Audi RS7 Car Insurance: How Much Should You Expect to Pay?

Audi RS7 owners pay an average of $310 a month for their insurance premiums. Find out how much car insurance carriers might charge to insure your Audi RS7 with our newest guide.
man driving newly insured car
Why You Can Trust trust shield

At, it's our mission to find simple ways to help our customers save money on the things they need. While we partner with some of the companies and brands we talk about in our articles, all of our content is written and reviewed by our independent editorial team and never influenced by our partnerships. Learn about how we make money, review our editorial standards, and reference our data methodology to learn more about why you can trust

Quick Facts

  • An Audi RS7 costs more than most other cars to insure.
  • Liability auto insurance for a RS7 comes in at around $77 monthly, while full coverage normally tends to be about $368.
  • Sun Coast provides the lowest average premiums for a RS7 with liability only coverage offered for as cheap as just $32 per month.

RS7 Overview

The Audi RS7 is a high-end vehicle that is more expensive than your average car, with base prices starting at $113,900 for 2018 models. You'll have your choice of two different trim levels, so you'll drive off the dealership lot in style.

We analyzed thousands of insurance quotes on, and we've found that Audi RS7 car insurance prices are around $310 a month, on average. But how does that compare to other similar cars on the market?

Current Base Price$113,900
Body Style(s)Car
Average Insurance Premium$310/mo.
Cheapest Insurance CompanySun Coast

How Much is Car Insurance for an Audi RS7?

Vehicle Liability Only Full Coverage
Audi RS7$77$368
All Audi Models$80$190
All Cars$83$177
Average Insurance Premium$81$169

In the table above, you'll see that auto insurance rates for an Audi RS7 are higher than average. On average, RS7 drivers can expect to pay about $368 per month for full coverage, which has comprehensive and collision coverages in addition to liability, and about $77 monthly for liability only insurance (our guide, "State Minimum vs. Full Coverage", can provide more details on these different types of insurance).

Comparing it to other models, the RS7 is more expensive, with prices more than 10% higher than the other vehicle types offered by Audi. Compared to offerings from other brands, car insurance for a RS7 runs close to average, with full coverage insurance rates coming in at $191 higher than other cars and liability insurance premiums at $6 cheaper.

When compared to all vehicles of any body type, the RS7 is slightly less expensive for liability only insurance, but full coverage rates are more expensive on average.

Find your best rate in just a few minutes

Who has the Cheapest Car Insurance for an Audi RS7?

Insurance Company Average Monthly Premium
Sun Coast$32

Looking for an auto insurance policy for your Audi RS7? You most likely want to know which carrier offers the cheapest rates. Although premiums can change quite significantly from policyholder to policyholder, the most affordable average rates for liability only insurance are as low as $32 per month from Sun Coast. With car insurance as little as just $42 a month, DirectGeneral is the next cheapest car insurance company.

Workmens, AmericanAlliance, and Mercury finish off the rest of the top 5. But just because these five companies offer the lowest average rates doesn't necessarily mean they'll be the cheapest carriers for you and your unique insurance profile.

After all, your results might be different, since auto insurance companies look at many things when calculating rates. The only way to guarantee you'll find the lowest rates is to compare quotes from several insurance carriers.

Find your best rate in just a few minutes

What Factors Affect Car Insurance Rates for an Audi RS7?

There are a variety of factors that auto insurance companies take into account to choose how much to charge -- and every carrier weighs different attributes more heavily than others, so there's not a single company that's the cheapest for each driver.

Below are just a few of the variables car insurance carriers look at and how each one affects your final rate:

Vehicle Age

Vehicle Age Average Monthly Premium
Less than 1 Year$40
2-3 Years$116
4-5 Years$47
6-7 Years$32
8-10 YearsNot Enough Data
11-14 YearsNot Enough Data
15 Years or OlderNot Enough Data

The Audi RS7 has been around for a while -- that means vehicle age will likely make a difference in what you end up paying for insurance. Normally, it costs less to insure older cars because they're worth less than newer models, and as time goes on and RS7s begin to depreciate, insurance costs will gradually go lower.

A new Audi RS7 model hasn't been added to the market for over 5 years, so the RS7 won't really fit this trend. However, as you can see in the table above, the most expensive Audi RS7s to insure are those that are 2 to 3 years old, while the cheapest models are RS7s that are 6 to 7 years old, on average.

Your Age

Age Average Monthly Premium

Your age is another variable that makes a significant difference in how much car insurance companies will charge you. Based on the information above, drivers with more experience have cheaper prices than the youngest RS7 drivers. Audi RS7 drivers under 18 actually pay over five times as much as those 25 or older.

Auto insurance prices continue to get lower as you get older, with the cheapest age group for RS7 drivers being 55-64.

Your Gender

Gender Average Monthly Premium

Because women are less likely to get into accidents and get speeding tickets, they run a lower risk of filing a claim with insurance. So, women tend to pay less for insurance than men. Surprisingly, when it comes to RS7 drivers specifically, men pay around $22 less than women every month for auto insurance.

Where You Live

State Average Monthly Premium

You might think it's common sense that factors such as what vehicle you drive and how old you are play a role in your insurance premiums, but you may not realize that where you live matters just as much. Since auto insurance is regulated on the state level rather than nationally, rates can differ quite a bit from state to state.

For example, Pennsylvania has rates for RS7 owners that are lower than other locations.

Find your best rate in just a few minutes

Audi RS7 Car Insurance Discounts

No matter where you live, how old you are, or which car you drive, using as many discounts as possible when it comes to your car insurance is always important when shopping around for a policy.

Even though all auto insurance carriers offer their own unique discounts, there are a few different ones that you'll find with most companies. These include discounts like:

  • Vehicle safety discounts for having a vehicle with certain safety features (like air bags or anti-lock brakes) or one with higher than average safety ratings
  • Defensive driving discounts for drivers who take a defensive driving class through an accredited school or institution
  • Multi-policy discounts for using the same insurance carrier for both your home and auto insurance
  • Pay-in-full discounts for choosing to pay your entire policy premium at once, rather than in monthly installments

These discounts are great, but some of the best ways to save are just by having a positive insurance profile and good driving history.

Of course, you can't control every single aspect of your car insurance profile (like some of the factors we mentioned above), but you can control some of it. Below are just a few of the ones you can use to your favor in order to save money on insurance:

Your Driving Record

Infractions Average Monthly Premium
1 Accident$46
Multiple AccidentsNot Enough Data
1 Ticket$361
Multiple TicketsNot Enough Data

It's no secret that car insurance carriers offer the most affordable prices to drivers with clean records. And you probably wouldn't be surprised that if you get tickets or get into an accident, auto insurance premiums will go higher. But you still might be left wondering exactly how much collisions and moving violations will cost you.

You can see from the table above that accidents will usually cost RS7 drivers less than tickets, but both will cause a significant increase in rates. Audi RS7 drivers with one ticket will pay an average of $361 monthly, while drivers with a single accident on their record pay about $46 each month. The rates only get higher the more accidents you have or tickets you get.

How Much You Drive

Annual Mileage Average Monthly Premium
0-2,500 Miles$48
2,501-5,000 Miles$69
5,001-7,500 Miles$66
7,501-10,000 Miles$48
10,000+ Miles$114

Another factor that affects your insurance prices is the amount of miles you drive each year. Those who drive less are less likely to get tickets, so they'll generally end up paying less for car insurance. Based on the table above, you can see that Audi RS7 owners who drive 10,000 miles or more pay $114 for insurance, while those who drive fewer than 2,500 miles per year pay about $48 a month.

But if you happen to be one of those drivers who put very few miles on your Audi RS7 each year, you might consider getting a usage-based or pay-per-mile auto insurance policy. With these kinds of plans, you pay a small monthly amount, and your final monthly bill is calculated based on the number of miles you drove.

Find your best rate in just a few minutes

How Do Audi RS7s Compare to Other Vehicles?

If you're considering purchasing an Audi RS7, it can pay off to do your homework. Insurance is just one cost that's associated with buying a new car, but it's certainly one that's worth thinking about carefully.

Check out the table below to see how the Audi RS7 compares:

Audi RS7 National Average
Liability Insurance-$81
Full Coverage Insurance$1,072$169
Base MSRP$113,900$43,875
Average Annual Mileage8,68611,617

With an MSRP that's a quarter more than the going rate for a new vehicle, the Audi RS7 is more expensive than average. While the national average vehicle price is $43,875, the RS7 comes in above that at $113,900.

Full coverage insurance for an Audi RS7 is about $903 per month more than average, while liability only coverage is per month.

When it comes to usage, Audi RS7 drivers are much lower than the national average in annual miles driven, with 11,617 miles for all vehicles a year compared to the RS7's 8,686 each year.

Audi RS7 Car Insurance Costs by Model Year

Thus far, you've seen how different variables affect how much the average driver pays to insure an Audi RS7. But if you're thinking about buying a new vehicle and the RS7 is one you're considering, knowing how much your vehicle will likely cost is extremely valuable as you weigh your options.

2016 Audi RS7 Car Insurance

Liability Only Avg. Premium$108
Full Coverage Avg. Premium$443
Base MSRP$108,900
Cheapest Insurance CompanySafeAuto - $46/mo.
Available TrimsPERFORMANCE, RS7

You can expect full coverage for a 2016 RS7 to run around $443 monthly, while liability only coverage will average about $108 per month.

Looking for the cheapest policy? SafeAuto offered liability only coverage for as little as $46 monthly.

And if you want more accurate rates tailored specifically to you, just enter your ZIP code below and get free quotes in minutes.

Find your best rate in just a few minutes

2014 Audi RS7 Car Insurance

Liability Only Avg. Premium$35
Full Coverage Avg. Premium$289
Base MSRP$104,900
Cheapest Insurance CompanyMercury - $27/mo.
Available TrimsRS7

The average cost to insure a 2014 Audi RS7 with liability only coverage is $35 a month, while full coverage runs around $289 monthly.

Mercury offered the lowest policy we found, with rates as low as just $27 a month.

While these are good estimates of what the average driver might pay to insure a 2014 Audi RS7, these premiums might differ based on your driver profile. Just enter your ZIP code below, to get free personalized quotes in minutes.

Find your best rate in just a few minutes

Audi RS7 Insurance FAQs

Is an Audi RS7 expensive to insure?

Liability insurance runs an average of $77 per month, while full coverage will cost you around $368. The Audi RS7 is relatively expensive to insure compared to the average car.

How can I get the best price on car insurance for my Audi RS7?

The only way to make sure you're getting the most affordable price on auto insurance is to regularly shop around and compare quotes from multiple companies. Over time, your driver profile changes, which could change your rates, so it's recommended that you get quotes every 6 months or so. Luckily, sites like let you compare rates from a bunch of carriers at once, meaning you can find the lowest rates (or guarantee you already have the best deal) in just a few minutes.

Does the color of my Audi RS7 affect my insurance prices?

You've probably heard that it costs more to insure red cars than silver or white ones, but that's actually a myth. Even though there are several things insurance companies look at when they offer you a premium, the color of your Audi RS7 is not factored into that equation.

Do I need to have insurance before I buy an Audi RS7?

Before you can legally drive your new (or new to you) car off the dealership lot, you'll need to have a valid auto insurance policy. Some dealerships will offer you one during the purchase process, but the easiest thing to do is to let your insurance carrier know ahead of time.

What car insurance discounts can I get for my Audi RS7?

You will find lots of different discounts out there when it comes to car insurance. Many of them (like "multi-policy discounts" and "safe driver discounts") are based less on your RS7 and more on you, but if your RS7 has safety features like airbags, anti-theft systems, anti-lock brakes, and other features, it may be eligible for certain discounts. The only way to know for sure is to get in touch with your insurance company and ask about their discounts.

About's #1 goal is to save you money. We publish resources that are based on hard-hitting data and years of industry experience to help you make more informed decisions with your wallet.

  • All of's content is written and reviewed for accuracy by a team of experienced writers and editors who are experts on the topics they cover.
  • None of's content is ever influenced by the companies and brands we partner with.
  •'s editorial team operates independently of any of the company's partnership or business development interests. We publish unbiased information strictly for the benefit of our readers.
  • All of the content you see on is based on comprehensive analysis and all data is gathered and vetted from trustworthy sources.

Learn more about us, our team, and what makes us tick.

Find your best rate in just a few minutes