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Mandy Sleight has over 15 years of insurance knowledge and expertise in auto, home, life, health, pet, supplemental benefits, and other insurance products. She’s a sought-after insurance expert, appearing in Bankrate.com, Moneygeek.com, U.S. News & World Report, Reviews.com, CNET, and other publications, and she's been writing for Compare.com since 2023.
Mandy uses her background and experience working for well-known insurance companies like State Farm and Nationwide Insurance to create engaging and easy-to-understand content that helps readers make smarter insurance choices that have a positive effect on their budgets and finances.
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Lequita Westbrooks is an insurance editor at Compare.com. Her writing and editing experiences span several industries, including insurance, personal finance, higher education, and more. She excels at explaining complex topics like auto insurance in simple, easy-to-understand language and is passionate about helping readers save money. Lequita graduated from the University of South Florida, where she earned her Bachelor’s degree in English.
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The average cost to insure an Acura is $155 per month, which is a bit higher than the national average of $150 for all vehicles. Acura’s slightly higher rate may be due to the brand’s luxury features, higher repair costs, and performance capabilities, though strong safety ratings can help offset premiums.
When shopping for insurance, Acura owners should compare quotes, look for discounts, and choose coverage that reflects their vehicle’s value and risk tolerance. Below, we break down the cheapest companies for different driver profiles, locations, and vehicle models to help you get the best bang for your buck.
Auto insurance for an Acura averages $110 per month for liability coverage and $199 for full coverage.
Travelers, Clearcover, and Safeco offer the cheapest car insurance rates for Acuras.
The Acura RDX is the cheapest model to insure, while the Integra is the most expensive.
The table below shows average Acura car insurance rates for different types of coverage and how each compares to the national average, according to Compare.com data.
Vehicle Type  | Average Monthly Premium: Liability Coverage | Average Monthly Premium: Full Coverage | Overall Average for All Policies |
|---|---|---|---|
| Acura | $110 | $199 | $155 |
| All makes | $108 | $193 | $150 |
Acura car insurance is more expensive than most vehicles, but the overall rate is only slightly higher than the national average for all makes, at $155 per month compared to $150. You’ll pay a couple of bucks more for a liability policy and $6 more for full coverage.
Comparing quotes can save you up to $867.†
The specific Acura model you drive can also affect your insurance premium. When determining rates for each model, insurance companies consider vehicle value, crash test ratings, repair costs, theft rates, and vehicle type.
Coverage type also plays a key role in your insurance policy costs. Basic liability insurance provides minimum coverage that meets state regulations but doesn’t cover your Acura. Full coverage, on the other hand, includes liability plus additional coverage options like comprehensive, collision, and uninsured motorist coverage.
Let’s take a look at average premiums for each Acura model for liability and full-coverage policies, according to Compare.com data.
Model | Average Liability Premium | Average Full-Coverage Premium |
|---|---|---|
| ILX | $120 | $218 |
| Integra | $136 | $248 |
| MDX | $102 | $185 |
| RDX | $96 | $175 |
| RSX | $110 | $201 |
| TL | $108 | $197 |
| TLX | $130 | $236 |
| TSX | $109 | $198 |
The Acura Integra is the most expensive model, with an average monthly cost of $248 for full coverage. The Acura RDX is the cheapest, averaging $175.
Check out the next section for the insurance companies offering the cheapest Acura car insurance rates.
Regardless of average rates, you can still find ways to save on Acura auto insurance. The table below shows the companies offering the lowest average rates for Acura drivers, according to Compare.com data.
Company | Average Monthly Premium |
|---|---|
| Travelers | $79 |
| Clearcover | $98 |
| Safeco | $109 |
| Mercury | $113 |
| Root | $115 |
Travelers has the cheapest Acura car insurance, with average premiums of $79 per month. Although these are the cheapest companies, on average, that doesn’t mean they’re the most affordable for all Acura drivers.
Shopping around and comparing vehicle insurance quotes from multiple companies is the best way to find the cheapest rates for your driver profile and insurance needs. You can even use a car insurance comparison site to compare multiple quotes at the same time to make your search faster and easier.
If you’re unsure which companies to start with, consider the following insurers for Acura drivers with different needs and backgrounds.
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You won’t find one best car insurance company that fits everyone’s needs. The right choice for you depends on your circumstances. But we chose the following companies based on a mix of average rates for Acura vehicles, available insurance discounts and coverages, customer reviews, and third-party ratings to get you started.
Here are our top picks for basic liability, full coverage, and low-mileage drivers.
| AM Best AM Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor). | A++ |
|---|---|
| Our Rating Compare.com's ratings are determined by our editorial team. The objective formula used in these reviews weighs several important factors to consider when choosing financial products and services, including customer satisfaction ratings, ease of use, and a number of other components. | NR |
Drivers value the reliable coverage but find the policy costs high and the rate increases too frequent. Communication and claim settlement speed also need improvement.
Drivers value the reliable coverage but find the policy costs high and the rate increases too frequent. Communication and claim settlement speed also need improvement.
Travelers may be a good fit if you only need basic liability for your Acura. It has some of the cheapest average rates, and eligible drivers can protect future premiums with accident forgiveness. Travelers also offers rideshare coverage in select U.S. states. You can get a quote on the Travelers website or reach out to a local independent agent to get your personalized rate.
| User Reviews | 3.9 |
|---|---|
| Our Rating Compare.com's ratings are determined by our editorial team. The objective formula used in these reviews weighs several important factors to consider when choosing financial products and services, including customer satisfaction ratings, ease of use, and a number of other components. | 4.7 /5 |
| Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages. | $56/mo |
| Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible. | $109/mo |
Customers appreciate the helpful agents and prompt claim handling, but many are unhappy with the constant rate increases, even for safe drivers. Some also reported poor customer service.
Customers appreciate the helpful agents and prompt claim handling, but many are unhappy with the constant rate increases, even for safe drivers. Some also reported poor customer service.
If you drive less than 7,500 miles per year, consider getting a quote from State Farm and ask about its low-mileage discount. State Farm advertises average annual savings of $694 when you switch from another company.
Enrolling in its Drive Safe & Save telematics program might save you an additional 30%, depending on your driving habits. By completing State Farm’s Steer Clear program, drivers younger than 25 with a clean driving record could save up to 20% on car insurance.
Above-average claims satisfaction ranking
Available nationwide
Many discounts available
Expensive rates for high-risk drivers
Discounts vary by state
Few optional coverages available
| J.D. Power J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale. | 665 |
|---|---|
| Our Rating Compare.com's ratings are determined by our editorial team. The objective formula used in these reviews weighs several important factors to consider when choosing financial products and services, including customer satisfaction ratings, ease of use, and a number of other components. | 4.5 /5 |
| Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages. | $31/mo |
| Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible. | $53/mo |
If you need full coverage for your Acura, COUNTRY Financial might have the coverage you need. Though it doesn’t offer gap insurance or accident forgiveness, you can customize your policy with add-ons such as new car replacement, roadside assistance, rental reimbursement, and non-deductible windshield replacement coverage.
COUNTRY Financial is one of the few insurers offering personal effects coverage, which provides up to $800 to replace personal property like a laptop or phone if someone steals it from your vehicle.
Cheap average rates
Great telematics program
Many discounts available
Gap insurance not available
Accident forgiveness not available
Can’t buy coverage online
Compare personalized quotes from dozens of top companies in minutes.
Where you live can affect your Acura car insurance costs. Rates can vary by location due to factors such as weather, traffic, and population density, as well as auto laws and medical, legal, and repair costs that differ by ZIP code and state.[4]
The map below highlights average Acura insurance rates by state, according to Compare.com data.
state_id | Average Monthly Premium |
|---|---|
| Alabama | $102 |
| Arizona | $136 |
| Arkansas | $195 |
| California | $196 |
| Colorado | $160 |
| Connecticut | $310 |
| Delaware | $189 |
| Florida | $199 |
| Georgia | $202 |
| Idaho | $103 |
| Illinois | $127 |
| Indiana | $110 |
| Iowa | $92 |
| Kansas | $125 |
| Kentucky | $199 |
| Louisiana | $184 |
| Maine | $121 |
| Maryland | $280 |
| Massachusetts | $153 |
| Michigan | $239 |
| Minnesota | $153 |
| Mississippi | $153 |
| Missouri | $149 |
| Montana | $124 |
| Nebraska | $143 |
| Nevada | $243 |
| New Hampshire | $93 |
| New Jersey | $162 |
| New Mexico | $118 |
| New York | $392 |
| North Carolina | $76 |
| North Dakota | $118 |
| Ohio | $104 |
| Oklahoma | $132 |
| Oregon | $131 |
| Pennsylvania | $133 |
| Rhode Island | $117 |
| South Carolina | $224 |
| South Dakota | $99 |
| Tennessee | $115 |
| Texas | $181 |
| Utah | $148 |
| Vermont | $111 |
| Virginia | $147 |
| Washington | $114 |
| District of Columbia | $232 |
| West Virginia | $118 |
| Wisconsin | $104 |
| Wyoming | $99 |
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Finding the cheapest car insurance for your Acura is important, but choosing the right coverage is just as critical. The right policy protects your investment, especially since luxury brands like Acura — which offer strong performance and advanced safety features — can be more expensive to fix or replace after an accident.
Here are some tips to help you choose the right coverage for your Acura:
Understand coverage types. Basic liability only covers damage you cause to others, leaving you to pay for damage to your Acura out of pocket. Full coverage pays for damage to others and your vehicle, regardless of fault.
Evaluate your Acura’s value. Newer or high-end models like the Acura MDX SUV or TLX sedan may benefit from full coverage to cover costly damage.
Consider your driving habits. If you drive frequently or in high-traffic areas, full coverage with optional add-ons like roadside assistance and accident forgiveness can offer peace of mind.
Factor in your budget. Choose coverage that balances protection with what you can comfortably afford in premiums and deductibles.
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Here’s how to get cheaper car insurance for your Acura:
Maintain good credit. Most U.S. states allow insurers to look at your credit when pricing policies. Paying your bills on time and keeping your debt low can help you get lower premiums.
Keep your driving record clean. Insurers offer the best rates when you have no recent tickets or accidents in your driving history.
Consider your mileage. If you don’t drive much, ask if you’re eligible for a low-mileage discount or consider pay-per-mile insurance.
Bundle your policies. The bundling discount is often the largest, and you can get it if you insure your Acura and homeowners or renters insurance with the same company.
Shop around often. Compare quotes when your current policy renews or when you make a change to ensure you’re getting the best rates for your coverage needs.
Compare personalized quotes and find the best insurer for your Acura.
We answered common questions people ask about Acura auto insurance.
It costs an average of $155 per month to insure an Acura, according to Compare.com data. But remember that your actual rate will depend on factors like your age, driving record, and coverage needs.
Not really. Acuras cost around $5 more per month to insure than the national average for all makes, according to Compare.com data. The average cost of Acura car insurance is $155 per month, compared to $150 for all other vehicles.
The Acura RDX is the cheapest model to insure, costing an average of $96 per month for liability insurance and $175 for full coverage, according to Compare.com data.
An Acura Integra costs an average of $136 per month for liability car insurance and $248 for full coverage, according to Compare.com data. But your personal rate may be higher or lower depending on your unique driver profile.
Data scientists at Compare.com analyzed more than 50 million real-time auto insurance quotes from more than 75 partner insurers in order to compile the rates and statistics seen in this article. Compare.com’s auto insurance data includes coverage analysis and details on drivers’ vehicles, driving records, insurance histories, and demographic information.
All the rates listed in this article have been collected from a combination of real Compare.com quotes and external insurance rate data gathered in collaboration with Quadrant Information Services. Compare.com uses these observations to provide readers with insights into how auto insurance companies determine their premiums.
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Compare.com's #1 goal is to save you money. We publish resources that are based on hard-hitting data and years of industry experience to help you make more informed decisions with your wallet.
Learn more about us, our team, and what makes us tick.
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Mandy Sleight has over 15 years of insurance knowledge and expertise in auto, home, life, health, pet, supplemental benefits, and other insurance products. She’s a sought-after insurance expert, appearing in Bankrate.com, Moneygeek.com, U.S. News & World Report, Reviews.com, CNET, and other publications, and she's been writing for Compare.com since 2023.
Mandy uses her background and experience working for well-known insurance companies like State Farm and Nationwide Insurance to create engaging and easy-to-understand content that helps readers make smarter insurance choices that have a positive effect on their budgets and finances.
Lequita Westbrooks is an insurance editor at Compare.com. Her writing and editing experiences span several industries, including insurance, personal finance, higher education, and more. She excels at explaining complex topics like auto insurance in simple, easy-to-understand language and is passionate about helping readers save money. Lequita graduated from the University of South Florida, where she earned her Bachelor’s degree in English.
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