Situated in Northeast Ohio, Canton is known as the home of the Pro Football Hall of Fame. But you don’t need to be a Hall of Fame-caliber driver to get affordable car insurance. Our data shows that Canton drivers pay an average of $94 per month for an auto policy. That’s relatively affordable compared to other areas of Ohio, likely due to Canton’s low population of about 70,000 people.[1]
Even so, many car insurance companies in Canton offer policies for well below the city’s average, including Mile Auto, State Farm, and Progressive.
Below, we’ll take a closer look at the most affordable insurance companies for different types of Canton drivers, how to choose the right insurer, and tips on how to save money on your auto insurance.
Mile Auto offers the most affordable car insurance policies in Canton, with average rates starting at $43 per month.
Canton drivers pay an monthly average of $71 for liability insurance and $116 for full coverage.
Ohio law requires Canton drivers to meet liability limits of at least 25/50/25.
The Cheapest Car Insurance Companies in Canton, Ohio
Regardless of the average rates in Canton, you can still find ways to save on your auto insurance coverage. Here’s a look at the insurers with the cheapest car insurance policies in Canton, according to Compare.com data.
Company | Average Monthly Premium |
|---|---|
| Mile Auto | $43 |
| State Farm | $44 |
| Progressive | $48 |
| Erie | $50 |
| Auto-Owners | $51 |
| Commonwealth Casualty | $55 |
| GEICO | $55 |
| USAA | $56 |
| The General | $57 |
| Safeco | $58 |
| Certainly | $59 |
| American Family | $62 |
| Nationwide | $65 |
| AssuranceAmerica | $69 |
| Trexis | $70 |
| Trexis One | $73 |
| First Acceptance | $77 |
| Elephant | $79 |
| Direct Auto | $80 |
| GAINSCO | $82 |
| Clearcover | $83 |
| Bristol West | $86 |
| Dairyland | $91 |
| Root | $92 |
| Allstate | $96 |
| National General | $96 |
| CSAA | $99 |
| Liberty Mutual | $102 |
| Travelers | $104 |
| Farmers | $107 |
| Foremost | $136 |
| State Auto | $147 |
We found that Mile Auto has the lowest average car insurance rates in Canton, at just $43 per month. That’s quite a bit less than the city’s $94 monthly average.
But keep in mind that doesn’t mean Mile Auto (or any other of the companies listed here) will be the cheapest for you. That’s because insurance companies base rates on several personal factors, like age, driving record, location, and more.
With that in mind, let’s dive deeper into the cheapest insurance companies for various driver and coverage types.
Cheapest Car Insurance in Canton by Driver and Coverage Type
Every driver has their own particular car insurance needs. That’s because factors like your age, credit, ZIP code, and driving record can all affect what you pay for an auto policy.
To give you a better idea of what you might pay, this table highlights the most affordable car insurance companies for a variety of driver backgrounds and coverages in Canton, according to Compare.com research.
Driver/Coverage Type | Cheapest Insurer | Insurer’s Average Monthly Premium |
|---|---|---|
| State-minimum coverage | Mile Auto | $43 |
| Full coverage | Mile Auto | $66 |
| Teens | Mile Auto | $95 |
| Seniors | Mile Auto | $34 |
| Drivers with a speeding ticket | Mile Auto | $54 |
| Drivers with an at-fault accident | Mile Auto | $60 |
| Drivers with a DUI | Mile Auto | $61 |
| Drivers with excellent credit | Mile Auto | $37 |
| Drivers with poor credit | Mile Auto | $53 |
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The state of Ohio requires all drivers to have at least a certain amount of liability insurance. These basic liability policies pay for other people’s injuries and property damage if you cause an accident.
Canton drivers pay an average monthly rate of $71 for minimum-coverage insurance, according to our data. That may seem cheap compared to the city’s overall average, but the protection that comes with a state-minimum policy is relatively limited.
But if you determine that basic liability insurance is enough, the chart below shows the insurance companies with the cheapest liability rates in Canton, according to Compare.com data.
The below rates in Canton, OH, are estimated rates current as of: Thursday, April 30 at 5:00 PM PDT.Average Liability Rates by Company
CompanyAverage Monthly PremiumMile Auto $43 State Farm $44 Progressive $48 Erie $50 Auto-Owners $51 Commonwealth Casualty $55 GEICO $55 USAA $56 The General $57 Safeco $58 Certainly $59 American Family $62 Nationwide $65 AssuranceAmerica $69 Trexis $70 Trexis One $73 First Acceptance $77 Elephant $79 Direct Auto $80 GAINSCO $82 Clearcover $83 Bristol West $86 Dairyland $91 Root $92 Allstate $96 National General $96 CSAA $99 Liberty Mutual $102 Travelers $104 Farmers $107 Foremost $136 State Auto $147 Full-coverage car insurance typically includes comprehensive and collision coverages, which cover damage to your car from theft, vandalism, a natural disaster, or an at-fault accident. If you have a loan or lease on your vehicle, your lender will require you to purchase full coverage.
Drivers in Canton pay an average of $116 per month for full-coverage car insurance. That might be more than a basic liability policy, but the added protection is worth the higher cost for most drivers. After all, you don’t want to be stuck paying to replace your car yourself if you cause an accident.
Here are five of the most affordable insurance companies in Canton for full-coverage auto insurance, according to Compare.com data.
The below rates in Canton, OH, are estimated rates current as of: Thursday, April 30 at 5:00 PM PDT.Average Full-Coverage Rates by Company
CompanyAverage Monthly PremiumMile Auto $66 State Farm $77 Erie $90 Auto-Owners $91 Safeco $92 Progressive $95 GEICO $98 USAA $100 American Family $111 CSAA $112 Direct Auto $113 Nationwide $115 Elephant $122 Certainly $133 The General $133 AssuranceAmerica $134 National General $141 Commonwealth Casualty $148 Root $151 Clearcover $167 Liberty Mutual $167 Trexis $168 Allstate $170 Travelers $185 GAINSCO $186 Bristol West $190 Farmers $190 Trexis One $200 Dairyland $209 First Acceptance $209 State Auto $262 Foremost $306 Teens ages 16 to 19 have a higher risk of accidents compared to other age groups, according to the Centers for Disease Control and Prevention (CDC).[2] As a result, they face much higher car insurance costs than older drivers.
Our data shows that Canton teens pay a monthly average of $200 for an auto policy. But you can still lock in a great deal if you’re a younger driver or have one on your policy.
This chart shows the five cheapest car insurance companies in Canton for teens, according to our data.
The below rates in Canton, OH, are estimated rates current as of: Thursday, April 30 at 5:00 PM PDT.Average Rates for Teens
CompanyAverage Monthly PremiumState Farm $92 Mile Auto $95 Erie $100 Progressive $102 GEICO $108 The General $111 Commonwealth Casualty $112 Auto-Owners $112 USAA $112 Certainly $126 Safeco $127 American Family $127 Nationwide $137 Trexis $149 Clearcover $149 Elephant $153 AssuranceAmerica $154 Trexis One $155 GAINSCO $160 First Acceptance $164 Bristol West $166 Direct Auto $168 Dairyland $173 Root $174 Liberty Mutual $195 CSAA $204 Allstate $205 National General $207 Farmers $231 Travelers $233 State Auto $381 On the other hand, seniors usually enjoy some of the most affordable car insurance rates of any age group. This is largely due to their years of experience and commitment to responsible driving. They tend to cause fewer accidents, drive safer cars, drive fewer miles, and avoid driving at night.[3]
We found that older adults in Canton pay an average of $81 per month for auto insurance. But even with these low average premiums, you can likely find cheaper coverage from several insurance companies.
Here are five of the cheapest insurance companies for Canton seniors, according to Compare.com data.
The below rates in Canton, OH, are estimated rates current as of: Thursday, April 30 at 5:00 PM PDT.Average Rates for Seniors
CompanyAverage Monthly PremiumMile Auto $34 State Farm $35 Erie $38 Auto-Owners $40 Progressive $42 GEICO $44 Commonwealth Casualty $44 USAA $45 The General $49 American Family $50 Nationwide $50 Safeco $51 Certainly $51 AssuranceAmerica $54 Trexis $61 Trexis One $63 Elephant $65 Direct Auto $66 First Acceptance $67 GAINSCO $70 Bristol West $72 Clearcover $74 National General $76 Root $77 CSAA $77 Dairyland $77 Allstate $78 Travelers $83 Liberty Mutual $85 Farmers $85 State Auto $111 A ticket can increase your car insurance rates when it’s time to renew your coverage. In fact, our research found that even a single ticket can raise your premiums by 37%.
Canton residents with a ticket pay an average of $123 per month for auto insurance coverage. But several insurance companies offer cheaper premiums.
In this chart, we highlight five of the most affordable car insurance companies in Canton for drivers with a recent ticket, according to our data.
The below rates in Canton, OH, are estimated rates current as of: Thursday, April 30 at 5:00 PM PDT.Average Rates With a Ticket
CompanyAverage Monthly PremiumMile Auto $54 State Farm $57 Progressive $63 Commonwealth Casualty $67 Erie $67 Auto-Owners $68 GEICO $73 USAA $74 Certainly $77 Safeco $78 The General $78 American Family $82 Nationwide $86 AssuranceAmerica $90 Trexis $91 Trexis One $95 Elephant $97 GAINSCO $100 First Acceptance $101 Direct Auto $103 Clearcover $108 Bristol West $111 Dairyland $116 National General $122 Root $125 Allstate $127 CSAA $132 Liberty Mutual $132 Travelers $138 Farmers $140 State Auto $199 An at-fault accident can cause your car insurance costs to skyrocket — even more than a speeding ticket. Our research shows that one at-fault accident increases premiums by an average of 41% nationwide.
Canton drivers with a recent accident pay an average monthly car insurance rate of $131, according to Compare.com data. But you can often find cheaper coverage with one of the five car insurers in the chart below.
The below rates in Canton, OH, are estimated rates current as of: Thursday, April 30 at 5:00 PM PDT.Average Rates With an Accident
CompanyAverage Monthly PremiumMile Auto $60 State Farm $60 Progressive $67 Erie $69 Auto-Owners $69 GEICO $74 Commonwealth Casualty $75 USAA $77 The General $81 Certainly $82 Safeco $83 American Family $86 Nationwide $90 AssuranceAmerica $94 Trexis $97 Trexis One $102 Elephant $106 First Acceptance $107 GAINSCO $108 Direct Auto $112 Bristol West $117 Clearcover $122 Dairyland $124 Root $127 National General $131 Allstate $132 Liberty Mutual $139 Travelers $144 Farmers $147 CSAA $151 State Auto $206 Car insurance companies consider Ohio drivers with DUIs as high risk and, in turn, charge higher premiums. Our research discovered that the average rate for people with a DUI conviction goes up by a staggering 61% nationwide.
Canton residents with a DUI on their record pay an average of $134 per month for car insurance, according to Compare.com data. But some insurance companies specialize in covering high-risk drivers, including people with DUI convictions.
This table shows the five cheapest auto insurance companies for Canton drivers with a DUI, based on our research.
The below rates in Canton, OH, are estimated rates current as of: Thursday, April 30 at 5:00 PM PDT.Average Rates With a DUI
CompanyAverage Monthly PremiumMile Auto $61 State Farm $63 Progressive $68 Erie $72 Auto-Owners $73 Commonwealth Casualty $76 GEICO $78 The General $79 USAA $80 Certainly $84 Safeco $88 American Family $89 Nationwide $93 AssuranceAmerica $99 Trexis $100 Trexis One $104 First Acceptance $110 Elephant $113 Direct Auto $114 GAINSCO $117 Clearcover $119 Bristol West $123 Dairyland $130 Root $133 Allstate $137 National General $137 CSAA $142 Liberty Mutual $146 Travelers $149 Farmers $153 State Auto $202 Ohio allows insurers to use credit-based insurance scores to help determine premiums. Research has shown that drivers with poor credit file more claims than those with good or excellent credit, so insurance companies charge them higher rates.[4]
Our data found that, nationwide, drivers with poor credit pay 20% more than people with excellent credit. Canton drivers, specifically, pay an average $118 per month for car insurance if they have poor credit.
Fortunately, not all insurance companies consider credit, and some offer low rates regardless of your credit history.
Here’s a look at the five cheapest companies for drivers with poor credit in Canton, Ohio, according to our research.
The below rates in Canton, OH, are estimated rates current as of: Thursday, April 30 at 5:00 PM PDT.Average Rates With Bad Credit
CompanyAverage Monthly PremiumMile Auto $53 Progressive $60 State Farm $63 Commonwealth Casualty $68 GEICO $68 USAA $69 The General $70 Safeco $72 Erie $73 Certainly $74 American Family $75 Auto-Owners $76 Nationwide $80 AssuranceAmerica $85 Trexis $88 Trexis One $91 First Acceptance $96 Elephant $97 Direct Auto $99 GAINSCO $101 Clearcover $102 Bristol West $106 Dairyland $112 Root $113 Allstate $118 National General $118 CSAA $122 Liberty Mutual $122 Travelers $128 Farmers $132 State Auto $182
Ohio Auto Insurance Requirements
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Ohio, like almost every state, requires all drivers to buy car insurance to use public roadways. Ohio’s minimum liability requirements include:[5]
Bodily injury liability: $25,000 per person and $50,000 per accident
Property damage liability: $25,000 per accident
You must show proof of insurance during law enforcement stops, after accidents, and during vehicle inspections.
Most experts recommend buying coverage above the minimum limits in your state. In fact, the state’s minimum limits are “bare minimums,” according to the Ohio Department of Insurance.[6] It even goes on to say you’d need “a lot more insurance to pay for a serious crash.”
Plus, if you have a loan or lease on your car, you may need full coverage anyway.
Uncover Canton’s Cheapest Rates
Basic policies start as low as $43 per month.
Canton Auto Insurance FAQs
Below, you’ll find several common questions about car insurance in Canton, Ohio.
Canton residents pay an average of $94 per month for car insurance, according to Compare.com data. Minimum coverage costs an average of $71 per month, and full coverage averages $116.
Mile Auto offers the cheapest auto policies in Canton, with average rates starting at $43 per month, according to Compare.com data.
It depends. Several factors — like your age, ZIP code, and driving history — determine how much you pay for an auto policy in Canton. Canton residents pay an average of $94 per month for auto coverage, according to Compare.com data. That’s compared to the U.S. national average of $140 per month.
On average, drivers in the Buckeye State pay $68 per month for liability insurance and $122 per month for full coverage. But factors like your age, address, credit, and driving record will all play a role in your exact premiums.
Sources
- U.S. Census Bureau. "Quick Facts: Canton, Ohio."
- Centers for Disease Control and Prevention. "Risk Factors for Teen Drivers."
- IIHS. "Older drivers."
- Federal Trade Commission. "FTC Releases Report on Effects of Credit-Based Insurance Scores."
- Ohio Bureau of Motor Vehicles. "Mandatory Insurance."
- Ohio Department of Insurance. "Automobile Insurance Guide."
Methodology
Data scientists at Compare.com analyzed more than 50 million real-time auto insurance quotes from more than 75 partner insurers in order to compile the rates and statistics seen in this article. Compare.com’s auto insurance data includes coverage analysis and details on drivers’ vehicles, driving records, insurance histories, and demographic information.
All the rates listed in this article have been collected from a combination of real Compare.com quotes and external insurance rate data gathered in collaboration with Quadrant Information Services. Compare.com uses these observations to provide readers with insights into how auto insurance companies determine their premiums.
Compare.com's #1 goal is to save you money. We publish resources that are based on hard-hitting data and years of industry experience to help you make more informed decisions with your wallet.
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