Marrero, LA Car Insurance

Compared to their surrounding area, how do rates in Marrero stack up? What about against the rest of Louisiana? What can Marrero residents expect to pay for their car insurance? Find the average cost breakdowns and determining factors in the charts and writeups below:

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How much is car insurance in Marrero?

As you can see in the chart above, it is around $42 a month more expensive to insure your vehicle in Marrero than it is in the rest of Louisiana.

Drivers relocating the Marrero should take note of the differences in average rates. It's about $145 more expensive than the national average to insure your vehicle in Marrero.

Keep in mind that these are the average auto insurance rates for Marrero, and that the rate you get could end up being something different. Insurance companies take an array of factors into consideration when determining how much to charge you to insure your vehicle. Your bill each month is calculated off of your age, gender, vehicle make and model, driving record, and in some cases, your credit score.

We've analyzed the average rate for Marrero and broken down the different factors to help you understand what your policy's monthly premium will be. And if you're not sure that you're paying the lowest option, simply enter your ZIP Code below and find out!

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Average Car Insurance Rates by Age

You can expect to see a decrease in your monthly premium drop about once a decade or so. Having said that, once you approach retirement age your rates may climb back up a bit in Marrero.

Average Car Insurance Rates by Gender

Although women typically pay less than men do to insure their car, this is not the case in Marrero, where female drivers pay around $230 per month while male drivers pay about $220.

Average Auto Insurance Rates by Driving Record

Rates can change drastically depending on your driving record. Those with clean records will see the most affordable rates, whereas even a single accident or infraction can cost you. In Marrero, a driving record with a single accident will usually get you a rate around $210 a month. In addition, drivers with one ticket can expect to pay around $293 a month on average.

When it comes to your monthly bill, accidents, tickets, and other driving infractions can really take a toll. In order to reduce your monthly bill and get the cheapest car insurance possible, keep your record clean and drive carefully.

Average Insurance Rates by Vehicle

If you look at the first table above, you'll see that trucks and vans are typically the cheapest vehicles to insure in Marrero, with drivers paying around $203 per month for insurance coverage.

Car owners can expect to pay an average of around $246 a month for their policy, while SUVs usually cost around $204 a month to insure.

In addition to vehicle type, you can also expect to see slightly different rates based on the age of your vehicle. Generally, newer vehicles are going to cost the most to insure. However, your rates may start to drop back down once your car is a few years old. In Marrero, the most expensive vehicles to insure are vehicles eleven-to-fourteen years old.

Average Car Insurance Rates by Relationship Status

Generally, those who have settled down into marriage will pay slightly less for car insurance. This oftentimes is a result of owning multiple vehicles that are on the same policy, something many companies extend special discounts for.

According to the table above, the difference in rates based on relationship status in Marrero can be as much as $65 a month, so it's worth taking into consideration.

Average Car Insurance Rates by Housing Situation

Another factor taken into consideration is your housing status. If you rent your home or apartment, expect to pay around $76 a month more than if you own your own home in Marrero. But if you live with your parents, your rates will be significantly higher.

If you bundle your home or rental insurance and auto insurance policies, you can oftentimes reduce your overall costs, depending on your insurance company.

Car Insurance Companies in Marrero, LA

Recent trends in car insurance for Marrero drivers

Since car insurance rates are constantly changing, it's a good idea to know the local trends in your area before selecting an insurance provider.

In Marrero, the rates for auto insurance dropped from 2017-2019, before steadying out in 2020. Policy premiums finished down in 2022, at $215 per month

How does Marrero compare to neighboring areas?

Why are car insurance rates in Marrero different from other areas?

When considering how much to charge for an insurance policy, car insurance companies will evaluate numerous factors. While we've discussed the ones that affect your personal policy, others are based around where you live. These include things like:

• Road safety
• Regional laws
• Off-street parking availability
• Amount of drivers in the area
• Area crime rates

You'll be hard pressed to change any of these factors yourself, but they're worth considering when thinking about the purchase of a new policy or a move. Knowing that different towns and cities will all have different rates, guides like these can be a good way to get a lay of the land of your particular neighborhood.

How can I find the cheapest car insurance in Marrero?

Equipping yourself with information about the average costs for drivers in your area will better prepare you for the real deal. The only way to know for sure what your rate will be is by asking for a quote from car insurance companies.

Fortunately, Compare.com does all of that work for you. Just type in your ZIP below, answer a few questions, and you'll be comparing the cheapest quotes from a bulk of the car insurance companies that offer coverage in Marrero.

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Marrero Insurance FAQs

What factors affect car insurance quotes in Marrero?

Auto insurance companies take a wide array of factors into consideration when calculating your monthly payment. These include things like your vehicle's year, make and model, your gender and age, as well as your credit score, driving record, address, and marital status.

Why is the cost of car insurance in Marrero different from other neighboring cities?

Car insurance companies take local factors into consideration when determining how much to charge for coverage. Things like crime rates, parking situations, and local laws -- which can vary from city to city -- can significantly affect your rate.

Which car insurance company will offer me the cheapest rate in Marrero?

Since the factors that go into calculating your monthly payment vary from person to person, there isn't one company that will always offer the cheapest rate to everybody. You can be confident that you're receiving the best price possible by using sites like Compare.com to compare multiple quotes at once.

Do I need to change my insurance if I move to Marrero?

Any time you experience a major life event, whether it's moving to a new area, getting married, finding a new job, or other notable events, it's always a good idea to re-evaluate your current insurance. Certain companies offer cheaper insurance in certain cities, so even if you were getting the cheapest rate at your old address, it doesn't mean it'll still be the cheapest at your new home. That's why it's always good to use services like Compare.com to compare quotes from dozens of companies side-by-side.

Do I need to wait for my policy to expire to switch to a different car insurance company?

No, you can switch companies at any point, no matter how much time is left on your current policy. If you're thinking about moving to Marrero or are wondering if you're paying the best rate for your current area, take 10 minutes and visit Compare.com to find out for sure.