The Cheapest Auto Insurance Companies in Canton, Ohio, in 2026

Mile Auto offers the cheapest average car insurance premiums in Canton, but it may not be the cheapest option for every driver.

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Anna Baluch
Written byAnna Baluch
Anna Baluch
Anna BaluchInsurance Writer

Anna Baluch is a Cleveland-based personal finance and insurance expert who’s written for Compare.com since 2023. With an MBA from Roosevelt University, she enjoys writing educational content that helps people make smart financial decisions.

Her work can be seen across the web in several notable publications, including Freedom Debt Relief, Credit Karma, RateGenius, and The Balance.

Nick Versaw
Edited byNick Versaw
Nick Versaw
Nick VersawSenior Managing Editor

Nick Versaw leads Compare.com's editorial department, where he and his team specialize in crafting helpful, easy-to-understand content about car insurance and other related topics. With nearly a decade of experience writing and editing insurance and personal finance articles, his work has helped readers discover substantial savings on necessary expenses, including insurance, transportation, health care, and more. As an award-winning writer, Nick has seen his work published in countless renowned publications, such as the Washington Post, Los Angeles Times, and U.S. News & World Report. He graduated with Latin honors from Virginia Commonwealth University, where he earned his Bachelor's Degree in Digital Journalism.

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Situated in Northeast Ohio, Canton is known as the home of the Pro Football Hall of Fame. But you don’t need to be a Hall of Fame-caliber driver to get affordable car insurance. Our data shows that Canton drivers pay an average of $93 per month for an auto policy. That’s relatively affordable compared to other areas of Ohio, likely due to Canton’s low population of about 70,000 people.[1]

Even so, many car insurance companies in Canton offer policies for well below the city’s average, including Mile Auto, State Farm, and Progressive.

Below, we’ll take a closer look at the most affordable insurance companies for different types of Canton drivers, how to choose the right insurer, and tips on how to save money on your auto insurance.

Key Takeaways
  • Mile Auto offers the most affordable car insurance policies in Canton, with average rates starting at $41 per month.

  • Canton drivers pay an monthly average of $70 for liability insurance and $116 for full coverage.

  • Ohio law requires Canton drivers to meet liability limits of at least 25/50/25.

The Cheapest Car Insurance Companies in Canton, Ohio

Regardless of the average rates in Canton, you can still find ways to save on your auto insurance coverage. Here’s a look at the insurers with the cheapest car insurance policies in Canton, according to Compare.com data.

The below rates in Canton, OH, are estimated rates current as of: Tuesday, March 31 at 5:00 PM PDT. 
Company
sort ascsort desc
Average Monthly Premium
sort ascsort desc
Mile Auto$41
State Farm$43
Progressive$49
Auto-Owners$50
Erie$50
GEICO$55
Commonwealth Casualty$56
USAA$56
The General$57
Certainly$58
Safeco$58
American Family$62
Nationwide$64
AssuranceAmerica$69
Trexis$70
Trexis One$71
First Acceptance$76
Elephant$77
Direct Auto$80
CSAA$81
GAINSCO$81
Clearcover$82
Bristol West$85
Dairyland$90
Root$90
National General$94
Allstate$95
Liberty Mutual$101
Travelers$103
Farmers$106
Foremost$132
State Auto$145
We sourced this data by analyzing real quotes from Compare.com's 100-plus partner insurance companies alongside rate filings collected and distributed by Quadrant Information Services. Actual quotes may vary. Data updated on Tuesday, March 31 at 5:00 PM PDT.

We found that Mile Auto has the lowest average car insurance rates in Canton, at just $41 per month. That’s quite a bit less than the city’s $93 monthly average.

But keep in mind that doesn’t mean Mile Auto (or any other of the companies listed here) will be the cheapest for you. That’s because insurance companies base rates on several personal factors, like age, driving record, location, and more.

With that in mind, let’s dive deeper into the cheapest insurance companies for various driver and coverage types.

Cheapest Car Insurance in Canton by Driver and Coverage Type

Every driver has their own particular car insurance needs. That’s because factors like your age, credit, ZIP code, and driving record can all affect what you pay for an auto policy.

To give you a better idea of what you might pay, this table highlights the most affordable car insurance companies for a variety of driver backgrounds and coverages in Canton, according to Compare.com research.

Driver/Coverage Type
sort ascsort desc
Cheapest Insurer
sort ascsort desc
Insurer’s Average Monthly Premium
sort ascsort desc
State-minimum coverageMile Auto$41
Full coverageMile Auto$65
TeensMile Auto$91
SeniorsMile Auto$32
Drivers with a speeding ticketMile Auto$51
Drivers with an at-fault accidentMile Auto$56
Drivers with a DUIMile Auto$58
Drivers with excellent creditMile Auto$35
Drivers with poor creditMile Auto$50
We sourced this data by analyzing real quotes from Compare.com's 100-plus partner insurance companies alongside rate filings collected and distributed by Quadrant Information Services. Actual quotes may vary. Data updated on .

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  • The state of Ohio requires all drivers to have at least a certain amount of liability insurance. These basic liability policies pay for other people’s injuries and property damage if you cause an accident.

    Canton drivers pay an average monthly rate of $70 for minimum-coverage insurance, according to our data. That may seem cheap compared to the city’s overall average, but the protection that comes with a state-minimum policy is relatively limited.

    But if you determine that basic liability insurance is enough, the chart below shows the insurance companies with the cheapest liability rates in Canton, according to Compare.com data.

    The below rates in Canton, OH, are estimated rates current as of: Tuesday, March 31 at 5:00 PM PDT. 

    Average Liability Rates by Company

    Company
    Average Monthly Premium
    Mile Auto$41
    State Farm$43
    Progressive$49
    Auto-Owners$50
    Erie$50
    GEICO$55
    Commonwealth Casualty$56
    USAA$56
    The General$57
    Certainly$58
    Safeco$58
    American Family$62
    Nationwide$64
    AssuranceAmerica$69
    Trexis$70
    Trexis One$71
    First Acceptance$76
    Elephant$77
    Direct Auto$80
    CSAA$81
    GAINSCO$81
    Clearcover$82
    Bristol West$85
    Dairyland$90
    Root$90
    National General$94
    Allstate$95
    Liberty Mutual$101
    Travelers$103
    Farmers$106
    Foremost$132
    State Auto$145
  • Full-coverage car insurance typically includes comprehensive and collision coverages, which cover damage to your car from theft, vandalism, a natural disaster, or an at-fault accident. If you have a loan or lease on your vehicle, your lender will require you to purchase full coverage.

    Drivers in Canton pay an average of $116 per month for full-coverage car insurance. That might be more than a basic liability policy, but the added protection is worth the higher cost for most drivers. After all, you don’t want to be stuck paying to replace your car yourself if you cause an accident.

    Here are five of the most affordable insurance companies in Canton for full-coverage auto insurance, according to Compare.com data.

    The below rates in Canton, OH, are estimated rates current as of: Tuesday, March 31 at 5:00 PM PDT. 

    Average Full-Coverage Rates by Company

    Company
    Average Monthly Premium
    Mile Auto$65
    State Farm$76
    Erie$89
    Auto-Owners$90
    Safeco$91
    Progressive$96
    GEICO$97
    USAA$99
    American Family$110
    CSAA$111
    Direct Auto$112
    Nationwide$115
    Elephant$118
    Certainly$130
    The General$131
    AssuranceAmerica$132
    National General$140
    Root$148
    Commonwealth Casualty$149
    Clearcover$165
    Liberty Mutual$165
    Trexis$166
    Allstate$168
    Travelers$183
    GAINSCO$185
    Bristol West$188
    Farmers$188
    Trexis One$196
    Dairyland$208
    First Acceptance$209
    State Auto$259
    Foremost$307
  • Teens ages 16 to 19 have a higher risk of accidents compared to other age groups, according to the Centers for Disease Control and Prevention (CDC).[2] As a result, they face much higher car insurance costs than older drivers.

    Our data shows that Canton teens pay a monthly average of $198 for an auto policy. But you can still lock in a great deal if you’re a younger driver or have one on your policy.

    This chart shows the five cheapest car insurance companies in Canton for teens, according to our data.

    The below rates in Canton, OH, are estimated rates current as of: Tuesday, March 31 at 5:00 PM PDT. 

    Average Rates for Teens

    Company
    Average Monthly Premium
    State Farm$90
    Mile Auto$91
    Erie$100
    Progressive$104
    GEICO$107
    Auto-Owners$109
    The General$109
    USAA$113
    Commonwealth Casualty$113
    Certainly$124
    Safeco$126
    American Family$127
    Nationwide$135
    CSAA$148
    Clearcover$148
    Elephant$148
    Trexis$149
    Trexis One$151
    GAINSCO$161
    First Acceptance$162
    Bristol West$165
    Direct Auto$167
    Dairyland$169
    Root$170
    Liberty Mutual$194
    Allstate$203
    National General$205
    Farmers$228
    Travelers$230
    State Auto$376
  • On the other hand, seniors usually enjoy some of the most affordable car insurance rates of any age group. This is largely due to their years of experience and commitment to responsible driving. They tend to cause fewer accidents, drive safer cars, drive fewer miles, and avoid driving at night.[3]

    We found that older adults in Canton pay an average of $79 per month for auto insurance. But even with these low average premiums, you can likely find cheaper coverage from several insurance companies.

    Here are five of the cheapest insurance companies for Canton seniors, according to Compare.com data.

    The below rates in Canton, OH, are estimated rates current as of: Tuesday, March 31 at 5:00 PM PDT. 

    Average Rates for Seniors

    Company
    Average Monthly Premium
    Mile Auto$32
    State Farm$33
    Erie$38
    Auto-Owners$39
    Progressive$42
    GEICO$43
    Commonwealth Casualty$45
    USAA$45
    The General$48
    Nationwide$49
    American Family$49
    Certainly$49
    Safeco$50
    Trexis$59
    Trexis One$60
    Elephant$63
    Direct Auto$64
    First Acceptance$65
    CSAA$65
    GAINSCO$68
    Bristol West$70
    Clearcover$72
    National General$73
    Root$75
    Dairyland$75
    Allstate$76
    Travelers$81
    Farmers$83
    Liberty Mutual$84
    State Auto$109
  • A ticket can increase your car insurance rates when it’s time to renew your coverage. In fact, our research found that even a single ticket can raise your premiums by 37%.

    Canton residents with a ticket pay an average of $120 per month for auto insurance coverage. But several insurance companies offer cheaper premiums.

    In this chart, we highlight five of the most affordable car insurance companies in Canton for drivers with a recent ticket, according to our data.

    The below rates in Canton, OH, are estimated rates current as of: Tuesday, March 31 at 5:00 PM PDT. 

    Average Rates With a Ticket

    Company
    Average Monthly Premium
    Mile Auto$51
    State Farm$55
    Progressive$63
    Auto-Owners$66
    Erie$67
    Commonwealth Casualty$67
    GEICO$73
    USAA$74
    Certainly$75
    The General$77
    Safeco$78
    American Family$82
    Nationwide$84
    Trexis$91
    Trexis One$92
    Elephant$94
    GAINSCO$98
    First Acceptance$98
    Direct Auto$102
    CSAA$105
    Clearcover$108
    Bristol West$109
    Dairyland$114
    National General$119
    Root$122
    Allstate$126
    Liberty Mutual$131
    Travelers$136
    Farmers$138
    State Auto$196
  • An at-fault accident can cause your car insurance costs to skyrocket — even more than a speeding ticket. Our research shows that one at-fault accident increases premiums by an average of 41% nationwide.

    Canton drivers with a recent accident pay an average monthly car insurance rate of $127, according to Compare.com data. But you can often find cheaper coverage with one of the five car insurers in the chart below.

    The below rates in Canton, OH, are estimated rates current as of: Tuesday, March 31 at 5:00 PM PDT. 

    Average Rates With an Accident

    Company
    Average Monthly Premium
    Mile Auto$56
    State Farm$58
    Progressive$67
    Auto-Owners$67
    Erie$68
    GEICO$73
    Commonwealth Casualty$75
    USAA$76
    Certainly$79
    The General$80
    Safeco$82
    American Family$85
    Nationwide$88
    Trexis$96
    Trexis One$97
    Elephant$102
    First Acceptance$104
    GAINSCO$105
    Direct Auto$111
    Bristol West$114
    CSAA$121
    Dairyland$121
    Clearcover$121
    Root$122
    National General$127
    Allstate$129
    Liberty Mutual$137
    Travelers$141
    Farmers$144
    State Auto$201
  • Car insurance companies consider Ohio drivers with DUIs as high risk and, in turn, charge higher premiums. Our research discovered that the average rate for people with a DUI conviction goes up by a staggering 61% nationwide.

    Canton residents with a DUI on their record pay an average of $125 per month for car insurance, according to Compare.com data. But some insurance companies specialize in covering high-risk drivers, including people with DUI convictions.

    This table shows the five cheapest auto insurance companies for Canton drivers with a DUI, based on our research.

    The below rates in Canton, OH, are estimated rates current as of: Tuesday, March 31 at 5:00 PM PDT. 

    Average Rates With a DUI

    Company
    Average Monthly Premium
    Mile Auto$58
    State Farm$61
    Progressive$66
    Erie$70
    Auto-Owners$71
    GEICO$77
    Certainly$78
    Commonwealth Casualty$79
    USAA$79
    The General$81
    Safeco$88
    American Family$88
    Nationwide$91
    Trexis$94
    Trexis One$96
    First Acceptance$103
    Elephant$109
    Direct Auto$113
    CSAA$115
    GAINSCO$115
    Clearcover$116
    Bristol West$121
    Dairyland$128
    Root$128
    National General$133
    Allstate$135
    Liberty Mutual$143
    Travelers$146
    Farmers$150
    State Auto$192
  • Ohio allows insurers to use credit-based insurance scores to help determine premiums. Research has shown that drivers with poor credit file more claims than those with good or excellent credit, so insurance companies charge them higher rates.[4]

    Our data found that, nationwide, drivers with poor credit pay 20% more than people with excellent credit. Canton drivers, specifically, pay an average $116 per month for car insurance if they have poor credit.

    Fortunately, not all insurance companies consider credit, and some offer low rates regardless of your credit history.

    Here’s a look at the five cheapest companies for drivers with poor credit in Canton, Ohio, according to our research.

    The below rates in Canton, OH, are estimated rates current as of: Tuesday, March 31 at 5:00 PM PDT. 

    Average Rates With Bad Credit

    Company
    Average Monthly Premium
    Mile Auto$50
    Progressive$61
    State Farm$62
    GEICO$68
    USAA$68
    Commonwealth Casualty$69
    The General$70
    Safeco$71
    Certainly$73
    Erie$73
    American Family$74
    Auto-Owners$75
    Nationwide$79
    Trexis$88
    Trexis One$89
    Elephant$95
    First Acceptance$95
    CSAA$97
    Direct Auto$99
    GAINSCO$100
    Clearcover$101
    Bristol West$105
    Dairyland$111
    Root$111
    National General$116
    Allstate$117
    Liberty Mutual$121
    Travelers$127
    Farmers$131
    State Auto$179

Ohio Auto Insurance Requirements

A cityscape featuring a mix of modern and traditional buildings, with a prominent green skyscraper and hills in the background under a partly cloudy sky.

Ohio, like almost every state, requires all drivers to buy car insurance to use public roadways. Ohio’s minimum liability requirements include:[5]

  • Bodily injury liability: $25,000 per person and $50,000 per accident

  • Property damage liability: $25,000 per accident

You must show proof of insurance during law enforcement stops, after accidents, and during vehicle inspections.

Is minimum coverage enough in Canton?

Most experts recommend buying coverage above the minimum limits in your state. In fact, the state’s minimum limits are “bare minimums,” according to the Ohio Department of Insurance.[6] It even goes on to say you’d need “a lot more insurance to pay for a serious crash.”

Plus, if you have a loan or lease on your car, you may need full coverage anyway.

Uncover Canton’s Cheapest Rates

Basic policies start as low as $41 per month.

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Canton Auto Insurance FAQs

Below, you’ll find several common questions about car insurance in Canton, Ohio.

  • Canton residents pay an average of $93 per month for car insurance, according to Compare.com data. Minimum coverage costs an average of $70 per month, and full coverage averages $116.

  • Mile Auto offers the cheapest auto policies in Canton, with average rates starting at $41 per month, according to Compare.com data.

  • It depends. Several factors — like your age, ZIP code, and driving history — determine how much you pay for an auto policy in Canton. Canton residents pay an average of $93 per month for auto coverage, according to Compare.com data. That’s compared to the U.S. national average of $136 per month.

  • On average, drivers in the Buckeye State pay $70 per month for liability insurance and $117 per month for full coverage. But factors like your age, address, credit, and driving record will all play a role in your exact premiums.

Sources

  1. U.S. Census Bureau. "Quick Facts: Canton, Ohio."
  2. Centers for Disease Control and Prevention. "Risk Factors for Teen Drivers."
  3. IIHS. "Older drivers."
  4. Federal Trade Commission. "FTC Releases Report on Effects of Credit-Based Insurance Scores."
  5. Ohio Bureau of Motor Vehicles. "Mandatory Insurance."
  6. Ohio Department of Insurance. "Automobile Insurance Guide."

Methodology

Data scientists at Compare.com analyzed more than 50 million real-time auto insurance quotes from more than 75 partner insurers in order to compile the rates and statistics seen in this article. Compare.com’s auto insurance data includes coverage analysis and details on drivers’ vehicles, driving records, insurance histories, and demographic information.

All the rates listed in this article have been collected from a combination of real Compare.com quotes and external insurance rate data gathered in collaboration with Quadrant Information Services. Compare.com uses these observations to provide readers with insights into how auto insurance companies determine their premiums.

About Compare.com

Compare.com's #1 goal is to save you money. We publish resources that are based on hard-hitting data and years of industry experience to help you make more informed decisions with your wallet.

  • All of Compare.com's content is written and reviewed for accuracy by a team of experienced writers and editors who are experts on the topics they cover.
  • None of Compare.com's content is ever influenced by the companies and brands we partner with.
  • Compare.com's editorial team operates independently of any of the company's partnership or business development interests. We publish unbiased information strictly for the benefit of our readers.
  • All of the content you see on Compare.com is based on comprehensive analysis and all data is gathered and vetted from trustworthy sources.

Learn more about us, our team, and what makes us tick.

Anna Baluch
Written byAnna BaluchInsurance Writer
Anna Baluch
Anna BaluchInsurance Writer

Anna Baluch is a Cleveland-based personal finance and insurance expert who’s written for Compare.com since 2023. With an MBA from Roosevelt University, she enjoys writing educational content that helps people make smart financial decisions.

Her work can be seen across the web in several notable publications, including Freedom Debt Relief, Credit Karma, RateGenius, and The Balance.

Nick Versaw
Edited byNick VersawSenior Managing Editor
Nick Versaw
Nick VersawSenior Managing Editor

Nick Versaw leads Compare.com's editorial department, where he and his team specialize in crafting helpful, easy-to-understand content about car insurance and other related topics. With nearly a decade of experience writing and editing insurance and personal finance articles, his work has helped readers discover substantial savings on necessary expenses, including insurance, transportation, health care, and more. As an award-winning writer, Nick has seen his work published in countless renowned publications, such as the Washington Post, Los Angeles Times, and U.S. News & World Report. He graduated with Latin honors from Virginia Commonwealth University, where he earned his Bachelor's Degree in Digital Journalism.

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