- It costs more to insure an Audi S7 than the average car.
- Liability only auto insurance prices for a S7 average about $132 per month, while full coverage normally tends to be around $257 a month.
- The cheapest insurance company for a S7 is Sun Coast.
In This Article
With 2020 models starting at $83,900, the Audi S7 is on the more expensive end of the spectrum. Drive off the dealership lot in style, with two different trim options available.
We sifted through thousands of car insurance quotes on Compare.com, and we've found that Audi S7 auto insurance premiums are about $229 monthly, on average. But how does that compare to other vehicles on the market?
|Current Base Price||$83,900|
|Trim Levels||PRESTIGE, PREMIUM PLUS|
|Average Insurance Premium||$229/mo.|
|Cheapest Insurance Company||Sun Coast|
How Much is Car Insurance for an Audi S7?
|Vehicle||Liability Only||Full Coverage|
|All Audi Models||$80||$190|
|Average Insurance Premium||$81||$169|
Based on the table above, car insurance rates for an Audi S7 are above average. On average, S7 drivers can expect to pay around $132 a month for liability insurance, and about $257 per month for full coverage, which has comprehensive and collision coverages in addition to liability (take a look at our guide, "State Minimum vs. Full Coverage", to learn more about the difference between these types of insurance).
Compared to other Audi models, the S7 is more expensive, with prices more than 10% higher than the rest of the automaker's vehicle offerings. Compared to offerings from other brands, insurance for a S7 is similarly on the expensive side, with full coverage insurance premiums coming in around $80 more and $49 more for liability only insurance.
When compared to all vehicles, regardless of body style, make, or model, the S7 follows a similar pattern of having above average auto insurance rates.
Who has the Cheapest Car Insurance for an Audi S7?
|Insurance Company||Average Monthly Premium|
If you're looking for an auto insurance policy for an Audi S7, you probably want to know which carrier offers the cheapest rates. While costs will typically be pretty different from person to person, the lowest average rates for liability only coverage are sometimes just $27 per month from Liberty Mutual. The runner up for most affordable rates is PlymouthRockNJ, with car insurance policies starting as low as $31 a month.
Rounding out the list are StateAuto, Mercury, and SafeAuto. But just because these five carriers offer the lowest average rates doesn't necessarily mean they'll be the cheapest for you.
Insurance companies take a wide array of variables into consideration when offering you rates. By pulling quotes from a whole bunch of insurance carriers at once, you can rest easy knowing that you're finding the lowest rate.
What Factors Affect Car Insurance Rates for an Audi S7?
There are a multitude of attributes that auto insurance companies look at to determine how much they charge you for a policy -- and each company uses a different algorithm, so there's not one single carrier that's the cheapest for every S7 driver.
The following sections show a range of factors car insurance carriers use to calculate rates:
|Vehicle Age||Average Monthly Premium|
|Less than 1 Year||$53|
|11-14 Years||Not Enough Data|
|15 Years or Older||Not Enough Data|
Audi has been making the S7 for quite some time, so the car's age may play a big role in how much you'll pay for auto insurance. Typically, older cars will be cheaper to insure because they're worth less than newer models, and as time goes on and S7s begin to depreciate, insurance costs will gradually decrease.
As you can see in the information above, the Audi S7 follows this trend, as the most expensive models to insure are those that are 6 to 7 years old, while on average, the cheapest models are S7s that are 8 to 10 years old.
|Age||Average Monthly Premium|
Your age is another factor that plays a significant role in how much insurance companies will charge you. Based on the information above, drivers under 24 have higher prices compared to those with more experience on the road. In this case, drivers 18 to 24 pay over five times as much as those 25 or older.
Auto insurance prices continue to get lower as you get older, with the cheapest age group being 45-54 for S7 drivers.
|Gender||Average Monthly Premium|
Women tend to pay less for car insurance than men. This is because men are more likely to get into accidents and get tickets, which raises the chances of an insurance claim. The Audi S7 is no different, and men pay about $79 more than women monthly for auto insurance. However, due to the small sample size of S7 data, this pricing may not be representative of the premiums you may see.
Where You Live
|State||Average Monthly Premium|
You were probably already aware that things such as what vehicle you drive and how old you are play a role in your insurance rates, but you may not realize that where you live can have just as much as an impact. Because car insurance is regulated on a state-by-state basis, premiums differ quite a bit from state to state.
For example, Georgia has rates for S7 owners that are more expensive than other locations.
Audi S7 Car Insurance Discounts
Regardless of what vehicle you drive, where you live, or how old you are, using as many discounts as possible when it comes to your auto insurance policy is always a smart move.
Even though all insurance carriers offer their own unique discounts, there are a few that you'll find with most insurers. These include things like:
- Defensive driving discounts for taking a defensive driving class through a certified school or institution
- Multi-vehicle discounts for insuring more than one of your cars with the same company
- Vehicle safety discounts for having a vehicle with certain safety features (like anti-lock brakes or air bags) or one with higher safety ratings
- Multi-policy discounts for bundling your home and auto policies with the same insurance carrier
There are countless ways to save money on your auto insurance if you know where to look. Often, it's actually having a favorable driving record and insurance history that get you the best rates.
Even though you don't have control over every variable insurance companies take a look at to calculate prices (like some of the ones mentioned above), there are quite a few that you do have control over. Below are just a few of the ones you can use in your favor in order to save money on car insurance:
Your Driving Record
|Infractions||Average Monthly Premium|
|1 Ticket||Not Enough Data|
You've no doubt seen ads from insurance carriers offering big savings for safe drivers. It makes sense that if you get into an accident or get a ticket for speeding, car insurance rates will go higher. But you still might be left wondering exactly how much these infractions will cost you.
Based on the table above, accidents will usually cost S7 drivers more than tickets, but both will result in above average rates. Those with multiple violations of either kind will end up paying even more.
How Much You Drive
|Annual Mileage||Average Monthly Premium|
Another factor that impacts your auto insurance premiums is the total amount of miles you drive annually. Those who drive less are less likely to get tickets, so they'll generally end up paying less for insurance. In the table above, you can see that Audi S7 owners who drive between 2,500 and 5,000 miles a year pay about $51 per month for auto insurance, while those who put less than 2,500 miles on their cars pay $457.
If you work from home or drive less often than the average driver, it may be worth considering pay-per-mile or usage-based car insurance. With these plans, you pay a small base rate each month, with your final monthly bill being calculated based on how many miles you drove.
How Do Audi S7s Compare to Other Vehicles?
If you're thinking about making an Audi S7 your next car, you might be wondering how it compares to other vehicles. Car insurance is just one cost that's associated with buying a new car, but it's guaranteed to be one that's worth thinking about carefully.
Review the table below to see how the Audi S7 compares:
|Audi S7||National Average|
|Full Coverage Insurance||$121||$169|
|Average Annual Mileage||8,595||11,617|
With an MSRP that's a quarter more than the going rate for a new vehicle, the Audi S7 is more expensive than average. While the average vehicle MSRP in the U.S. is $46,547, the S7 comes in above that at $83,900.
Liability insurance for an Audi S7 is, while full coverage is over $40 cheaper monthly.
However, it is worth noting that the S7 drivers tend to use their cars less than the average American driver, with only 8,595 annual miles for the average owner.
Audi S7 Car Insurance Costs by Model Year
Thus far, you've seen how different variables affect a driver's auto insurance prices. But if you're in thinking about buying a new car, truck, or SUV and the S7 is on your wishlist, knowing what you can expect to pay for the specific vehicle you're looking at can be extremely helpful as you weigh your choices.
2018 Audi S7 Car Insurance
|Liability Only Avg. Premium||$53|
|Full Coverage Avg. Premium||$585|
|Cheapest Insurance Company||Sun Coast - $53/mo.|
|Available Trims||PREMIUM PLUS, PRESTIGE|
2018 Audi S7 drivers can expect to pay an average of $53 per month for liability or $585 for full coverage.
Sun Coast offered the most affordable policy we found, with rates sometimes as low as $53 a month.
Want to find the best rates? Enter your ZIP code below to get several free personalized quotes.
2017 Audi S7 Car Insurance
|Liability Only Avg. Premium||$40|
|Full Coverage Avg. Premium||$144|
|Cheapest Insurance Company||Mercury - $40/mo.|
|Available Trims||PREMIUM PLUS, PRESTIGE|
The average cost to insure a 2017 S7 with liability only coverage is $40 monthly, while full coverage runs around $144 per month.
Looking for the lowest policy? Mercury offered liability only coverage for sometimes as cheap as $40 a month.
If you want more accurate quotes of how much you can expect to pay, just enter your ZIP code below and get free quotes in minutes.
2016 Audi S7 Car Insurance
|Liability Only Avg. Premium||$52|
|Full Coverage Avg. Premium||$261|
|Cheapest Insurance Company||SafeAuto - $25/mo.|
You can expect full coverage for a 2016 Audi S7 to run about $261 monthly, while liability only coverage will average around $52 per month.
We found SafeAuto offered the cheapest policy, with rates sometimes as little as $25 a month.
These average premiums are a great starting point if you're in the market for a 2016 Audi S7, but there are lots of different factors that go into calculating your policy rates. If you want to figure out exactly what you'll be asked to pay, get customized quotes by entering your ZIP below.
2015 Audi S7 Car Insurance
|Liability Only Avg. Premium||$33|
|Full Coverage Avg. Premium||$210|
|Cheapest Insurance Company||Liberty Mutual - $27/mo.|
It costs about $33 per month for liability or $210 for a full coverage policy for the 2015 S7.
Liberty Mutual has rates as low as just $27 monthly for the 2015 Audi S7.
Want something more accurate than nationwide averages? Get lots of free personalized quotes by just entering your ZIP code below.
2014 Audi S7 Car Insurance
|Liability Only Avg. Premium||$204|
|Full Coverage Avg. Premium||$298|
|Cheapest Insurance Company||Mile Auto - $38/mo.|
On average, drivers who own a 2014 Audi S7 can expect to pay $204 to $298 a month for liability only and full coverage car insurance, respectively.
With prices as cheap as $38 per month, Mile Auto offered the lowest policy we found for the 2014 Audi S7.
While these are good estimates of what the average driver might pay to insure a 2014 Audi S7, these premiums might differ based on your driver profile. Get free personalized quotes in minutes by just entering your ZIP code below.
2013 Audi S7 Car Insurance
|Liability Only Avg. Premium||$43|
|Full Coverage Avg. Premium||$197|
|Cheapest Insurance Company||SafeAuto - $43/mo.|
|Available Trims||PREMIUM, PRESTIGE|
It costs around $43 monthly for liability or $197 for a full coverage policy for the 2013 S7.
If you're looking for the most affordable 2013 Audi S7 insurance policy, SafeAuto offered the most affordable policy we found, with rates as little as $43 a month.
If you're looking for a more exact figure on what you should pay for insurance for a 2013 Audi S7, you can get free quotes in minutes by just entering your ZIP code below.
Audi S7 Insurance FAQs
Is an Audi S7 expensive to insure?
Compared to the national average of all cars, rates come in on the more expensive end of the spectrum. Liability insurance runs an average of $132 per month, while full coverage will cost you around $257.
How can I get the best price on car insurance for my Audi S7?
There's only one way to confirm you're getting the cheapest rates -- checking prices regularly and comparing quotes from many companies. It's recommended to review quotes every 6 months or so. Luckily, sites like Compare.com let you compare prices from an array of carriers at once, meaning you can find the lowest rates (or guarantee you already have the best deal) for free.
Does the color of my Audi S7 affect my insurance premiums?
Have you heard the old adage that red cars cost more to insure than cars of other colors before? Well, that's simply not true. There are numerous things car insurance companies use when they decide how much your policy will be, but the color of your vehicle is not one of them.
Do I need to have insurance before I buy an Audi S7?
Before you can legally drive your new (or new to you) S7 off the dealership lot, you'll need to have valid auto insurance for it. Some dealerships will offer you one during the purchase process, but the best thing to do when buying a a new car is to let your insurance carrier know beforehand.
What car insurance discounts can I get for my Audi S7?
You will find all sorts of discounts out there for car insurance. Many of them (like "pay-in-full discounts" and "multi-policy discounts") are more based on you than the Audi S7 you drive, but if your S7 has safety features like anti-lock brakes, airbags, anti-theft systems, and other features, it may qualify for certain discounts. The best way to find out is to get in touch with your insurance company and ask about their discounts, since they vary quite a bit from carrier to carrier.