Table of contents
How much is car insurance in North Salt Lake?
|Area||Average Monthly Car Insurance Premium|
|North Salt Lake||$68|
As you can tell from the chart above, the cost of coverage in North Salt Lake is about $5 a month more expensive than the rest of Utah.
Conversely, the expected monthly payments for an auto insurance policy in North Salt Lake are below the national average. Car insurance rates for the United States as a whole are, on average, $12 more expensive than the rates you'd pay in North Salt Lake.
While these are the average monthly costs for auto insurance coverage in North Salt Lake, you could end up paying something different. There are numerous factors taken into consideration by insurance companies when deciding the rate you'll pay for coverage. Things like gender, vehicle make and model, driving record, age and, in some areas, credit score can all affect your policy's monthly price.
We've broken down the average rates for North Salt Lake to help you understand what exactly you might be asked to pay. To find out if you're overpaying for your area, just enter your ZIP Code below and find out in minutes!
Average Car Insurance Rates by Age
|Age Range||Average Premium|
|Under 18||Not Enough Data|
|45-54||Not Enough Data|
The more time you have behind the wheel, the more experienced of a driver you should be. That experience pays off when it comes to auto insurance. According to the table above, you can see that 18-24-year-olds pay two times as much as drivers 65 and older.
You can expect to see your monthly premium drop about once a decade or so. Drivers in North Salt Lake may see their rates rise again once they hit retirement age.
Average Car Insurance Rates by Gender
On average, female drivers pay slightly less than male drivers for car insurance. This is true in North Salt Lake, where women pay around $17 less per month. Based on the chart above, you can see that male drivers pay $74 on average, while female drivers typically pay $57 each month.
Average Auto Insurance Rates by Driving Record
|Infractions||Average Monthly Premium|
Your rates can change quite drastically depending on your driving record. Drivers who avoid accidents and tickets will pay lower rates than those with infractions. The rate for drivers in North Salt Lake with a single accident on their record is about $68 a month. Similarly, drivers with one ticket will typically pay around $82 on average.
Average Insurance Rates by Vehicle
|Vehicle Age||Average Monthly Premium|
|Less Than 1 Year||$51|
|15 Years or Older||$64|
According to the first table above, the cheapest vehicles to insure in North Salt Lake are typically trucks and vans, at $57 per month.
Car owners, on the other hand, usually pay around $72 a month, while SUV drivers can expect to pay about $59 per month for insurance coverage.
Your vehicle's age can also affect your monthly bill. Newer vehicles are generally going to be the most expensive to insure. However, once your car is a few years old, you might start to see your rates slide back down slightly. In North Salt Lake, vehicles four-to-five years old are the most expensive to insure.
Average Car Insurance Rates by Relationship Status
|Relationship||Average Monthly Premium|
|Single (never married)||$71|
On average, those who have settled down into marriage will pay slightly less for auto insurance coverage. This oftentimes is a result of owning multiple vehicles that are on the same policy, something many companies extend special discounts for.
At a national level, married drivers usually pay less than single drivers for auto insurance. This holds true for North Salt Lake as well, where the difference is around $13 a month.
Average Car Insurance Rates by Housing Situation
|Housing Status||Average Monthly Premium|
|Live with parents||$109|
Your living accommodations is another factor that affects your monthly rate. If you rent your home or apartment in North Salt Lake, expect to pay around $30 a month more than if you own property. But if you live with your parents, you can expect to pay a lot more.
If you bundle your home or rental insurance and auto insurance policies, you can oftentimes reduce your overall costs, depending on your insurance company.
Car Insurance Companies in North Salt Lake, UT
Recent trends in car insurance for North Salt Lake drivers
Given that average rates are often changing, it's a smart move to know the direction your area is trending before shopping for coverage.
In North Salt Lake, auto insurance rates dropped from 2016-2017, before steadying out in 2018. Car insurance rates finished down in 2021, at $67 a month
How does North Salt Lake compare to neighboring areas?
Why are car insurance rates in North Salt Lake different from other areas?
There are a variety of factors car insurance companies take into consideration when choosing how much to charge for coverage. The specifics of where you live will have an impact on your personal policy. This might include things like:
- Road Safety (total number of local car accidents)
- Off-street parking availability
- Local regulations
- Amount of drivers
You'll be hard pressed to change any of these factors yourself, but they're worth considering when thinking about the purchase of a new policy or a move. Different cities and towns will each have different rates, so guides like these are a handy way to get started.
How can I find the cheapest car insurance in North Salt Lake?
In the end, the only way to know exactly what your rate will be is to request a quote from a car insurance company.
But wait! Compare.com does all of that work for you. Put in your ZIP below, answer a few questions, and you'll be comparing the cheapest quotes from the many car insurance companies providing plans in North Salt Lake.
North Salt Lake Insurance FAQs
What factors affect car insurance quotes in North Salt Lake?
Car insurance companies calculate quotes based on a wide array of factors. These include things you can't control like your gender and age but also factors like your driving record, address, credit score, marital status, as well as your vehicle's year and make and model.
Why is the cost of car insurance in North Salt Lake different from other neighboring cities?
Car insurance companies take local factors into consideration when determining how much to charge for coverage. Things like local laws, crime rates, and parking situations -- which can vary from city to city -- can significantly affect your rate.
Which car insurance company will offer me the cheapest rate in North Salt Lake?
There isn't one company that can guarantee the cheapest rate to everybody, since the rates they charge for coverage are calculated based off of factors that can vary from person to person, such as vehicle make and model, driving record, and number of drivers on the policy. By using sites like Compare.com to compare multiple quotes simultaneously, you can rest assured that you're getting the best price available.
Do I need to change my insurance if I move to North Salt Lake?
Any time you experience a major life event, whether it's moving to a new area, getting married, finding a new job, or other notable events, it's always a good idea to re-evaluate your current insurance. Certain companies offer cheaper insurance in certain cities, so even if you were getting the cheapest rate at your old address, it doesn't mean it'll still be the cheapest at your new home. That's why it's always good to use services like Compare.com to compare quotes from dozens of companies side-by-side.
Do I need to wait for my policy to expire to switch to a different car insurance company?
No. You can switch companies at any time, regardless of how long is left on your current policy. So, if you've recently moved to North Salt Lake or it's been a while since you last compared car insurance rates, you may want to take 10 minutes and see if Compare.com can save you money.