+120 more*These quotes are from Compare.com users within the last 10 days. Updated on July 15, 2026
*These quotes are from Compare.com users within the last 10 days. Updated on July 15, 2026
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Licensed property and casualty insurance agent
NPN: 21630969
Updated
The overall average cost of Jeep car insurance is $146 per month, or $1,752 annually, Compare.com data shows.
USAA and State Farm offer some of the lowest car insurance rates for Jeep owners, at $97 monthly and $108 per month for full coverage, respectively.
The Jeep Compass is the cheapest Jeep model to insure, while the Gladiator is the most expensive.
Each car insurance company has its own method of calculating rates, leading to significant differences in premiums. That’s why it’s a good idea to shop around and compare multiple quotes for your Jeep.
This table shows average monthly car insurance rates for Jeep drivers by insurer.
Company | Average Monthly Premium |
|---|---|
| USAA | $75 |
| State Farm | $83 |
| Allstate | $105 |
| American Family | $112 |
| GEICO | $115 |
| CSAA | $126 |
| Nationwide | $136 |
| Progressive | $139 |
| Travelers | $142 |
| Farmers | $161 |
| Liberty Mutual | $192 |
| Amica | $362 |
USAA and State Farm are some of the cheapest insurance companies, with below-average costs for Jeep owners. Below, we’ll explore car insurance rates for the leading Jeep models.
Four Jeep models — the Compass, Gladiator, Grand Cherokee, and Wrangler — rank as some of the bestselling Jeeps in 2025.
In the following sections, you’ll learn about average monthly premiums from different auto insurance companies for several Jeep models.
Model | Average Liability Premium | Average Full-Coverage Premium |
|---|---|---|
| Compass | $113 | $183 |
| Gladiator | $118 | $200 |
| Grand Cherokee | $112 | $189 |
| Wrangler | $113 | $176 |
| All Jeep models | $111 | $181 |
Average Jeep Wrangler liability premium: $113 per month
Average Jeep Wrangler full-coverage premium: $176 per month
2026 Jeep Wrangler MSRP: Starting at $34,895
The 2026 Jeep Wrangler is a rugged, high-performing SUV. It earns good ratings in the Insurance Institute for Highway Safety (IIHS) moderate overlap and side crash tests, but poor and marginal scores in crash avoidance and seat-belt tests.[1]
Here’s a look at the cheapest car insurance rates for the Jeep Wrangler.
Company | Average Monthly Premium |
|---|---|
| USAA | $72 |
| State Farm | $80 |
| Allstate | $102 |
| American Family | $109 |
| GEICO | $112 |
Average Jeep Grand Cherokee liability premium: $112 per month
Average Jeep Grand Cherokee full-coverage premium: $189 per month
2026 Jeep Grand Cherokee MSRP: Starting at $37,995
Available in two or three rows, the 2026 Jeep Grand Cherokee is equipped with a 12.3-inch Uconnect 5 NAV touchscreen and plenty of other advanced tech features. This midsize SUV performed well in IIHS crash tests.
Below, you’ll see the most affordable auto insurance premiums for the Jeep Grand Cherokee.
Company | Average Monthly Premium |
|---|---|
| USAA | $78 |
| State Farm | $86 |
| Allstate | $110 |
| American Family | $117 |
| GEICO | $120 |
Average Jeep Gladiator liability premium: $118 per month
Average Jeep Gladiator full-coverage premium: $200 per month
2026 Jeep Gladiator MSRP: Starting at $38,830
The 2026 Jeep Gladiator boasts mechanical and tech features meant to help take the vehicle off-road. Its ruggedness and weight contribute to its higher insurance costs compared to other Jeep models.
Although this midsize pickup earned good IIHS ratings for crashworthiness, it fell short in the crash avoidance and seat-belt tests.
This table highlights the cheapest car insurance companies for the Jeep Gladiator.
Company | Average Monthly Premium |
|---|---|
| USAA | $82 |
| State Farm | $91 |
| Allstate | $116 |
| American Family | $124 |
| GEICO | $127 |
Average Jeep Compass liability premium: $113 per month
Average Jeep Compass full-coverage premium: $183 per month
2026 Jeep Compass MSRP: Starting at $29,355
The smallest SUV in Jeep’s lineup is also the cheapest to insure. Like other Jeep models, the Compass gets mixed ratings for safety, with the IIHS noting it’s only marginal in some key areas. For example, it didn’t score well for seat-belt reminders and ease of use for LATCH child-seat anchors.[2]
Comparing quotes could save you up to $900 annually.
The best car insurance company for your Jeep depends on several factors, such as your location, budget, driver profile, preferred coverages, and vehicle safety ratings.
To simplify your search, Compare selected three leading insurers based on a combination of average rates, advertised discounts, customer ratings and reviews, and available coverages.
Here’s a closer look at our top picks for the best car insurance companies to consider when buying coverage for a Jeep vehicle.
| User Reviews | 3.9 |
|---|---|
| Our Rating Compare.com's ratings are determined by our editorial team. The objective formula used in these reviews weighs several important factors to consider when choosing financial products and services, including customer satisfaction ratings, ease of use, and a number of other components. | 4.7 /5 |
| Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages. | $54/mo |
| Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible. | $105/mo |
State Farm's score | Industry average | |
|---|---|---|
| Coverage options | 4.4 | 3.2 |
| Customer service | 4.5 | 3.6 |
| Discounts | 4.3 | 2.9 |
| Policy transparency | 4.3 | 3.1 |
| Value | 4.2 | 2.9 |
Customers appreciate the helpful agents and prompt claim handling, but many are unhappy with the constant rate increases, even for safe drivers. Some also reported poor customer service.
State Farm offers some of the cheapest car insurance rates for Jeep drivers, according to our research. Not only can you find affordable coverage, but the insurer also offers Drive Safe & Save, a telematics program that may reward you with a premium discount of up to 30%. All you have to do is show you’re a responsible driver.
Affordable rates
Offers rideshare insurance
No gap insurance or accident forgiveness
Fewer car insurance discounts than competitors
| User Reviews | 3.6 |
|---|---|
| Our Rating Compare.com's ratings are determined by our editorial team. The objective formula used in these reviews weighs several important factors to consider when choosing financial products and services, including customer satisfaction ratings, ease of use, and a number of other components. | 4.5 /5 |
| Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages. | $74/mo |
| Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible. | $146/mo |
Allstate's score | Industry average | |
|---|---|---|
| Coverage options | 4.3 | 3.2 |
| Customer service | 4.3 | 3.6 |
| Discounts | 4.5 | 2.9 |
| Policy transparency | 4.2 | 3.1 |
| Value | 4.2 | 2.9 |
Customers appreciate the insurer's efficient service and knowledgeable agents but find the consistently rising rates and lack of communication to be major drawbacks.
If you don’t drive your Jeep often because you’re retired or work remotely, for example, you might want to consider Allstate, as it offers Milewise, a pay-as-you-go insurance plan. You can choose to pay per mile, opt for the unlimited option, or a combination of both.
The car insurance company also advertises several discount opportunities, such as the bundling discount, anti-theft device discount, and good student discount.
Offers pay-per-mile insurance
Excellent AM Best financial strength rating
May find lower rates elsewhere
Low customer satisfaction ratings
| J.D. Power J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale. | 665 |
|---|---|
| Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages. | $43/mo |
| Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible. | $88/mo |
Teens who drive a Jeep may save through COUNTRY Financial’s Simply Drive discount as long as they complete a safety course. The insurer also advertises up to 30% off for full-time students who maintain and prove a B grade-point average or higher. Roadside assistance is also available to give teens and their parents some peace of mind.
Many discounts for teens
Offers DriverIQ, a safe driver rewards program
Not available in every U.S. state
Rideshare insurance not available
Your location, including your state, city, and ZIP code, will help determine premiums for your Jeep. Car insurance companies will consider population density, vehicle theft rates, climate, accident rates, and other factors in your area.
Below, you can compare average Jeep insurance quotes by state.
State | Average Monthly Premium |
|---|---|
| Alabama | $120 |
| Arizona | $128 |
| Arkansas | $139 |
| California | $157 |
| Colorado | $157 |
| Connecticut | $217 |
| Delaware | $182 |
| Florida | $170 |
| Georgia | $195 |
| Hawaii | $96 |
| Idaho | $80 |
| Illinois | $121 |
| Indiana | $100 |
| Iowa | $82 |
| Kansas | $113 |
| Kentucky | $151 |
| Louisiana | $163 |
| Maine | $107 |
| Maryland | $232 |
| Massachusetts | $115 |
| Michigan | $176 |
| Minnesota | $133 |
| Mississippi | $115 |
| Missouri | $139 |
| Montana | $114 |
| Nebraska | $110 |
| Nevada | $193 |
| New Hampshire | $67 |
| New Jersey | $206 |
| New Mexico | $111 |
| New York | $168 |
| North Carolina | $68 |
| North Dakota | $89 |
| Ohio | $94 |
| Oklahoma | $131 |
| Oregon | $117 |
| Pennsylvania | $123 |
| Rhode Island | $168 |
| South Carolina | $187 |
| South Dakota | $105 |
| Tennessee | $109 |
| Texas | $167 |
| Utah | $115 |
| Vermont | $109 |
| Virginia | $137 |
| Washington | $130 |
| District of Columbia | $240 |
| West Virginia | $113 |
| Wisconsin | $92 |
| Wyoming | $86 |
When calculating rates for your Jeep, auto insurers will consider your age. That’s because there’s a direct correlation between driving age and the risk of a car accident. Teens, for example, are more likely to cause accidents and spend more on coverage as a result.
Here’s a look at how much car insurance costs for Jeeps based on your age.
Age Group | Average Monthly Premium |
|---|---|
| Drivers younger than 25 | $280 |
| Adult drivers | $146 |
| Senior drivers | $126 |
Your driving history also plays a major role in car insurance costs for your Jeep. When you have serious traffic violations on your record, such as speeding, at-fault accidents, or driving under the influence (DUI), insurance companies perceive you as a high-risk driver and, in turn, charge more for an auto policy. Maintain a clean driving record to enjoy lower rates.
Here’s a look at the average monthly insurance premiums for Jeep owners with different driving histories.
Driving Record | Average Monthly Premium |
|---|---|
| Clean record | $146 |
| Speeding ticket | $196 |
| At-fault accident | $209 |
| DUI | $245 |
Compare.com could help you cut your bill up to 50%.
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Other factors — like safety ratings, repair and replacement costs, and trim levels — may affect auto insurance premiums for your Jeep. Let’s take a closer look at each one.
When it comes to safety, Jeep scores inconsistently across models.
While the IIHS named the Jeep Grand Cherokee a Top Safety Pick in 2025, the Jeep Wrangler earned marginal and poor ratings in crash avoidance tests. Safer models mean less risk for car insurance companies and often come with more affordable coverage.
Some Jeep models are cheaper to repair and replace than others.
For example, the average annual maintenance cost for a Jeep Grand Cherokee is $666, compared with $694 for the Wrangler. If you choose a Jeep that’s less expensive to repair and replace, you may lock in lower premiums.
The features in your Jeep can affect car insurance rates, as they often determine your vehicle’s safety, theft risk, and repair costs.
If you own a 2026 Jeep Grand Cherokee Limited with luxury features such as the nine-speaker audio system and heated front seats, you can expect higher car insurance costs than someone with the base Laredo trim.
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Jeep owners can choose from different car insurance coverages. While most states require liability insurance, many drivers invest in these optional coverages for greater financial protection and peace of mind on the road.
Collision coverage: This coverage level pays for vehicle damage following an accident with another vehicle or object, no matter who’s at fault.[3]
Comprehensive coverage: Comprehensive insurance is for non-collision incidents, such as theft, vandalism, and extreme weather events. You might need it if you have a loan or lease on your Jeep.
Medical payments (MedPay) coverage: Depending on where you live, MedPay may be available to cover the cost of medical expenses after an accident.
Personal injury protection (PIP): Available in some states, PIP can reimburse you for medical and non-medical expenses like lost wages, child care, and funeral costs.
Here are some frequently asked questions about car insurance policies for Jeep owners.
Car insurance premiums can fluctuate, but USAA and State Farm offer some of the cheapest Jeep insurance rates. To find the best deal for your unique situation, shop around and get car insurance quotes from multiple insurers.
Your location, age, driver profile, model year, deductible, and coverage options will determine car insurance premiums for a Jeep Wrangler. But average rates range from $72 to $112 per month or higher.
The Jeep Grand Cherokee and Jeep Wrangler are among the most popular Jeep models. These vehicles have received many awards throughout the years.
It depends. Some modifications increase Jeep insurance rates because they’ll cost more to repair or replace. Others decrease rates because they improve your vehicle’s safety.
Jeeps can cost more to insure than other SUVs. The average cost to insure a Jeep is $181 per month for full coverage and $111 for minimum coverage. This is higher than the national average rate of $173 per month for full coverage and $100 for liability insurance.
Data scientists at Compare.com analyzed more than 50 million real-time auto insurance quotes from more than 75 partner insurers in order to compile the rates and statistics seen in this article. Compare.com’s auto insurance data includes coverage analysis and details on drivers’ vehicles, driving records, insurance histories, and demographic information.
All the rates listed in this article have been collected from a combination of real Compare.com quotes and external insurance rate data gathered in collaboration with Quadrant Information Services. Compare.com uses these observations to provide readers with insights into how auto insurance companies determine their premiums.
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Compare.com's #1 goal is to save you money. We publish resources that are based on hard-hitting data and years of industry experience to help you make more informed decisions with your wallet.
Learn more about us, our team, and what makes us tick.
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Licensed property and casualty insurance agent
NPN: 21630969
At Compare.com, it’s our mission to give you the tools to find the best (and most affordable) insurance for your unique needs and budget. We strive to provide information that’s helpful, clear, and unbiased, and we believe that comparing insurance companies should never put you at risk of spam. Our editorial team — which is made up of experienced writers, editors, insurance agents, and data analysts — has spent thousands of hours researching and creating the coverage overviews, side-by-side comparisons, and detailed reviews you see across our site.
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