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How much is car insurance in Marysville?
|Area||Average Monthly Car Insurance Premium|
Coverage for your vehicle in Marysville will typically run you about $7 a month more than in the rest of Washington.
Compared to the national average cost of auto coverage, Marysville has higher rates. The cost of insuring a vehicle in Marysville is about $2 more expensive than the average rate for the rest of the U.S.
Bear in mind that while these rates are the average costs for residents of Marysville, it doesn't mean that's what you'll pay. There are a number of factors that determine how much insurance companies might charge you for your insurance policy. Variables like age, gender, vehicle make and model, driving record, and even credit score (depending on your area) can all be taken into consideration when determining your monthly payment amount.
We've done the heavy lifting for you and broken down the average rate for Marysville so that you can get a more accurate idea of what you might pay. And if you're not sure if you're getting the cheapest rate for your area, simply enter your ZIP below and find out!
Average Car Insurance Rates by Age
|Age Range||Average Premium|
|Under 18||Not Enough Data|
It would make sense that older drivers have more driving experience, right? That experience can turn into some real savings when it comes to car insurance premiums. As you can see, 18-24-year-olds pay twice as much as drivers 65 and older.
For every 10 years, you can expect to see a drop in your monthly premium. Once you hit retirement, however, your rates may begin to go back up in Marysville.
Average Car Insurance Rates by Gender
Although women typically pay less than men do for insurance coverage, this is not the case in Marysville, where female drivers pay around $86 per month while male drivers pay about $79.
Average Auto Insurance Rates by Driving Record
|Infractions||Average Monthly Premium|
Rates can change drastically depending on your driving record. Those with clean records will see the most affordable rates, whereas even a single accident or infraction can cost you. Drivers in Marysville with one accident will pay around $102 a month. Similarly, if you have one ticket on your record, you will be looking at an average rate of around $104.
Accidents, tickets, and other driving infractions can really cost you when it comes to your monthly rate. In order to reduce your monthly bill and get the cheapest car insurance possible, keep your record clean and drive carefully.
Average Insurance Rates by Vehicle
|Vehicle Age||Average Monthly Premium|
|Less Than 1 Year||$148|
|15 Years or Older||$88|
As you can see in the first table above, the cheapest vehicles to insure in Marysville are by and large SUVs, which run about $76 per month.
Car owners will see rates of about $84, while truck and van owners usually pay around $77 a month.
Your vehicle's age also plays a role in your monthly payment. Newer vehicles are generally going to be the most expensive to insure. However, once your car is close to 5 years old you may start to see your rates drop back down a bit. In Marysville, the most expensive vehicles to insure are vehicles less than one year old.
Average Car Insurance Rates by Relationship Status
|Relationship||Average Monthly Premium|
|Single (never married)||$88|
More often than not, married policyholders will pay slightly less for car insurance coverage. This oftentimes is a result of owning multiple vehicles that are on the same policy, something some companies will reward with discounts.
In Marysville, the difference in rates based on relationship status can be as much as $24 a month.
Average Car Insurance Rates by Housing Situation
|Housing Status||Average Monthly Premium|
|Live with parents||$145|
Your housing situation is another factor that affects your monthly rate. Renters can expect to pay around $15 a month more than drivers who own property in Marysville. Those who live with their parents, however, can expect to pay a good deal more than their counterparts who rent or own.
That said, if you bundle your homeowners or rental insurance policy with your auto insurance, many companies will offer you a discount to make up for it and reduce your car insurance premiums.
Car Insurance Companies in Marysville, WA
Recent trends in car insurance for Marysville drivers
Given that average rates are often changing, it's a smart move to know the direction your area is trending before shopping for coverage.
In Marysville, car insurance rates declined from 2016-2018, when they reached a low of $76. This shifted in 2019, when car insurance rates began to increase. They hit a high of $94 in 2020, and finished at $87 in 2021.
How does Marysville compare to neighboring areas?
Why are car insurance rates in Marysville different from other areas?
When considering how much to charge for an insurance policy, car insurance companies will evaluate a lot of factors. The specifics of your home address will have an impact on your personal policy. This might include things like:
- Area laws
- Prevalence of crime
- Total drivers
- Amount of off-street parking
- Frequency of car accidents
It's good to be aware of these factors (even though you may not be able to do much to change them) as you shop for a new policy or consider making a move. Realizing that different towns and cities will all have different rates, guides like these can be a good way to get a lay of the land of your corner of the world.
How can I find the cheapest car insurance in Marysville?
Arming yourself with information about the average costs for drivers in your area will better prepare you for the real deal. The only way to know for sure what your rate will be is by asking for a quote from car insurance companies.
Luckily, Compare.com will handle the heavy lifting for you. Just type in your ZIP Code below, respond to a few questions, and you'll be comparing the cheapest quotes from a number of the car insurance companies offering policies in Marysville.
Marysville Insurance FAQs
What factors affect car insurance quotes in Marysville?
Car insurance companies calculate quotes based on a wide array of factors. These include things like your age and gender, but also factors like your vehicle's year, make and model, plus your driving record, credit score, marital status, and address.
Why is the cost of car insurance in Marysville different from other neighboring cities?
Things like local laws, parking situations, and crime rates, which are dependent on your address and area you live in, can significantly affect the cost of insurance relative to other cities.
Which car insurance company will offer me the cheapest rate in Marysville?
Since the factors that car insurance companies take into consideration when calculating the rate you might pay differ from person to person, there is no one insurance company that will offer the cheapest rate to everybody. Things like your driving record, the number of drivers on the policy, and vehicle make and model, plus a number of others, are all taken into account. Because of this, it's a good idea to use sites like Compare.com to compare multiple quotes at once.
Do I need to change my insurance if I move to Marysville?
Any major life event, whether it be moving to a new area, finding a new job, getting married, or any other notable event always presents a good opportunity to re-evaluate your current insurance policy. Regardless of your previous rate, there may be cheaper options in your new location, so it's a good idea to use services like Compare.com to compare quotes from dozens of companies side-by-side.
Do I need to wait for my policy to expire to switch to a different car insurance company?
No. Regardless of how much time is left on your current policy, you can switch companies at any time. So, whether you're considering moving to Marysville or just curious if you're getting the best rates, why not take 10 minutes and see if Compare.com can save you some extra cash?