Slidell, LA Car Insurance

How does Slidell stack up to the rest of the area, or even Louisiana as a whole? What rates can residents of Slidell expect to pay for their car insurance? You can find average cost breakdowns based on a wide array of factors in the charts and writeups below:  

How much is car insurance in Slidell?

Looking at the chart above, you can see that it is around $7 a month more expensive to insure your vehicle in Slidell than it is in the rest of Louisiana.

If you're considering relocating to Slidell from out of state, you may want to budget a little extra for your insurance. It's around $110 more expensive to insure your vehicle in Slidell compared to the average rate for the rest of the U.S.

Although these are the average monthly costs for an auto insurance policy in Slidell, that doesn't mean it's exactly what you'll pay. There are a variety of factors that car insurance companies consider to determine how much to charge you to insure your vehicle. Things like age, gender, vehicle make and model, driving record and, in some areas, credit score can all play a part in your policy's monthly price.

Don't sweat it however, we've broken down average rates for Slidell residents based on several different factors so that you can get a more accurate idea of what it might cost to insure your vehicle. If you're not certain that you're getting the cheapest rate for your area, just enter your ZIP Code below to find out!

Average Car Insurance Rates by Age

Generally, the older you are, the more experienced you are on the roads. That experience can turn into some real savings when it comes to car insurance premiums. In this case, 18-24-year-olds pay a lot more than someone who is at retirement age.

As you get older, you can expect to see a drop in your monthly premium every 10 years. That said, once you hit retirement age, your rates may rise again in Slidell.

Average Car Insurance Rates by Gender

Female drivers pay, on average, slightly less than their male counterparts. This rings true in Slidell, where women pay around $18 less per month than men. As you can see in the table above, male drivers in the area typically pay $200 on average, while female drivers typically pay $182 each month.

Average Auto Insurance Rates by Driving Record

Depending on your driving record, your rates can vary quite a lot. Drivers with clean records will pay significantly lower rates than those with accidents or violations. Drivers in Slidell with one accident will pay around $242 a month. Similarly, drivers with one ticket will typically pay around $176 on average.

Accidents, tickets, and other driving infractions can really hurt your wallet. In order to reduce your monthly bill and get the cheapest car insurance possible, keep your record clean and drive carefully.

Average Insurance Rates by Vehicle

According to the first table above, SUVs are by and large the cheapest vehicles to insure in Slidell, with drivers paying around $159 per month for insurance coverage.

Car owners will see rates of about $201, while truck and van owners typically pay around $198 per month.

In addition to vehicle type, you can also expect to see slightly different rates based on how old your vehicle is. Newer vehicles are generally going to be the most expensive to insure. Once your car is a few years old however, your rates may start to dip back down a bit. The most expensive vehicles to insure in Slidell are vehicles eleven-to-fourteen years old.

Average Car Insurance Rates by Relationship Status

More often than not, people who are married will pay slightly less for car insurance. This usually boils down to owners having multiple vehicles on the same policy, something some companies will reward with discounts.

On a national scale, single drivers typically pay more than married couples do for auto insurance. Slidell is no exception, with the difference totaling to around $78 a month.

Average Car Insurance Rates by Housing Situation

Another factor that comes into play is your housing situation. If you rent your home or apartment, expect to pay around $52 a month more than those who own their own home in Slidell. But if you live with your parents, you can expect to pay a lot more.

Bundling your home or rental insurance with your auto insurance can oftentimes reduce your car insurance premiums, depending on your insurance company.

Car Insurance Companies in Slidell, LA

Recent trends in car insurance for Slidell drivers

Since car insurance rates are constantly changing, it's a good idea to know the local trends in your area before choosing where to shop.

Auto insurance rates in Slidell increased from 2016-2018, when they hit a high of $283. This changed in 2019, when rates started to decrease. They reached a low of $115 in 2020, and finished up in 2021, at $205 a month.

How does Slidell compare to neighboring areas?

Why are car insurance rates in Slidell different from other areas?

Car insurance companies look at numerous factors when they're choosing how much to charge for a policy. The price of your insurance policy will depend largely on your home address and will be influenced by things such as:

• Crime rates
• Amount of drivers in the area
• Area regulations
• Frequency of car accidents
• Off-street parking accessibility

You'll be hard pressed to change any of these factors yourself, but they're worth considering when thinking about the purchase of a new policy or a move. Different towns and cities will all have different average rates, so guides like these are a great place to get started.

How can I find the cheapest car insurance in Slidell?

While knowing what the average costs are for drivers like you can be helpful as you get an idea of what you might pay, the only way to know exactly what your rate will be is by requesting a quote from car insurance companies.

Good news! Compare.com does all of that work for you. Simply enter your ZIP below, answer a few questions, and you'll be comparing the cheapest quotes from the many car insurance companies that offer auto coverage in Slidell.

Slidell Insurance FAQs

What factors affect car insurance quotes in Slidell?

Car insurance companies calculate quotes based on a wide array of factors. These include things you can't control like your gender and age but also factors like your driving record, address, credit score, marital status, as well as your vehicle's year and make and model.

Why is the cost of car insurance in Slidell different from other neighboring cities?

Your address and the city you live in have a significant impact on how much a car insurance company might charge for your policy. Companies take into consideration things like local laws, parking situations, and crime rates when calculating your quote -- all of which can change from city to city.

Which car insurance company will offer me the cheapest rate in Slidell?

Since the factors that go into calculating your monthly payment vary from person to person, there isn't one company that will always offer the cheapest rate to everybody. You can be confident that you're receiving the best price possible by using sites like Compare.com to compare multiple quotes at once.

Do I need to change my insurance if I move to Slidell?

Any time you experience a major life event, whether it's moving to a new area, getting married, finding a new job, or other notable events, it's always a good idea to re-evaluate your current insurance. Certain companies offer cheaper insurance in certain cities, so even if you were getting the cheapest rate at your old address, it doesn't mean it'll still be the cheapest at your new home. That's why it's always good to use services like Compare.com to compare quotes from dozens of companies side-by-side.

Do I need to wait for my policy to expire to switch to a different car insurance company?

No. You can switch companies at any time, regardless of how long is left on your current policy. So, if you've recently moved to Slidell or it's been a while since you last compared car insurance rates, you may want to take 10 minutes and see if Compare.com can save you money.