The Cheapest Auto Insurance Companies in Canton, Ohio, in 2026

Mile Auto offers the cheapest average car insurance premiums in Canton, but it may not be the cheapest option for every driver.

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Anna Baluch
Writer: Anna BaluchInsurance Writer

Anna Baluch is a Cleveland-based personal finance and insurance expert who’s written for Compare.com since 2023. With an MBA from Roosevelt University, she enjoys writing educational content that helps people make smart financial decisions.

Her work can be seen across the web in several notable publications, including Freedom Debt Relief, Credit Karma, RateGenius, and The Balance.

Nick Versaw
Editor: Nick VersawSenior Managing Editor

Nick Versaw leads Compare.com's editorial department, where he and his team specialize in crafting helpful, easy-to-understand content about car insurance and other related topics. With nearly a decade of experience writing and editing insurance and personal finance articles, his work has helped readers discover substantial savings on necessary expenses, including insurance, transportation, health care, and more. As an award-winning writer, Nick has seen his work published in countless renowned publications, such as the Washington Post, Los Angeles Times, and U.S. News & World Report. He graduated with Latin honors from Virginia Commonwealth University, where he earned his Bachelor's Degree in Digital Journalism.

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Situated in Northeast Ohio, Canton is known as the home of the Pro Football Hall of Fame. But you don’t need to be a Hall of Fame-caliber driver to get affordable car insurance. Our data shows that Canton drivers pay an average of $94 per month for an auto policy. That’s relatively affordable compared to other areas of Ohio, likely due to Canton’s low population of about 70,000 people.[1]

Even so, many car insurance companies in Canton offer policies for well below the city’s average, including Mile Auto, State Farm, and Progressive.

Below, we’ll take a closer look at the most affordable insurance companies for different types of Canton drivers, how to choose the right insurer, and tips on how to save money on your auto insurance.

Key Takeaways
  • Mile Auto offers the most affordable car insurance policies in Canton, with average rates starting at $42 per month.

  • Canton drivers pay an monthly average of $72 for liability insurance and $116 for full coverage.

  • Ohio law requires Canton drivers to meet liability limits of at least 25/50/25.

The Cheapest Car Insurance Companies in Canton, Ohio

Regardless of the average rates in Canton, you can still find ways to save on your auto insurance coverage. Here’s a look at the insurers with the cheapest car insurance policies in Canton, according to Compare.com data.

The below rates in Canton, OH, are estimated rates current as of: Monday, August 31 at 5:00 PM PDT. 
Company
Average Monthly Premium
Mile Auto$42
State Farm$43
Progressive$48
Auto-Owners$50
Erie$50
Commonwealth Casualty$55
GEICO$55
USAA$55
Safeco$58
The General$58
Certainly$60
American Family$62
Hugo$65
Trexis$70
AssuranceAmerica$71
Trexis One$73
First Acceptance$74
Allstate$79
Direct Auto$79
GAINSCO$79
Elephant$80
Clearcover$82
Bristol West$86
Dairyland$90
Root$92
National General$95
Liberty Mutual$97
Travelers$102
Farmers$105
Foremost$121
Insurify Car$126
State Auto$145
We sourced this data by analyzing real quotes from Compare.com's 100-plus partner insurance companies alongside rate filings collected and distributed by Quadrant Information Services. Actual quotes may vary. Data updated on Monday, August 31 at 5:00 PM PDT.

We found that Mile Auto has the lowest average car insurance rates in Canton, at just $42 per month. That’s quite a bit less than the city’s $94 monthly average.

But keep in mind that doesn’t mean Mile Auto (or any other of the companies listed here) will be the cheapest for you. That’s because insurance companies base rates on several personal factors, like age, driving record, location, and more.

With that in mind, let’s dive deeper into the cheapest insurance companies for various driver and coverage types.

Cheapest Car Insurance in Canton by Driver and Coverage Type

Every driver has their own particular car insurance needs. That’s because factors like your age, credit, ZIP code, and driving record can all affect what you pay for an auto policy.

To give you a better idea of what you might pay, this table highlights the most affordable car insurance companies for a variety of driver backgrounds and coverages in Canton, according to Compare.com research.

Driver/Coverage Type
Cheapest Insurer
Insurer’s Average Monthly Premium
State-minimum coverageMile Auto$42
Full coverageMile Auto$68
TeensMile Auto$93
SeniorsMile Auto$33
Drivers with a speeding ticketMile Auto$52
Drivers with an at-fault accidentMile Auto$59
Drivers with a DUIMile Auto$61
Drivers with excellent creditMile Auto$36
Drivers with poor creditMile Auto$52
We sourced this data by analyzing real quotes from Compare.com's 100-plus partner insurance companies alongside rate filings collected and distributed by Quadrant Information Services. Actual quotes may vary. Data updated on .

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Cheapest state-minimum coverage: Mile Autoexpand/collapse

The state of Ohio requires all drivers to have at least a certain amount of liability insurance. These basic liability policies pay for other people’s injuries and property damage if you cause an accident.

Canton drivers pay an average monthly rate of $72 for minimum-coverage insurance, according to our data. That may seem cheap compared to the city’s overall average, but the protection that comes with a state-minimum policy is relatively limited.

But if you determine that basic liability insurance is enough, the chart below shows the insurance companies with the cheapest liability rates in Canton, according to Compare.com data.

The below rates in Canton, OH, are estimated rates current as of: Monday, August 31 at 5:00 PM PDT. 

Average Liability Rates by Company

Company
Average Monthly Premium
Mile Auto$42
State Farm$43
Progressive$48
Auto-Owners$50
Erie$50
Commonwealth Casualty$55
GEICO$55
USAA$55
Safeco$58
The General$58
Certainly$60
American Family$62
Hugo$65
Trexis$70
AssuranceAmerica$71
Trexis One$73
First Acceptance$74
Allstate$79
Direct Auto$79
GAINSCO$79
Elephant$80
Clearcover$82
Bristol West$86
Dairyland$90
Root$92
National General$95
Liberty Mutual$97
Travelers$102
Farmers$105
Foremost$121
Insurify Car$126
State Auto$145
Cheapest full coverage: Mile Autoexpand/collapse

Full-coverage car insurance typically includes comprehensive and collision coverages, which cover damage to your car from theft, vandalism, a natural disaster, or an at-fault accident. If you have a loan or lease on your vehicle, your lender will require you to purchase full coverage.

Drivers in Canton pay an average of $116 per month for full-coverage car insurance. That might be more than a basic liability policy, but the added protection is worth the higher cost for most drivers. After all, you don’t want to be stuck paying to replace your car yourself if you cause an accident.

Here are five of the most affordable insurance companies in Canton for full-coverage auto insurance, according to Compare.com data.

The below rates in Canton, OH, are estimated rates current as of: Monday, August 31 at 5:00 PM PDT. 

Average Full-Coverage Rates by Company

Company
Average Monthly Premium
Mile Auto$68
State Farm$72
Erie$84
Auto-Owners$85
Progressive$90
Safeco$90
USAA$94
GEICO$95
American Family$104
Allstate$106
Direct Auto$111
CSAA$126
Elephant$126
AssuranceAmerica$131
The General$131
Certainly$132
National General$140
Commonwealth Casualty$144
Root$151
Clearcover$165
Liberty Mutual$165
Trexis$165
Travelers$173
Farmers$177
GAINSCO$180
Bristol West$186
Trexis One$200
First Acceptance$201
Dairyland$206
State Auto$245
Foremost$325
Cheapest for teens: Mile Autoexpand/collapse

Teens ages 16 to 19 have a higher risk of accidents compared to other age groups, according to the Centers for Disease Control and Prevention (CDC).[2] As a result, they face much higher car insurance costs than older drivers.

Our data shows that Canton teens pay a monthly average of $202 for an auto policy. But you can still lock in a great deal if you’re a younger driver or have one on your policy.

This chart shows the five cheapest car insurance companies in Canton for teens, according to our data.

The below rates in Canton, OH, are estimated rates current as of: Monday, August 31 at 5:00 PM PDT. 

Average Rates for Teens

Company
Average Monthly Premium
State Farm$90
Mile Auto$93
Erie$99
Progressive$103
GEICO$108
Auto-Owners$108
USAA$109
Commonwealth Casualty$113
The General$114
American Family$126
Safeco$127
Certainly$129
Hugo$140
Clearcover$147
Trexis$150
GAINSCO$151
Root$153
Trexis One$157
AssuranceAmerica$158
Elephant$158
First Acceptance$159
Bristol West$166
Direct Auto$166
Allstate$170
Dairyland$170
Liberty Mutual$185
National General$203
Farmers$225
Travelers$227
Insurify Car$271
State Auto$368
Cheapest for seniors: Mile Autoexpand/collapse

On the other hand, seniors usually enjoy some of the most affordable car insurance rates of any age group. This is largely due to their years of experience and commitment to responsible driving. They tend to cause fewer accidents, drive safer cars, drive fewer miles, and avoid driving at night.[3]

We found that older adults in Canton pay an average of $81 per month for auto insurance. But even with these low average premiums, you can likely find cheaper coverage from several insurance companies.

Here are five of the cheapest insurance companies for Canton seniors, according to Compare.com data.

The below rates in Canton, OH, are estimated rates current as of: Monday, August 31 at 5:00 PM PDT. 

Average Rates for Seniors

Company
Average Monthly Premium
Mile Auto$33
State Farm$34
Erie$38
Auto-Owners$39
Progressive$41
GEICO$44
Commonwealth Casualty$44
USAA$44
The General$49
American Family$49
Safeco$50
Certainly$52
AssuranceAmerica$55
Hugo$56
Trexis$60
Trexis One$63
First Acceptance$64
Elephant$64
Direct Auto$64
GAINSCO$68
Allstate$68
Bristol West$71
Clearcover$72
National General$74
Dairyland$76
Liberty Mutual$80
Travelers$81
Farmers$83
Root$84
Insurify Car$108
State Auto$109
Cheapest after a ticket: Mile Autoexpand/collapse

A ticket can increase your car insurance rates when it’s time to renew your coverage. In fact, our research found that even a single ticket can raise your premiums by 37%.

Canton residents with a ticket pay an average of $125 per month for auto insurance coverage. But several insurance companies offer cheaper premiums.

In this chart, we highlight five of the most affordable car insurance companies in Canton for drivers with a recent ticket, according to our data.

The below rates in Canton, OH, are estimated rates current as of: Monday, August 31 at 5:00 PM PDT. 

Average Rates With a Ticket

Company
Average Monthly Premium
Mile Auto$52
State Farm$56
Progressive$64
Auto-Owners$67
Erie$67
Commonwealth Casualty$68
USAA$73
GEICO$74
Safeco$78
Certainly$80
The General$80
American Family$82
Hugo$86
Trexis$93
AssuranceAmerica$93
Trexis One$97
GAINSCO$98
First Acceptance$98
Elephant$101
Direct Auto$102
Allstate$105
Clearcover$107
Bristol West$112
Root$113
Dairyland$115
National General$122
Liberty Mutual$127
Travelers$136
Farmers$138
Insurify Car$167
State Auto$197
Cheapest after an accident: Mile Autoexpand/collapse

An at-fault accident can cause your car insurance costs to skyrocket — even more than a speeding ticket. Our research shows that one at-fault accident increases premiums by an average of 41% nationwide.

Canton drivers with a recent accident pay an average monthly car insurance rate of $133, according to Compare.com data. But you can often find cheaper coverage with one of the five car insurers in the chart below.

The below rates in Canton, OH, are estimated rates current as of: Monday, August 31 at 5:00 PM PDT. 

Average Rates With an Accident

Company
Average Monthly Premium
Mile Auto$59
State Farm$59
Progressive$68
Auto-Owners$69
Erie$70
Commonwealth Casualty$75
GEICO$76
USAA$77
The General$83
Safeco$83
Certainly$85
American Family$87
Hugo$92
AssuranceAmerica$98
Trexis$99
Trexis One$104
First Acceptance$105
GAINSCO$105
Elephant$109
Direct Auto$112
Allstate$112
Bristol West$118
Root$120
Clearcover$121
Dairyland$123
National General$131
Liberty Mutual$134
Travelers$143
Farmers$146
Insurify Car$179
State Auto$206
Cheapest after a DUI: Mile Autoexpand/collapse

Car insurance companies consider Ohio drivers with DUIs as high risk and, in turn, charge higher premiums. Our research discovered that the average rate for people with a DUI conviction goes up by a staggering 61% nationwide.

Canton residents with a DUI on their record pay an average of $137 per month for car insurance, according to Compare.com data. But some insurance companies specialize in covering high-risk drivers, including people with DUI convictions.

This table shows the five cheapest auto insurance companies for Canton drivers with a DUI, based on our research.

The below rates in Canton, OH, are estimated rates current as of: Monday, August 31 at 5:00 PM PDT. 

Average Rates With a DUI

Company
Average Monthly Premium
Mile Auto$61
State Farm$62
Auto-Owners$69
Progressive$70
Erie$72
Commonwealth Casualty$79
USAA$79
GEICO$80
The General$81
American Family$86
Certainly$87
Safeco$92
Hugo$95
Trexis$102
AssuranceAmerica$102
Trexis One$106
First Acceptance$108
Direct Auto$114
GAINSCO$114
Clearcover$114
Allstate$115
Elephant$115
Bristol West$124
Dairyland$130
Root$133
National General$137
Liberty Mutual$140
Travelers$147
Farmers$152
Insurify Car$183
State Auto$202
Cheapest for bad credit: Mile Autoexpand/collapse

Ohio allows insurers to use credit-based insurance scores to help determine premiums. Research has shown that drivers with poor credit file more claims than those with good or excellent credit, so insurance companies charge them higher rates.[4]

Our data found that, nationwide, drivers with poor credit pay 20% more than people with excellent credit. Canton drivers, specifically, pay an average $118 per month for car insurance if they have poor credit.

Fortunately, not all insurance companies consider credit, and some offer low rates regardless of your credit history.

Here’s a look at the five cheapest companies for drivers with poor credit in Canton, Ohio, according to our research.

The below rates in Canton, OH, are estimated rates current as of: Monday, August 31 at 5:00 PM PDT. 

Average Rates With Bad Credit

Company
Average Monthly Premium
Mile Auto$52
Progressive$60
State Farm$63
USAA$68
Commonwealth Casualty$68
GEICO$68
Safeco$72
The General$72
Erie$73
Certainly$75
American Family$75
Auto-Owners$75
Hugo$81
Trexis$88
AssuranceAmerica$88
Trexis One$91
First Acceptance$93
Direct Auto$98
GAINSCO$98
Allstate$99
Elephant$99
Clearcover$102
Bristol West$107
Dairyland$112
Root$114
Liberty Mutual$116
National General$118
Travelers$121
Farmers$130
Insurify Car$158
State Auto$181

Ohio Auto Insurance Requirements

A cityscape featuring a mix of modern and traditional buildings, with a prominent green skyscraper and hills in the background under a partly cloudy sky.

Ohio, like almost every state, requires all drivers to buy car insurance to use public roadways. Ohio’s minimum liability requirements include:[5]

  • Bodily injury liability: $25,000 per person and $50,000 per accident

  • Property damage liability: $25,000 per accident

You must show proof of insurance during law enforcement stops, after accidents, and during vehicle inspections.

Is minimum coverage enough in Canton?

Most experts recommend buying coverage above the minimum limits in your state. In fact, the state’s minimum limits are “bare minimums,” according to the Ohio Department of Insurance.[6] It even goes on to say you’d need “a lot more insurance to pay for a serious crash.”

Plus, if you have a loan or lease on your car, you may need full coverage anyway.

Uncover Canton’s Cheapest Rates

Basic policies start as low as $42 per month.

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Canton Auto Insurance FAQs

Below, you’ll find several common questions about car insurance in Canton, Ohio.

How much is car insurance in Canton, Ohio?

expand/collapse

Canton residents pay an average of $94 per month for car insurance, according to Compare.com data. Minimum coverage costs an average of $72 per month, and full coverage averages $116.

What’s the cheapest auto insurance company in Canton, Ohio?

expand/collapse

Mile Auto offers the cheapest auto policies in Canton, with average rates starting at $42 per month, according to Compare.com data.

Is car insurance in Canton, Ohio, expensive?

expand/collapse

It depends. Several factors — like your age, ZIP code, and driving history — determine how much you pay for an auto policy in Canton. Canton residents pay an average of $94 per month for auto coverage, according to Compare.com data. That’s compared to the U.S. national average of $142 per month.

How much is car insurance in Ohio?

expand/collapse

On average, drivers in the Buckeye State pay $69 per month for liability insurance and $123 per month for full coverage. But factors like your age, address, credit, and driving record will all play a role in your exact premiums.

Sources

  1. U.S. Census Bureau. "Quick Facts: Canton, Ohio."
  2. Centers for Disease Control and Prevention. "Risk Factors for Teen Drivers."
  3. IIHS. "Older drivers."
  4. Federal Trade Commission. "FTC Releases Report on Effects of Credit-Based Insurance Scores."
  5. Ohio Bureau of Motor Vehicles. "Mandatory Insurance."
  6. Ohio Department of Insurance. "Automobile Insurance Guide."

Methodology

Data scientists at Compare.com analyzed more than 50 million real-time auto insurance quotes from more than 75 partner insurers in order to compile the rates and statistics seen in this article. Compare.com’s auto insurance data includes coverage analysis and details on drivers’ vehicles, driving records, insurance histories, and demographic information.

All the rates listed in this article have been collected from a combination of real Compare.com quotes and external insurance rate data gathered in collaboration with Quadrant Information Services. Compare.com uses these observations to provide readers with insights into how auto insurance companies determine their premiums.

About Compare.com

Compare.com's #1 goal is to save you money. We publish resources that are based on hard-hitting data and years of industry experience to help you make more informed decisions with your wallet.

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Learn more about us, our team, and what makes us tick.

Anna Baluch
Writer: Anna BaluchInsurance Writer

Anna Baluch is a Cleveland-based personal finance and insurance expert who’s written for Compare.com since 2023. With an MBA from Roosevelt University, she enjoys writing educational content that helps people make smart financial decisions.

Her work can be seen across the web in several notable publications, including Freedom Debt Relief, Credit Karma, RateGenius, and The Balance.

Nick Versaw
Editor: Nick VersawSenior Managing Editor

Nick Versaw leads Compare.com's editorial department, where he and his team specialize in crafting helpful, easy-to-understand content about car insurance and other related topics. With nearly a decade of experience writing and editing insurance and personal finance articles, his work has helped readers discover substantial savings on necessary expenses, including insurance, transportation, health care, and more. As an award-winning writer, Nick has seen his work published in countless renowned publications, such as the Washington Post, Los Angeles Times, and U.S. News & World Report. He graduated with Latin honors from Virginia Commonwealth University, where he earned his Bachelor's Degree in Digital Journalism.