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Mandy Sleight has over 15 years of insurance knowledge and expertise in auto, home, life, health, pet, supplemental benefits, and other insurance products. She’s a sought-after insurance expert, appearing in Bankrate.com, Moneygeek.com, U.S. News & World Report, Reviews.com, CNET, and other publications, and she's been writing for Compare.com since 2023.
Mandy uses her background and experience working for well-known insurance companies like State Farm and Nationwide Insurance to create engaging and easy-to-understand content that helps readers make smarter insurance choices that have a positive effect on their budgets and finances.
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Matthew Gross is an editor at Compare.com. With a background in editing and SEO, he’s passionate about creating content that helps readers get the information they need to make more informed decisions. Prior to Compare.com, Matthew brought his user-centered approach to his work with global brands like Apple and Adobe.
Matthew graduated from Illinois State University, where he earned his bachelor’s degree in Journalism.
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The average cost to insure an Acura RSX is $125 per month, which is about 24% lower than the national average of $164 per month.
USAA is the cheapest insurer for the RSX, with rates averaging $62 per month.
Despite being a performance sports car, the RSX has solid safety ratings, which help lower insurance costs.
Car insurance rates for the Acura RSX vary depending on the type of coverage you choose. Liability-only policies cover property damage and injuries you cause to other people, but not you or your vehicle.
Full coverage goes further, with comprehensive coverage for non-collision events like theft, vandalism, or weather damage. Full coverage also includes collision coverage for repairs to your RSX after a crash.
The table below compares RSX premiums with the averages for all vehicles, according to Compare.com data.
Vehicle  | Average Monthly Premium: Liability | Average Monthly Premium: Full Coverage | Average Monthly Premium: All Policies |
|---|---|---|---|
| Acura RSX | $87 | $163 | $125 |
| All vehicles | $115 | $212 | $164 |
On average, RSX drivers pay $87 per month for liability insurance and $163 for full coverage. That’s about 23% lower than the national average for all vehicles.
Next, we’ll explore how factors like your age, location, insurance company, and car model year can affect your Acura RSX insurance rates.
Acura RSX car insurance costs can vary widely depending on the company you choose, even for the same coverage. Insurers evaluate risk differently, considering factors like your age, driving record, location, vehicle type, and coverage choices.
The following companies offer the cheapest Acura RSX insurance rates, according to Compare.com data.
Company | Average Monthly Premium |
|---|---|
| USAA | $62 |
| State Farm | $74 |
| Allstate | $82 |
| GEICO | $92 |
| American Family | $95 |
| Progressive | $110 |
| Nationwide | $115 |
| Travelers | $121 |
| Farmers | $145 |
| Liberty Mutual | $183 |
Let’s take a closer look at three of the best car insurance companies for the RSX.
| User Reviews | 4.3 |
|---|---|
| Our Rating Compare.com's ratings are determined by our editorial team. The objective formula used in these reviews weighs several important factors to consider when choosing financial products and services, including customer satisfaction ratings, ease of use, and a number of other components. | 4.5 /5 |
| Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages. | $53/mo |
| Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible. | $98/mo |
Customers appreciate the prompt customer service and claims handling but are frustrated by the significant and frequent price increases.
Customers appreciate the prompt customer service and claims handling but are frustrated by the significant and frequent price increases.
If you’re a member of the military community, USAA’s Acura RSX rates are hard to beat. Although branch locations are few and far between, USAA makes up for it with a highly rated mobile app. You can use the app to manage your policy, file and track claims, view ID cards, and request roadside assistance.
Highly rated customer service
Cheap RSX rates
Only available to military members
Few available add-ons
| User Reviews | 3.9 |
|---|---|
| Our Rating Compare.com's ratings are determined by our editorial team. The objective formula used in these reviews weighs several important factors to consider when choosing financial products and services, including customer satisfaction ratings, ease of use, and a number of other components. | 4.7 /5 |
| Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages. | $56/mo |
| Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible. | $107/mo |
Customers appreciate the helpful agents and prompt claim handling, but many are unhappy with the constant rate increases, even for safe drivers. Some also reported poor customer service.
Customers appreciate the helpful agents and prompt claim handling, but many are unhappy with the constant rate increases, even for safe drivers. Some also reported poor customer service.
State Farm offers RSX drivers dependable coverage almost anywhere in the country, with local agents and 24/7 claims and customer support. State Farm is also a good fit for younger drivers. It offers discounts for taking driver training and defensive driving courses, enrolling in Steer Clear, and for using its Drive Safe & Save telematics program.
| User Reviews | 3.5 |
|---|---|
| Our Rating Compare.com's ratings are determined by our editorial team. The objective formula used in these reviews weighs several important factors to consider when choosing financial products and services, including customer satisfaction ratings, ease of use, and a number of other components. | 4.5 /5 |
| Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages. | $75/mo |
| Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible. | $139/mo |
Customers appreciate the insurer's efficient service and knowledgeable agents but find the consistently rising rates and lack of communication to be major drawbacks.
Customers appreciate the insurer's efficient service and knowledgeable agents but find the consistently rising rates and lack of communication to be major drawbacks.
Allstate has a generous list of coverages and discounts, helping RSX owners customize their policy and keep rates manageable. If your RSX warranty is close to expiring, consider Allstate’s extended vehicle care plan. Low-mileage drivers may save even more with Milewise, the company’s pay-per-mile insurance program.
Highly customizable policies
Solid digital tools
Poor Trustpilot rating[3]
Coverages and discounts vary by state
Compare quotes from top insurers and save money today.
How much you pay for an Acura RSX insurance policy partially depends on your car’s age. Newer cars usually cost more to insure because they’re worth more and have higher repair costs. Premiums for older models tend to be cheaper because they cost less to repair and replace.
Since Acura discontinued the RSX in 2006, it costs less to insure than a new Acura would. The table below shows average monthly premiums for the RSX based on Compare.com data.
RSX Model Year | Average Monthly Premium |
|---|---|
| 2006 | $125 |
| 2005 | $125 |
Company | Average Monthly Premium |
|---|---|
| USAA | $62 |
| State Farm | $74 |
| Allstate | $82 |
| GEICO | $92 |
| American Family | $95 |
| Progressive | $110 |
| Nationwide | $115 |
| Travelers | $121 |
| Farmers | $145 |
| Liberty Mutual | $183 |
Company | Average Monthly Premium |
|---|---|
| USAA | $62 |
| State Farm | $74 |
| Allstate | $82 |
| GEICO | $92 |
| American Family | $95 |
| Progressive | $110 |
| Nationwide | $115 |
| Travelers | $121 |
| Farmers | $145 |
| Liberty Mutual | $183 |
Where you live plays a big role in what you pay for Acura RSX insurance. Insurers consider location-specific risk factors when setting rates, like local regulations, traffic density, weather, and accident rates.[4]
The map below shows average RSX premiums by state, according to Compare.com data.
State | Average Monthly Premium |
|---|---|
| Alabama | $114 |
| Alaska | $113 |
| Arizona | $139 |
| Arkansas | $143 |
| California | $179 |
| Colorado | $174 |
| Connecticut | $229 |
| Delaware | $209 |
| Florida | $181 |
| Georgia | $219 |
| Hawaii | $114 |
| Idaho | $90 |
| Illinois | $131 |
| Indiana | $114 |
| Iowa | $90 |
| Kansas | $128 |
| Kentucky | $164 |
| Louisiana | $172 |
| Maine | $128 |
| Maryland | $249 |
| Massachusetts | $127 |
| Michigan | $187 |
| Minnesota | $144 |
| Mississippi | $121 |
| Missouri | $153 |
| Montana | $125 |
| Nebraska | $122 |
| Nevada | $211 |
| New Hampshire | $75 |
| New Jersey | $220 |
| New Mexico | $121 |
| New York | $163 |
| North Carolina | $77 |
| North Dakota | $102 |
| Ohio | $105 |
| Oklahoma | $149 |
| Oregon | $124 |
| Pennsylvania | $137 |
| Rhode Island | $192 |
| South Carolina | $205 |
| South Dakota | $121 |
| Tennessee | $117 |
| Texas | $188 |
| Utah | $127 |
| Vermont | $128 |
| Virginia | $157 |
| Washington | $145 |
| Washington D.C. | $272 |
| West Virginia | $130 |
| Wisconsin | $100 |
| Wyoming | $89 |
Insurance rates for the Acura RSX often depend on driving experience. Teens face higher costs because they have a much higher crash risk than other age groups.[5] Rates drop in your 20s and 30s as you gain experience. Seniors generally have the lowest rates, although premiums start to increase again around age 70.
Here’s how RSX premiums vary by age, according to Compare.com data.
Age Group | Average Monthly Premium |
|---|---|
| Teens | $241 |
| Adults | $119 |
| Seniors | $106 |
Teen drivers pay more for Acura RSX insurance because they have a higher crash risk than other age groups. Younger drivers have less experience and engage in riskier behaviors like texting while driving. Speeding and inconsistent seat belt use also raise accident rates. These factors make insurers view young drivers as a higher-risk to cover.
The chart below shows the cheapest insurance companies for teen RSX drivers, according to our data.
Seniors typically pay less for car insurance because they are at lower risk of accidents. Drivers between the ages of 65 and 74 make up more than 13% of all licensed drivers but represent only a little more than 7% of all crashes, according to the National Safety Council (NSC).[6]
Generally, senior drivers are more likely to follow driving laws, and they drive fewer miles since they usually don’t commute to work.[7] Safer driving habits typically translate into lower rates.
Here’s a look at the cheapest insurers for seniors driving an Acura RSX, according to our data.
The more likely you are to file a claim, the higher your premium will be. A driving record that shows bad habits like speeding signals to insurers that you might be more likely to file a claim.[8]
A history of accidents and traffic violations can make it difficult to find insurance. But some insurers specialize in providing coverage for high-risk drivers.
The table below shows average monthly insurance premiums for Acura RSX drivers with different driving records, according to Compare.com data.
Driving Record | Average Monthly Premium |
|---|---|
| Clean record | $125 |
| Speeding ticket | $168 |
| At-fault accident | $179 |
| DUI | $201 |
A speeding ticket will bump up your car insurance policy costs. Insurers consider tickets as a red flag that you’re more likely to get into an accident and file a claim.[9] How much your rate goes up can depend on how fast you were going. A minor ticket won’t sting as much as a major speeding violation, which can stick around on your record longer.
Here’s what rates from the cheapest insurers look like for RSX drivers with speeding tickets, according to our data.
If you cause an accident and file a claim, your insurer will probably raise your premium. The increase will stick around for about three years.[10] That’s because studies show people who’ve had traffic violations and crashes are more likely to get into accidents in the future.[11]
Here are the cheapest insurers for Acura RSX drivers with accidents on their records, according to our data.
A driving under the influence (DUI) conviction will hit your wallet hard. That’s because drivers with a blood alcohol content (BAC) of .08 are about four times more likely to crash than sober drivers.[12] And insurers know that one DUI increases the chance that you’ll drive under the influence again.[13]
In most states, you’ll also need to file an SR-22 or FR-44 form, which proves you have the insurance your state requires. It’s another flag to insurers that you’re a risky driver.
Here’s what top insurers charge RSX drivers with DUI convictions, according to our data.
Insurers consider many factors when determining Acura RSX car insurance rates, including:
Acura discontinued the RSX in 2006. Current values for older models range from $5,327 to $10,000, depending on trim level and condition.[14] More expensive vehicles typically cost more to insure. But the RSX’s lower value means insurance should be more affordable.
The RSX is a sports car with relatively high horsepower. Insurers often consider these types of cars as a higher accident risk and charge higher rates than for standard sedans.
The RSX earned a 5-star safety rating from the National Highway Traffic Safety Administration (NHTSA). Many insurers offer discounts for safety features, and the RSX’s driver and passenger airbags help keep rates low.
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The following strategies can help you get cheaper car insurance for your Acura RSX:
Leverage anti-theft and safety features. Tell your insurer if your RSX has built-in or aftermarket security systems or safety features. You may qualify for a discount.
Opt for a stock trim and keep it maintained. Insurers may consider a stock RSX as a lower-risk car, which can save you money on your premiums. Insurance companies also typically won’t cover modifications, unless you pay for extra coverage.
Maintain a clean driving record. Insurers usually consider sports cars to be high risk and expensive to insure. A spotless driving history can counteract that risk and lower your rate.
Reconsider your deductible and coverage limits. You may not need comprehensive coverage if you have an older RSX and can afford to fix it yourself. You can also raise your deductible to lower your insurance costs, but make sure you can afford the extra out-of-pocket costs if you file a claim.
Find the coverage you need for your RSX at the best price.
Insuring your Acura RSX involves all kinds of considerations that can affect your rates and coverage options. Here are answers to some common questions from RSX drivers about finding the best car insurance.
Not typically. The average cost to insure an RSX is $125 per month, according to Compare.com data. That’s well below the national average for all vehicles of $164 per month.
USAA is the cheapest insurance company for the Acura RSX, with rates averaging $62 per month, according to Compare.com data. But USAA only offers policies to members of the military community. RSX drivers can also find low rates from State Farm and Allstate, with rates averaging $74 and $82 per month, respectively.
It depends. Acura discontinued the RSX in 2006, so car insurance for it is relatively cheap. The RSX costs an average of $125 per month to insure, according to Compare.com data. Full coverage averages $163 per month, and minimum-coverage insurance averages $87 per month.
You’ll need minimum coverage insurance that at least matches your state’s requirements for your Acura RSX. But insurance professionals generally recommend buying higher limits for better protection in an accident. If you finance your RSX, you’ll probably need to have full coverage, too.
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Compare.com's #1 goal is to save you money. We publish resources that are based on hard-hitting data and years of industry experience to help you make more informed decisions with your wallet.
Learn more about us, our team, and what makes us tick.
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Mandy Sleight has over 15 years of insurance knowledge and expertise in auto, home, life, health, pet, supplemental benefits, and other insurance products. She’s a sought-after insurance expert, appearing in Bankrate.com, Moneygeek.com, U.S. News & World Report, Reviews.com, CNET, and other publications, and she's been writing for Compare.com since 2023.
Mandy uses her background and experience working for well-known insurance companies like State Farm and Nationwide Insurance to create engaging and easy-to-understand content that helps readers make smarter insurance choices that have a positive effect on their budgets and finances.
Matthew Gross is an editor at Compare.com. With a background in editing and SEO, he’s passionate about creating content that helps readers get the information they need to make more informed decisions. Prior to Compare.com, Matthew brought his user-centered approach to his work with global brands like Apple and Adobe.
Matthew graduated from Illinois State University, where he earned his bachelor’s degree in Journalism.
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