Marysville, WA Car Insurance

The average cost for car insurance in Marysville is about $83 a month. Learn more in our handy guide below.
What rates should residents of Marysville expect to pay for their car insurance? Are rates in Marysville higher or lower than those in neighboring areas? How do they compare to the rest of Washington? You can find average cost breakdowns based on a wide array of factors in the charts and writeups below:  

How much is car insurance in Marysville?

Area Average Monthly Car Insurance Premium
Marysville$83
WA$76
United States$81

Car insurance policies in Marysville are about $7 a month more expensive than the rest of Washington.

Compared to the national average cost of auto coverage, Marysville has higher rates. It's about $2 more expensive than the national average to insure your vehicle in Marysville.

Bear in mind that while these are the average car insurance rates for Marysville, you could end up paying something different. The amount that insurance companies end up charging you is determined by a number of factors. The final dollar amount you'll be asked to pay each month is calculated based on things like age, gender, vehicle make and model, driving record, and in some cases, credit score.

We've analyzed the average rate for Marysville and broken down the different factors to help you understand what your policy's monthly premium will be. And if you're not sure if you're getting the cheapest rate for your area, simply enter your ZIP below and find out!

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Average Car Insurance Rates by Age

Age Range Average Premium
Under 18Not Enough Data
18-24$142
25-34$72
35-44$80
45-54$66
55-64$61
65+$65

The longer you've been on the road, the more experienced of a driver you are. That experience can really work in your favor when it comes to auto insurance. As you can see, 18-24-year-olds pay two times as much as drivers 65 and older.

As you get older, you can expect to see a drop in your monthly premium every 10 years. As you get closer to retirement, however, you may see your rates rise again in Marysville.

Average Car Insurance Rates by Gender

Gender Average
Male$83
Female$83

Car insurance rates for men are usually slightly more expensive than they are for women. Male and female drivers in Marysville, however, both pay around $83 a month for auto insurance coverage.

Average Auto Insurance Rates by Driving Record

Infractions Average Monthly Premium
1 Accident$102
Multiple Accidents$159
1 Ticket$98
Multiple Tickets$242

Depending on your driving record, your rates can vary wildly. Drivers with clean records will pay much lower rates than those with accidents or violations. Drivers in Marysville with one accident will pay around $102 a month. Similarly, drivers with one ticket will typically pay around $98 on average.

Accidents, tickets, and other driving infractions can really hurt your wallet. That's why it's important to drive safely and keep your record clean so you can keep your rates as low as possible.

Average Insurance Rates by Vehicle

Vehicle Age Average Monthly Premium
Less Than 1 Year$148
2-3 Years$106
4-5 Years$79
6-7 Years$78
8-10 Years$74
11-14 Years$81
15 Years or Older$86

If you look at the first table above, the cheapest vehicles to insure in Marysville are typically trucks and vans, at $75 per month.

Car owners can expect to pay an average of around $84 a month for their policy, while SUVs usually cost around $85 a month to insure.

You may also see different rates based on your vehicle's age. Generally, newer vehicles are going to be the most expensive to insure. However, once your car is a few years old, you might start to see your rates slide back down slightly. In Marysville, the most expensive vehicles to insure are vehicles less than one year old.

Average Car Insurance Rates by Relationship Status

Relationship Average Monthly Premium
Single (never married)$88
Married$66
Divorced$75
Widowed$62

On average, car insurance is slightly cheaper for married policyholders. This can usually be attributed to their policies having multiple vehicles, a factor that will often get you a discount.

On a national scale, married drivers typically pay less than single drivers for auto insurance. Marysville is no exception, with the difference totaling to around $22 a month.

Average Car Insurance Rates by Housing Situation

Housing Status Average Monthly Premium
Own$70
Rent$83
Live with parents$138

Another factor that comes into play is your housing status. Renters can expect to pay around $13 a month more than drivers who own property in Marysville. Those who live with their parents, however, can expect to pay a lot more.

Many companies, however, will offer you a discount to bundle your home or rental insurance with your auto insurance policy, which can help reduce your overall costs.

Car Insurance Companies in Marysville, WA

Recent trends in car insurance for Marysville drivers

Since average rates are constantly changing, it's a smart move to research the local trends in your area before picking an insurance policy.

The rates for auto insurance in Marysville have been mixed as of late, they declined in 2017, increased in 2019, and fell again in 2021, before finishing at $71 in 2022.

How does Marysville compare to neighboring areas?

Why are car insurance rates in Marysville different from other areas?

Car insurance companies take in numerous factors when choosing how much individual insurance policies will cost. Your insurance policy will depend largely on your home address and will be influenced by things such as:

  • Road safety
  • Crime rates
  • Availability of off-street parking
  • Area regulations
  • Amount of drivers in the region

A decent level of familiarity with these factors can be helpful when you're ready to purchase of a new policy or thinking about making a move. Realizing that different towns and cities will all have different rates, guides like these can be a good way to get a lay of the land of your corner of the world.

How can I find the cheapest car insurance in Marysville?

In the end, the only way to know exactly what your rate will be is by requesting a quote from car insurance companies. Understanding what the average costs are for drivers prior to seeking out a quote can help you understand how closely the quote reflects local trends.

Fortunately, Compare.com does all of that work for you. Just enter your ZIP Code below, answer a few questions related to the factors we outlined above, and you'll be comparing the cheapest quotes from a bulk of the car insurance companies that offer auto coverage in Marysville.

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Marysville Insurance FAQs

What factors affect car insurance quotes in Marysville?

Quotes are calculated by car insurance companies who take multiple factors into consideration, including things you can't control like your age and gender, but also factors like your marital status, credit score, address, and driving record.

Why is the cost of car insurance in Marysville different from other neighboring cities?

Things like crime rates, local laws, and parking situations, which are dependent on your address and area you live in, can significantly affect the cost of insurance relative to other cities.

Which car insurance company will offer me the cheapest rate in Marysville?

No one insurance company is guaranteed to offer the cheapest rate across the board. Since companies base their rates on factors that differ from person to person, such as driving record, number of drivers on the policy, vehicle make and model, and many more, it's a good idea to use sites like Compare.com to compare multiple quotes at once.

Do I need to change my insurance if I move to Marysville?

Any major life event, whether it be moving to a new area, finding a new job, getting married, or any other notable event always presents a good opportunity to re-evaluate your current insurance policy. Regardless of your previous rate, there may be cheaper options in your new location, so it's a good idea to use services like Compare.com to compare quotes from dozens of companies side-by-side.

Do I need to wait for my policy to expire to switch to a different car insurance company?

Not at all, in fact you can switch companies at any point, regardless of how much time is left on your current policy. If you're thinking about moving to Marysville or haven't checked out the latest rates in your area for some time, it might be worth your while to take 10 minutes and see if Compare.com can save you any cash.

Find your best rate in just a few minutes