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Nick Dauk is a content writer specializing in business, entrepreneurship, personal finance, and travel who's been writing for Compare.com since 2023. His work has been featured in The New York Post, BBC, Business Insider, Fox Business, and Bisnow.
Nick’s global adventures have also been featured on Inside Hook, Houston Chronicle, Chicago Magazine, and The Telegraph.
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Nick Versaw leads Compare.com's editorial department, where he and his team specialize in crafting helpful, easy-to-understand content about car insurance and other related topics. With nearly a decade of experience writing and editing insurance and personal finance articles, his work has helped readers discover substantial savings on necessary expenses, including insurance, transportation, health care, and more. As an award-winning writer, Nick has seen his work published in countless renowned publications, such as the Washington Post, Los Angeles Times, and U.S. News & World Report. He graduated with Latin honors from Virginia Commonwealth University, where he earned his Bachelor's Degree in Digital Journalism.
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Mitsubishis may not be the most popular vehicles in the U.S., but they need auto insurance just like any other car. Fortunately, the brand’s average rates are comparable to those of the rest of the automotive industry.
Our data shows that Mitsubishi owners pay an average of $197 per month for full-coverage car insurance. That’s barely 2% more than the industry average of $193 per month.
But whether you have an Outlander or a Mirage, you have many factors to consider when choosing an auto insurance policy. Let’s take a look at the cheapest Mitsubishi car insurance companies and how you can save money on coverage.
Mitsubishi drivers pay an average of $108 per month for liability insurance and $197 for full coverage.
Safeco, Progressive, and Lemonade are some of the best insurers for Mitsubishi vehicles.
North Carolina Mitsubishi drivers pay the cheapest rates, at $75 per month. New York has the highest rates, at $387 per month.
The coverage you choose has one of the biggest influences on how much you pay for auto insurance. Liability-only policies are cheaper but only cover damages you cause in an accident. Full coverage costs more but provides better financial protection.
The table below compares average monthly premiums for Mitsubishi vehicles to the average for all other makes, according to Compare.com data.
Vehicle Type  | Average Monthly Premium: Liability Coverage | Average Monthly Premium: Full Coverage | Overall Average for All Policies |
|---|---|---|---|
| Mitsubishi | $108 | $197 | $153 |
| All makes | $108 | $193 | $150 |
Compared to the national average, Mitsubishi vehicles cost slightly more to insure. Liability coverage for Mitsubishi vehicles is in line with the average liability price across all makes. But full-coverage policies for Mitsubishi cars cost slightly more than average
The model of your Mitsubishi also affects your car insurance rates. For example, the Eclipse, Endeavor, and Galant are often cheaper to insure because they’re older vehicles that are worth less. Outlanders are larger vehicles with better safety features and are worth more, which is why they cost more to insure.[1]
The table below lists the average premiums for different Mitsubishi models, according to Compare.com data.
Model | Average Liability Premium | Average Full-Coverage Premium |
|---|---|---|
| Eclipse | $93 | $169 |
| Eclipse Cross | $109 | $199 |
| Endeavor | $86 | $156 |
| Galant | $96 | $175 |
| Lancer | $110 | $200 |
| Mirage | $114 | $208 |
| Outlander | $107 | $195 |
The Endeavor is the cheapest Mitsubishi model to insure, with average full-coverage premiums of $156 per month. On the other end of the spectrum, the Mirage is the most expensive model to insure, with average monthly full-coverage rates of $208.
Next, let’s look at some of the cheapest insurance companies for Mitsubishi vehicles.
Regardless of average rates, you can always find ways to save on your Mitsubishi car insurance. Shopping around and comparing rates can help you get the right coverage at the best price.
Below, you’ll find the five auto insurers with the lowest average monthly premiums for Mitsubishi models, according to Compare.com data.
Company | Average Monthly Premium |
|---|---|
| Safeco | $111 |
| Root | $113 |
| Mercury | $118 |
| Kemper | $118 |
| Elephant | $127 |
Safeco has the lowest average rate, at $111 per month. But drivers with traffic violations — like speeding tickets or at-fault accidents — might find cheaper rates from a company like Kemper.
Now, let’s explore our top picks for the best Mitsubishi car insurance.
There isn’t a single “best” car insurance company for everyone. Every driver needs something different from their auto policy, whether it’s low rates or extensive coverage.
We chose Safeco, Lemonade, and Progressive as some of the best insurers for different Mitsubishi drivers. We picked these companies based on their average rates, available discounts, and coverage options.
| User Reviews | 3.8 |
|---|---|
| Our Rating Compare.com's ratings are determined by our editorial team. The objective formula used in these reviews weighs several important factors to consider when choosing financial products and services, including customer satisfaction ratings, ease of use, and a number of other components. | 4 /5 |
| Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages. | $88/mo |
| Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible. | $139/mo |
Customers appreciate the accessible and friendly customer service but are unhappy with the significant and frequent price increases, especially for those with safe driving records.
Customers appreciate the accessible and friendly customer service but are unhappy with the significant and frequent price increases, especially for those with safe driving records.
Safeco has some of the most affordable premiums for Mitsubishi drivers. It’s part of Liberty Mutual, which has an A (Excellent) financial strength rating from AM Best.[2] Safeco even offers a loyalty program for sticking with the company.
But while its rates are low, Safeco has fewer coverage options than some competitors. It also doesn’t advertise many discounts, so you may need to get a quote to find out what you can qualify for.
Cheap rates
Loyalty program for long-term customers
Few advertised discounts
Limited optional coverages
| User Reviews | 3.2 |
|---|---|
| Our Rating Compare.com's ratings are determined by our editorial team. The objective formula used in these reviews weighs several important factors to consider when choosing financial products and services, including customer satisfaction ratings, ease of use, and a number of other components. | 4.3 /5 |
| Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages. | $101/mo |
| Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible. | $173/mo |
Customers appreciate the initial affordability and claim handling but dislike the frequent and unexplained rate increases, as well as the poor customer service.
Customers appreciate the initial affordability and claim handling but dislike the frequent and unexplained rate increases, as well as the poor customer service.
Florida and Texas are among the states with the most Mitsubishi dealerships, and Progressive is the largest auto insurer in both states.[3] It offers helpful add-ons for long-distance Mitsubishi drivers, like roadside assistance, pet injury, and trip interruption coverage.
Snapshot, Progressive’s telematics program, can save safe drivers money. But be careful, because risky driving habits could increase your rates.
| AM Best AM Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor). | NR |
|---|---|
| Our Rating Compare.com's ratings are determined by our editorial team. The objective formula used in these reviews weighs several important factors to consider when choosing financial products and services, including customer satisfaction ratings, ease of use, and a number of other components. | NR |
Lemonade is an online-first insurance company that charges you based on your mileage. That means that you can save money by driving less. It’s a certified B Corp and donates to nonprofit organizations, including Teach For America and Habitat for Humanity.
Lemonade also plants trees to offset carbon emissions, offers emergency charging services, and provides discounts for plug-in hybrid electric vehicles (PHEV).
Plug-in hybrid electric vehicle discount available
Rates based on mileage
No AM Best or J.D. Power ratings
Available in only eight states
Get personalized quotes from top insurance companies.
Where you live affects insurance rates, so drivers with identical Outlander Sports in different ZIP codes may pay different rates. Local factors like theft rates, climate, and accident rates all influence premiums.
The map below shows average monthly Mitsubishi premiums by state, according to our data.
State | Average Monthly Premium |
|---|---|
| Alabama | $100 |
| Arizona | $134 |
| Arkansas | $193 |
| California | $194 |
| Colorado | $157 |
| Connecticut | $306 |
| Delaware | $187 |
| Florida | $197 |
| Georgia | $200 |
| Idaho | $101 |
| Illinois | $125 |
| Indiana | $108 |
| Iowa | $91 |
| Kansas | $123 |
| Kentucky | $197 |
| Louisiana | $182 |
| Maine | $119 |
| Maryland | $277 |
| Massachusetts | $151 |
| Michigan | $236 |
| Minnesota | $151 |
| Mississippi | $151 |
| Missouri | $147 |
| Montana | $122 |
| Nebraska | $141 |
| Nevada | $240 |
| New Hampshire | $92 |
| New Jersey | $159 |
| New Mexico | $116 |
| New York | $387 |
| North Carolina | $75 |
| North Dakota | $116 |
| Ohio | $102 |
| Oklahoma | $130 |
| Oregon | $129 |
| Pennsylvania | $131 |
| Rhode Island | $115 |
| South Carolina | $221 |
| South Dakota | $97 |
| Tennessee | $113 |
| Texas | $179 |
| Utah | $146 |
| Vermont | $109 |
| Virginia | $145 |
| Washington | $112 |
| Washington D.C. | $229 |
| West Virginia | $116 |
| Wisconsin | $102 |
| Wyoming | $97 |
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The best car insurance policy is one that provides the coverage you need at an affordable rate. You have many options to consider, including:
State-minimum insurance: Most states require you to have a minimum level of coverage. You typically need bodily injury liability coverage and property damage liability, but some states also require personal injury protection (PIP) and uninsured/underinsured motorist (UM/UIM) coverage.
Full coverage: For more protection from both accident- and non-accident-related expenses, you may want comprehensive and collision insurance. These coverages help pay for your own injuries and damages in an accident.
Add-on coverage: Many drivers want additional options, like rental car coverage and gap insurance. When shopping around, make sure insurers offer the coverage you want.
Discounts: Insurers offer a variety of discounts, and availability and savings can vary from company to company. A company may have a lower base rate, but you may save more money with an insurer offering the right mix of discounts.
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Even with a spotty driving record, you have multiple ways to get the most affordable coverage your Mitsubishi needs. Here are some tips to save on your car insurance:
Get quotes before buying a car. For example, the value of a Mitsubishi Mirage is different from that of a Mirage G4, which means their insurance rates may also be different. Compare insurance costs for different Mitsubishi vehicles to find the model with the most affordable premiums.
Raise your deductible. Increasing your deductible can lower your premiums. But make sure you can cover any expenses after an accident, because you’ll pay more out of pocket.
Reduce your coverage if you have an older car. If you’re driving a Mitsubishi Galant, Eclipse, or Endeavor, your vehicle might be worth less than you realize. Lowering your policy from full coverage to liability only can save money.
Look for discounts. Insurers offer various ways to save, including safe driver, multi-policy, and safety features discounts. Finding the right discounts can significantly reduce the cost of your car insurance.
Compare quotes annually. Auto insurance companies regularly adjust rates to stay competitive. Request quotes every year to make sure you’re getting the lowest rate for your car insurance.[6]
Compare quotes from multiple companies and save money in seconds.
Below, we answered some common questions about Mitsubishi car insurance.
Car insurance for Mitsubishi vehicles costs an average of $153 per month, according to Compare.com data. But how much you pay for car insurance depends on several factors, including your car’s model, age, and safety features.
Somewhat. Insurance for Mitsubishi cars is slightly more expensive than the national average rates for all makes. Mitsubishi drivers pay an average of $153 per month, compared to the national average of $150, according to Compare.com data. Your insurance rates depend on factors like your location and driving record.
The Mitsubishi Endeavor is the cheapest Mitsubishi model to insure, according to Compare.com data. Auto insurance for the Endeavor costs an average of $86 per month. Mitsubishi discontinued the Endeavor in 2011, and the Eclipse and Galant are the cheapest to insure of Mitsubishi’s current models.
It depends. Many Mitsubishi dealerships claim that a well-maintained model can last between 150,000 and 200,000 miles or more. That said, many factors influence the lifespan of your Mitsubishi, including your driving habits, the climate you live in, and how often you have the vehicle serviced.
Mitsubishi vehicles had a reputation for being affordable, but their prices have become more in line with other brands in recent years. Because car value affects how much you pay for car insurance, Mitsubishi owners pay slightly above-average rates.
Data scientists at Compare.com analyzed more than 50 million real-time auto insurance quotes from more than 75 partner insurers in order to compile the rates and statistics seen in this article. Compare.com’s auto insurance data includes coverage analysis and details on drivers’ vehicles, driving records, insurance histories, and demographic information.
All the rates listed in this article have been collected from a combination of real Compare.com quotes and external insurance rate data gathered in collaboration with Quadrant Information Services. Compare.com uses these observations to provide readers with insights into how auto insurance companies determine their premiums.
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Compare.com's #1 goal is to save you money. We publish resources that are based on hard-hitting data and years of industry experience to help you make more informed decisions with your wallet.
Learn more about us, our team, and what makes us tick.
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Nick Dauk is a content writer specializing in business, entrepreneurship, personal finance, and travel who's been writing for Compare.com since 2023. His work has been featured in The New York Post, BBC, Business Insider, Fox Business, and Bisnow.
Nick’s global adventures have also been featured on Inside Hook, Houston Chronicle, Chicago Magazine, and The Telegraph.
Nick Versaw leads Compare.com's editorial department, where he and his team specialize in crafting helpful, easy-to-understand content about car insurance and other related topics. With nearly a decade of experience writing and editing insurance and personal finance articles, his work has helped readers discover substantial savings on necessary expenses, including insurance, transportation, health care, and more. As an award-winning writer, Nick has seen his work published in countless renowned publications, such as the Washington Post, Los Angeles Times, and U.S. News & World Report. He graduated with Latin honors from Virginia Commonwealth University, where he earned his Bachelor's Degree in Digital Journalism.
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