GMC Yukon Car Insurance: How Much Should You Expect to Pay?

Looking at average rates, GMC Yukon owners typically pay around $142 a month for car insurance. Check out our newest guide to know how much insurance carriers might charge you to insure your GMC Yukon.

Quick Facts

  • It costs less to insure a GMC Yukon than the average SUV.
  • Liability auto insurance for a Yukon comes in at about $76 monthly, while full coverage normally averages around $136.
  • Dashers is the lowest insurance carrier for a Yukon.

Yukon Overview

The GMC Yukon is a great mid-level SUV for drivers of all types, with 2021 models starting at $50,700. There's a Yukon for every driver, with four different trim options offered.

After analyzing thousands of car insurance quotes through Compare.com, we've determined that average GMC Yukon auto insurance rates run about $142 per month. But compared to other vehicles in the market, are Yukon car insurance premiums higher or lower than those of similar SUVs?

Current Base Price$50,700
Body Style(s)SUV
Trim LevelsSLT, SLE, DENALI, AT4
Average Insurance Premium$142/mo.
Cheapest Insurance CompanyDashers

How Much is Car Insurance for a GMC Yukon?

Vehicle Liability Only Full Coverage
GMC Yukon$76$136
All GMC Models$73$142
All SUVs$80$151
Average Insurance Premium$81$169

Looking at the table above, you'll find that compared to other vehicles, GMC Yukon insurance prices are lower than average. On average, Yukon drivers can expect to pay around $136 a month for full coverage, which has comprehensive and collision coverages in addition to liability, and about $76 per month for liability only insurance (find out more about the difference with our guide "State Minimum vs. Full Coverage").

Comparing it to other models, the Yukon is on par with the other vehicle types offered by GMC. Compared to SUV offerings from other brands, insurance for a Yukon is also more affordable, with full coverage insurance rates coming in about $15 less and $4 less for liability only insurance.

They're also more affordable to insure than the average vehicle overall, regardless of model, make, or body style.

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Who has the Cheapest Car Insurance for a GMC Yukon?

Insurance Company Average Monthly Premium
AnswerFinancial$21
StateAuto$32
MetroMile$33
Elephant$38
Mapfre$38

Looking for an auto insurance policy for your GMC Yukon? You're likely wondering which company offers the lowest premiums. While prices can fluctuate pretty dramatically from policyholder to policyholder, the most affordable average rates for liability only insurance are as low as just $21 monthly from AnswerFinancial. With car insurance sometimes as low as $32 a month, StateAuto is the next cheapest auto insurance carrier.

Finishing off the rest of the top 5 are MetroMile, Elephant, and Mapfre. That being said, just because these five companies offer the lowest average rates doesn't necessarily mean they'll be the cheapest for you.

After all, your results might be different, since insurance carriers look at several different things when calculating rates. The only way to guarantee you find the lowest rates is to compare quotes from several car insurance companies.

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What Factors Affect Car Insurance Rates for a GMC Yukon?

There are a range of factors that auto insurance carriers examine to determine how much to charge you for car insurance -- and every company weighs certain attributes more than others, so there's not a singular carrier that's the cheapest for everyone.

Keep reading to learn which variables insurance companies look at and how they affect your final rate:

Vehicle Age

Vehicle Age Average Monthly Premium
Less than 1 Year$88
2-3 Years$65
4-5 Years$74
6-7 Years$59
8-10 Years$82
11-14 Years$75
15 Years or Older$77

The GMC Yukon has been around for a while -- that means vehicle age will likely make a difference in what you end up paying for car insurance. Usually, it costs less to insure older cars because they're worth less than newer models, and as cars age, insurance costs will gradually go lower.

Based on the information in the table above, the GMC Yukon is inline with this trend, as the most expensive models to insure are those that are 1 year old or less, while the cheapest models are Yukons that are 6 to 7 years old, on average.

Your Age

Age Average Monthly Premium

Age is another variable that plays a significant role in how much auto insurance carriers will charge for a policy. As you can see above, those who have more experience on the road pay less for insurance than drivers who are under 18. GMC Yukon drivers under 18 actually pay over three times as much as those 25 or older.

Auto insurance prices continue to get lower as you get older, with the cheapest age group for Yukon drivers being 55-64.

Your Gender

Gender Average Monthly Premium
Male$77
Female$75

Because women are less likely to get into accidents and get speeding tickets, they have a decreased chance of filing a claim with insurance. So, insurance companies will tend to offer women more affordable premiums. When it comes to Yukon drivers specifically, women pay around 3% less than men monthly for car insurance.

Where You Live

State Average Monthly Premium
California$52
Florida$105
Georgia$99
Illinois$48
New York$181
North Carolina$47
Ohio$51
Pennsylvania$80
Texas$59
Virginia$53

It may seem like common sense that things such as what vehicle you drive and how old you are play a role in your insurance rates, but you may not realize that where you live can be equally important. Car insurance is regulated on a state-by-state basis, so premiums differ quite a bit from state to state.

For example, the average GMC Yukon owner from New York pays about $181 per month for liability coverage, while on average, the same driver from California will pay less than 50% of that price. The table referenced above shows average prices for the 10 largest states by population, just to give you a good idea of how much premiums can change depending on where you live.

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GMC Yukon Car Insurance Discounts

No matter how old you are, which car you drive, or what state you call home, it's always the smart move to take advantage of as many auto insurance discounts as possible when shopping around for a policy.

Even though all car insurance carriers offer their own unique discounts, there are a few different ones that you'll find with most companies. These include discounts like:

  • Multi-policy discounts for using the same insurance company for both your home and auto insurance
  • Vehicle safety discounts for having a vehicle with certain safety features (like anti-lock brakes or air bags) or one with higher safety ratings
  • Pay-in-full discounts for drivers who agree to pay their entire policy rate at once, rather than by monthly payments
  • Multi-car discounts for having several vehicles on your auto policy

While taking advantage of discounts is always a smart way to save money on your auto insurance, sometimes, the best rates come from simply having a favorable insurance profile, which means having a clean driving record or not having any recent insurance claims.

Although you can't control every single aspect of your insurance profile (like some of the variables we mentioned above), there is quite bit in your control. Below are just a few of the ones you can use to your favor when it comes to saving cash:

Your Driving Record

Infractions Average Monthly Premium
1 Accident$92
Multiple Accidents$142
1 Ticket$90
Multiple Tickets$105

It's no secret that car insurance carriers offer the most affordable rates to drivers with a history of responsible driving. It should be no surprise that if you get a speeding ticket or get into a collision, insurance prices will go up. But exactly how much can it cost you for these infractions?

If you look at the table above, you'll notice that accidents will usually cost Yukon drivers more than tickets, but both will result in above average rates. GMC Yukon drivers with one accident on their record pay an average of $92 every month (up $16 from the $76/mo. overall average), while drivers with a single ticket will pay about $90 a month. The rates only get higher the more tickets you get or collisions you have.

How Much You Drive

Annual Mileage Average Monthly Premium
0-2,500 Miles$70
2,501-5,000 Miles$68
5,001-7,500 Miles$70
7,501-10,000 Miles$80
10,000+ Miles$75

How much you drive each year plays a big role when it comes to your auto insurance premiums. Those who are on the roads less are less likely to get into accidents, so they'll generally be offered more affordable prices. In the above table, you can see that GMC Yukon owners who drive fewer than 2,500 miles a year pay about $70 per month for car insurance, while those who put 10,000 miles or more on their cars pay $75.

If you drive a limited amount, you might consider getting a usage-based or pay-per-mile auto insurance policy. With these kinds of plans, you pay a small monthly amount, and your final monthly bill is calculated based on the number of miles you drove.

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How Do GMC Yukons Compare to Other Vehicles?

If you're considering buying a GMC Yukon, you might want to know how it compares to other vehicles. Insurance is just one cost that comes with a new car purchase, but it's certainly one that's worth taking into consideration.

Take a look at the table below to see how the GMC Yukon stacks up:

GMC Yukon National Average
Liability Insurance$133$81
Full Coverage Insurance$235$169
Base MSRP$50,700$46,296
Average Annual Mileage12,42311,617

Overall, the GMC Yukon has an MSRP that's in line with the going rate for a new vehicle. The Yukon starts at $50,700, close to the national average vehicle MSRP of $46,296.

But while the purchase price runs about average, insurance rates are higher when compared to the rest of the vehicle market. Full coverage insurance for a GMC Yukon is around $66 per month more than average, while liability only coverage is monthly.

When it comes to usage, GMC Yukon owners drive about the same amount annually as the national average, with 12,423 miles per year compared to 11,617 for all vehicles.

GMC Yukon Car Insurance Costs by Model Year

We've walked through many of the variables that can affect how much you might pay for auto insurance. But if you're in thinking about buying a new car, truck, or SUV and the Yukon is on your wishlist, knowing what you can expect to pay can be extremely helpful as you weigh your options.

2021 GMC Yukon Car Insurance

   
Liability Only Avg. Premium$133
Full Coverage Avg. Premium$235
Base MSRP$50,700
Cheapest Insurance CompanyDirectGeneral - $88/mo.
Available TrimsAT4, DENALI, SLE, SLT

You can expect full coverage for a 2021 Yukon to run about $235 per month, while liability only coverage will average around $133 a month.

DirectGeneral has rates as cheap as just $88 monthly for the 2021 GMC Yukon.

Interested in exactly how much you'll pay? All you need to do is enter your ZIP code below and you'll be on your way to comparing a multitude of personalized quotes from the nation's top insurance companies.

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2020 GMC Yukon Car Insurance

   
Liability Only Avg. Premium$117
Full Coverage Avg. Premium$314
Base MSRP$50,600
Cheapest Insurance CompanyAnswerFinancial - $21/mo.
Available TrimsDENALI, SLE, SLT

The average cost to insure a 2020 GMC Yukon with liability only coverage is $117 per month, while full coverage runs about $314 monthly.

We found AnswerFinancial offered the most affordable policy, with rates as low as $21 a month.

If you're looking for a more exact figure on what you should pay for insurance for a 2020 GMC Yukon, you can get free quotes in minutes by just entering your ZIP code below.

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2019 GMC Yukon Car Insurance

   
Liability Only Avg. Premium$74
Full Coverage Avg. Premium$123
Base MSRP$49,600
Cheapest Insurance CompanyAmica - $61/mo.
Available TrimsDENALI, SLE, SLT

It costs around $74 per month for liability or $123 for a full coverage policy for the 2019 Yukon.

If you're looking for the cheapest possible 2019 GMC Yukon insurance policy, Amica offered the cheapest policy we found, with rates sometimes as cheap as $61 a month.

If you want more accurate quotes of how much you can expect to pay, get free quotes in minutes by just entering your ZIP code below.

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2018 GMC Yukon Car Insurance

   
Liability Only Avg. Premium$123
Full Coverage Avg. Premium$158
Base MSRP$49,100
Cheapest Insurance CompanyEsurance - $69/mo.
Available TrimsDENALI, SLE, SLT

2018 GMC Yukon drivers can expect to pay an average of $123 monthly for liability or $158 for full coverage.

With prices as cheap as $69 per month, Esurance offered the lowest policy we found.

Interested in just how much you'll pay? Get several free customized quotes by just entering your ZIP code below.

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2017 GMC Yukon Car Insurance

   
Liability Only Avg. Premium$49
Full Coverage Avg. Premium$148
Base MSRP$48,530
Cheapest Insurance CompanyLiberty Mutual - $30/mo.
Available TrimsDENALI, SLE, SLT

On average, drivers who own a 2017 Yukon can expect to pay $49 to $148 monthly for liability only and full coverage auto insurance, respectively.

With premiums sometimes as little as $30 a month, Liberty Mutual offered the cheapest policy we found for the 2017 GMC Yukon.

If you want more accurate quotes of how much you can expect to pay, just enter your ZIP code below and get several free quotes in minutes.

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2016 GMC Yukon Car Insurance

   
Liability Only Avg. Premium$65
Full Coverage Avg. Premium$135
Base MSRP$48,315
Cheapest Insurance CompanyStateAuto - $32/mo.
Available TrimsDENALI, SLE, SLT

The average cost to insure a 2016 GMC Yukon with liability only coverage is $65 per month, while full coverage runs about $135 a month.

Looking for the most affordable policy? StateAuto offered liability only coverage for as little as just $32 monthly.

If you want to know just how much your premium will be, just enter your ZIP code below and get several free quotes in minutes.

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2015 GMC Yukon Car Insurance

   
Liability Only Avg. Premium$64
Full Coverage Avg. Premium$136
Base MSRP$47,740
Cheapest Insurance CompanyMercury - $20/mo.
Available TrimsDENALI, SLE, SLT

2015 Yukon drivers can expect to pay an average of $64 a month for liability or $136 for full coverage.

Mercury offered the cheapest policy we found, with rates as little as $20 per month.

While these are good estimates of what the average driver might pay to insure a 2015 GMC Yukon, these prices might differ based on your driver profile. Get free personalized quotes in minutes by just entering your ZIP code below.

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2014 GMC Yukon Car Insurance

   
Liability Only Avg. Premium$60
Full Coverage Avg. Premium$130
Base MSRP$42,955
Cheapest Insurance CompanySafeco - $25/mo.
Available TrimsDENALI, SLE, SLT, YUKON

You can expect full coverage for a 2014 GMC Yukon to run around $130 monthly, while liability only coverage will average about $60 a month.

Looking for the lowest policy? Safeco offered liability only coverage for as little as just $25 per month.

Interested in what your car insurance price could look like? Enter your ZIP code below to get multiple personalized quotes for free.

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2013 GMC Yukon Car Insurance

   
Liability Only Avg. Premium$77
Full Coverage Avg. Premium$142
Base MSRP$41,760
Cheapest Insurance CompanyCommonwealth Casualty - $24/mo.
Available TrimsDENALI, DENALI HYBRID, HYBRID, SLE, SLT, YUKON

On average, drivers who own a 2013 Yukon can expect to pay $77 to $142 monthly for liability only and full coverage insurance, respectively.

With rates as low as $24 a month, Commonwealth Casualty offered the most affordable policy we found.

These average premiums are a great starting point if you're in the market for a 2013 GMC Yukon, but there are a wide array of factors that go into calculating your policy rates. If you want to figure out exactly what you'll be asked to pay, get customized quotes by entering your ZIP below.

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2012 GMC Yukon Car Insurance

   
Liability Only Avg. Premium$64
Full Coverage Avg. Premium$116
Base MSRP$40,085
Cheapest Insurance CompanyStateAuto - $20/mo.
Available TrimsDENALI, DENALI HYBRID, HYBRID, SLE, SLT, YUKON

It costs around $64 monthly for liability or $116 for a full coverage policy for the 2012 GMC Yukon.

StateAuto offered the cheapest policy we found, with rates sometimes as little as $20 per month.

If you want to know exactly how much you can expect to pay for your Yukon, get free quotes in minutes by just entering your ZIP code below.

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2011 GMC Yukon Car Insurance

   
Liability Only Avg. Premium$127
Full Coverage Avg. Premium$143
Base MSRP$36,355
Cheapest Insurance CompanyDairyland - $19/mo.
Available TrimsDENALI, DENALI HYBRID, HYBRID, SLE, SLT, YUKON

The average cost to insure a 2011 Yukon with liability only coverage is $127 a month, while full coverage runs about $143 per month.

With rates as cheap as just $19 monthly, Dairyland offered the most affordable policy we found for the 2011 GMC Yukon.

Want to know just how much you'll pay? Just enter your ZIP code below to get a variety of free personalized quotes.

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2010 GMC Yukon Car Insurance

   
Liability Only Avg. Premium$78
Full Coverage Avg. Premium$144
Base MSRP$38,020
Cheapest Insurance CompanyStateAuto - $22/mo.
Available TrimsDENALI, DENALI HYBRID, HYBRID, SLE, SLT

On average, drivers who own a 2010 GMC Yukon can expect to pay $78 to $144 a month for liability only and full coverage auto insurance, respectively.

StateAuto has prices as low as just $22 monthly for the 2010 GMC Yukon.

If you want to know exactly how much you can expect to pay for your Yukon, just enter your ZIP code below and get several free quotes in minutes.

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GMC Yukon Insurance FAQs

Is a GMC Yukon expensive to insure?

Liability insurance runs an average of $76 per month, while full coverage will cost you around $136. Compared to the national average of all SUVs, rates come in on the less expensive end of the spectrum.

How can I get the best price on car insurance for my GMC Yukon?

There's only one way to be sure you're getting the lowest rates -- checking prices regularly and comparing quotes from a variety of carriers. A good rule of thumb is to get quotes every 6 months or so. Luckily, sites like Compare.com let you compare premiums from multiple companies at once, meaning you can find the cheapest rates (or guarantee you already have the best deal) in just a few minutes.

Does the color of my GMC Yukon affect my insurance prices?

You've probably heard the old adage that red cars cost more to insure, but that's simply not true. Although there are many things insurance carriers consider when they decide how much your policy will be, the color of your Yukon is not one of them.

Do I need to have insurance before I buy a GMC Yukon?

You'll need to have a car insurance policy in place before you can legally driver your new (or new to you) car off the dealership lot. Some dealerships will offer you one during the purchase process, but it's best to let your car insurance carrier know ahead of time.

What car insurance discounts can I get for my GMC Yukon?

There are tons of discounts out there for auto insurance. Many of them (like "multi-vehicle discounts" and "safe driver discounts") are based less on your vehicle and more on you, but if your Yukon has safety features like anti-theft systems, anti-lock brakes, airbags, and other features, it may be eligible for certain discounts. To find out which discounts you might receive, contact your insurance company and ask about their discounts.

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