+120 more)
J.J. Starr is an insurance and personal finance expert who has been writing for Compare.com since 2022. Her work has been published across the web, appearing on sites such as Insurify.
Prior to writing for Compare.com, J.J. was a registered banker and life insurance consultant, holding a Series 6, FINRA, and life insurance license. She also earned a master’s degree in writing from New York University.
J.J. has a passion for helping people save money by explaining complex topics like car insurance in a way that is simple and easy to understand.
)
Licensed auto and home insurance agent
4+ years of experience in insurance and personal finance editing
NPN: 20564519
Katie uses her knowledge and expertise as a licensed property and casualty agent in Massachusetts to help readers understand the complexities of insurance shopping.
Updated
At Compare.com, it’s our mission to give you the tools to find the best (and most affordable) insurance for your unique needs and budget. We strive to provide information that’s helpful, clear, and unbiased, and we believe that comparing insurance companies should never put you at risk of spam. Our editorial team — which is made up of experienced writers, editors, insurance agents, and data analysts — has spent thousands of hours researching and creating the coverage overviews, side-by-side comparisons, and detailed reviews you see across our site.
While we make money through partnerships with some of the brands we discuss in our articles, our editorial team operates 100% independently, and these partners never influence or affect the topics, reviews, ratings, or recommendations we provide. We never guarantee favorable reviews or mentions in exchange for compensation from any brands or partners, and we uphold strict editorial standards to ensure our content is always independent, truthful, and unbiased.
The average cost to insure an Acura MDX is $156 per month, which is similar to the national average for all vehicles.
USAA offers the cheapest average rate for the Acura MDX, at $80 per month.
Although the MDX has strong safety ratings, its luxury classification and higher value can result in increased premiums.
Car insurance costs vary based on your car insurance policy. State-minimum liability-only coverage is less expensive, but it only covers bodily injury and property damage liability.
A full-coverage policy includes liability insurance, as well as collision insurance and comprehensive coverage, which can pay for repair or replacement after an accident or non-collision events, such as vandalism, theft, and severe weather.[1]
Below, you can compare the average car insurance rates for the Acura MDX based on policy type, according to data from Compare.com.
Vehicle  | Average Liability Premium | Average Full-Coverage Premium | Overall Average Premium |
|---|---|---|---|
| Acura MDX | $117 | $194 | $156 |
| All vehicles | $116 | $216 | $166 |
The overall average cost of auto coverage for an Acura MDX is $156 per month. Acura MDX drivers pay an average of $117 per month for liability-only insurance and $194 for full-coverage car insurance. The average cost of coverage for the Acura MDX is similar to the national average.
Below, you can keep reading to learn how additional factors influence car insurance premiums and how you can save money on coverage.
Compare free quotes from top insurers.
Car insurance rates also vary based on the car insurance company, even for the same vehicle make and model. Insurers have their own methods for assessing risk, which affects costs. That said, some companies stand out for cheap average policy costs for Acura MDX drivers.
In the following table, you’ll find the cheapest car insurance companies for the Acura MDX, based on Compare.com data.
Company | Average Monthly Premium |
|---|---|
| USAA | $80 |
| State Farm | $88 |
| Allstate | $113 |
| American Family | $120 |
| GEICO | $124 |
| CSAA | $135 |
| Nationwide | $146 |
| Progressive | $149 |
| Travelers | $152 |
| Farmers | $173 |
| User Reviews | 4.3 |
|---|---|
| Our Rating Compare.com's ratings are determined by our editorial team. The objective formula used in these reviews weighs several important factors to consider when choosing financial products and services, including customer satisfaction ratings, ease of use, and a number of other components. | 4.5 /5 |
| Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages. | $53/mo |
| Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible. | $98/mo |
Customers appreciate the prompt customer service and claims handling but are frustrated by the significant and frequent price increases.
Customers appreciate the prompt customer service and claims handling but are frustrated by the significant and frequent price increases.
USAA consistently ranks among the top car insurance companies. It’s an affordable option, thanks to its low average rates and its generous discount offerings. The SafePilot program can save you up to 30% on coverage alone. USAA also offers a unique perks program that provides additional discounts for travel and other benefits.
High customer and claims satisfaction rankings[2]
Highly rated mobile app
Reserved for military members and eligible family
No 24/7 customer phone support
| User Reviews | 3.9 |
|---|---|
| Our Rating Compare.com's ratings are determined by our editorial team. The objective formula used in these reviews weighs several important factors to consider when choosing financial products and services, including customer satisfaction ratings, ease of use, and a number of other components. | 4.7 /5 |
| Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages. | $56/mo |
| Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible. | $107/mo |
Customers appreciate the helpful agents and prompt claim handling, but many are unhappy with the constant rate increases, even for safe drivers. Some also reported poor customer service.
Customers appreciate the helpful agents and prompt claim handling, but many are unhappy with the constant rate increases, even for safe drivers. Some also reported poor customer service.
With 19,000 agents across the U.S., State Farm offers personalized car insurance service nationwide. You can manage your policy on the go with its well-reviewed mobile app. But State Farm offers fewer coverage options than competitors.
Strong claims satisfaction ranking[3]
Offers rideshare insurance
Gap insurance not available
Accident forgiveness not available
| User Reviews | 3.5 |
|---|---|
| Our Rating Compare.com's ratings are determined by our editorial team. The objective formula used in these reviews weighs several important factors to consider when choosing financial products and services, including customer satisfaction ratings, ease of use, and a number of other components. | 4.5 /5 |
| Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages. | $75/mo |
| Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible. | $139/mo |
Customers appreciate the insurer's efficient service and knowledgeable agents but find the consistently rising rates and lack of communication to be major drawbacks.
Customers appreciate the insurer's efficient service and knowledgeable agents but find the consistently rising rates and lack of communication to be major drawbacks.
You may find cheap rates and ample insurance discounts at Allstate, including through Milewise, a pay-per-mile program. Its telematics program, Drivewise, can also help you save. Though Allstate trails competitors in terms of customer satisfaction in most regions, the company performs better than average in New England and Florida.
Accident forgiveness available
Good usage-based insurance options
Lower customer and claims satisfaction ratings than some competitors
Poor Trustpilot rating
Your car’s model year affects car insurance premiums because cars lose value as they age. Drivers with lower-value vehicles typically pay lower insurance premiums, and so older cars typically are less expensive to insure. Though the MDX is a luxury vehicle, it costs less than the average luxury car, which can help keep insurance costs low.
Below, you can see how average rates change depending on your vehicle model year, and the cheapest insurers for each year, according to Compare.com data.
MDX Model Year | Average Monthly Premium |
|---|---|
| 2026 | $187 |
| 2025 | $188 |
| 2024 | $188 |
| 2023 | $188 |
| 2022 | $188 |
| 2021 | $182 |
| 2020 | $173 |
| 2019 | $170 |
| 2018 | $163 |
| 2017 | $161 |
| 2016 | $156 |
| 2015 | $152 |
| 2014 | $150 |
| 2013 | $143 |
| 2012 | $138 |
| 2011 | $135 |
| 2010 | $133 |
| 2009 | $128 |
| 2008 | $127 |
| 2007 | $124 |
| 2006 | $123 |
| 2005 | $120 |
| 2004 | $117 |
| 2003 | $115 |
| 2002 | $116 |
| 2001 | $116 |
Company | Average Monthly Premium |
|---|---|
| USAA | $96 |
| State Farm | $106 |
| Allstate | $136 |
| American Family | $144 |
| GEICO | $149 |
Company | Average Monthly Premium |
|---|---|
| USAA | $97 |
| State Farm | $106 |
| Allstate | $137 |
| American Family | $145 |
| GEICO | $150 |
Company | Average Monthly Premium |
|---|---|
| USAA | $97 |
| State Farm | $106 |
| Allstate | $137 |
| American Family | $145 |
| GEICO | $150 |
Company | Average Monthly Premium |
|---|---|
| USAA | $96 |
| State Farm | $106 |
| Allstate | $136 |
| American Family | $144 |
| GEICO | $149 |
Company | Average Monthly Premium |
|---|---|
| USAA | $96 |
| State Farm | $106 |
| Allstate | $136 |
| American Family | $144 |
| GEICO | $149 |
Company | Average Monthly Premium |
|---|---|
| USAA | $93 |
| State Farm | $102 |
| Allstate | $131 |
| American Family | $140 |
| GEICO | $144 |
Company | Average Monthly Premium |
|---|---|
| USAA | $89 |
| State Farm | $98 |
| Allstate | $125 |
| American Family | $133 |
| GEICO | $138 |
Company | Average Monthly Premium |
|---|---|
| USAA | $87 |
| State Farm | $96 |
| Allstate | $123 |
| American Family | $131 |
| GEICO | $135 |
Company | Average Monthly Premium |
|---|---|
| USAA | $84 |
| State Farm | $92 |
| Allstate | $118 |
| American Family | $126 |
| GEICO | $141 |
Company | Average Monthly Premium |
|---|---|
| USAA | $82 |
| State Farm | $91 |
| Allstate | $116 |
| American Family | $124 |
| GEICO | $128 |
Company | Average Monthly Premium |
|---|---|
| USAA | $80 |
| State Farm | $88 |
| Allstate | $113 |
| American Family | $120 |
| GEICO | $124 |
Company | Average Monthly Premium |
|---|---|
| USAA | $78 |
| State Farm | $86 |
| Allstate | $110 |
| American Family | $117 |
| GEICO | $121 |
Where you live influences car insurance rates because each state has different insurance laws, claim rates, crime rates, and climate conditions that affect the levels of risk you pose to insurers.
Use the map below to discover the average rates for the MDX in your state, based on data from Compare.com.
State | Average Monthly Premium |
|---|---|
| Alabama | $129 |
| Arizona | $137 |
| Arkansas | $148 |
| California | $168 |
| Colorado | $168 |
| Connecticut | $232 |
| Delaware | $195 |
| Florida | $182 |
| Georgia | $208 |
| Hawaii | $103 |
| Idaho | $86 |
| Illinois | $129 |
| Indiana | $106 |
| Iowa | $88 |
| Kansas | $121 |
| Kentucky | $161 |
| Louisiana | $175 |
| Maine | $114 |
| Maryland | $248 |
| Massachusetts | $123 |
| Michigan | $188 |
| Minnesota | $142 |
| Mississippi | $123 |
| Missouri | $148 |
| Montana | $122 |
| Nebraska | $118 |
| Nevada | $207 |
| New Hampshire | $72 |
| New Jersey | $220 |
| New Mexico | $118 |
| New York | $179 |
| North Carolina | $72 |
| North Dakota | $95 |
| Ohio | $101 |
| Oklahoma | $140 |
| Oregon | $124 |
| Pennsylvania | $131 |
| Rhode Island | $179 |
| South Carolina | $200 |
| South Dakota | $113 |
| Tennessee | $116 |
| Texas | $179 |
| Utah | $122 |
| Vermont | $117 |
| Virginia | $146 |
| Washington | $138 |
| Washington D.C. | $257 |
| West Virginia | $120 |
| Wisconsin | $99 |
| Wyoming | $92 |
Your age can significantly affect your car insurance rates. Teens and young drivers pay the most, on average, due to their inexperience. Rates typically go down as you age, with senior drivers paying the lowest average premiums.
This table shows how Acura MDX car insurance rates vary by driver age group, according to our data.
Age Group | Average Monthly Premium |
|---|---|
| Teens | $300 |
| Adults | $156 |
| Seniors | $134 |
Young drivers, especially teenagers, tend to pay the highest insurance rates because they’re more likely to speed, drive while distracted, and engage in other higher-risk driving activities, according to the Centers for Disease Control and Prevention (CDC).[4] But some insurance companies offer cheaper rates for teens.
Here are the cheapest insurers for teen Acura MDX drivers, on average, with rates based on data from Compare.com.
Senior drivers usually pay lower car insurance premiums because they have more experience on the road and drive less, according to data from the Federal Highway Administration.[5] This leads to fewer fatal and less severe car accidents, which lowers their risk and insurance rates.[6] Even so, some insurers offer even lower rates for this group.
The following table shows the cheapest car insurance companies for senior MDX drivers, according to data from Compare.com.
Your driving history has a significant effect on car insurance rates. People with clean driving records get lower rates and can even earn safe driver discounts. Having even one speeding ticket can increase costs.
Here’s how average rates for Acura MDX drivers compare across driver histories, based on Compare.com data.
Driving Record | Average Monthly Premium |
|---|---|
| Clean record | $156 |
| Speeding ticket | $209 |
| At-fault accident | $223 |
| DUI | $262 |
As expected, drivers with a clean record pay significantly less than people with a history of driving under the influence (DUI) convictions, which are the most costly. Let’s take a closer look at how violations affect costs.
Even a single speeding ticket can increase your premiums because speeding increases the risk of car accidents. Speed-related car crashes accounted for 29% of traffic deaths in 2023, according to data from the National Highway Traffic Safety Administration (NHTSA).[7]
That said, you can still potentially find affordable coverage with certain insurers despite having a speeding ticket on your record.
The table below lists the cheapest insurers with MDX drivers with a ticket, according to data from Compare.com.
One at-fault accident on your record increases car insurance rates because it indicates to insurers that you have a higher risk of having another at-fault accident. Insurers price policies for drivers they deem higher risk than others, but some companies offer competitive rates to drivers with an accident in their recent history.
Here are the cheapest insurers for MDX drivers with an at-fault accident, according to Compare.com data.
A DUI conviction can significantly increase your car insurance rates. That’s because driving under the influence increases the risk of fatal car accidents, and insurers will assume you have a higher likelihood of having a second DUI.
That said, drivers with a DUI can usually lower rates with discount programs and by working with insurers that historically offer lower rates to this group.
This table outlines the cheapest car insurance companies for Acura MDX drivers with a DUI, based on data from Compare.com.
More of your vehicle specifics can cause your car insurance rates to go up or down, depending on how they affect risk. Here’s an overview of how a few of the MDX’s features can affect your insurance costs.
Classification: The Acura MDX is a midsized luxury vehicle, which can lead to increased repair costs and rates.
Safety features: The MDX has one of the highest safety ratings possible, which can lower rates.
High MSRP: Even older models retain a higher sticker price, which can cause higher car insurance costs.
Trim level: Selecting a more expensive trim and optional features can increase the value of your vehicle and your premiums.[8]
Compare free quotes and save money in seconds.
)
No matter your starting point, you can find ways to save money on car insurance. Here are a few steps you can take to save on auto coverage:
Maintain a clean record. Keeping a clean driving record helps keep auto insurance rates low.
Build good credit. Drivers with a good credit history often earn cheaper rates than drivers with poor credit. To improve your credit, make sure you pay your bills on time and try to keep your credit card balances low.
Increase your deductible. Setting a higher deductible can lower your car insurance rates because you’re committing to pay more out of pocket in the event of a claim.
Bundle your coverage. You can often earn a multi-policy discount for bundling your auto coverage with renters or home insurance.
Compare rates. Getting and comparing car insurance quotes regularly is the best way to find good rates.
The cost of auto insurance for the Acura MDX is about the same as insuring the average vehicle. Liability insurance runs an average of $85 monthly, while full coverage will cost you around $155.
The only way to make sure you're getting the most affordable price on insurance is to check prices regularly and compare quotes from a variety of companies. It's recommended to review quotes every 6 months or so. Luckily, sites like Compare.com let you compare premiums from many carriers at once, meaning you can find the cheapest rates (or guarantee you already have the best deal) for free.
You've probably heard that it costs more to insure red cars than silver or white ones, but that's actually a myth. Although there are lots of variables car insurance companies examine when they decide how much to charge you for insurance, your car's color isn't one of them.
You'll need to have a valid car insurance policy before you can legally drive your new (or new to you) MDX off the dealership lot. Some dealerships may offer you an auto insurance policy as part of the car-buying process, but it's best to let your auto insurance company know beforehand.
There are tons of discounts out there for car insurance. Many of them (like "safe driver discounts" and "multi-policy discounts") are more based on you than the vehicle you drive, but if your MDX has safety features like anti-theft systems, anti-lock brakes, airbags, and other features, it may qualify for certain discounts. The only way to find out is to get in touch with your insurance carrier and ask about their list of discounts.
)
)
)
)
)
)
)
)
Compare.com's #1 goal is to save you money. We publish resources that are based on hard-hitting data and years of industry experience to help you make more informed decisions with your wallet.
Learn more about us, our team, and what makes us tick.
)
J.J. Starr is an insurance and personal finance expert who has been writing for Compare.com since 2022. Her work has been published across the web, appearing on sites such as Insurify.
Prior to writing for Compare.com, J.J. was a registered banker and life insurance consultant, holding a Series 6, FINRA, and life insurance license. She also earned a master’s degree in writing from New York University.
J.J. has a passion for helping people save money by explaining complex topics like car insurance in a way that is simple and easy to understand.
Licensed auto and home insurance agent
4+ years of experience in insurance and personal finance editing
NPN: 20564519
Katie uses her knowledge and expertise as a licensed property and casualty agent in Massachusetts to help readers understand the complexities of insurance shopping.
)
)
