Land Rover Range Rover Evoque Car Insurance: How Much Should You Expect to Pay?

Quick Facts

• A Land Rover Range Rover Evoque is more expensive to insure compared to the average SUV.
• Liability only auto insurance prices for a Range Rover Evoque run about $85 per month, while full coverage typically averages around $194 a month.
• At sometimes as little as $34 per month for liability only coverage, ACG is the cheapest car insurance company for a Range Rover Evoque.

Range Rover Evoque Overview

With 2021 models starting at $43,300, the Land Rover Range Rover Evoque is a great choice for a mid-level SUV. Drive off the dealership lot in style, with a choice of five different trim options.

We combed through thousands of insurance quotes on Compare.com, and we've found that Land Rover Range Rover Evoque auto insurance premiums average out to about $191 monthly. But where does that fall compared to the rest of the market?

How Much is Car Insurance for a Land Rover Range Rover Evoque?

In the table above, you'll see that compared to other vehicles, Land Rover Range Rover Evoque insurance rates are higher than average. Range Rover Evoque drivers generally pay around $85 a month for liability insurance, and about $194 per month for full coverage, which has comprehensive and collision coverages in addition to liability (our guide, "State Minimum vs. Full Coverage", can give you more information on the difference between these types of insurance).

When you compare it to other Land Rover models, the Range Rover Evoque is slightly more expensive, with prices more than 5% higher than the rest of the company's vehicle offerings. Compared to SUV offerings from other brands, car insurance for a Range Rover Evoque is similarly on the expensive side, with full coverage insurance premiums coming in around $43 more and $5 more for liability only insurance.

When compared to all vehicles, regardless of make, body style, or model, the Range Rover Evoque follows a similar pattern of having above average auto insurance rates.

Who has the Cheapest Car Insurance for a Land Rover Range Rover Evoque?

If you're browsing for a car insurance policy for a Land Rover Range Rover Evoque, you may want to know which carrier offers the cheapest rates. While premiums can shift pretty significantly from driver to driver, ACG has the lowest average rates for liability only coverage, with rates as cheap as $34 a month. The runner up for most affordable rates is Fiesta, with insurance policies starting as low as $39 monthly.

Workmens, Sun Coast, and Apparent round out the rest of the top 5 list. That being said, just because these five carriers offer the lowest average rates doesn't necessarily mean they'll be the cheapest for you.

Insurance companies take many factors into consideration when offering you premiums. Because every driver is different, there's only one way to ensure you get the cheapest prices, and that's by getting personalized quotes and comparing rates from lots of car insurance carriers.

What Factors Affect Car Insurance Rates for a Land Rover Range Rover Evoque?

As we mentioned above, there are a whole range of things that insurance companies look at to determine how much they charge for auto insurance -- and each company weighs different attributes more heavily than others, so there's not one carrier that's the most affordable for every Range Rover Evoque driver.

The sections below show a wide array of variables insurance carriers use to decide rates:

Vehicle Age

Land Rover has been making the Range Rover Evoque for quite some time, so the car's age may play a big role in how much you'll pay for car insurance. Generally, it costs more to insure newer cars because they're worth more, however, as time goes on and Range Rover Evoques begin to depreciate, insurance costs will gradually go lower.

Based on the above table, the Land Rover Range Rover Evoque follows this trend, as the most expensive models to insure are those that are 1 year old or less, while on average, the cheapest models are Range Rover Evoques that are 6 to 7 years old.

Your Age

Age is another factor that plays a significant role in how much auto insurance companies will charge. As you can see in the table above, young Range Rover Evoque drivers pay more expensive prices compared to those with more experience on the road. In this case, drivers under 18 pay over three times as much as those 25 or older.

Car insurance prices continue to go down as you get older, with the cheapest age group being 65 years and older for Range Rover Evoque drivers.

Your Gender

You may not know, but insurance is normally more expensive for men than for women. This is because women are less likely to get tickets and get into collisions, which decreases the chances of an insurance claim. The Land Rover Range Rover Evoque sticks to the norm, where men pay about $100 per month for car insurance, while women pay around $72.

Where You Live

You might already know that factors such as what vehicle you drive and how old you are play a role in your auto insurance rates, but you may not realize that where you live can be just as important. Because insurance is regulated at the state level, prices can change quite a bit from state to state.

For example, the average Land Rover Range Rover Evoque owner in New York pays about $153 monthly for liability coverage, while the same Californian driver will pay less than half of that price, on average. The chart shows average rates for the 10 largest states by population, just to give you a good idea of how much premiums can change depending on where you live.

Land Rover Range Rover Evoque Car Insurance Discounts

Whatever your car, your age, or your home state, it's always a good idea to take advantage of as many car insurance discounts as possible when shopping around for a new policy.

While no two auto insurance carriers offer the same exact discounts, there are a few that you'll find with most insurers. These include things like:

• Defensive driving discounts for drivers who take a defensive driving class through an accredited school or institution
• Multi-vehicle discounts for having more than one car on your auto policy
• Vehicle safety discounts for having a vehicle with certain safety features (like anti-lock brakes or air bags) or one with higher safety ratings
• Multi-policy discounts for getting both your home and auto policies from the same insurance company

While these are just a few of the discounts car insurance companies offer, there are countless other ways to save money on you monthly insurance bill. Sometimes, the best rates come from simply having a favorable insurance profile, which means having a clean driving record or not having any recent insurance claims.

Even though you may not be able to control every variable insurance carriers examine to calculate prices (like some of the ones mentioned above), there are quite a few you can control. Below are just a few of the variables you can use to your favor when it comes to saving cash:

Your Driving Record

You've almost certainly noticed ads from auto insurance companies posting hefty discounts for safe drivers. And you probably wouldn't be surprised that if you get into an accident or get speeding tickets, insurance premiums will get higher. But how much will they cost you?

Looking at the table above, you'll see that accidents will usually cost Range Rover Evoque drivers more than tickets, but both will cause a significant increase in rates. Land Rover Range Rover Evoque drivers with a single ticket will pay about $101 a month, while drivers with one accident on their record pay an average of $102 a month (up $17 from the $85/mo. overall average). Drivers who have multiple violations of either kind will end up paying even more.

How Much You Drive

How much you drive each year plays a role when it comes to your auto insurance rates. Those who drive less often have fewer opportunities to get into an accident, so they'll usually get cheaper prices. In the table above, you can see that Land Rover Range Rover Evoque owners who drive less than 2,500 miles pay $132 for car insurance, while those who drive between 5,000 and 7,500 miles per year pay an average of $67 monthly.

If you don't use your Land Rover Range Rover Evoque that often, it may be worth learning about usage-based or pay-per-mile insurance. With these kinds of coverage, you pay a small base rate each month, with your final monthly bill being calculated based on how many miles you drove.

How Do Land Rover Range Rover Evoques Compare to Other Vehicles?

If you're thinking about purchasing a new SUV and a Land Rover Range Rover Evoque is on your shortlist, it can pay off to do your homework. Auto insurance is just one cost that comes with a new car purchase, but it's guaranteed to be one that's worth considering carefully.

Check out the table below to see how the Land Rover Range Rover Evoque stacks up:

Overall, the Land Rover Range Rover Evoque has an average MSRP and is on par with the going rate for a new vehicle. The average vehicle MSRP in the U.S. is $46,296, and the Range Rover Evoque comes in close to that at $43,300.

Liability insurance for a Land Rover Range Rover Evoque is, while full coverage is $4 less per month.

When it comes to usage, Land Rover Range Rover Evoque owners drive about the same amount annually as the national average, with 11,617 miles each year for all vehicles compared to the Range Rover Evoque's 11,829 every year.

Land Rover Range Rover Evoque Car Insurance Costs by Model Year

We've gone over many of the things that can have an impact on what you'll pay for car insurance. If you're considering buying a new vehicle and the Range Rover Evoque is one you're thinking about, knowing what you can expect to pay for the specific vehicle you're looking at can be extremely valuable as you weigh your choices.

2020 Land Rover Range Rover Evoque Car Insurance

It costs around $128 a month for liability or $207 for a full coverage policy for the 2020 Land Rover Range Rover Evoque.

If you're looking for the cheapest possible 2020 Land Rover Range Rover Evoque insurance policy, Fiesta offered the lowest policy we found, with rates sometimes as low as $39 monthly.

If you want to find the best premiums for insurance for a 2020 Land Rover Range Rover Evoque, enter your ZIP code below and compare a bunch of personalized quotes in just a few minutes.

2019 Land Rover Range Rover Evoque Car Insurance

2019 Range Rover Evoque drivers can expect to pay an average of $61 per month for liability or $182 for full coverage.

Commonwealth Casualty offered the most affordable policy we found, with rates sometimes as cheap as $29 a month.

Want to figure out exactly what you'll be asked to pay? Get lots of free personalized quotes by just entering your ZIP code below.

2018 Land Rover Range Rover Evoque Car Insurance

You can expect full coverage for a 2018 Land Rover Range Rover Evoque to run about $222 monthly, while liability only coverage will average around $63 per month.

Looking for the cheapest policy? Workmens offered liability only coverage for as little as $41 a month.

If you want more accurate quotes of how much you can expect to pay, just enter your ZIP code below and get several free quotes in minutes.

2017 Land Rover Range Rover Evoque Car Insurance

On average, drivers who own a 2017 Range Rover Evoque can expect to pay $108 to $208 per month for liability only and full coverage auto insurance, respectively.

With prices as little as just $34 monthly, ACG offered the lowest policy we found.

If you want to find the best rates for car insurance for a 2017 Land Rover Range Rover Evoque, enter your ZIP code below and compare multiple personalized quotes in just a few minutes.

2016 Land Rover Range Rover Evoque Car Insurance

The average cost to insure a 2016 Land Rover Range Rover Evoque with liability only coverage is $95 a month, while full coverage runs about $210 monthly.

With premiums as cheap as just $30 a month, Sun Coast offered the most affordable policy we found for the 2016 Land Rover Range Rover Evoque.

Want to find the best rates? Enter your ZIP code below to get several customized quotes for free.

2015 Land Rover Range Rover Evoque Car Insurance

You can expect full coverage for a 2015 Range Rover Evoque to run around $185 per month, while liability only coverage will average about $68 monthly.

Shelter Mutual has prices as low as just $31 per month for the 2015 Land Rover Range Rover Evoque.

And if you want more accurate rates tailored specifically to you, just enter your ZIP code below and get free quotes in minutes.

2014 Land Rover Range Rover Evoque Car Insurance

The average cost to insure a 2014 Land Rover Range Rover Evoque with liability only coverage is $75 a month, while full coverage runs around $179 monthly.

We found PlymouthRockNJ offered the cheapest policy, with rates as cheap as just $33 a month.

Want to know just how much you'll pay? Enter your ZIP code below to get multiple personalized quotes for free.

2013 Land Rover Range Rover Evoque Car Insurance

2013 Range Rover Evoque drivers can expect to pay an average of $74 per month for liability or $185 for full coverage.

Looking for the lowest policy? Clearcover offered liability only coverage for as low as $33 monthly.

If you want to know just how much your premium will be, just enter your ZIP code below and get several free quotes in minutes.

2012 Land Rover Range Rover Evoque Car Insurance

It costs about $99 a month for liability or $186 for a full coverage policy for the 2012 Land Rover Range Rover Evoque.

With premiums sometimes as cheap as $16 per month, Hugo offered the most affordable policy we found.

While these are good estimates of what the average driver might pay to insure a 2012 Land Rover Range Rover Evoque, these rates might differ based on your driver profile. Get free personalized quotes in minutes by just entering your ZIP code below.

Land Rover Range Rover Evoque Insurance FAQs

Is a Land Rover Range Rover Evoque expensive to insure?

The Land Rover Range Rover Evoque is relatively expensive to insure compared to the average SUV. Liability insurance runs an average of $85 monthly, while full coverage will cost you around $194.

How can I get the best price on car insurance for my Land Rover Range Rover Evoque?

The only way to confirm you're getting the cheapest price on insurance is to check prices regularly and compare quotes from quite a few carriers. Over time, your driver profile changes, which could change your rates, so it's recommended that you get quotes every 6 months or so. Luckily, sites like Compare.com let you compare premiums from a multitude of companies at once, meaning you can find the lowest rates (or guarantee you already have the best deal) in just a few minutes.

Does the color of my Land Rover Range Rover Evoque affect my insurance prices?

You may have heard the old adage that red cars cost more to insure than cars of other colors, but that's simply not true. There are a variety of variables auto insurance carriers look at when they offer rates, but your vehicle's color isn't one of them.

Do I need to have insurance before I buy a Land Rover Range Rover Evoque?

You'll need to have valid car insurance for your car before you can legally drive your it off the dealership lot. Some dealerships will offer you a car insurance policy as part of the buying process, but the easiest thing to do is to let your insurance company know before you buy.

What car insurance discounts can I get for my Land Rover Range Rover Evoque?

There are a ton of discounts out there for car insurance. Many of them (like "pay-in-full discounts" and "multi-policy discounts") are more based on you than the Range Rover Evoque you drive, but if your Range Rover Evoque has safety features like anti-theft systems, anti-lock brakes, airbags, and other features, it may qualify for certain discounts. To find out which discounts you might receive, talk with your insurance agent and ask about their discounts.