A Kia Rondo is cheaper to insure than the average car.
Liability only car insurance rates for a Rondo come in at around $72 a month, while full coverage typically averages about $137.
Ohio Mutual is the cheapest auto insurance carrier for a Rondo with a national average of just $22 monthly for liability only coverage.
In This Article
The Kia Rondo is a great car for drivers on a budget, with base prices starting at just $19,195 for 2010 models. Even more exciting than being on the affordable end of the spectrum when it comes to overall price point, it's also a great choice for your budget when you consider your future insurance prices.
Based on thousands of car insurance quotes from Compare.com, we've found that Kia Rondo auto insurance premiums run around $105 per month, on average. But compared to other vehicles in the market, are Rondo insurance rates higher or lower than those of similar cars?
|Current Base Price||$19,195|
|Trim Levels||LX, EX|
|Average Insurance Premium||$105/mo.|
|Cheapest Insurance Company||Ohio Mutual|
How Much is Car Insurance for a Kia Rondo?
|Vehicle||Liability Only||Full Coverage|
|All Kia Models||$85||$170|
|Average Insurance Premium||$81||$169|
You'll see in the table above that compared to other vehicles, Kia Rondo insurance premiums are below average. On average, Rondo drivers can expect to pay about $137 monthly for full coverage, which has comprehensive and collision coverages in addition to liability, and about $72 a month for liability only insurance (our guide, "State Minimum vs. Full Coverage", can provide more details on the difference between these types of insurance).
Comparing it to other models, the Rondo is more affordable, with prices around 19% lower than Kia's other vehicle offerings. Compared to offerings from other brands, car insurance for a Rondo is also more affordable, with liability only insurance premiums coming in about 13% less and 23% less for full coverage.
They're also more affordable to insure than the average vehicle overall, regardless of body style, model, or make.
Who has the Cheapest Car Insurance for a Kia Rondo?
|Insurance Company||Average Monthly Premium|
Looking for an auto insurance policy for your Kia Rondo? You might be most interested in which company offers the most affordable rates. Although there will never be one carrier that offers the lowest rates for everyone, the lowest average rates for liability only insurance are sometimes just $22 a month from Ohio Mutual. With car insurance as little as $24 per month, Hugo is the next most affordable insurance company.
Encompass, AssuranceAmerica, and AnchorGeneral round out the end of the top 5 list. But just because these five companies offer the lowest average rates doesn't necessarily mean they'll be the cheapest carriers for you and your unique insurance profile.
Car insurance companies use a wide array of different things and complex formulas to calculate rates. The only way to guarantee you'll find the cheapest rates is to compare quotes from a whole bunch of auto insurance carriers.
What Factors Affect Car Insurance Rates for a Kia Rondo?
There are an array of variables that car insurance companies examine to choose how much they charge you for a policy -- and every carrier uses a different formula, so there's not one single company that's the most affordable for everyone.
The following sections show numerous variables auto insurance carriers use to calculate rates:
|Vehicle Age||Average Monthly Premium|
|Less than 1 Year||No Recent Models|
|2-3 Years||No Recent Models|
|15 Years or Older||Not Enough Data|
Kia has been making the Rondo for quite some time -- and that means the car's age may make a difference in how much you'll pay for insurance. Generally, older cars will be cheaper to insure because they're worth less than newer models, and as cars age, insurance costs will gradually go lower.
A new Kia Rondo model hasn't been added to the market for over 5 years, so there isn't data to analyze this trend. However, as you can see in the table above, the most expensive Kia Rondos to insure are those that are 11 to 14 years old, while the cheapest models are Rondos that are 4 to 5 years old, on average.
|Age||Average Monthly Premium|
|Under 18||Not Enough Data|
|65 or Older||$54|
How old you are makes a significant difference in how much car insurance companies will charge for insurance. As you can see above, drivers with more experience on the road pay less for auto insurance compared to drivers under 24. Kia Rondo drivers aged between 18 and 24 actually pay $31 more than those 25 or older.
Auto insurance prices continue to get lower as you get older, with drivers aged 65 years and older making up the cheapest age group for the Rondo.
|Gender||Average Monthly Premium|
Because women are less likely to get tickets and get into collisions, they have a lower chance of filing a claim with insurance. The Kia Rondo sticks to the norm, where men pay around $74 a month for insurance, while women pay about $72.
Where You Live
|State||Average Monthly Premium|
It may seem like common sense that factors such as what vehicle you drive and how old you are play a role in your car insurance rates, but did you know that where you live has just as much of an impact? Because auto insurance is regulated on a state-by-state basis, prices fluctuate quite a bit from state to state.
For example, the average Kia Rondo owner from New York pays around $75 monthly for liability coverage, while the same driver in California will pay $25 less than that price, on average. The table referenced above shows average premiums for the 10 largest states by population, just to give you a good idea of how much rates can change across states.
Kia Rondo Car Insurance Discounts
No matter what vehicle you drive, how old you are, or what state you live in, using as many discounts as possible when it comes to your car insurance is always a good idea when shopping around for a policy.
While no two insurance carriers offer the same exact discounts, there are a few that you'll find with most insurers. These include discounts like:
- Pay-in-full discounts for choosing to pay your entire policy premium at once, rather than by monthly payments
- Multi-policy discounts for getting both your home and auto policies from the same insurance carrier
- Multi-vehicle discounts for adding more than one car to your auto policy
- Defensive driving discounts for taking a defensive driving class through an accredited school or institution
These discounts are great, but sometimes, the best way to get the cheapest rates is by strengthening your overall insurance profile that carriers look at. This includes things like not having recent insurance claims, avoiding lapses in coverage, and driving safely.
You obviously can't control every single aspect of your auto insurance profile (like some of the factors we mentioned above), but you can influence some of it. Below are just a few of the things you can use in your favor when it comes to saving money:
Your Driving Record
|Infractions||Average Monthly Premium|
You've no doubt noticed ads from car insurance companies promoting big discounts for responsible drivers. It shouldn't come as a surprise that your auto insurance prices will increase if you get into an accident or get cited for speeding. But you're probably wondering exactly how much these infractions will cost you.
Looking at the table above, you'll see that accidents will usually cost Rondo drivers less than tickets, but both will result in higher than normal rates. Kia Rondo drivers with one ticket will pay about $94 per month, while drivers with a single accident on their record pay an average of $77 every month (up $5 from the $72/mo. overall average). The rates only go up the more collisions you have or tickets you get.
How Much You Drive
|Annual Mileage||Average Monthly Premium|
The total distance you drive plays a big role in your insurance premiums. Those who are on the roads less are more likely to go accident-free, so they'll generally end up spending less on auto insurance. Based on the table above, you can see that Kia Rondo owners who drive fewer than 2,500 miles each year pay an average of $58 monthly for insurance, while those who put 10,000 miles or more on their cars pay $74.
But if you work from home or drive less often than the average driver, you might consider a usage-based or pay-per-mile car insurance policy. With these kinds of plans, you pay a small monthly amount, and your final monthly bill is calculated based on the number of miles you drove.
How Do Kia Rondos Compare to Other Vehicles?
If you're considering buying a new car and a Kia Rondo is on your shortlist, it can pay off to do your due diligence. Insurance is just one cost that comes with a new car purchase, but it's certainly one that's worth considering carefully.
Review the table below to see how the Kia Rondo stacks up:
|Kia Rondo||National Average|
|Full Coverage Insurance||$125||$169|
|Average Annual Mileage||11,028||11,660|
Overall, the Kia Rondo is a great value for any budget, with an MSRP that's a third less than the going rate for a new vehicle. The Rondo starts at $19,195, which is quite a bit lower than the national average vehicle price of $29,720. And since there hasn't been a new Rondo model on the market recently, used prices will be even cheaper.
Likewise, auto insurance prices are slightly lower when compared to other vehicles on the market. Full coverage insurance for a Kia Rondo is about $44 a month cheaper than average, while liability only coverage is $3 higher a month.
When it comes to usage, Kia Rondo drivers are near the national average in annual miles driven, with 11,660 miles per year for all vehicles compared to the Rondo's 11,028 a year.
Kia Rondo Car Insurance Costs by Model Year
You've seen how different factors can affect how much the average driver pays to insure a Kia Rondo. If you're considering buying a new vehicle and the Rondo is one you're thinking about, having a good idea of how much you'll likely pay is extremely valuable as you weigh your options.
So we've crunched the numbers and broken down Kia Rondo insurance rates by model year. Find the model year you want in the dropdown to see average rates for both full coverage and liability only options. We've included some additional information you might find helpful, too, like the base MSRP, who offers the lowest policies, which trim levels are offered for each Rondo model year.
2010 Kia Rondo Car Insurance
|Liability Only Avg. Premium||$84|
|Full Coverage Avg. Premium||$125|
|Cheapest Insurance Company||Mercury - $25/mo.|
|Available Trims||EX, LX|
2010 Rondo drivers can expect to pay an average of $84 monthly for liability or $125 for full coverage.
We found Mercury offered the cheapest policy, with rates as cheap as $25 per month.
Interested in just how much you'll pay? Get a variety of free customized quotes by just entering your ZIP code below.
2009 Kia Rondo Car Insurance
|Liability Only Avg. Premium||$78|
|Full Coverage Avg. Premium||$142|
|Cheapest Insurance Company||Elephant - $19/mo.|
|Available Trims||BASE/LX/EX, LX/EX|
On average, drivers who own a 2009 Kia Rondo can expect to pay $78 to $142 a month for liability only and full coverage car insurance, respectively.
Elephant offered the lowest policy we found, with rates sometimes as little as $19 per month.
If you want to know just how much your rate will be, get free quotes in minutes by just entering your ZIP code below.
2008 Kia Rondo Car Insurance
|Liability Only Avg. Premium||$73|
|Full Coverage Avg. Premium||$149|
|Cheapest Insurance Company||StateAuto - $19/mo.|
|Available Trims||BASE/LX/EX, LX/EX|
The average cost to insure a 2008 Rondo with liability only coverage is $73 monthly, while full coverage runs around $149 a month.
If you're looking for the cheapest possible 2008 Kia Rondo insurance policy, StateAuto offered the most affordable policy we found, with rates sometimes as low as $19 per month.
If you want more accurate quotes of how much you can expect to pay, get free quotes in minutes by just entering your ZIP code below.
2007 Kia Rondo Car Insurance
|Liability Only Avg. Premium||$67|
|Full Coverage Avg. Premium||$120|
|Cheapest Insurance Company||MetLife - $22/mo.|
|Available Trims||BASE/LX/EX, LX/EX|
You can expect full coverage for a 2007 Kia Rondo to run about $120 a month, while liability only coverage will average around $67 monthly.
Looking for the cheapest policy? MetLife offered liability only coverage for sometimes as cheap as $22 a month.
If you want to know exactly how much you can expect to pay for your Rondo, just enter your ZIP code below and get several free quotes in minutes.
Kia Rondo Insurance FAQs
Is a Kia Rondo expensive to insure?
Liability insurance runs an average of $72 monthly, while full coverage will cost you around $137. The Kia Rondo is less expensive to insure compared to the average vehicle.
How can I get the best price on car insurance for my Kia Rondo?
The only way to be sure you're getting the most affordable price on auto insurance is to regularly shop around and compare quotes from many carriers. Over time, your driver profile changes, which could change your rates, so it's recommended that you get quotes every 6 months or so. Luckily, sites like Compare.com let you compare premiums from multiple companies at once, meaning you can find the lowest rates (or guarantee you already have the best deal) in just a few minutes.
Does the color of my Kia Rondo affect my insurance rates?
You've probably heard the old adage that red cars cost more to insure, but that's just a myth. While there are many variables car insurance carriers examine when they offer you a premium, your car's color is not factored into that decision.
Do I need to have insurance before I buy a Kia Rondo?
You'll need to have a valid insurance policy before you can legally drive your new (or new to you) Kia Rondo off the dealership lot. Some dealerships might offer you an insurance policy as part of the car-buying process, but the best thing to do when buying a a new car is to talk with your car insurance company ahead of time.
What car insurance discounts can I get for my Kia Rondo?
There are a lot of different discounts out there for auto insurance. Many of them (like "safe driver discounts" and "multi-vehicle discounts") are based less on your vehicle and more on you, but if your Rondo has safety features like anti-lock brakes, airbags, anti-theft systems, and other features, it may be eligible for certain discounts. You'll only know about which discounts you qualify for if you reach out to your insurance carrier and ask about their list of discounts.