Situated in Northeast Ohio, Canton is known as the home of the Pro Football Hall of Fame. But you don’t need to be a Hall of Fame-caliber driver to get affordable car insurance. Our data shows that Canton drivers pay an average of $93 per month for an auto policy. That’s relatively affordable compared to other areas of Ohio, likely due to Canton’s low population of about 70,000 people.[1]
Even so, many car insurance companies in Canton offer policies for well below the city’s average, including Mile Auto, State Farm, and Progressive.
Below, we’ll take a closer look at the most affordable insurance companies for different types of Canton drivers, how to choose the right insurer, and tips on how to save money on your auto insurance.
Mile Auto offers the most affordable car insurance policies in Canton, with average rates starting at $41 per month.
Canton drivers pay an monthly average of $70 for liability insurance and $116 for full coverage.
Ohio law requires Canton drivers to meet liability limits of at least 25/50/25.
The Cheapest Car Insurance Companies in Canton, Ohio
Regardless of the average rates in Canton, you can still find ways to save on your auto insurance coverage. Here’s a look at the insurers with the cheapest car insurance policies in Canton, according to Compare.com data.
Company | Average Monthly Premium |
|---|---|
| Mile Auto | $41 |
| State Farm | $43 |
| Progressive | $49 |
| Auto-Owners | $50 |
| Erie | $50 |
| GEICO | $55 |
| Commonwealth Casualty | $56 |
| USAA | $56 |
| The General | $57 |
| Certainly | $58 |
| Safeco | $58 |
| American Family | $62 |
| Nationwide | $64 |
| AssuranceAmerica | $69 |
| Trexis | $70 |
| Trexis One | $71 |
| First Acceptance | $76 |
| Elephant | $77 |
| Direct Auto | $80 |
| CSAA | $81 |
| GAINSCO | $81 |
| Clearcover | $82 |
| Bristol West | $85 |
| Dairyland | $90 |
| Root | $90 |
| National General | $94 |
| Allstate | $95 |
| Liberty Mutual | $101 |
| Travelers | $103 |
| Farmers | $106 |
| Foremost | $132 |
| State Auto | $145 |
We found that Mile Auto has the lowest average car insurance rates in Canton, at just $41 per month. That’s quite a bit less than the city’s $93 monthly average.
But keep in mind that doesn’t mean Mile Auto (or any other of the companies listed here) will be the cheapest for you. That’s because insurance companies base rates on several personal factors, like age, driving record, location, and more.
With that in mind, let’s dive deeper into the cheapest insurance companies for various driver and coverage types.
Cheapest Car Insurance in Canton by Driver and Coverage Type
Every driver has their own particular car insurance needs. That’s because factors like your age, credit, ZIP code, and driving record can all affect what you pay for an auto policy.
To give you a better idea of what you might pay, this table highlights the most affordable car insurance companies for a variety of driver backgrounds and coverages in Canton, according to Compare.com research.
Driver/Coverage Type | Cheapest Insurer | Insurer’s Average Monthly Premium |
|---|---|---|
| State-minimum coverage | Mile Auto | $41 |
| Full coverage | Mile Auto | $65 |
| Teens | Mile Auto | $91 |
| Seniors | Mile Auto | $32 |
| Drivers with a speeding ticket | Mile Auto | $51 |
| Drivers with an at-fault accident | Mile Auto | $56 |
| Drivers with a DUI | Mile Auto | $58 |
| Drivers with excellent credit | Mile Auto | $35 |
| Drivers with poor credit | Mile Auto | $50 |
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The state of Ohio requires all drivers to have at least a certain amount of liability insurance. These basic liability policies pay for other people’s injuries and property damage if you cause an accident.
Canton drivers pay an average monthly rate of $70 for minimum-coverage insurance, according to our data. That may seem cheap compared to the city’s overall average, but the protection that comes with a state-minimum policy is relatively limited.
But if you determine that basic liability insurance is enough, the chart below shows the insurance companies with the cheapest liability rates in Canton, according to Compare.com data.
The below rates in Canton, OH, are estimated rates current as of: Tuesday, March 31 at 5:00 PM PDT.Average Liability Rates by Company
CompanyAverage Monthly PremiumMile Auto $41 State Farm $43 Progressive $49 Auto-Owners $50 Erie $50 GEICO $55 Commonwealth Casualty $56 USAA $56 The General $57 Certainly $58 Safeco $58 American Family $62 Nationwide $64 AssuranceAmerica $69 Trexis $70 Trexis One $71 First Acceptance $76 Elephant $77 Direct Auto $80 CSAA $81 GAINSCO $81 Clearcover $82 Bristol West $85 Dairyland $90 Root $90 National General $94 Allstate $95 Liberty Mutual $101 Travelers $103 Farmers $106 Foremost $132 State Auto $145 Full-coverage car insurance typically includes comprehensive and collision coverages, which cover damage to your car from theft, vandalism, a natural disaster, or an at-fault accident. If you have a loan or lease on your vehicle, your lender will require you to purchase full coverage.
Drivers in Canton pay an average of $116 per month for full-coverage car insurance. That might be more than a basic liability policy, but the added protection is worth the higher cost for most drivers. After all, you don’t want to be stuck paying to replace your car yourself if you cause an accident.
Here are five of the most affordable insurance companies in Canton for full-coverage auto insurance, according to Compare.com data.
The below rates in Canton, OH, are estimated rates current as of: Tuesday, March 31 at 5:00 PM PDT.Average Full-Coverage Rates by Company
CompanyAverage Monthly PremiumMile Auto $65 State Farm $76 Erie $89 Auto-Owners $90 Safeco $91 Progressive $96 GEICO $97 USAA $99 American Family $110 CSAA $111 Direct Auto $112 Nationwide $115 Elephant $118 Certainly $130 The General $131 AssuranceAmerica $132 National General $140 Root $148 Commonwealth Casualty $149 Clearcover $165 Liberty Mutual $165 Trexis $166 Allstate $168 Travelers $183 GAINSCO $185 Bristol West $188 Farmers $188 Trexis One $196 Dairyland $208 First Acceptance $209 State Auto $259 Foremost $307 Teens ages 16 to 19 have a higher risk of accidents compared to other age groups, according to the Centers for Disease Control and Prevention (CDC).[2] As a result, they face much higher car insurance costs than older drivers.
Our data shows that Canton teens pay a monthly average of $198 for an auto policy. But you can still lock in a great deal if you’re a younger driver or have one on your policy.
This chart shows the five cheapest car insurance companies in Canton for teens, according to our data.
The below rates in Canton, OH, are estimated rates current as of: Tuesday, March 31 at 5:00 PM PDT.Average Rates for Teens
CompanyAverage Monthly PremiumState Farm $90 Mile Auto $91 Erie $100 Progressive $104 GEICO $107 Auto-Owners $109 The General $109 USAA $113 Commonwealth Casualty $113 Certainly $124 Safeco $126 American Family $127 Nationwide $135 CSAA $148 Clearcover $148 Elephant $148 Trexis $149 Trexis One $151 GAINSCO $161 First Acceptance $162 Bristol West $165 Direct Auto $167 Dairyland $169 Root $170 Liberty Mutual $194 Allstate $203 National General $205 Farmers $228 Travelers $230 State Auto $376 On the other hand, seniors usually enjoy some of the most affordable car insurance rates of any age group. This is largely due to their years of experience and commitment to responsible driving. They tend to cause fewer accidents, drive safer cars, drive fewer miles, and avoid driving at night.[3]
We found that older adults in Canton pay an average of $79 per month for auto insurance. But even with these low average premiums, you can likely find cheaper coverage from several insurance companies.
Here are five of the cheapest insurance companies for Canton seniors, according to Compare.com data.
The below rates in Canton, OH, are estimated rates current as of: Tuesday, March 31 at 5:00 PM PDT.Average Rates for Seniors
CompanyAverage Monthly PremiumMile Auto $32 State Farm $33 Erie $38 Auto-Owners $39 Progressive $42 GEICO $43 Commonwealth Casualty $45 USAA $45 The General $48 Nationwide $49 American Family $49 Certainly $49 Safeco $50 Trexis $59 Trexis One $60 Elephant $63 Direct Auto $64 First Acceptance $65 CSAA $65 GAINSCO $68 Bristol West $70 Clearcover $72 National General $73 Root $75 Dairyland $75 Allstate $76 Travelers $81 Farmers $83 Liberty Mutual $84 State Auto $109 A ticket can increase your car insurance rates when it’s time to renew your coverage. In fact, our research found that even a single ticket can raise your premiums by 37%.
Canton residents with a ticket pay an average of $120 per month for auto insurance coverage. But several insurance companies offer cheaper premiums.
In this chart, we highlight five of the most affordable car insurance companies in Canton for drivers with a recent ticket, according to our data.
The below rates in Canton, OH, are estimated rates current as of: Tuesday, March 31 at 5:00 PM PDT.Average Rates With a Ticket
CompanyAverage Monthly PremiumMile Auto $51 State Farm $55 Progressive $63 Auto-Owners $66 Erie $67 Commonwealth Casualty $67 GEICO $73 USAA $74 Certainly $75 The General $77 Safeco $78 American Family $82 Nationwide $84 Trexis $91 Trexis One $92 Elephant $94 GAINSCO $98 First Acceptance $98 Direct Auto $102 CSAA $105 Clearcover $108 Bristol West $109 Dairyland $114 National General $119 Root $122 Allstate $126 Liberty Mutual $131 Travelers $136 Farmers $138 State Auto $196 An at-fault accident can cause your car insurance costs to skyrocket — even more than a speeding ticket. Our research shows that one at-fault accident increases premiums by an average of 41% nationwide.
Canton drivers with a recent accident pay an average monthly car insurance rate of $127, according to Compare.com data. But you can often find cheaper coverage with one of the five car insurers in the chart below.
The below rates in Canton, OH, are estimated rates current as of: Tuesday, March 31 at 5:00 PM PDT.Average Rates With an Accident
CompanyAverage Monthly PremiumMile Auto $56 State Farm $58 Progressive $67 Auto-Owners $67 Erie $68 GEICO $73 Commonwealth Casualty $75 USAA $76 Certainly $79 The General $80 Safeco $82 American Family $85 Nationwide $88 Trexis $96 Trexis One $97 Elephant $102 First Acceptance $104 GAINSCO $105 Direct Auto $111 Bristol West $114 CSAA $121 Dairyland $121 Clearcover $121 Root $122 National General $127 Allstate $129 Liberty Mutual $137 Travelers $141 Farmers $144 State Auto $201 Car insurance companies consider Ohio drivers with DUIs as high risk and, in turn, charge higher premiums. Our research discovered that the average rate for people with a DUI conviction goes up by a staggering 61% nationwide.
Canton residents with a DUI on their record pay an average of $125 per month for car insurance, according to Compare.com data. But some insurance companies specialize in covering high-risk drivers, including people with DUI convictions.
This table shows the five cheapest auto insurance companies for Canton drivers with a DUI, based on our research.
The below rates in Canton, OH, are estimated rates current as of: Tuesday, March 31 at 5:00 PM PDT.Average Rates With a DUI
CompanyAverage Monthly PremiumMile Auto $58 State Farm $61 Progressive $66 Erie $70 Auto-Owners $71 GEICO $77 Certainly $78 Commonwealth Casualty $79 USAA $79 The General $81 Safeco $88 American Family $88 Nationwide $91 Trexis $94 Trexis One $96 First Acceptance $103 Elephant $109 Direct Auto $113 CSAA $115 GAINSCO $115 Clearcover $116 Bristol West $121 Dairyland $128 Root $128 National General $133 Allstate $135 Liberty Mutual $143 Travelers $146 Farmers $150 State Auto $192 Ohio allows insurers to use credit-based insurance scores to help determine premiums. Research has shown that drivers with poor credit file more claims than those with good or excellent credit, so insurance companies charge them higher rates.[4]
Our data found that, nationwide, drivers with poor credit pay 20% more than people with excellent credit. Canton drivers, specifically, pay an average $116 per month for car insurance if they have poor credit.
Fortunately, not all insurance companies consider credit, and some offer low rates regardless of your credit history.
Here’s a look at the five cheapest companies for drivers with poor credit in Canton, Ohio, according to our research.
The below rates in Canton, OH, are estimated rates current as of: Tuesday, March 31 at 5:00 PM PDT.Average Rates With Bad Credit
CompanyAverage Monthly PremiumMile Auto $50 Progressive $61 State Farm $62 GEICO $68 USAA $68 Commonwealth Casualty $69 The General $70 Safeco $71 Certainly $73 Erie $73 American Family $74 Auto-Owners $75 Nationwide $79 Trexis $88 Trexis One $89 Elephant $95 First Acceptance $95 CSAA $97 Direct Auto $99 GAINSCO $100 Clearcover $101 Bristol West $105 Dairyland $111 Root $111 National General $116 Allstate $117 Liberty Mutual $121 Travelers $127 Farmers $131 State Auto $179
Ohio Auto Insurance Requirements
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Ohio, like almost every state, requires all drivers to buy car insurance to use public roadways. Ohio’s minimum liability requirements include:[5]
Bodily injury liability: $25,000 per person and $50,000 per accident
Property damage liability: $25,000 per accident
You must show proof of insurance during law enforcement stops, after accidents, and during vehicle inspections.
Most experts recommend buying coverage above the minimum limits in your state. In fact, the state’s minimum limits are “bare minimums,” according to the Ohio Department of Insurance.[6] It even goes on to say you’d need “a lot more insurance to pay for a serious crash.”
Plus, if you have a loan or lease on your car, you may need full coverage anyway.
Uncover Canton’s Cheapest Rates
Basic policies start as low as $41 per month.
Canton Auto Insurance FAQs
Below, you’ll find several common questions about car insurance in Canton, Ohio.
Canton residents pay an average of $93 per month for car insurance, according to Compare.com data. Minimum coverage costs an average of $70 per month, and full coverage averages $116.
Mile Auto offers the cheapest auto policies in Canton, with average rates starting at $41 per month, according to Compare.com data.
It depends. Several factors — like your age, ZIP code, and driving history — determine how much you pay for an auto policy in Canton. Canton residents pay an average of $93 per month for auto coverage, according to Compare.com data. That’s compared to the U.S. national average of $136 per month.
On average, drivers in the Buckeye State pay $70 per month for liability insurance and $117 per month for full coverage. But factors like your age, address, credit, and driving record will all play a role in your exact premiums.
Sources
- U.S. Census Bureau. "Quick Facts: Canton, Ohio."
- Centers for Disease Control and Prevention. "Risk Factors for Teen Drivers."
- IIHS. "Older drivers."
- Federal Trade Commission. "FTC Releases Report on Effects of Credit-Based Insurance Scores."
- Ohio Bureau of Motor Vehicles. "Mandatory Insurance."
- Ohio Department of Insurance. "Automobile Insurance Guide."
Methodology
Data scientists at Compare.com analyzed more than 50 million real-time auto insurance quotes from more than 75 partner insurers in order to compile the rates and statistics seen in this article. Compare.com’s auto insurance data includes coverage analysis and details on drivers’ vehicles, driving records, insurance histories, and demographic information.
All the rates listed in this article have been collected from a combination of real Compare.com quotes and external insurance rate data gathered in collaboration with Quadrant Information Services. Compare.com uses these observations to provide readers with insights into how auto insurance companies determine their premiums.
Compare.com's #1 goal is to save you money. We publish resources that are based on hard-hitting data and years of industry experience to help you make more informed decisions with your wallet.
- All of Compare.com's content is written and reviewed for accuracy by a team of experienced writers and editors who are experts on the topics they cover.
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