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Jamie Johnson is a Kansas City-based personal finance writer who’s been writing for Compare.com since 2023. Her work has also been featured on several of the top finance and business sites in the country, including Insider, Credit Karma, Bankrate, Rocket Mortgage, Fox Business, Quicken Loans, and The Balance.
For the past seven years, she’s dedicated more than 10,000 hours of research and writing to more than 2,000 articles about personal finance topics.
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Lequita Westbrooks is an insurance editor at Compare.com. Her writing and editing experiences span several industries, including insurance, personal finance, higher education, and more. She excels at explaining complex topics like auto insurance in simple, easy-to-understand language and is passionate about helping readers save money. Lequita graduated from the University of South Florida, where she earned her Bachelor’s degree in English.
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GMC Canyon owners can expect to pay around $136 per month for car insurance, which is lower than the national average for all vehicles. The midsize pickup tends to be slightly more expensive than similar trucks and SUVs thanks to its powerful engine and relatively luxurious interior.[1]
It’s important to remember that other factors, like trim level and driving history, will affect how much you pay for car insurance. Comparing quotes will help you find the best coverage and price.
Keep reading to learn about insurance rates for the GMC Canyon and how to choose the best company for your situation.
GMC Canyon drivers pay an average monthly rate of $96 for liability coverage and $176 for full-coverage car insurance.
Mile Auto offers the lowest average rate for Canyon drivers, at $74 per month.
Clearcover, Mile Auto, and Root offer the cheapest insurance rates for the GMC Canyon.
The cost to insure a GMC Canyon depends on the type of policy you choose. Liability-only policies typically cost less but only cover damages and injuries you cause to the other driver.
On the other hand, full coverage usually includes liability, comprehensive, and collision coverage. Full-coverage insurance pays for damage resulting from accidents, weather events, theft, and more.
Below, we compare liability and full-coverage insurance rates for the GMC Canyon and the national average for all vehicles.
Vehicle  | Average Monthly Premium: Liability | Average Monthly Premium: Full Coverage | Average Monthly Premium: All Policies |
|---|---|---|---|
| GMC Canyon | $96 | $176 | $136 |
| All vehicles | $107 | $197 | $152 |
On average, GMC Canyon drivers pay about $96 per month for liability insurance and $176 for full coverage. In the following sections, we’ll look at how factors like your age, ZIP code, and driving history can affect your insurance policy rates.
Even though the GMC Canyon is relatively affordable to insure, you can still lower your premium by choosing a company with competitive rates. Insurers calculate prices differently, so it pays to compare all your options.
The table below outlines the five companies offering the cheapest rates for GMC Canyon drivers, according to Compare.com data.
Company | Average Monthly Premium |
|---|---|
| Mile Auto | $74 |
| Clearcover | $87 |
| Root | $97 |
| Safeco | $98 |
| Mercury | $114 |
Mile Auto offers the lowest premium for the GMC Canyon, at just $74 per month. But the cheapest company overall may not be the best choice for your situation, so it’s important to compare quotes from multiple companies before making a decision.
Next, we’ll highlight the best insurers for different driver demographics.
Comparing personalized quotes is the only way to find the best coverage.
It’ll be tough to find one company that’s best for every GMC Canyon driver. What works for one driver might not be the best fit for someone else. To make your search easier, we picked three companies that offer the best value for certain Canyon owners.
Here are our top picks based on a combination of average rates for the Canyon, available discounts, customer reviews, and coverage options.
| User Reviews | NR |
|---|---|
| Our Rating Compare.com's ratings are determined by our editorial team. The objective formula used in these reviews weighs several important factors to consider when choosing financial products and services, including customer satisfaction ratings, ease of use, and a number of other components. | NR |
Customers appreciate the accessible and friendly customer service but are unhappy with the significant and frequent price increases, especially for those with safe driving records.
Customers appreciate the accessible and friendly customer service but are unhappy with the significant and frequent price increases, especially for those with safe driving records.
Safeco offers many different coverage options, allowing you to create a personalized policy. In addition to standard coverage options, you can choose optional coverages like new vehicle replacement and rental car reimbursement.
And if you stay claims-free for a certain period of time, you can take advantage of a diminishing deductible, claims-free cash back, or accident forgiveness.
Many coverage options
Diminishing deductible available
Fewer discounts than other insurers
Low customer satisfaction score[2]
| AM Best AM Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor). | NR |
|---|---|
| Our Rating Compare.com's ratings are determined by our editorial team. The objective formula used in these reviews weighs several important factors to consider when choosing financial products and services, including customer satisfaction ratings, ease of use, and a number of other components. | 4.4 /5 |
| Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages. | $64/mo |
| Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible. | $98/mo |
If you drive less than 10,000 miles per year, a Mile Auto policy could help you save on car insurance. When you sign up for coverage, you’ll receive a low base rate, and at the end of the month, you’ll send the company a photo of your odometer. From there, the company charges you for how many miles you drove the previous month.
Mile Auto doesn’t require you to install a tracking device in your vehicle, making it a good choice for drivers who value their privacy. The downside is that coverage isn’t widely available.
Easy online quoting process
No required tracking device
Only available in a handful of states
Doesn’t offer any additional discounts
| User Ratings | 4.9 |
|---|---|
| Our Rating Compare.com's ratings are determined by our editorial team. The objective formula used in these reviews weighs several important factors to consider when choosing financial products and services, including customer satisfaction ratings, ease of use, and a number of other components. | 3.5 /5 |
| Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages. | $139/mo |
| Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible. | $189/mo |
Clearcover offers low rates to teens and young drivers — a big selling point since this group tends to pay some of the highest rates. But customer satisfaction levels are low, so be sure to do your due diligence before deciding if Clearcover is right for you.
Clearcover offers low rates to teens and young drivers — a big selling point since this group tends to pay some of the highest rates. But customer satisfaction levels are low, so be sure to do your due diligence before deciding if Clearcover is right for you.
If you’re considered high risk and have had trouble securing car insurance in the past, Clearcover could be a good option. Clearcover uses artificial intelligence to offer affordable auto insurance policies, and the company promises to pay out on claims quickly. But the insurer doesn’t offer many discounts and has higher-than-average customer complaints.[3]
Strong digital tools
Affordable average monthly premiums
Not available nationwide
Few discounts available
Comparing quotes can save you up to $867.†
The age of your GMC Canyon plays a role in determining your car insurance premium. For instance, newer vehicles are worth more than older models. As so, the car insurance costs tend to be higher, since your insurer would have to pay more to repair or replace them after a claim.
The table below shows the average monthly insurance rates for recent GMC Canyon model years, according to Compare.com data.
Canyon Model Year | Average Monthly Premium |
|---|---|
| 2025 | $185 |
| 2024 | $158 |
| 2023 | $167 |
| 2022 | $167 |
| 2021 | $152 |
| 2020 | $138 |
| 2019 | $139 |
| 2018 | $139 |
| 2017 | $120 |
| 2016 | $130 |
| 2015 | $132 |
| 2012 | $115 |
Insurance rates generally decrease as the vehicle gets older. But other factors, like your location, can also affect how much you pay for an auto insurance policy.
Where you live plays a big role in how much you pay for car insurance. Rates can vary based on local repair costs, traffic density, weather risks, and even the number of claims in your area.[4]
The map below highlights the average monthly cost to insure a GMC Canyon in different states across the U.S., according to our data.
state_id | Average Monthly Premium |
|---|---|
| Alabama | $80 |
| Arizona | $107 |
| Arkansas | $154 |
| California | $155 |
| Colorado | $126 |
| Connecticut | $244 |
| Delaware | $149 |
| Florida | $157 |
| Georgia | $159 |
| Idaho | $81 |
| Illinois | $100 |
| Indiana | $86 |
| Iowa | $73 |
| Kansas | $98 |
| Kentucky | $157 |
| Louisiana | $145 |
| Maine | $95 |
| Maryland | $221 |
| Massachusetts | $121 |
| Michigan | $188 |
| Minnesota | $121 |
| Mississippi | $121 |
| Missouri | $118 |
| Montana | $98 |
| Nebraska | $113 |
| Nevada | $191 |
| New Hampshire | $74 |
| New Jersey | $127 |
| New Mexico | $93 |
| New York | $309 |
| North Carolina | $60 |
| North Dakota | $93 |
| Ohio | $82 |
| Oklahoma | $104 |
| Oregon | $103 |
| Pennsylvania | $105 |
| Rhode Island | $92 |
| South Carolina | $176 |
| South Dakota | $78 |
| Tennessee | $90 |
| Texas | $143 |
| Utah | $117 |
| Vermont | $87 |
| Virginia | $116 |
| Washington | $90 |
| District of Columbia | $183 |
| West Virginia | $93 |
| Wisconsin | $82 |
| Wyoming | $78 |
Age is one of the most important factors car insurance companies consider when setting rates. Teen drivers tend to pay the most because they’re statistically more likely to cause car accidents. As you continue to age, your car insurance rates gradually decrease as you gain more driving experience.
The table below shows how average monthly insurance costs for the GMC Canyon change based on age, according to our research.
Age Group | Average Monthly Premium |
|---|---|
| Teens | $256 |
| Adults | $125 |
| Seniors | $105 |
Canyon rates drop significantly once drivers reach adulthood, while teens face the steepest costs. Seniors benefit from the lowest costs overall. They pay around $150 less per month for coverage than teens.
But age isn’t the only factor affecting your premiums. Your driving history also plays a role in your car insurance costs.
Your driving record also determines how much you’ll pay for car insurance. Insurers typically charge higher premiums if you have a history of traffic violations like accidents and speeding tickets, since these indicate a higher risk of future claims.
Check out the table below for a breakdown of GMC Canyon insurance rates based on different driving records, according to Compare.com data.
Driving Record | Average Monthly Premium |
|---|---|
| Clean record | $136 |
| Speeding ticket | $189 |
| At-fault accident | $197 |
| DUI | $224 |
Your car insurance rates can increase significantly after a single speeding ticket or at-fault accident, but you’ll pay about 65% more if you get a DUI.
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Your Canyon’s features and trim options can affect how much you pay for insurance, since they affect the repair costs, safety, and theft risk. Here’s a look at different factors that may affect your premium:
Safety features: Features like forward collision alert and lane-departure warning may help lower your premium with some insurers. Optional features like emergency braking may also help prevent accidents and could qualify you for a safety-related discount.
Towing and payload capacity: The Canyon’s impressive towing capacity may raise rates due to the added wear and potential for heavier loads. Its payload capacity can affect repair costs, which may raise insurance rates slightly.
Horsepower: Higher horsepower trim levels may lead to slightly higher premiums, since insurers associate more powerful engines with increased accident risk.
Safety ratings: The Canyon’s solid crash ratings can work in your favor when it comes to qualifying for lower insurance rates.
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While the GMC Canyon is pretty affordable to insure, there are several ways to lower your premiums even more. Here are five tips to help you save:
Choose a less expensive model: Choosing a base model over a luxury trim can reduce repair costs and insurance rates.
Install anti-theft devices: Choosing a vehicle with certain safety features could help you qualify for insurance discounts.
Take advantage of low-mileage discounts: If you use your Canyon primarily for weekend use or light commuting, ask about a low-mileage discount.
Bundle your policies: Many insurers offer multi-policy discounts for bundling several policies, like auto and home insurance.
Compare quotes: Rates can vary widely between companies, so it’s smart to shop around at least once a year to ensure you’re still getting the best deal.
Get personalized quotes for your GMC Canyon.
Here are some of the most common questions drivers ask about GMC Canyon car insurance.
No. GMC Canyons are pretty affordable to insure. The monthly average premium is $136, which is below the national average of $152 for all cars, according to Compare.com data.
Mile Auto is the cheapest insurer overall, with an average monthly rate of $74, according to our research. But coverage is only available in Arizona, Florida, Georgia, Ohio, Oregon, Tennessee, and Texas.
The average monthly car insurance rate for a 2025 GMC Canyon is $185, according to Compare.com data. But your insurance costs may be lower if you choose an older model.
The Acadia is the cheapest GMC to insure, with an average monthly rate of $131, according to our research.
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Compare.com's #1 goal is to save you money. We publish resources that are based on hard-hitting data and years of industry experience to help you make more informed decisions with your wallet.
Learn more about us, our team, and what makes us tick.
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Jamie Johnson is a Kansas City-based personal finance writer who’s been writing for Compare.com since 2023. Her work has also been featured on several of the top finance and business sites in the country, including Insider, Credit Karma, Bankrate, Rocket Mortgage, Fox Business, Quicken Loans, and The Balance.
For the past seven years, she’s dedicated more than 10,000 hours of research and writing to more than 2,000 articles about personal finance topics.
Lequita Westbrooks is an insurance editor at Compare.com. Her writing and editing experiences span several industries, including insurance, personal finance, higher education, and more. She excels at explaining complex topics like auto insurance in simple, easy-to-understand language and is passionate about helping readers save money. Lequita graduated from the University of South Florida, where she earned her Bachelor’s degree in English.
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