Audi E-Tron Car Insurance: How Much Should You Expect to Pay?

The average insurance rate for an Audi E-Tron averages out to be around $155 per month. Our in-depth guide will provide the information you need to know about how much car insurance carriers might charge you to insure your Audi E-Tron.
man driving newly insured car
Why You Can Trust trust shield

At, it's our mission to find simple ways to help our customers save money on the things they need. While we partner with some of the companies and brands we talk about in our articles, all of our content is written and reviewed by our independent editorial team and never influenced by our partnerships. Learn about how we make money, review our editorial standards, and reference our data methodology to learn more about why you can trust

Quick Facts

  • An Audi E-Tron costs more than most other SUVs to insure.
  • Liability only insurance premiums for an E-Tron run around $73 monthly, while full coverage typically runs about $192.
  • Hugo provides the most affordable average premiums for an E-Tron with liability only coverage offered for as little as just $25 a month.

E-Tron Overview

With new 2022 models starting at $65,900, the Audi E-Tron is a high-end SUV on the more expensive end of the spectrum. With six different trim levels currently offered, you'll be sure to find an option to fit your style.

We combed through thousands of car insurance quotes on, and we've determined that average Audi E-Tron auto insurance prices run around $155 monthly. How do insurance rates for the E-Tron compare to prices of other similar SUVs?

Current Base Price$65,900
Body Style(s)SUV
Average Insurance Premium$155/mo.
Cheapest Insurance CompanyHugo

How Much is Car Insurance for an Audi E-Tron?

Vehicle Liability Only Full Coverage
Audi E-Tron$73$192
All Audi Models$80$190
All SUVs$80$151
Average Insurance Premium$81$169

If you look at the table above, you'll find that Audi E-Tron insurance rates are higher than average. On average, E-Tron owners will pay about $192 a month for full coverage, which has comprehensive and collision coverages in addition to liability, and about $73 per month for liability only insurance (learn more about the difference with our guide "State Minimum vs. Full Coverage").

When compared to other models from Audi, the E-Tron's insurance price is matches the rest of the company's vehicle lineup. Compared to SUV offerings from other brands, car insurance for an E-Tron runs close to average, with full coverage insurance premiums coming in at $41 higher than other SUVs and liability insurance prices at $7 cheaper.

Compared to all vehicles of any body type, the E-Tron is more expensive for full coverage auto insurance, but liability only rates are less expensive.

Find your best rate in just a few minutes

Who has the Cheapest Car Insurance for an Audi E-Tron?

Insurance Company Average Monthly Premium

In the market for a car insurance policy for your Audi E-Tron? You're likely wondering which carrier offers the most affordable premiums. While there will never be one company that offers the lowest premiums for everyone, the cheapest average rates for liability only insurance are as little as $25 a month from Hugo. The runner up for most affordable rates is SafeAuto, with car insurance policies starting as cheap as $51 monthly.

Completing the top 5 companies are Safeco, Mercury, and Apparent. However, just because these five carriers offer the lowest average rates doesn't necessarily mean they'll be the cheapest companies for you and your unique insurance profile.

After all, insurance carriers look at a whole range of factors when calculating premiums, so your results might be different. By reviewing quotes from a range of auto insurance companies at once, you can rest easy knowing that you're finding the cheapest rate.

Find your best rate in just a few minutes

What Factors Affect Car Insurance Rates for an Audi E-Tron?

There are quite a few variables that insurance carriers look at to decide how much to charge you for auto insurance -- and every carrier weighs different variables more heavily than others, so there's not a singular company that's the lowest for each E-Tron owner.

The sections below show many things car insurance companies use to calculate rates:

Vehicle Age

Vehicle Age Average Monthly Premium
Less than 1 Year$66
2-3 Years$115
4-5 YearsNot Enough Data
6-7 YearsNot Enough Data
8-10 YearsNot Enough Data
11-14 YearsNot Enough Data
15 Years or OlderNot Enough Data

Since the Audi E-Tron has only been around for two or three model years, vehicle age won't affect your cost in the same way it might for other vehicles. Typically, older cars will be cheaper to insure because they're worth less than newer models, and as time goes on and E-Trons begin to depreciate, insurance costs will gradually decrease.

As you can see in the table above, E-Tron prices are between $66 and $115 per month, on average.

Your Age

Age Average Monthly Premium

How old you are plays a significant role in how much you pay for insurance. Because the Audi E-Tron is pretty new to the market, we're just starting to collect data on how age is affecting auto insurance rates. So far, based on the table above, younger E-Tron drivers have cheaper premiums than older E-Tron drivers.

Insurance prices continue to go down as you get older, with the cheapest age group being 18-24 for E-Tron drivers.

Your Gender

Gender Average Monthly Premium

Because women are less likely to get into collisions and get tickets, they are less likely to file a claim with insurance. So, women tend to pay less for car insurance than men. Surprisingly, when it comes to E-Tron drivers specifically, men pay around $7 less than women a month for insurance.

Where You Live

State Average Monthly Premium

It may be obvious that variables such as what vehicle you drive and how old you are play a role in your auto insurance prices, but you may not realize that where you live has just as much of an impact. Since car insurance is regulated on the state level and not nationally, premiums can vary quite a bit depending on which state you're located in.

Because the E-Tron is a relatively new vehicle, our data sets are somewhat limited. Even so, you can see in the table above that California has rates that are lower than other locations.

Find your best rate in just a few minutes

Audi E-Tron Car Insurance Discounts

Whatever where you live, how old you are, or what car you drive, it's always in your best interest to take advantage of as many insurance discounts as possible.

While no two car insurance carriers offer the same exact discounts, there are a few that you'll find with most insurers. These include discounts like:

  • Defensive driving discounts for taking a defensive driving class through an accredited school or institution
  • Multi-vehicle discounts for adding more than one car to your auto policy
  • Vehicle safety discounts for having a vehicle with higher safety ratings or one with certain safety features (like anti-lock brakes or air bags)
  • Multi-policy discounts for getting both your home and auto policies from the same carrier

While discounts are always a good way to save money on your auto insurance, sometimes, the best rates come from simply having a favorable insurance profile, which means not having any recent insurance claims or just having a clean driving record.

While you can't control every single aspect of your car insurance profile (like some of the factors we mentioned above), you do have a say over some of it. Below are just a few of the ones you can use to your advantage in order to save money on auto insurance:

Your Driving Record

Infractions Average Monthly Premium
1 Accident$86
Multiple Accidents$90
1 TicketNot Enough Data
Multiple TicketsNot Enough Data

It's no secret that insurance companies offer the cheapest rates to drivers with clean records. It shouldn't come as a surprise that if you get cited for speeding or get into an accident, car insurance premiums will increase. But exactly how much can these infractions cost you?

Unfortunately, we don't have enough data on file for Audi E-Tron drivers specifically, since it is a relatively new vehicle. However, as we see more and more of these on the road, we'll have a better idea of how much infractions will cost E-Tron drivers when it comes to insurance.

How Much You Drive

Annual Mileage Average Monthly Premium
0-2,500 Miles$46
2,501-5,000 Miles$93
5,001-7,500 Miles$63
7,501-10,000 Miles$79
10,000+ Miles$117

Another variable you have control over is the amount of miles you drive annually. Drivers who are on the roads less have fewer opportunities to get into an accident, so they'll generally get cheaper rates. Since the Audi E-Tron is a new SUV, our data is relatively limited, so we don't yet know how much annual driving distance will affect prices. So far, drivers who travel 10,000+ miles per year are offered the highest rates.

But if you don't use your Audi E-Tron to travel or commute regularly, you might consider a usage-based or pay-per-mile auto insurance policy. With these kinds of coverage, you pay a small base rate each month, with your final monthly bill being calculated based on the number of miles you drove.

Find your best rate in just a few minutes

How Do Audi E-Trons Compare to Other Vehicles?

If you're considering purchasing a new SUV and an Audi E-Tron is on your shortlist, you might be wondering how it compares to other vehicles. Auto insurance is just one cost that comes with buying a new car, but it's guaranteed to be one that's worth thinking about carefully.

Take a look at the table below to see how the Audi E-Tron compares:

Audi E-Tron National Average
Liability Insurance$59$81
Full Coverage Insurance$175$169
Base MSRP$65,900$46,192
Average Annual Mileage6,83411,617

Overall, the Audi E-Tron is more expensive than average, with an MSRP that's a quarter more than the going rate for a new vehicle. The E-Tron retails at $65,900, a bit more expensive than the national average vehicle price of $46,192.

Although the purchase price is on the more expensive end of the spectrum, insurance premiums are slightly cheaper when compared to the rest of the vehicle market. Full coverage insurance for an Audi E-Tron is about $6 per month more than average, while liability only coverage is over $20 less monthly.

When it comes to usage, Audi E-Tron drivers are far from the national average in annual miles driven, with 6,834 miles each year compared to 11,617 for all vehicles.

Audi E-Tron Car Insurance Costs by Model Year

Thus far, you've seen how different things affect how much you might pay for auto insurance. But if you're in thinking about buying a new car, truck, or SUV and the E-Tron is on your wishlist, having a good idea of exactly how much you'll pay can be extremely valuable as you weigh your options.

2022 Audi E-Tron Car Insurance

Liability Only Avg. Premium$59
Full Coverage Avg. Premium$175
Base MSRP$65,900
Cheapest Insurance CompanySafeco - $59/mo.

If you're in the market for a brand new Audi E-Tron, you're looking at a starting price of $65,900, but with six different trim levels available on this year's E-Tron, the price can vary quite a bit.

When it comes to insuring a E-Tron, on average, it costs around $175 per month to buy full coverage insurance for a 2022 Audi E-Tron and $59 a month for a liability only policy. And if you want the most affordable insurance possible, Safeco offers liability only policies for sometimes as little as $59 monthly.

Even though it's great to know the average price drivers pay for insurance, you'll only find out exactly what you'll pay if you get a personalized quote. Luckily, with you can compare quotes from lots of carriers at once, all for free. Simply enter your ZIP code below, answer a few questions, and unlock your best rates in minutes.

Find your best rate in just a few minutes

2021 Audi E-Tron Car Insurance

Liability Only Avg. Premium$67
Full Coverage Avg. Premium$171
Base MSRP$65,900
Cheapest Insurance CompanyHugo - $25/mo.

If you're in the market for a 2021 E-Tron or already own one, you're most likely looking at an average auto insurance premium of about $67 for liability or $171 for full coverage.

And if you're just looking for the cheapest insurance for your E-Tron, Hugo offers liability only policies for as cheap as just $25 per month.

If you want more accurate quotes of how much you can expect to pay, just enter your ZIP code below and get free quotes in minutes.

Find your best rate in just a few minutes

2019 Audi E-Tron Car Insurance

Liability Only Avg. Premium$101
Full Coverage Avg. Premium$258
Base MSRP$74,800
Cheapest Insurance CompanyMercury - $57/mo.

The average cost to insure a 2019 E-Tron with liability only coverage is $101 a month, while full coverage runs around $258 per month.

Mercury offered the most affordable policy we found, with rates sometimes as cheap as $57 monthly.

Want to know exactly how much you'll pay? Enter your ZIP code below to get multiple free customized quotes.

Find your best rate in just a few minutes

Audi E-Tron Insurance FAQs

Is an Audi E-Tron expensive to insure?

Liability insurance runs an average of $73 a month, while full coverage will cost you around $192. The Audi E-Tron is more expensive to insure compared to the average vehicle.

How can I get the best price on car insurance for my Audi E-Tron?

There's only one way to confirm you're getting the lowest rates -- checking prices regularly and comparing quotes from a wide array of companies. It's recommended to review quotes every 6 months or so. Luckily, sites like let you compare rates from numerous carriers at once, meaning you can find the most affordable rates (or guarantee you already have the best deal) for free.

Does the color of my Audi E-Tron affect my insurance prices?

You've probably heard the old adage that red cars cost more to insure, but that's just a myth. Although there are a variety of factors car insurance companies look at when they decide how much your policy will be, your vehicle's color is not factored into that equation.

Do I need to have insurance before I buy an Audi E-Tron?

You'll need to have valid insurance for your Audi E-Tron before you can legally drive your it off the dealership lot. As part of the buying process, some dealerships might offer you an insurance policy, but the best thing to do when buying a an SUV is to let your car insurance company know beforehand.

What car insurance discounts can I get for my Audi E-Tron?

You will find tons of discounts out there when it comes to auto insurance. Many of them (like "safe driver discounts" and "multi-policy discounts") are based less on your E-Tron and more on you, but if your E-Tron has safety features like anti-lock brakes, anti-theft systems, airbags, and other features, it may be eligible for certain discounts. The only way to be certain is to get in touch with your insurance carrier and ask about which discounts they offer, since they fluctuate quite a bit from carrier to carrier.

About's #1 goal is to save you money. We publish resources that are based on hard-hitting data and years of industry experience to help you make more informed decisions with your wallet.

  • All of's content is written and reviewed for accuracy by a team of experienced writers and editors who are experts on the topics they cover.
  • None of's content is ever influenced by the companies and brands we partner with.
  •'s editorial team operates independently of any of the company's partnership or business development interests. We publish unbiased information strictly for the benefit of our readers.
  • All of the content you see on is based on comprehensive analysis and all data is gathered and vetted from trustworthy sources.

Learn more about us, our team, and what makes us tick.

Find your best rate in just a few minutes