it to other vehicles on your shortlist.

2021 Mitsubishi Mirage Car Insurance

Liability Only Avg. Premium$75
Full Coverage Avg. Premium$192
Base MSRP$14,295
Cheapest Insurance CompanyPlymouthRockNJ - $39/mo.
Available TrimsES/LE, G4 ES/G4 LE, G4 SE, SE

2021 Mitsubishi Mirage drivers can expect to pay an average of $75 a month for liability or $192 for full coverage.

With prices as cheap as $39 monthly, PlymouthRockNJ offered the cheapest policy we found.

If you want more accurate quotes of how much you can expect to pay, get free quotes in minutes by just entering your ZIP code below.

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2020 Mitsubishi Mirage Car Insurance

Liability Only Avg. Premium$107
Full Coverage Avg. Premium$210
Base MSRP$13,995
Cheapest Insurance CompanyClearcover - $22/mo.
Available TrimsES, G4 ES, G4 SE/G4 LE, LE/GT, SE

It costs around $107 a month for liability or $210 for a full coverage policy for the 2020 Mirage.

Clearcover offered the lowest policy we found, with rates sometimes as low as $22 per month.

Want to find the cheapest rates? Enter your ZIP code below to get lots of customized quotes for free.

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2019 Mitsubishi Mirage Car Insurance

Liability Only Avg. Premium$106
Full Coverage Avg. Premium$200
Base MSRP$13,795
Cheapest Insurance CompanyCommonwealth Casualty - $27/mo.
Available TrimsES/RF, G4 ES, G4 SE, LE/GT, SE

You can expect full coverage for a 2019 Mitsubishi Mirage to run about $200 monthly, while liability only coverage will average around $106 per month.

If you're looking for the lowest possible 2019 Mitsubishi Mirage insurance policy, Commonwealth Casualty offered the most affordable policy we found, with rates as little as just $27 a month.

While these are good estimates of what the average driver might pay to insure a 2019 Mitsubishi Mirage, these premiums might differ based on your driver profile. Just enter your ZIP code below, to get free personalized quotes in minutes.

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2018 Mitsubishi Mirage Car Insurance

Liability Only Avg. Premium$101
Full Coverage Avg. Premium$213
Base MSRP$13,395
Cheapest Insurance CompanyHugo - $22/mo.
Available TrimsES, G4 ES, G4 SE, GT, SE

On average, drivers who own a 2018 Mirage can expect to pay $101 to $213 monthly for liability only and full coverage insurance, respectively.

We found Hugo offered the cheapest policy, with rates as low as $22 per month.

If you want to know exactly how much you can expect to pay for your Mirage, just enter your ZIP code below and get free quotes in minutes.

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2017 Mitsubishi Mirage Car Insurance

Liability Only Avg. Premium$84
Full Coverage Avg. Premium$184
Base MSRP$12,995
Cheapest Insurance CompanyAnswerFinancial - $24/mo.
Available TrimsES, G4 ES, G4 SE, GT, SE

The average cost to insure a 2017 Mitsubishi Mirage with liability only coverage is $84 monthly, while full coverage runs about $184 a month.

Looking for the most affordable policy? AnswerFinancial offered liability only coverage for as low as just $24 per month.

What will your car insurance price be? Enter your ZIP code below to get multiple free personalized quotes.

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2015 Mitsubishi Mirage Car Insurance

Liability Only Avg. Premium$73
Full Coverage Avg. Premium$163
Base MSRP$12,995
Cheapest Insurance CompanyHugo - $17/mo.
Available TrimsDE, ES

2015 Mirage drivers can expect to pay an average of $73 a month for liability or $163 for full coverage.

Hugo has prices sometimes as cheap as $17 monthly for the 2015 Mitsubishi Mirage.

If you want more accurate quotes of how much you can expect to pay, just enter your ZIP code below and get several free quotes in minutes.

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2014 Mitsubishi Mirage Car Insurance

Liability Only Avg. Premium$66
Full Coverage Avg. Premium$141
Base MSRP$12,995
Cheapest Insurance CompanyLiberty Mutual - $18/mo.
Available TrimsDE, ES

The average cost to insure a 2014 Mitsubishi Mirage with liability only coverage is $66 a month, while full coverage runs around $141 monthly.

With rates sometimes as little as $18 per month, Liberty Mutual offered the lowest policy we found for the 2014 Mitsubishi Mirage.

Want to know exactly what your auto insurance premium will be? Get several personalized quotes for free by just entering your ZIP code below.

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Mitsubishi Mirage Insurance FAQs

Is a Mitsubishi Mirage expensive to insure?

It costs more to insure a Mitsubishi Mirage when compared to the average car. Liability insurance runs an average of $83 a month, while full coverage will cost you around $183.

How can I get the best price on car insurance for my Mitsubishi Mirage?

There's only one way to be confident you're getting the most affordable rates -- regularly shopping around and comparing quotes from an array of carriers. Over time, your driver profile changes, so it's a good rule of thumb to review quotes every 6 months or so. Luckily, sites like let you compare prices from numerous companies at once, meaning you can find the lowest rates (or guarantee you already have the best deal) for free.

Does the color of my Mitsubishi Mirage affect my insurance rates?

You may have heard that it costs more to insure red cars than silver or white ones, but that's actually a myth. There are lots of variables car insurance carriers think about when they decide how much to charge for insurance, but your Mirage's color isn't one of them.

Do I need to have insurance before I buy a Mitsubishi Mirage?

You'll need to have valid car insurance for your vehicle before you can legally drive your it off the dealership lot. Some dealerships might offer you a car insurance policy as part of the car-buying process, but the easiest thing to do is to let your insurance carrier know beforehand.

What car insurance discounts can I get for my Mitsubishi Mirage?

There are a ton of discounts out there for auto insurance. Many of them (like "pay-in-full discounts" and "safe driver discounts") are more based on you than the car you drive, but if your Mirage has safety features like airbags, anti-theft systems, anti-lock brakes, and other features, it may qualify for certain discounts. The only way to know for sure is to talk with your insurance agent and ask about their list of discounts, since they differ quite a bit from company to company.

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