Audi S6 Car Insurance: How Much Should You Expect to Pay?

Quick Facts

• An Audi S6 is more expensive to insure compared to the average car.
• Liability only auto insurance rates for a S6 run about $67 per month, while full coverage usually tends to be around $185.
• Workmens is the most affordable car insurance carrier for a S6.

S6 Overview

The Audi S6 is a high-end car for drivers with extra room in their budgets, with 2020 models starting at $73,900. With two different trim levels currently available, you'll be sure to find an option to fit your style.

We ran through thousands of insurance quotes on Compare.com, and we've determined that, on average, Audi S6 auto insurance prices run about $175 monthly. But where does that fall compared to the rest of the market?

How Much is Car Insurance for an Audi S6?

In the table above, you'll see that when you compare the Audi S6 to other vehicles, insurance premiums are right around average. S6 drivers normally pay about $185 per month for full coverage, which has comprehensive and collision coverages in addition to liability, and about $67 monthly for liability only insurance (learn more about these different types of insurance with our guide "State Minimum vs. Full Coverage").

When you compare it to other models, the S6 is in line with Audi's vehicle offerings. Likewise, compared to other vehicles of a similar body style, S6 coverage runs close to average, with liability insurance rates $16 cheaper than other cars and full coverage insurance premiums coming in $8 higher.

When compared to all vehicles, regardless of body style, make, or model, the S6 follows a similar pattern of having average insurance prices.

Who has the Cheapest Car Insurance for an Audi S6?

Shopping around for a car insurance policy for your Audi S6? You may be wondering which company offers the most affordable rates. Although rates can differ significantly depending on your driver profile, the lowest average rates for liability only insurance are sometimes as cheap as $44 a month from Mercury. With car insurance as little as just $50 monthly, SafeAuto is the next cheapest car insurance carrier.

Esurance, Elephant, and Liberty Mutual round out the rest of the top 5 list. However, just because these five companies offer the cheapest average rates doesn't necessarily mean they'll give you the best rates for your Audi S6.

Insurance carriers take a variety of different variables into consideration when calculating monthly premiums. Since every driver is different, there's only one way to make sure you get the lowest premiums, and that's by getting personalized quotes and comparing rates from a bunch of insurance companies.

What Factors Affect Car Insurance Rates for an Audi S6?

There are several things that auto insurance carriers take a look at to decide how much to charge you for insurance -- and every company weighs certain factors more than others, so there's not a singular carrier that's the cheapest for everyone.

The following sections show a variety of factors car insurance companies use to calculate rates:

Vehicle Age

The Audi S6 has been around for a while, so vehicle age may play a role in what you end up paying for auto insurance. Usually, it costs more to insure newer cars because they're worth more, however, as time goes on and S6s begin to depreciate, insurance costs will gradually decrease.

Based on the information in the table above, the Audi S6 is not quite in line with this trend, as the most expensive models to insure are those that are 4 to 5 years old, while the cheapest S6s are 1 year old or less, on average.

Your Age

How old you are makes a significant difference in how much car insurance carriers will charge. In the table above, you'll see that older drivers have lower premiums than younger drivers. Audi S6 drivers between 18 and 24 actually pay $25 more than those 25 or older.

Auto insurance prices continue to go down as you get older, with drivers aged 65 years and older making up the cheapest age group for the S6.

Your Gender

Because women are less likely to get into accidents and get tickets, they have a lower chance of filing a claim with insurance. So, insurance companies will tend to charge women less than men. When it comes to S6 drivers specifically, men pay around $68 per month for insurance, while women pay about $59.

Where You Live

You may already know that things like what vehicle you drive and how old you are play a role in your car insurance prices, but did you know that where you live is equally important? Car insurance is regulated on the state level and not nationally, so rates can shift quite a bit from state to state.

For example, the average Audi S6 owner from New York pays around $65 a month for liability coverage. Meanwhile, on average, the same driver from California will pay $13 less than that price.

Audi S6 Car Insurance Discounts

Whatever your home state, your age, or your car, it's always a good idea to take advantage of as many insurance discounts as possible.

While no two auto insurance carriers offer the same exact discounts, there are a few that you'll find with most insurers. These include discounts like:

• Defensive driving discounts for drivers who take a defensive driving class through an accredited school or institution
• Multi-car discounts for insuring more than one of your vehicles with the same company
• Vehicle safety discounts for having a vehicle with certain safety features (like air bags or anti-lock brakes) or one with higher than average safety ratings
• Multi-policy discounts for bundling your home and auto policies with the same carrier

While taking advantage of discounts is always a smart way to save money on your insurance, sometimes, the best way to get the cheapest rates is by strengthening your overall insurance profile that carriers look at. This includes things like not having recent insurance claims, avoiding lapses in coverage, and driving safely.

Although you can't control every single aspect of your car insurance profile (like some of the pieces we mentioned above), you can influence some of it. Below are just a few of the ones you can use to your advantage when it comes to saving money:

Your Driving Record

It's no secret that auto insurance companies offer the most affordable prices to drivers with a history of responsible driving. It checks out that if you get a speeding ticket or get into an accident, insurance premiums will increase. But how much will they cost you?

According to the table above, accidents will usually cost S6 drivers more than tickets, but both will result in higher than normal rates. The rates only go up the more collisions you have or tickets you get.

How Much You Drive

Another variable that plays a big role in your car insurance rates is the amount of miles you drive annually. Those who are on the roads less have fewer opportunities to get into an accident, so they'll generally be offered less expensive premiums. In the table above, you can see that Audi S6 owners who drive 10,000 miles or more pay $58 for auto insurance, while those who drive fewer than 2,500 miles every year pay an average of $32 monthly.

But if you're one of those drivers who don't put very many miles on your Audi S6 each year, you might consider learning about usage-based or pay-per-mile insurance policies. With these kinds of policies, you pay a small base rate each month, with your final monthly bill being calculated based on the number of miles you drove.

How Do Audi S6s Compare to Other Vehicles?

If you're considering buying a new vehicle and an Audi S6 is on your shortlist, you might want to know how it compares to other vehicles. Auto insurance is just one cost that's associated with a new car purchase, but it's certainly one that's worth thinking about carefully.

Review the table below to see how the Audi S6 compares:

Overall, the Audi S6 is on the more expensive side when it comes to price, with an MSRP that's a quarter more than the going rate for a new vehicle. While the average vehicle price in the U.S. is $46,547, the S6 comes in above that at $73,900.

Full coverage insurance for an Audi S6 is about $33 per month more than average, while liability only coverage is per month.

When it comes to usage, Audi S6 drivers are far from the national average in annual miles driven, with 11,617 miles each year for all vehicles compared to the S6's 14,037 a year.

Audi S6 Car Insurance Costs by Model Year

Thus far, you've seen how different factors affect how much you might pay for auto insurance. But if you're in the market for a new car, truck, or SUV and the S6 is on your wishlist, knowing what you can expect to pay can be extremely valuable as you weigh your options.

2020 Audi S6 Car Insurance

On average, drivers who own a 2020 S6 can expect to pay $31 to $202 a month for liability only and full coverage auto insurance, respectively.

Looking for the lowest policy? SafeAuto offered liability only coverage for as low as $31 monthly.

Want to know just how much you'll pay? Enter your ZIP code below to get several free personalized quotes.

2018 Audi S6 Car Insurance

The average cost to insure a 2018 Audi S6 with liability only coverage is $49 a month, while full coverage runs around $260 per month.

If you're looking for the lowest possible 2018 Audi S6 insurance policy, SafeAuto offered the most affordable policy we found, with rates as cheap as $49 a month.

While these are good estimates of what the average driver might pay to insure a 2018 Audi S6, these premiums might differ based on your driver profile. Just enter your ZIP code below, to get free personalized quotes in minutes.

2017 Audi S6 Car Insurance

It costs about $107 monthly for liability or $251 for a full coverage policy for the 2017 S6.

With prices as low as just $44 per month, Mercury offered the cheapest policy we found.

And if you want more accurate rates tailored specifically to you, just enter your ZIP code below and get free quotes in minutes.

2016 Audi S6 Car Insurance

You can expect full coverage for a 2016 Audi S6 to run around $196 monthly, while liability only coverage will average about $77 a month.

With rates sometimes as low as $68 per month, Amica offered the lowest policy we found for the 2016 Audi S6.

If you want to find the best prices for insurance for a 2016 Audi S6, enter your ZIP code below and compare quite a few personalized quotes in just a few minutes.

2015 Audi S6 Car Insurance

2015 S6 drivers can expect to pay an average of $88 a month for liability or $174 for full coverage.

Liberty Mutual has premiums as cheap as just $39 per month for the 2015 Audi S6.

Want to know exactly how much you'll pay? Get multiple customized quotes for free by just entering your ZIP code below.

2013 Audi S6 Car Insurance

You can expect full coverage for a 2013 Audi S6 to run around $193 monthly, while liability only coverage will average about $53 a month.

Liberty Mutual offered the cheapest policy we found, with rates sometimes as little as $28 monthly.

If you want to know just how much your rate will be, just enter your ZIP code below and get several free quotes in minutes.

2010 Audi S6 Car Insurance

It costs around $37 per month for liability or undefined for a full coverage policy for the 2010 S6.

We found Mercury offered the most affordable policy, with rates as little as $37 a month.

If you want to know exactly how much you can expect to pay for your S6, get free quotes in minutes by just entering your ZIP code below.

Audi S6 Insurance FAQs

Is an Audi S6 expensive to insure?

Liability insurance runs an average of $67 per month, while full coverage will cost you around $185. The Audi S6 is relatively expensive to insure compared to the average car.

How can I get the best price on car insurance for my Audi S6?

The only way to confirm you're getting the lowest price on car insurance is to check prices regularly and compare quotes from a wide array of carriers. A good rule of thumb is to get quotes every 6 months or so. Luckily, sites like Compare.com let you compare rates from a whole bunch of companies at once, meaning you can find the cheapest rates (or guarantee you already have the best deal) in just a few minutes.

Does the color of my Audi S6 affect my insurance prices?

You might have heard the old adage that it costs more to insure a red car, but that's actually a myth. While there are lots of variables insurance carriers examine when they offer premiums, the color of your vehicle is not used to make that determination.

Do I need to have insurance before I buy an Audi S6?

You'll need to have an insurance policy in place before you can legally driver your new (or new to you) Audi S6 off the dealership lot. Some dealerships will offer you one during the purchase process, but the easiest thing to do is to let your auto insurance carrier know ahead of time.

What car insurance discounts can I get for my Audi S6?

There are all sorts of discounts out there when it comes to car insurance. Many of them (like "safe driver discounts" and "pay-in-full discounts") are based less on your S6 and more on you, but if your S6 has safety features like airbags, anti-lock brakes, anti-theft systems, and other features, it may be eligible for certain discounts. The only way to be certain is to contact your insurance company and ask about their discounts, since they change quite a bit from company to company.