Table of contents
How much is car insurance in North Salt Lake?
|Area||Average Monthly Car Insurance Premium|
|North Salt Lake||$66|
Based on the chart above, you can see that the costs for coverage in North Salt Lake are in line with rates across the rest of Utah.
On the flip side, when compared to the national average, the cost for auto insurance in North Salt Lake is lower. The average monthly payment in North Salt Lake is about $15 less than the rate for the rest of the U.S.
These rates may be the average amount North Salt Lake residents pay for their insurance policy, but that doesn't mean it's exactly what you'll pay. There are a number of factors that determine how much insurance companies might charge you for your insurance policy. The monthly premium you'll see each month is calculated based on things like age, gender, vehicle make and model, driving record, and in some cases, credit score.
Don't sweat it however, we've broken down average rates for North Salt Lake residents based on several different factors so that you can get a more accurate idea of your policy's monthly premium. To find out if you're getting the cheapest rate, just enter your ZIP below and find out in minutes!
Average Car Insurance Rates by Age
|Age Range||Average Premium|
|Under 18||Not Enough Data|
The older you are, the more experience you're likely to have on the roads, right? When it comes to car insurance bills, that experience can help put some change back into your pocket. As you can see, 18-24-year-olds pay significantly more than drivers of retirement age.
Every ten years or so you can expect to see a decline in your monthly premium. Having said that, once you approach retirement your rates may start to rise again in North Salt Lake.
Average Car Insurance Rates by Gender
In general, women pay slightly less for car insurance than men. The difference in North Salt Lake is about $15 a month. As illustrated in the table above, male drivers in the area pay about $72 on average, while female drivers pay around $57 each month.
Average Auto Insurance Rates by Driving Record
|Infractions||Average Monthly Premium|
Your rates can vary wildly depending on your driving record. Drivers with clean records will pay significantly lower rates than those with accidents or violations. In North Salt Lake, drivers with one accident on their record will experience rates around $75 a month. In addition, drivers with a single ticket on their record can expect to pay around $71 a month on average.
Regardless of where you live, accidents, tickets, and other driving infractions can greatly increase your premium. So, if cheap car insurance is something you're after, drive safely and keep a clean record.
Average Insurance Rates by Vehicle
|Vehicle Age||Average Monthly Premium|
|Less Than 1 Year||$51|
|15 Years or Older||$61|
In North Salt Lake, the cheapest vehicles to insure are typically trucks and vans, with drivers paying around $51 per month for insurance coverage.
Car owners, on the other hand, by and large pay around $70 per month, while SUV drivers can expect to pay about $58 a month for auto insurance coverage.
You can also expect to see slightly different rates depending on the age of your vehicle. Generally, the most expensive vehicles to insure are going to be newer ones. However, once your car is a few years old, you might start to see your rates slide back down slightly. The most expensive vehicles to insure in North Salt Lake are vehicles four-to-five years old.
Average Car Insurance Rates by Relationship Status
|Relationship||Average Monthly Premium|
|Single (never married)||$68|
At a national level, single drivers usually pay more than married couples do for auto insurance. North Salt Lake follows that pattern, with the difference totaling to around $10 a month.
Average Car Insurance Rates by Housing Situation
|Housing Status||Average Monthly Premium|
|Live with parents||$109|
One other element taken into consideration is your housing status. Homeowners in North Salt Lake can expect to pay around $26 a month less than those who rent. Those who live with their parents, however, can expect to pay a lot more.
If you bundle your home or rental insurance and auto insurance policies, you can oftentimes reduce your car insurance costs, depending on your insurance company.
Car Insurance Companies in North Salt Lake, UT
Recent trends in car insurance for North Salt Lake drivers
Given that average rates are often changing, it's a smart move to know the direction your area is trending when selecting an auto insurance policy.
In North Salt Lake, the rates for car insurance increased from 2017-2018, but began to decrease in 2021. This trend has continued through 2022 when rates have most recently reached $58 per month.
How does North Salt Lake compare to neighboring areas?
Why are car insurance rates in North Salt Lake different from other areas?
When considering how much to charge for a monthly rate, car insurance companies will consider numerous factors. Where you live will also have a significant impact on your personal policy. This may include things like:
- Regional crime rates
- Road Safety (frequency of local car accidents)
- Access to off-street parking
- Total amount of drivers in the area
- Regional laws
You can't change these factors yourself, but they're something to take into consideration when shopping for a new policy or looking to move into an area. Different towns and cities will all have different average rates, so guides like these are a great place to get started.
How can I find the cheapest car insurance in North Salt Lake?
While getting familiar with what the average costs are for drivers like you can be helpful as you get an idea of what you might pay, the only way to know exactly what your rate will be is by requesting a quote from car insurance companies.
Luckily, Compare.com does all of that work for you. Just put in your ZIP Code below, answer a few questions related to the factors we outlined above, and you'll be comparing the cheapest quotes from a bulk of the car insurance companies that offer coverage in North Salt Lake.
North Salt Lake Insurance FAQs
What factors affect car insurance quotes in North Salt Lake?
The factors that car insurance companies take into account when calculating your monthly cost include things you can't control like your age and gender, but also factors like your address, driving record, marital status, credit score, plus your vehicle's year and make and model.
Why is the cost of car insurance in North Salt Lake different from other neighboring cities?
Things like crime rates, local laws, and parking situations, which are dependent on your address and area you live in, can significantly affect the cost of insurance relative to other cities.
Which car insurance company will offer me the cheapest rate in North Salt Lake?
Since the factors that go into calculating your monthly payment vary from person to person, there isn't one company that will always offer the cheapest rate to everybody. You can be confident that you're receiving the best price possible however, by using sites like Compare.com to compare multiple quotes at once.
Do I need to change my insurance if I move to North Salt Lake?
Whenever you relocate or experience another major life event, such as finding a new job or getting married, you should consider revisiting your current insurance policy. Using services like Compare.com to compare quotes from multiple companies at once is a great way to make sure you're getting the cheapest rate for your new location.
Do I need to wait for my policy to expire to switch to a different car insurance company?
No. In fact, you can swap companies at any point, regardless of how much time is left on your current coverage. So, whether you're moving to North Salt Lake or just curious about rates in your area, why not take 10 minutes to see if Compare.com can save you money?