+120 more*These quotes are from Compare.com users within the last 10 days. Updated on May 6, 2026
*These quotes are from Compare.com users within the last 10 days. Updated on May 6, 2026
A Jeep Renegade costs more than most other SUVs to insure.
Full coverage for a Renegade usually runs around $162 per month, while liability only insurance rates run about $94 monthly.
Ohio Mutual is the lowest auto insurance company for a Renegade with a national average of just $25 per month for liability only coverage.
Coming in with a base MSRP of $22,830 for 2021 models, the Jeep Renegade is a great budget-friendly car for drivers of all types. You'll have your choice of five different trim levels, so there's something there for every driver.
We sifted through thousands of car insurance quotes on Compare.com, and we've found that Jeep Renegade auto insurance premiums run around $152 monthly, on average. But how does that stack up to other similar vehicles out there on the market?
| Current Base Price | $22,830 |
| Body Style(s) | SUV |
| Trim Levels | LATITUDE, SPORT/UPLAND/JEEPSTER, LIMITED, SPORT/JEEPSTER, TRAILHAWK |
| Average Insurance Premium | $152/mo. |
| Cheapest Insurance Company | Ohio Mutual |
Vehicle | Liability Only | Full Coverage |
|---|---|---|
| Jeep Renegade | $94 | $162 |
| All Jeep Models | $83 | $153 |
| All SUVs | $80 | $151 |
| Average Insurance Premium | $81 | $169 |
If you look at the table above, you'll find that Jeep Renegade insurance prices are right about average compared to other vehicles on the road. Renegade owners normally pay around $94 a month for liability insurance, and about $162 monthly for full coverage, which has comprehensive and collision coverages in addition to liability (find out more about these different types of insurance with our guide "State Minimum vs. Full Coverage").
When you compare it to other Jeep models, the Renegade is slightly more expensive, with premiums around 6% higher than the rest of the manufacturer's vehicle lineup. Compared to SUV offerings from other brands, insurance for a Renegade is similarly on the expensive side, with liability only insurance prices coming in about $14 more and $11 more for full coverage.
When compared to all vehicles, regardless of model, body style, or make, car insurance rates for both full coverage and liability only policies run more expensive than average.
Insurance Company | Average Monthly Premium |
|---|---|
| Ohio Mutual | $25 |
| Aspire | $33 |
| Dashers | $35 |
| Commonwealth Casualty | $38 |
| Kemper Personal Insurance | $40 |
If you're in the market for an auto insurance policy for a Jeep Renegade, you might be wondering which carrier offers the cheapest prices. While there will never be one company that has the cheapest rates for everyone, the lowest average rates for liability only insurance are sometimes just $25 a month from Ohio Mutual. The runner up for most affordable rates is Aspire, with auto insurance policies starting as little as $33 per month.
Dashers, Commonwealth Casualty, and Kemper Personal Insurance round out the end of the top 5 list. That being said, just because these five carriers offer the lowest average rates doesn't necessarily mean they'll be the cheapest companies for you and your unique insurance profile.
Auto insurance carriers take a wide array of different variables into consideration when calculating monthly rates. The only way to guarantee you'll find the cheapest rates is to compare quotes from a whole bunch of insurance companies.
As we mentioned above, there are many things that car insurance carriers examine to decide how much they charge you -- and each carrier weighs different factors more heavily than others, so there's not a single company that's the most affordable for everyone.
Here are just a few of the factors car insurers will look at, with individual breakdowns of how each one affects your rates:
Vehicle Age | Average Monthly Premium |
|---|---|
| Less than 1 Year | $89 |
| 2-3 Years | $85 |
| 4-5 Years | $99 |
| 6-7 Years | $128 |
| 8-10 Years | Not Enough Data |
| 11-14 Years | Not Enough Data |
| 15 Years or Older | Not Enough Data |
The Jeep Renegade has been around for a while -- that means vehicle age will likely make a big difference in what you end up paying for insurance. Generally, older cars will be cheaper to insure because they're worth less than newer models, and as time goes on and Renegades begin to depreciate, insurance costs will gradually decrease.
According to the table above, the Jeep Renegade does not follow this trend, as the cheapest models to insure are those that are 2 to 3 years old, while the most expensive models are 6 to 7 years old, on average.
Age is another factor that plays a role in how much you pay for auto insurance. As you can see in the table above, teenage Renegade drivers pay more expensive prices compared to those with more experience on the road. In this case, drivers under 18 pay more than twice as much as those 25 or older.
Insurance prices continue to go down as you get older, with the cheapest age group being 55-64 for Renegade drivers.
Gender | Average Monthly Premium |
|---|---|
| Male | $91 |
| Female | $96 |
Did you know women generally pay less for car insurance than men? This is because men are more likely to get into accidents and get speeding tickets, which increases the chances of an insurance claim. Surprisingly, when it comes to Renegade drivers specifically, men pay around $5 less than women every month for insurance.
State | Average Monthly Premium |
|---|---|
| California | $52 |
| Florida | $109 |
| Georgia | $147 |
| Illinois | $56 |
| New York | $184 |
| North Carolina | $103 |
| Ohio | $42 |
| Pennsylvania | $50 |
| Texas | $77 |
| Virginia | $63 |
It may seem like common sense that things like what vehicle you drive and how old you are play a role in your auto insurance premiums, but did you know that where you live matters, too? Because car insurance is regulated on a state-by-state basis, rates vary quite a bit depending on which state you're located in.
For example, the average Jeep Renegade driver in New York pays about $184 a month for liability coverage, while the same owner in California will pay less than half of that price, on average. The table referenced above shows average prices for the top 10 most populous states, just to give you a good idea of how much premiums can change across states.
There’s more to car insurance than just price. Customer service, coverage offerings, and other factors are also worth considering.
The following companies strike a good balance between cost, customer satisfaction, policy management, and more.
| User Reviews | 3.9 |
|---|---|
| Our Rating Compare.com's ratings are determined by our editorial team. The objective formula used in these reviews weighs several important factors to consider when choosing financial products and services, including customer satisfaction ratings, ease of use, and a number of other components. | 4.7 /5 |
| Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages. | $54/mo |
| Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible. | $108/mo |
State Farm's score | Industry average | |
|---|---|---|
| Coverage options | 4.4 | 3.2 |
| Customer service | 4.4 | 3.6 |
| Discounts | 4.3 | 2.9 |
| Policy transparency | 4.3 | 3.1 |
| Value | 4.2 | 2.9 |
Customers appreciate the helpful agents and prompt claim handling, but many are unhappy with the constant rate increases, even for safe drivers. Some also reported poor customer service.
| User Reviews | 3.2 |
|---|---|
| Our Rating Compare.com's ratings are determined by our editorial team. The objective formula used in these reviews weighs several important factors to consider when choosing financial products and services, including customer satisfaction ratings, ease of use, and a number of other components. | 4.5 /5 |
| Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages. | $95/mo |
| Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible. | $189/mo |
Nationwide's score | Industry average | |
|---|---|---|
| Coverage options | 3.0 | 3.2 |
| Customer service | 3.1 | 3.6 |
| Discounts | 3.0 | 2.9 |
| Policy transparency | 3.0 | 3.1 |
| Value | 3.5 | 2.9 |
| User Reviews | NR |
|---|
No matter what state you call home, what car you drive, or how old you are, it's always important to take advantage of as many auto insurance discounts as possible.
While no two insurance companies offer the same exact discounts, there are a few that you'll find with most insurers. These include things like:
Multi-policy discounts for using the same insurance carrier for both your home and car insurance
Vehicle safety discounts for having a vehicle with higher safety ratings or one with certain safety features (like anti-lock brakes or air bags)
Pay-in-full discounts for choosing to pay your entire policy price up front, rather than by monthly payments
Multi-vehicle discounts for having more than one car on your auto policy
There are countless ways to save money on your car insurance if you know where to look. And often, the best way to save isn't through a "discount" at all, but rather by having a profile that shows positive driving habits to insurance carriers.
Even though you may not be able to control every variable auto insurance companies use to calculate rates (like some of the ones mentioned above), you do have a say over some of them. Below are just a few of the ones you can use to your favor when it comes to saving some cash:
Infractions | Average Monthly Premium |
|---|---|
| 1 Accident | $126 |
| Multiple Accidents | $119 |
| 1 Ticket | $92 |
| Multiple Tickets | $147 |
You've most likely observed ads from car insurance carriers promoting hefty discounts for good drivers. And you probably wouldn't be surprised that if you get tickets or get into a collision, insurance prices will go up. But you still might be left wondering exactly how much these infractions will cost you.
If you look at the table above, you'll see that accidents will usually cost Renegade drivers more than tickets, but both will result in a raise in rates. Jeep Renegade drivers with a single accident on their record pay about $126 each month (up $32 from the $94/mo. overall average), while drivers with one ticket will pay an average of $92 monthly. Drivers with multiple violations of either kind will end up paying even more.
Annual Mileage | Average Monthly Premium |
|---|---|
| 0-2,500 Miles | $109 |
| 2,501-5,000 Miles | $98 |
| 5,001-7,500 Miles | $67 |
| 7,501-10,000 Miles | $94 |
| 10,000+ Miles | $95 |
The amount of miles you drive each year plays a big role when it comes to your car insurance rates. Drivers who are on the roads less often have fewer opportunities to get into an accident, so they'll typically be offered lower premiums. In the table above, you can see that Jeep Renegade owners who drive less than 2,500 miles pay $109 for insurance, while those who drive between 5,000 and 7,500 miles per year pay an average of $67 per month.
But if you drive a limited amount, it may be worth learning about pay-per-mile or usage-based auto insurance. With these plans, you pay a small base rate each month, with your final monthly bill being calculated based on the number of miles you drove.
If you're thinking about purchasing a Jeep Renegade, you might want to know how it compares to other cars. Car insurance is just one cost that comes with buying a new car, but it's definitely one that's worth taking into consideration.
Review the table below to see how the Jeep Renegade compares:
Jeep Renegade | National Average | |
|---|---|---|
| Liability Insurance | $93 | $81 |
| Full Coverage Insurance | $229 | $169 |
| Base MSRP | $22,830 | $46,296 |
| Average Annual Mileage | 10,912 | 11,617 |
With an MSRP that's less than half of the going rate for a new vehicle, the Jeep Renegade is a great value for any budget. The Renegade has an MSRP of $22,830, which is quite a bit lower than the national average vehicle MSRP of $46,296.
Unlike the Renegade's lower price, insurance prices are higher when compared to the rest of the vehicle market. Liability insurance for a Jeep Renegade is around $12 per month more than average, while full coverage is over $50 more a month.
When it comes to usage, Jeep Renegade drivers are near the national average in annual miles driven, with 10,912 miles a year compared to 11,617 for all vehicles.
Thus far, you've seen how different variables affect how much the average driver pays for car insurance. But if you're in thinking about buying a new car, truck, or SUV and the Renegade is on your wishlist, having a good idea of how much you'll likely pay can be helpful as you consider your choices.
| Liability Only Avg. Premium | $93 |
| Full Coverage Avg. Premium | $229 |
| Base MSRP | $22,830 |
| Cheapest Insurance Company | DirectGeneral - $18/mo. |
| Available Trims | LATITUDE, LIMITED, SPORT/JEEPSTER, SPORT/UPLAND/JEEPSTER, TRAILHAWK |
On average, drivers who own a 2021 Jeep Renegade can expect to pay $93 to $229 monthly for liability only and full coverage insurance, respectively.
If you're looking for the lowest possible 2021 Jeep Renegade insurance policy, DirectGeneral offered the lowest policy we found, with rates as low as $18 a month.
If you want to know just how much your rate will be, get free quotes in minutes by just entering your ZIP code below.
| Liability Only Avg. Premium | $111 |
| Full Coverage Avg. Premium | $190 |
| Base MSRP | $22,375 |
| Cheapest Insurance Company | DirectGeneral - $19/mo. |
| Available Trims | LATITUDE, LIMITED, SPORT, TRAILHAWK |
2020 Renegade drivers can expect to pay an average of $111 per month for liability or $190 for full coverage.
With premiums sometimes as cheap as $19 monthly, DirectGeneral offered the most affordable policy we found for the 2020 Jeep Renegade.
What will your car insurance premium be? Enter your ZIP code below to get a variety of free customized quotes.
| Liability Only Avg. Premium | $72 |
| Full Coverage Avg. Premium | $165 |
| Base MSRP | $22,275 |
| Cheapest Insurance Company | DirectGeneral - $25/mo. |
| Available Trims | LATITUDE, LIMITED, SPORT, TRAILHAWK |
You can expect full coverage for a 2019 Jeep Renegade to run about $165 a month, while liability only coverage will average around $72 per month.
Looking for the cheapest policy? DirectGeneral offered liability only coverage for as little as just $25 a month.
If you want more accurate quotes of how much you can expect to pay, just enter your ZIP code below and get free quotes in minutes.
| Liability Only Avg. Premium | $84 |
| Full Coverage Avg. Premium | $173 |
| Base MSRP | $18,750 |
| Cheapest Insurance Company | Mile Auto - $21/mo. |
| Available Trims | LATITUDE, LIMITED, SPORT, TRAILHAWK |
It costs about $84 monthly for liability or $173 for a full coverage policy for the 2018 Renegade.
With rates sometimes as low as $21 per month, Mile Auto offered the lowest policy we found.
While these are good estimates of what the average driver might pay to insure a 2018 Jeep Renegade, these prices might differ based on your driver profile. Just enter your ZIP code below, to get free personalized quotes in minutes.
| Liability Only Avg. Premium | $93 |
| Full Coverage Avg. Premium | $160 |
| Base MSRP | $17,995 |
| Cheapest Insurance Company | Commonwealth Casualty - $21/mo. |
| Available Trims | LATITUDE, LIMITED, SPORT, TRAILHAWK |
The average cost to insure a 2017 Jeep Renegade with liability only coverage is $93 a month, while full coverage runs around $160 monthly.
Commonwealth Casualty offered the most affordable policy we found, with rates as cheap as $21 per month.
Want to find the cheapest rates? All you need to do is enter your ZIP code below and you'll be on your way to comparing numerous personalized quotes from the nation's top insurance companies.
| Liability Only Avg. Premium | $90 |
| Full Coverage Avg. Premium | $148 |
| Base MSRP | $17,995 |
| Cheapest Insurance Company | Liberty Mutual - $22/mo. |
| Available Trims | LATITUDE, LIMITED, SPORT, TRAILHAWK |
2016 Renegade drivers can expect to pay an average of $90 monthly for liability or $148 for full coverage.
Liberty Mutual has premiums as low as just $22 a month for the 2016 Jeep Renegade.
If you want more accurate quotes of how much you can expect to pay, just enter your ZIP code below and get several free quotes in minutes.
| Liability Only Avg. Premium | $112 |
| Full Coverage Avg. Premium | $158 |
| Base MSRP | $17,995 |
| Cheapest Insurance Company | Clearcover - $19/mo. |
| Available Trims | LATITUDE, LIMITED, SPORT, TRAILHAWK |
You can expect full coverage for a 2015 Jeep Renegade to run about $158 per month, while liability only coverage will average around $112 monthly.
We found Clearcover offered the lowest policy, with rates as cheap as just $19 a month.
And if you want more accurate rates tailored specifically to you, just enter your ZIP code below and get free quotes in minutes.
It costs more to insure a Jeep Renegade when compared to the average vehicle. Liability insurance runs an average of $94 per month, while full coverage will cost you around $162.
The only way to guarantee you're getting the most affordable price on auto insurance is to regularly shop around and compare quotes from a multitude of carriers. Over time, your driver profile changes, so it's a good rule of thumb to review quotes every 6 months or so. Luckily, sites like Compare.com let you compare rates from a variety of companies at once, meaning you can find the lowest rates (or guarantee you already have the best deal) for free.
You may have heard the old adage that red cars cost more to insure, but that's simply not true. There are lots of factors insurance carriers look at when they calculate how much you'll pay, but your vehicle's color is not one of them.
Before you can legally drive your new (or new to you) Jeep Renegade off the dealership lot, you'll need to have valid auto insurance for it. As part of the buying process, some dealerships might offer you a car insurance policy, but the best thing to do when buying a a new SUV is to let your car insurance carrier know before you buy.
You will find tons of discounts out there when it comes to insurance. Many of them (like "multi-policy discounts" and "safe driver discounts") are more based on you than the Renegade you drive, but if your Renegade has safety features like airbags, anti-lock brakes, anti-theft systems, and other features, it may qualify for certain discounts. The only way to be certain is to get in touch with your insurance company and ask about which discounts they offer, since they fluctuate quite a bit from carrier to carrier.
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