Table of contents
How much is car insurance in Marrero?
|Area||Average Monthly Car Insurance Premium|
Car insurance policies across the rest of Louisiana are about $20 a month cheaper than the rates drivers pay in Marrero.
Similarly, Marrero residents should prepare to pay higher rates for coverage than the rest of the country. It's about $109 more expensive for coverage in Marrero than the average rates for the U.S. as a whole.
While these are the average monthly costs for auto insurance coverage in Marrero, you could end up paying something different. Insurance companies take an array of factors into consideration when determining how much to charge you to insure your vehicle. The final dollar amount you'll be asked to pay each month is calculated based on things like age, gender, vehicle make and model, driving record, and in some cases, credit score.
We've done the heavy lifting for you and broken down the average rate for Marrero so that you can get a more accurate idea of what your policy will cost you. And if you're not certain that you're paying the lowest option, simply enter your ZIP below and find out in just minutes!
Average Car Insurance Rates by Age
|Age Range||Average Premium|
|Under 18||Not Enough Data|
As you get older, you can expect to see a drop in your monthly premium every 10 years. That said, once you hit retirement, your rates may start to rise again in Marrero.
Average Car Insurance Rates by Gender
In general, women pay slightly less for car insurance than men. In Marrero, the difference is around $15 a month. Looking at the table above, you can see that female drivers pay around $182 on average, while male drivers typically pay $197 each month.
Average Auto Insurance Rates by Driving Record
|Infractions||Average Monthly Premium|
|1 Ticket||Not Enough Data|
|Multiple Tickets||Not Enough Data|
One of the key factors in determining your car insurance rates is your driving record. Those with clean records will obviously pay less than those with infractions. In Marrero, drivers with one accident on their record will experience rates around $208 a month.
Wherever you live, accidents, tickets, and other driving infractions will almost certainly drive up your monthly bill. So, if you're looking for cheap car insurance, drive carefully and keep a clean record.
Average Insurance Rates by Vehicle
|Vehicle Age||Average Monthly Premium|
|Less Than 1 Year||$161|
|4-5 Years||Not Enough Data|
|15 Years or Older||$199|
In Marrero, the cheapest vehicles to insure are typically SUVs, with drivers paying around $176 per month for insurance coverage.
Truck and van drivers will see rates of about $218 for insurance coverage, while SUV owners usually pay around $176 per month.
Vehicle age has an impact on the cost of your policy as well. Generally, newer vehicles are going to be the most expensive to insure. Once your car is about 5 years old, however, you may see your rates begin to drop back down. In Marrero, the most expensive vehicles to insure are vehicles fifteen years and older and eight-to-ten years old.
Average Car Insurance Rates by Relationship Status
|Relationship||Average Monthly Premium|
|Single (never married)||$195|
Generally, those who are currently married will pay slightly less for auto insurance coverage. This oftentimes is a result of owning multiple vehicles that are on the same policy, something some companies will reward with discounts.
At a national level, married drivers usually pay less than single drivers for auto insurance. This holds true for Marrero as well, where the difference is around $30 a month.
Average Car Insurance Rates by Housing Situation
|Housing Status||Average Monthly Premium|
|Live with parents||$275|
Your living situation is another factor that affects your monthly rate. Renters can expect to pay around $24 a month more than homeowners in Marrero. But if you live with your parents, your rates will be significantly higher.
Depending on your insurance company, they may offer you a discount if you bundle your home or renters insurance with your auto policy.
Car Insurance Companies in Marrero, LA
Recent trends in car insurance for Marrero drivers
Since car insurance rates are constantly changing, it's a good idea to know the local trends in your area before deciding on where to shop.
The rates for auto insurance in Marrero rose from 2016-2017, when they reached a high of $286. This changed in 2018, when they began to decrease again. They finished down in 2021, at $112 a month
How does Marrero compare to neighboring areas?
Why are car insurance rates in Marrero different from other areas?
Car insurance companies will take into account numerous factors when choosing how much to charge for a policy. Many factors affecting your policy are based around where you park your car. These factors include things like:
- Total number of drivers in the area
- Regional crime rates
- Regional regulations
- Road Safety (how many accidents each locality has)
- Amount of off-street parking
A decent level of familiarity with these factors can be helpful when you're ready to purchase of a new policy or thinking about making a move. With the knowledge that different towns and cities will all have different rates, guides like these can be a good way to get a lay of the land of your particular neighborhood.
How can I find the cheapest car insurance in Marrero?
In the end, the only way to know exactly what your rate will be is by requesting a quote from car insurance companies. Understanding what the average costs are for drivers prior to seeking out a quote can help you understand how closely the quote reflects local trends.
Luckily, Compare.com does all of that work for you. Just enter your ZIP Code below, answer a few questions, and you'll be comparing the cheapest quotes from many of the car insurance companies offering coverage in Marrero.
Marrero Insurance FAQs
What factors affect car insurance quotes in Marrero?
Car insurance companies calculate quotes based on a wide array of factors. These include things you can't control like your age and gender but also factors like your vehicle's year, make and model, plus your driving record, credit score, marital status, and address.
Why is the cost of car insurance in Marrero different from other neighboring cities?
Parking situations, crime rates, and local laws -- all of which can change from city to city -- play a large role in the rates that car insurance companies may charge for coverage.
Which car insurance company will offer me the cheapest rate in Marrero?
There isn't one company that will offer the cheapest rate to everybody. What companies will charge you are based on many different factors that vary from person to person, such as your driving record, what kind of car you drive, how many drivers will be on your policy, and a number of other factors. Because of this, it's a good idea to use sites like Compare.com to compare multiple quotes at once. That way, you can be confident you're getting the best price.
Do I need to change my insurance if I move to Marrero?
Any major life event, whether it be moving to a new area, finding a new job, getting married, or any other notable event always presents a good opportunity to re-evaluate your current insurance policy. Regardless of your previous rate, there may be cheaper options in your new location, so it's a good idea to use services like Compare.com to compare quotes from dozens of companies side-by-side.
Do I need to wait for my policy to expire to switch to a different car insurance company?
No. You can switch companies at any time, regardless of how long is left on your current policy. So, if you've recently moved to Marrero or it's been a while since you last compared car insurance rates, you may want to take 10 minutes and see if Compare.com can save you money.