Audi Allroad Car Insurance: How Much Should You Expect to Pay?

Quick Facts

• An Audi Allroad costs less than most other cars to insure.
• Full coverage auto insurance for an Allroad averages around $137 a month, on average, while liability only insurance usually comes in at about $68.
• Good2Go is the cheapest insurance carrier for an Allroad with a national average of just $35 per month for liability only coverage.

Allroad Overview

With a base price of $40,250 for 2005 models, the Audi Allroad is on the more expensive end of the spectrum. There are two different trim levels currently available, so you'll drive off the dealership lot in style.

We sifted through thousands of car insurance quotes on Compare.com, and we've found that Audi Allroad auto insurance rates are around $91 a month, on average. But how does that fare against its competitors?

How Much is Car Insurance for an Audi Allroad?

If you look at the table above, you'll see that compared to other vehicles, Audi Allroad insurance prices are cheaper than average. On average, Allroad owners will pay about $137 per month for full coverage, which has comprehensive and collision coverages in addition to liability, and about $68 monthly for liability only insurance (find out more about these different types of insurance with our guide "State Minimum vs. Full Coverage").

Compared to other models, the Allroad is more affordable, with premiums more than 10% lower than Audi's other vehicle offerings. Likewise, coverage for the Allroad is below average when compared to other vehicles of a similar body style, with both full coverage and liability only insurance averaging less expensive rates than other cars.

Impressively, they're overall more affordable to insure than the average vehicle, no matter what body style, model, or make they are.

Who has the Cheapest Car Insurance for an Audi Allroad?

Looking for an auto insurance policy for your Audi Allroad? You might be most interested in which company offers the cheapest rates. While prices can fluctuate quite significantly from between drivers, the most affordable average rates for liability only insurance are sometimes as cheap as $29 a month from MetLife. With car insurance as cheap as $35 per month, Good2Go is the next lowest insurance carrier.

Elephant, Foremost, and Commonwealth Casualty round out the end of the top 5 list. But just because these five companies offer the cheapest average rates doesn't necessarily mean they'll give you the best rates for your Audi Allroad.

Auto insurance carriers take a bunch of things into consideration when calculating how much to charge you. There's only one way to make sure you find the most affordable possible rates, and that's by checking quotes from numerous car insurance companies.

What Factors Affect Car Insurance Rates for an Audi Allroad?

There are a multitude of variables that auto insurance carriers look at to choose how much to charge you for insurance -- and every company weighs certain pieces more than others, so there's not just one carrier that's the lowest for each Allroad owner.

The following sections show an array of factors car insurance companies use to decide rates:

Vehicle Age

The Audi Allroad has been around for a while, so vehicle age may make a difference in what you end up paying for auto insurance. Normally, older cars will be cheaper to insure because they're worth less than newer models, and as cars age, insurance costs will gradually get lower.

Since a new model has not been added to the market for at least 5 years, we cannot analyze this trend for the Allroad. However, as you can see in the table above, the most expensive Audi Allroads to insure are those that are 15 years old or more, while the cheapest models are Allroads that are 8 to 10 years old, on average.

Your Age

Age makes a big difference in how much insurance carriers will charge you for a policy. Based on the information above, drivers who have more experience on the road pay less than drivers who are under 24. Audi Allroad drivers 18 to 24 actually pay $15 more than those 25 or older.

Insurance prices continue to go down as you get older, with drivers aged 65 years and older making up the cheapest age group for the Allroad.

Your Gender

Because women are less likely to get into collisions and get speeding tickets, they run a lower risk of filing a claim with insurance. For Allroad drivers, that difference is around $21 monthly, with men paying an average of $62 and women looking at around $83.

Where You Live

You might think it's common sense that things like what vehicle you drive and how old you are play a role in your car insurance premiums, but you may not realize that where you live can have just as much as an impact. Because auto insurance is regulated on the state level rather than nationally, rates shift quite a bit depending on which state you call home.

For example, the average Audi Allroad driver from New York pays about $102 a month for liability coverage. Meanwhile, on average, the same owner from California will pay $44 less than that price. The table above shows average prices for the top 10 most populous states, just to give you a good idea of how much premiums can change between states.

Audi Allroad Car Insurance Discounts

Whatever your home state, your age, or your car, it's always the smart move to take advantage of as many car insurance discounts as possible when shopping around for a policy.

Even though all insurance companies offer their own unique discounts, there are a few that you'll find with most insurers. These include discounts like:

• Pay-in-full discounts for choosing to pay your entire policy premium up front, rather than in monthly installments
• Multi-policy discounts for bundling your home and auto policies with the same company
• Multi-vehicle discounts for having more than one car on your auto policy
• Defensive driving discounts for taking a defensive driving class from a certified school or institution

These are just a few of the discounts car insurance carriers offer, and sometimes, it's actually your insurance profile and driving record that get you the cheapest rates.

Of course, you can't control every single aspect of your auto insurance profile (like some of the variables we mentioned above), but there is quite a bit that you can control. Below are just a few of the variables you can use to your advantage when it comes to saving some cash:

Your Driving Record

It's no secret that insurance companies offer the cheapest rates to drivers with a history of responsible driving. And you're probably not surprised to hear that if you get tickets for speeding or get into a collision, auto insurance premiums will get higher. But exactly how much can it cost you for these infractions?

Looking at the table above, you'll notice that accidents will usually cost Allroad drivers more than tickets, but both will result in higher than average rates. Audi Allroad drivers with one ticket will pay about $27 monthly, while drivers with a single accident on their record pay an average of $65 every month. The rates only go higher the more tickets you get or accidents you have.

How Much You Drive

Another variable that impacts your insurance prices is how much you drive. Drivers who are on the roads less are less likely to get tickets, so they'll typically end up paying less for car insurance. In the above table, you can see that Audi Allroad owners who drive between 5,000 and 7,500 miles a year pay about $64 per month for auto insurance, while those who put between 2,500 and 5,000 miles on their cars pay $87.

But if you don't use your Audi Allroad that often, you might consider getting a usage-based or pay-per-mile car insurance policy. With these kinds of policies, you pay a small monthly amount, and your final monthly bill is calculated based on how many miles you drove.

How Do Audi Allroads Compare to Other Vehicles?

If you're considering making an Audi Allroad your next vehicle, you might want to know how it compares to other cars. Car insurance is just one cost that's associated with a new car purchase, but it's certainly one that's worth considering carefully.

Visit the table below to see how the Audi Allroad compares:

Overall, the Audi Allroad has an MSRP that's on par with the going rate for a new vehicle. The average vehicle price in the U.S. is $30,630, and the Allroad comes in close to that at $40,250. And since there hasn't been a new Allroad model on the market recently, used prices will be even more affordable.

Although the purchase price is right in the middle of the spectrum, insurance premiums run below average when compared to other vehicles on the market. Full coverage insurance for an Audi Allroad is around $16 a month cheaper than average, while liability only coverage is over $20 cheaper a month.

However, it is worth noting that the Allroad drivers tend to use their cars less than the average American driver, with only 9,880 annual miles for the average owner.

Audi Allroad Car Insurance Costs by Model Year

We've gone over many of the factors that can affect how much the average driver pays to insure an Audi Allroad. But if you're considering buying a new Allroad, knowing how much your vehicle will likely cost can be helpful as you consider your options.

2005 Audi Allroad Car Insurance

The average cost to insure a 2005 Allroad with liability only coverage is $53 monthly, while full coverage runs about $153 per month.

Safeco offered the cheapest policy we found, with rates sometimes as low as $29 a month.

If you want to know exactly how much you can expect to pay for your Allroad, get free quotes in minutes by just entering your ZIP code below.

2004 Audi Allroad Car Insurance

It costs around $82 monthly for liability or $147 for a full coverage policy for the 2004 Audi Allroad.

With prices as little as $19 per month, Safeco offered the most affordable policy we found for the 2004 Audi Allroad.

If you want to know exactly how much you can expect to pay for your Allroad, just enter your ZIP code below and get free quotes in minutes.

2003 Audi Allroad Car Insurance

You can expect full coverage for a 2003 Allroad to run about $137 a month, while liability only coverage will average around $58 monthly.

Workmens has rates sometimes as little as $21 per month for the 2003 Audi Allroad.

Interested in exactly how much you'll pay? All you need to do is enter your ZIP code below and you'll be on your way to comparing lots of personalized quotes from the nation's top insurance carriers.

2002 Audi Allroad Car Insurance

On average, drivers who own a 2002 Audi Allroad can expect to pay $68 to $105 a month for liability only and full coverage insurance, respectively.

If you're looking for the lowest possible 2002 Audi Allroad insurance policy, MetroMile offered the lowest policy we found, with rates as cheap as just $35 per month.

These average prices are a great starting point if you're in the market for a 2002 Audi Allroad, but there are a multitude of different things that go into calculating your policy rates. If you want to figure out exactly what you'll be asked to pay, get customized quotes by entering your ZIP below.

2001 Audi Allroad Car Insurance

2001 Allroad drivers can expect to pay an average of $70 monthly for liability or $156 for full coverage.

Looking for the cheapest policy? MetLife offered liability only coverage for as little as just $26 per month.

If you want to find the best premiums for auto insurance for a 2001 Audi Allroad, enter your ZIP code below and compare multiple personalized quotes in just a few minutes.

Audi Allroad Insurance FAQs

Is an Audi Allroad expensive to insure?

Liability insurance runs an average of $68 a month, while full coverage will cost you around $137. The Audi Allroad is relatively cheap to insure compared to the average vehicle.

How can I get the best price on car insurance for my Audi Allroad?

There's only one way to be confident you're getting the most affordable rates -- regularly shopping around and comparing quotes from a whole range of companies. Over time, your driver profile changes, so it's a good rule of thumb to review quotes every 6 months or so. Luckily, sites like Compare.com let you compare rates from a wide array of carriers at once, meaning you can find the lowest rates (or guarantee you already have the best deal) for free.

Does the color of my Audi Allroad affect my insurance premiums?

You've probably heard the old adage that it costs more to insure a red car, but that's actually not true. There are several variables insurance companies look at when they decide how much your policy will be, but the color of your Audi Allroad is not factored into that decision.

Do I need to have insurance before I buy an Audi Allroad?

Before you can legally drive your new (or new to you) vehicle off the dealership lot, you'll need to have a valid auto insurance policy. Some dealerships will offer you one during the purchase process, but it's best to let your car insurance carrier know beforehand.

What car insurance discounts can I get for my Audi Allroad?

You will find a range of discounts out there when it comes to auto insurance. Many of them (like "pay-in-full discounts" and "safe driver discounts") are based less on your car and more on you, but if your Allroad has safety features like airbags, anti-lock brakes, anti-theft systems, and other features, it may be eligible for certain discounts. The only way to know for sure is to reach out to your insurance company and ask about their list of discounts.