Lincoln Corsair Car Insurance: How Much Should You Expect to Pay?

Lincoln Corsair drivers pay an average of $188 monthly for their car insurance rates. Our latest guide will help you find out how much insurance companies might charge you to insure your Lincoln Corsair.
man driving newly insured car
Why You Can Trust trust shield

At, it's our mission to find simple ways to help our customers save money on the things they need. While we partner with some of the companies and brands we talk about in our articles, all of our content is written and reviewed by our independent editorial team and never influenced by our partnerships. Learn about how we make money, review our editorial standards, and reference our data methodology to learn more about why you can trust

Quick Facts

  • A Lincoln Corsair is more expensive to insure compared to the average SUV.
  • Liability only auto insurance premiums for a Corsair tend to be about $153 per month, while full coverage typically tends to be around $194 a month.
  • The cheapest insurance company for a Corsair is Shelter Mutual.

Corsair Overview

The Lincoln Corsair is a great car for drivers on a budget, with 2021 models starting at $35,945. There are three different trim levels currently available, so you'll be sure to find an option to fit your style.

We crunched the numbers on thousands of car insurance quotes on, and we've found that average Lincoln Corsair auto insurance prices run about $188 monthly. But how does that compare to other SUVs on the market?

Current Base Price$35,945
Body Style(s)SUV
Average Insurance Premium$188/mo.
Cheapest Insurance CompanyShelter Mutual

How Much is Car Insurance for a Lincoln Corsair?

Vehicle Liability Only Full Coverage
Lincoln Corsair$153$194
All Lincoln Models$76$157
All SUVs$80$151
Average Insurance Premium$81$169

Looking at the table above, you can see that Lincoln Corsair insurance premiums are more expensive than average. On average, Corsair owners can expect to pay around $153 a month for liability insurance, and about $194 per month for full coverage, which has comprehensive and collision coverages in addition to liability (find out more about these different types of insurance with our guide "State Minimum vs. Full Coverage").

When compared to other Lincoln models, the Corsair is more expensive, with rates around 24% higher than the rest of the company's vehicle lineup. Compared to SUV offerings from other brands, insurance for a Corsair is similarly on the expensive side, with full coverage insurance prices coming in about 28% more and 91% more for liability only insurance.

When compared to all vehicles, regardless of model, body style, or make, the Corsair follows a similar pattern of having above average auto insurance premiums.

Find your best rate in just a few minutes

Who has the Cheapest Car Insurance for a Lincoln Corsair?

Insurance Company Average Monthly Premium

If you're searching for a new auto insurance policy for your Lincoln Corsair, you probably want to know which carrier offers the cheapest prices. Although prices can differ quite dramatically from policyholder to policyholder, DirectGeneral offers the most affordable average rates for liability only coverage, with rates as cheap as just $75 monthly. The next lowest company is PlymouthRockNJ, who offers car insurance as low as just $87 a month.

That being said, just because these five carriers offer the lowest average rates doesn't necessarily mean they'll be the cheapest companies for you and your unique insurance profile.

Car insurance carriers take a bunch of different variables into consideration when offering you rates. By checking quotes from a range of auto insurance companies at once, you can rest easy knowing that you're finding the cheapest rate.

Find your best rate in just a few minutes

What Factors Affect Car Insurance Rates for a Lincoln Corsair?

As we mentioned above, there are an array of factors that insurance carriers examine to decide how much they charge for car insurance -- and each carrier weighs different factors more heavily than others, so there's not just one company that's the most affordable for every Corsair driver.

The sections below show multiple things insurance companies use to determine rates:

Vehicle Age

Vehicle Age Average Monthly Premium
Less than 1 Year$153
2-3 YearsNot Enough Data
4-5 YearsNot Enough Data
6-7 YearsNot Enough Data
8-10 YearsNot Enough Data
11-14 YearsNot Enough Data
15 Years or OlderNot Enough Data

The Lincoln Corsair has only been around for one model year, so vehicle age won't affect your cost in the same way it might for other vehicles. Usually, newer cars are going to cost more to insure because they're worth more, however, as time goes on and Corsairs begin to depreciate, insurance costs will gradually go down.

Next year, we'll know more about the differences in rates for each model year, but for now we see that a Corsair less than one year old will be around $153 per month to insure.

Your Age

Age Average Monthly Premium

Age plays a significant role in how much you pay for car insurance. Because the Lincoln Corsair is pretty new to the market, we're just starting to collect data on how age is affecting auto insurance premiums. So far, based on the table above, young Corsair drivers pay more compared to those with more experience.

Auto insurance prices continue to decrease as you get older, with the cheapest age group for Corsair drivers being 65 years and older.

Your Gender

Gender Average Monthly Premium

Men tend to pay more for insurance than women. This is because women are less likely to get speeding tickets and get into accidents, which lowers the chances of an insurance claim. When it comes to Corsair drivers specifically, men pay around 87% more than women a month for auto insurance. But, due to the limited amount of Corsair data, this pricing may not be representative of the prices you may see.

Where You Live

State Average Monthly Premium

You may think it's obvious that variables such as what vehicle you drive and how old you are play a role in your car insurance rates, but you may not realize that where you live is equally important. Because insurance is regulated at the state level, prices can vary quite a bit from state to state.

Because the Corsair is a relatively new vehicle, our data on all 50 states is somewhat limited. Even so, you can see in the table above that Pennsylvania has rates that are less expensive than other states.

Find your best rate in just a few minutes

Lincoln Corsair Car Insurance Discounts

Regardless of your age, your car, or your home state, it's always important to take advantage of as many auto insurance discounts as possible.

While no two car insurance carriers offer the same exact discounts, there are a few that you'll find with most insurers. These include things like:

  • Multi-policy discounts for using the same insurance carrier for both your home and car insurance
  • Vehicle safety discounts for having a vehicle with higher safety ratings or one with certain safety features (like anti-lock brakes or air bags)
  • Pay-in-full discounts for drivers who choose to pay their entire policy premium up front, rather than in monthly installments
  • Multi-vehicle discounts for having several cars on your auto policy

However, discounts aren't the only way to save. Sometimes, the best rates come from simply having a favorable insurance profile, which means not having any recent insurance claims or just having a clean driving record.

Even though you may not be able to control every factor auto insurance companies look at to calculate premiums (like some of the ones mentioned above), you do have a say over some of them. Below are just a few of the ones you can use to your advantage when it comes to cost savings:

Your Driving Record

Infractions Average Monthly Premium
1 Accident$178
Multiple AccidentsNot Enough Data
1 TicketNot Enough Data
Multiple TicketsNot Enough Data

It's no secret that car insurance carriers offer the lowest rates to drivers with a history of responsible driving. It shouldn't come as a surprise that if you get into an accident or get tickets, insurance prices will go up. But how much will they cost you?

Unfortunately, we don't have enough data on file for Lincoln Corsair drivers specifically, since it is a relatively new SUV. However, as we see more and more of these on the road, we'll have a better idea of how much infractions will cost Corsair drivers when it comes to car insurance.

How Much You Drive

Annual Mileage Average Monthly Premium
7,501-10,000 Miles$75
10,000+ Miles$165

The total distance you drive annually impacts your auto insurance rates. Drivers who are on the roads less often are more likely to go accident-free, so they'll generally end up spending less on insurance. Since the Lincoln Corsair is a new vehicle, our data is relatively limited, so we don't yet know how much annual driving distance will affect premiums. So far, drivers who travel 10,000+ miles every year are offered the highest rates.

But if you drive less often than the average driver or work from home, it may be worth reviewing pay-per-mile or usage-based auto insurance. With these kinds of coverage, you pay a small monthly amount, and your final monthly bill is calculated based on the number of miles you drove.

Find your best rate in just a few minutes

How Do Lincoln Corsairs Compare to Other Vehicles?

If you're thinking about purchasing a Lincoln Corsair, you're probably wondering how it compares to other cars. Insurance is just one cost that's associated with buying a new car, but it's definitely one that's worth considering carefully.

Take a look at the table below to see how the Lincoln Corsair compares:

Lincoln Corsair National Average
Liability Insurance$87$81
Full Coverage Insurance$156$169
Base MSRP$35,945$46,296
Average Annual Mileage15,62511,617

With an MSRP that's less than the going rate for a new vehicle, the Lincoln Corsair is a fantastic value for any budget. The Corsair has an MSRP of $35,945, which is much cheaper than the national average vehicle MSRP of $46,296.

Liability insurance for a Lincoln Corsair is about $6 per month more than average, while full coverage is $13 less per month.

When it comes to usage, Lincoln Corsair drivers are far from the national average in annual miles driven, with 11,617 miles a year for all vehicles compared to the Corsair's 15,625 per year.

Lincoln Corsair Car Insurance Costs by Model Year

So far, you've seen how different things affect a driver's car insurance rates. But if you're in the market for a new car, truck, or SUV and the Corsair is on your wishlist, knowing what you can expect to pay can be extremely helpful as you weigh your choices and compare it to other vehicles on your shortlist.

2021 Lincoln Corsair Car Insurance

Liability Only Avg. Premium$87
Full Coverage Avg. Premium$156
Base MSRP$35,945
Cheapest Insurance CompanyPlymouthRockNJ - $87/mo.

The average cost to insure a 2021 Lincoln Corsair with liability only coverage is $87 monthly, while full coverage runs around $156 per month.

PlymouthRockNJ offered the most affordable policy we found, with rates as little as $87 a month.

While these are good estimates of what the average driver might pay to insure a 2021 Lincoln Corsair, these premiums might differ based on your driver profile. Just enter your ZIP code below, to get free personalized quotes in minutes.

Find your best rate in just a few minutes

2020 Lincoln Corsair Car Insurance

Liability Only Avg. Premium$163
Full Coverage Avg. Premium$199
Base MSRP$35,945
Cheapest Insurance CompanyDirectGeneral - $75/mo.

On average, drivers who own a 2020 Corsair can expect to pay $163 to $199 monthly for liability only and full coverage car insurance, respectively.

With prices sometimes as little as $75 a month, DirectGeneral offered the cheapest policy we found for the 2020 Lincoln Corsair.

These average premiums are a great starting point if you're in the market for a 2020 Lincoln Corsair, but there are a range of different factors that go into calculating your policy rates. If you want to figure out exactly what you'll be asked to pay, get customized quotes by entering your ZIP below.

Find your best rate in just a few minutes

Lincoln Corsair Insurance FAQs

Is a Lincoln Corsair expensive to insure?

Compared to the national average of all vehicles, rates come in on the more expensive end of the spectrum. Liability insurance runs an average of $153 per month, while full coverage will cost you around $194.

How can I get the best price on car insurance for my Lincoln Corsair?

There's only one way to confirm you're getting the lowest rates -- regularly shopping around and comparing quotes from a whole range of companies. A good rule of thumb is to get quotes every 6 months or so. Luckily, sites like let you compare prices from numerous carriers at once, meaning you can find the most affordable rates (or guarantee you already have the best deal) in just a few minutes.

Does the color of my Lincoln Corsair affect my insurance rates?

You may have heard that it is more expensive to insure red cars that silver or white vehicles, but that's just a myth. While there are a variety of things auto insurance companies use when they decide how much to charge, your Lincoln Corsair's color is not one of them.

Do I need to have insurance before I buy a Lincoln Corsair?

You'll need to have a car insurance policy in place before you can legally driver your new (or new to you) vehicle off the dealership lot. Some dealerships will offer you one during the purchase process, but the easiest thing to do is to let your insurance carrier know beforehand.

What car insurance discounts can I get for my Lincoln Corsair?

There are all sorts of discounts out there for car insurance. Many of them (like "pay-in-full discounts" and "multi-policy discounts") are more based on you than the car you drive, but if your Corsair has safety features like airbags, anti-lock brakes, anti-theft systems, and other features, it may qualify for certain discounts. To learn more about which discounts you might qualify for, talk with your insurance agent and ask about their list of discounts, since they fluctuate quite a bit from carrier to carrier.

About's #1 goal is to save you money. We publish resources that are based on hard-hitting data and years of industry experience to help you make more informed decisions with your wallet.

  • All of's content is written and reviewed for accuracy by a team of experienced writers and editors who are experts on the topics they cover.
  • None of's content is ever influenced by the companies and brands we partner with.
  •'s editorial team operates independently of any of the company's partnership or business development interests. We publish unbiased information strictly for the benefit of our readers.
  • All of the content you see on is based on comprehensive analysis and all data is gathered and vetted from trustworthy sources.

Learn more about us, our team, and what makes us tick.

Find your best rate in just a few minutes