Blytheville, AR Car Insurance

On average, Blytheville drivers pay around $61 a month for their car insurance. Check out our guide below to find out how much you'll pay.
How do rates in Blytheville measure up compared to neighboring areas, including Arkansas as a whole? What rates can residents of Blytheville expect to pay for their car insurance? You can find average cost breakdowns based on a wide array of factors in the charts and writeups below:  

How much is car insurance in Blytheville?

Area Average Monthly Car Insurance Premium
Blytheville$61
AR$62
United States$80

According to the chart above, the rates you'll pay for coverage in Blytheville are on par with what you would pay anywhere else in Arkansas.

Likewise, when compared to the national average, the cost for auto insurance in Blytheville is lower. You can expect to pay about $19 less for your policy in Blytheville than in the rest of United States.

These rates may be the average amount Blytheville residents pay for their insurance policy, but that doesn't mean it's exactly what you'll pay. Insurance companies take an array of factors into consideration when determining how much to charge you for your car insurance. Things like gender, vehicle make and model, driving record, age and, in some areas, credit score can all affect the final amount you'll be charged for coverage each month.

We've analyzed the average rate for Blytheville and broken down the different factors to help you understand what exactly you might be asked to pay. And if you're not certain that you're paying the lowest option, simply enter your ZIP Code below and find out in just minutes!

See what you'll pay in just minutes

Average Car Insurance Rates by Age

Age Range Average Premium
Under 18Not Enough Data
18-24$89
25-34$54
35-44$57
45-54Not Enough Data
55-64$45
65+$30

The longer you've been on the road, the more experienced of a driver you are. That experience can turn into some real savings when it comes to auto insurance rates. According to the table above, you can see that 18-24-year-olds pay $59 more than someone who is at retirement age.

Every ten years or so you can expect to see a decline in your monthly premium. Having said that, once you approach retirement age your rates may begin to increase again in Blytheville.

Average Car Insurance Rates by Gender

Gender Average
Male$60
Female$63

In general, car insurance rates for women are usually cheaper than they are for men. In Blytheville, however, men actually pay slightly less than female drivers for auto insurance coverage.

Average Auto Insurance Rates by Driving Record

Infractions Average Monthly Premium
1 Accident$89
Multiple Accidents$108
1 TicketNot Enough Data
Multiple Tickets$58

Your rates can vary wildly depending on your driving record. Those with clean records will obviously pay significantly less than those with infractions. In Blytheville, a driving record with a single accident will usually get you a rate around $89 a month.

Accidents, tickets, and other driving infractions can really add up when it comes to how much you pay. So, if you're looking for cheap car insurance, drive carefully and keep a clean record.

Average Insurance Rates by Vehicle

Vehicle Age Average Monthly Premium
Less Than 1 Year$115
2-3 YearsNot Enough Data
4-5 YearsNot Enough Data
6-7 Years$44
8-10 Years$70
11-14 Years$50
15 Years or Older$63

According to the first table above, trucks and vans are by and large the cheapest vehicles to insure in Blytheville, with drivers paying around $56 per month for insurance coverage.

Car owners, on the other hand, usually pay around $61 per month, while SUV drivers can expect to pay about $62 a month for insurance coverage.

Your rates can also vary depending on the age of your vehicle. Generally, newer vehicles are going to cost the most to insure. However, once your car is around 5 years old you may start to see your rates drop back down a bit. In Blytheville, vehicles less than or equal to one-year-old and eight-to-ten years old are the most expensive to insure.

Average Car Insurance Rates by Relationship Status

Relationship Average Monthly Premium
Single (never married)$63
Married$57
Divorced$52

More often than not, those who have settled down into marriage will pay slightly less for car insurance coverage. This usually boils down to owners having multiple vehicles on the same policy, something many companies offer special discounts for.

In Blytheville, the difference in rates based on relationship status can be as much as $6 a month.

Average Car Insurance Rates by Housing Situation

Housing Status Average Monthly Premium
Own$59
Rent$62
Live with parents$90

One other element taken into consideration is your housing status. In Blytheville, homeowners can expect to pay around $3 a month less than those who rent. Those who live with their parents, however, can expect to pay a good deal more than their counterparts who rent or own.

That said, if you bundle your homeowners or rental insurance policy with your auto insurance, many companies will offer you a discount to make up for it and reduce your overall costs.

Car Insurance Companies in Blytheville, AR

Recent trends in car insurance for Blytheville drivers

Since car insurance rates are constantly changing, it's a good idea to know the local trends in your area before selecting an auto insurance policy.

The cost of car insurance coverage in Blytheville rose consistently from 2016 through the present, where they hit $80 per month in 2021.

How does Blytheville compare to neighboring areas?

Why are car insurance rates in Blytheville different from other areas?

There are a variety of factors car insurance companies take into consideration when figuring out how much to charge for coverage. The price of your insurance policy will depend largely on where you live and drive and will be influenced by things such as:

  • General road safety (how many accidents each locality has)
  • Area laws
  • Rate of crime
  • Number of drivers
  • Off-street parking availability

While you won't have the ability to change these factors yourself, they can be handy to keep in mind when seeking a new policy or considering a move. Each area will have different rates. Guides like these are a wonderful place to get started.

How can I find the cheapest car insurance in Blytheville?

Familiarizing yourself with patterns in the average costs of drivers like you will give you a leg up in conversations with insurance companies. Ultimately, the only way to know exactly what your rate will be is by requesting a quote from those car insurance companies.

But wait! Compare.com does all of that work for you. Just punch in your ZIP below, answer a few questions, and you'll be comparing the cheapest quotes from many of the car insurance companies offering plans in Blytheville.

Compare the cheapest quotes from dozens of insurance companies

Blytheville Insurance FAQs

What factors affect car insurance quotes in Blytheville?

Quotes are calculated by car insurance companies who take multiple factors into consideration, including things you can't control like your gender and age, but also factors like your address, driving record, credit score, and marital status.

Why is the cost of car insurance in Blytheville different from other neighboring cities?

Auto insurance companies consider regional factors, such as parking situations, crime rates, and local laws into account when calculating the monthly rate for coverage. Since these can all vary from city to city the rates you may see can differ from neighboring areas.

Which car insurance company will offer me the cheapest rate in Blytheville?

There isn't one company that will offer the cheapest rate to everybody. What companies will charge you are based on many different factors that vary from person to person, such as your driving record, what kind of car you drive, how many drivers will be on your policy, and a number of other factors. Because of this, it's a good idea to use sites like Compare.com to compare multiple quotes at once. That way, you can be confident you're getting the best price.

Do I need to change my insurance if I move to Blytheville?

Whenever you relocate or experience another major life event, such as finding a new job or getting married, you should consider revisiting your current insurance policy. Using services like Compare.com to compare quotes from multiple companies at once is a great way to make sure you're getting the cheapest rate for your new location.

Do I need to wait for my policy to expire to switch to a different car insurance company?

No. In fact, you can swap companies at any point, regardless of how much time is left on your current coverage. So, whether you're moving to Blytheville or just curious about rates in your area, why not take 10 minutes to see if Compare.com can save you money?

Find your best rate in just a few minutes