Table of contents
How much is car insurance in Van Buren?
|Area||Average Monthly Car Insurance Premium|
Based on the above chart, auto insurance policies in Van Buren are about $7 a month cheaper than in the rest of Arkansas.
If you're thinking of moving to Van Buren from out of state, you may still be in luck. The average monthly payment in Van Buren is about $25 less than the rate for the rest of the U.S.
Keep in mind that these are the average auto insurance rates for Van Buren, and that the rate you get could end up being something different. There are a variety of factors that car insurance companies consider to determine how much to charge you to insure your vehicle. Your monthly premium is calculated off of your age, gender, vehicle make and model, driving record, and even your credit score depending on the circumstances.
Don't worry, we've done the work for you and broken down average rates for Van Buren to help you get a more accurate idea of what you'll be charged for your policy. To find out if you're overpaying for your area, just enter your ZIP below and find out in minutes!
Average Car Insurance Rates by Age
|Age Range||Average Premium|
|Under 18||Not Enough Data|
Generally, the older you are, the more experienced you are on the roads. When it comes to car insurance bills, that experience pays off. In this case, 18-24-year-olds pay significantly more than drivers 65 and older.
As you get older, you can expect to see a drop in your monthly premium every 10 years. Van Buren drivers may see their rates begin to increase again once they hit retirement.
Average Car Insurance Rates by Gender
On average, female drivers pay slightly less for car insurance than their male counterparts. In Van Buren, male drivers pay about $4 more a month. Looking at the table above, you can see that female drivers pay around $54 on average, while male drivers typically pay $58 each month.
Average Auto Insurance Rates by Driving Record
|Infractions||Average Monthly Premium|
Your driving record can have a tremendous impact on your car insurance rates. Those with fewer accidents and tickets will pay less than those with multiple infractions. Drivers in Van Buren with a single accident on their record will usually see rates around $82 a month. Likewise, drivers with one ticket will be looking at a rate of around $64 a month on average.
Average Insurance Rates by Vehicle
|Vehicle Age||Average Monthly Premium|
|Less Than 1 Year||$50|
|2-3 Years||Not Enough Data|
|15 Years or Older||$54|
According to the first table above, the cheapest vehicles to insure in Van Buren are typically SUVs, at $48 per month.
Truck and van drivers will see rates of about $53, while the rates for car owners average out to about $60 per month.
You can also expect to see slightly different rates depending on your vehicle's age. Generally, newer vehicles are going to cost the most to insure. Once your car is around 5 years old however, your rates may start to dip back down a bit. In Van Buren, the most expensive vehicles to insure are vehicles eleven-to-fourteen years old and fifteen years and older.
Average Car Insurance Rates by Relationship Status
|Relationship||Average Monthly Premium|
|Single (never married)||$60|
On average, people who are married will pay slightly less for auto insurance. This oftentimes is a result of owning multiple vehicles that are on the same policy, something that will often get you a discount.
Married couples, on average, pay less than single drivers do to insure their vehicles. This holds true in Van Buren, with married couples paying about $10 less per month.
Average Car Insurance Rates by Housing Situation
|Housing Status||Average Monthly Premium|
|Live with parents||$49|
Your living accommodations is another factor that affects your monthly rate. Renters can expect to pay around $10 a month more than those who own their own home in Van Buren. Those who live with their parents, however, can expect to pay a lot more.
Bundling your home or rental insurance and auto insurance policies can oftentimes reduce your overall costs, depending on your insurance company.
Car Insurance Companies in Van Buren, AR
Recent trends in car insurance for Van Buren drivers
Average rates are constantly changing, so it's a good idea to know the direction your area is trending when choosing when and where to shop.
Auto insurance rates in Van Buren increased from 2016-2017, when they reached a high of $62. This shifted in 2020, when rates began to decrease. This trend has continued through the present, where rates recently hit $48.
How does Van Buren compare to neighboring areas?
Why are car insurance rates in Van Buren different from other areas?
When considering how much to charge for a monthly rate, car insurance companies will consider many factors. While we mentioned the factors that affect your personal policy, others are based around where you call home. These include things like:
- Area crime rates
- Amount of drivers in the area
- Off-street parking access
- Rate of car accidents
While you won't have the ability to change these factors yourself, they can be handy to keep in mind when seeking a new policy or considering a move. Realizing that different towns and cities will all have different rates, guides like these can be a good way to get a lay of the land of your corner of the world.
How can I find the cheapest car insurance in Van Buren?
While getting familiar with what the average costs are for drivers like you can be helpful as you get an idea of what you might pay, the only way to know exactly what your rate will be is by requesting a quote from car insurance companies.
Fortunately, Compare.com does all of that work for you. Just put in your ZIP Code below, answer a few questions, and you'll be comparing the cheapest quotes from a number of the car insurance companies providing auto coverage in Van Buren.
Van Buren Insurance FAQs
What factors affect car insurance quotes in Van Buren?
Car insurance companies calculate quotes based on a wide array of factors. These include things you can't control like your age and gender but also factors like your address, driving record, marital status, credit score, plus your vehicle's year and make and model.
Why is the cost of car insurance in Van Buren different from other neighboring cities?
Car insurance companies take local factors into consideration when determining how much to charge for coverage. Things like crime rates, local laws, and parking situations -- which can vary from city to city -- can significantly affect your rate.
Which car insurance company will offer me the cheapest rate in Van Buren?
There isn't one company that can guarantee the cheapest rate to everybody, since the rates they charge for coverage are calculated based off of factors that can vary from person to person, such as vehicle make and model, driving record, and number of drivers on the policy. By using sites like Compare.com to compare multiple quotes simultaneously, you can rest assured that you're getting the best price available.
Do I need to change my insurance if I move to Van Buren?
Whenever you relocate or experience another major life event, such as finding a new job or getting married, you should consider revisiting your current insurance policy. Using services like Compare.com to compare quotes from multiple companies at once is a great way to make sure you're getting the cheapest rate for your new location.
Do I need to wait for my policy to expire to switch to a different car insurance company?
Not at all, in fact you can switch companies at any point, regardless of how much time is left on your current policy. If you're thinking about moving to Van Buren or haven't checked out the latest rates in your area for some time, it might be worth your while to take 10 minutes and see if Compare.com can save you any cash.