Mercedes-Benz GL Car Insurance: How Much Should You Expect to Pay?

Quick Facts

• It costs more to insure a Mercedes-Benz GL than the average SUV.
• Liability auto insurance for a GL averages around $88 a month, while full coverage normally tends to be about $180 per month.
• At as little as just $42 a month for liability only coverage, Workmens is the lowest car insurance company for a GL.

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GL Overview

With a base price of $64,550 for 2016 models, the Mercedes-Benz GL is on the more expensive end of the spectrum. With four different trim levels currently available, you'll drive off the dealership lot in style.

We combed through thousands of insurance quotes on Compare.com, and we've determined that, on average, Mercedes-Benz GL auto insurance prices run around $164 per month. Where does that fall compared to the rest of the market?

How Much is Car Insurance for a Mercedes-Benz GL?

Based on the table above, compared to other vehicles, Mercedes-Benz GL insurance rates are right about average. GL owners usually pay around $88 monthly for liability insurance, and about $180 a month for full coverage, which has comprehensive and collision coverages in addition to liability (discover more about the difference with our guide "State Minimum vs. Full Coverage").

Compared to other Mercedes-Benz models, the GL is slightly cheaper, with premiums more than 5% lower than the rest of the manufacturer's vehicle lineup. However, compared to other vehicles of a similar body style, GL coverage is above average, with both liability only and full coverage insurance averaging more expensive rates than other SUVs.

When compared to all vehicles, regardless of body style, make, or model, the GL has higher premiums than average for both full coverage and liability only car insurance.

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Who has the Cheapest Car Insurance for a Mercedes-Benz GL?

If you're searching for a car insurance policy for a Mercedes-Benz GL, you might be most interested in which carrier offers the lowest rates. Although there will never be one company that offers the cheapest prices for everyone, Shelter Mutual has the most affordable average rates for liability only coverage, with rates sometimes as little as $31 per month. With car insurance as little as $36 monthly, CaliforniaCasualty is the next cheapest insurance carrier.

Workmens, MetroMile, and Clearcover finish off the rest of the top 5. That being said, just because these five carriers offer the cheapest average rates doesn't necessarily mean they'll give you the best rates for your Mercedes-Benz GL.

Auto insurance companies take several different things into consideration when calculating monthly rates. Because every driver is different, there's only one way to ensure you get the lowest prices, and that's by getting personalized quotes and comparing rates from a bunch of car insurance carriers.

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What Factors Affect Car Insurance Rates for a Mercedes-Benz GL?

As we mentioned above, there are quite a few factors that insurance companies take into account to calculate how much they charge you -- and each company weighs different attributes more heavily than others, so there's not just one carrier that's the most affordable for everyone.

The sections below show a whole bunch of variables auto insurance carriers use to determine rates:

Vehicle Age

The Mercedes-Benz GL has been around for a while -- that means vehicle age can play a big role in what you end up paying for car insurance. Typically, it costs more to insure newer cars because they're worth more, but as they get older, insurance costs will gradually decrease.

A new Mercedes-Benz GL model hasn't been added to the market for over 5 years, so the GL won't really fit this trend. However, as you can see in the table above, the cheapest Mercedes-Benz GLs to insure are those that are 15 years old or more, while the most expensive models are GLs that are 2 to 3 years old, on average.

Your Age

How old you are plays a role in how much insurance companies will charge for a policy. In the table above, you'll see that young GL drivers pay more compared to older drivers. In this case, drivers between 18 and 24 pay $63 more than those 25 or older.

Car insurance prices continue to go lower as you get older, with drivers aged 65 years and older making up the cheapest age group for the GL.

Your Gender

Women typically to pay less for auto insurance than men. This is because men are more likely to get into accidents and get speeding tickets, which increases the chances of an insurance claim. Surprisingly, when it comes to GL drivers specifically, men pay around $6 less than women per month for car insurance.

Where You Live

It may seem like common sense that things such as how old you are and what vehicle you drive play a role in your auto insurance rates, but did you know that where you live matters, too? Since insurance is regulated on the state level rather than nationally, premiums change quite a bit depending on what state you live in.

For example, the average Mercedes-Benz GL driver in New York pays about $183 per month for liability coverage. Meanwhile, the same owner in California will pay less than half of that price, on average.

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Mercedes-Benz GL Car Insurance Discounts

Regardless of how old you are, what state you call home, or which car you drive, it's always a smart move to take advantage of as many car insurance discounts as possible when shopping around for a new policy.

While no two auto insurance carriers offer the same exact discounts, there are a few different ones that you'll find with most companies. These include things like:

• Defensive driving discounts for taking a defensive driving class from a certified school or institution
• Multi-car discounts for having several vehicles on your auto policy
• Vehicle safety discounts for having a vehicle with certain safety features (like air bags or anti-lock brakes) or one with higher safety ratings
• Multi-policy discounts for bundling your home and auto policies with the same insurance company

While these are just a few of the discounts insurance carriers offer, there are countless other ways to save money on you monthly insurance bill. Sometimes, the best way to get the cheapest rates is by strengthening your overall insurance profile that carriers look at. This includes things like not having recent insurance claims, avoiding lapses in coverage, and driving safely.

While you can't control every factor auto insurance companies reference to calculate prices (like some of the ones mentioned above), there are quite a few you can control. Below are just a few of the ones you can use to your favor in order to save on car insurance:

Your Driving Record

You've no doubt observed ads from insurance carriers posting large discounts for responsible drivers. It shouldn't come as a surprise that your auto insurance premiums will get higher if you get tickets for speeding or get into an accident. But you still might be left wondering exactly how much collisions and moving violations will cost you.

You can see from the table above that accidents will usually cost GL drivers more than tickets, but both will cause a significant increase in rates. Mercedes-Benz GL drivers with a single ticket will pay about $91 monthly, while drivers with one accident on their record pay an average of $96 every month (up $8 from the $88/mo. overall average). Those with multiple violations of either kind will end up paying even more.

How Much You Drive

Another variable that plays a big role in your car insurance prices is the amount of miles you drive each year. Those who are on the roads less often are more likely to go accident-free, so they'll generally get more affordable rates. In the above table, you can see that Mercedes-Benz GL owners who drive between 5,000 and 7,500 miles a year pay an average of $64 a month for insurance, while those who put less than 2,500 miles on their cars pay $114.

If you happen to be one of those drivers who put very few miles on your Mercedes-Benz GL each year, it may be worth getting usage-based or pay-per-mile auto insurance. With these kinds of policies, you pay a small base rate each month, with your final monthly bill being calculated based on the number of miles you drove.

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How Do Mercedes-Benz GLs Compare to Other Vehicles?

If you're thinking about making a Mercedes-Benz GL your next purchase, you might be wondering how it compares to other vehicles. Insurance is just one cost that's associated with buying a new car, but it's definitely one that's worth thinking about carefully.

Review the table below to see how the Mercedes-Benz GL stacks up:

With an MSRP that's a quarter more than the going rate for a new vehicle, the Mercedes-Benz GL is on the more expensive side when it comes to price. The GL starts at $64,550, a bit higher than the national average vehicle MSRP of $41,071. And since there hasn't been a new GL model on the market recently, used prices will be even less expensive.

Similarly, insurance premiums run above average when compared to other vehicles on the market. Liability insurance for a Mercedes-Benz GL is around $48 per month more than average, while full coverage is over $20 more per month.

When it comes to usage, Mercedes-Benz GL drivers are much lower than the national average in annual miles driven, with 9,230 miles each year compared to 11,617 for all vehicles.

Mercedes-Benz GL Car Insurance Costs by Model Year

We've gone over many of the factors that can have an impact on what you'll pay for car insurance. But if you're considering purchasing a new GL, having a good idea of how much you'll likely pay is extremely valuable as you weigh your choices.

Choose Your Model

2016 Mercedes-Benz GL Car Insurance 2015 Mercedes-Benz GL Car Insurance 2014 Mercedes-Benz GL Car Insurance 2013 Mercedes-Benz GL Car Insurance 2012 Mercedes-Benz GL Car Insurance 2011 Mercedes-Benz GL Car Insurance 2010 Mercedes-Benz GL Car Insurance 2009 Mercedes-Benz GL Car Insurance 2008 Mercedes-Benz GL Car Insurance 2007 Mercedes-Benz GL Car Insurance

2016 Mercedes-Benz GL Car Insurance

The average cost to insure a 2016 Mercedes-Benz GL with liability only coverage is $129 monthly, while full coverage runs about $190 a month.

Looking for the most affordable policy? Amica offered liability only coverage for sometimes as cheap as $32 per month.

And if you want more accurate rates tailored specifically to you, just enter your ZIP code below and get free quotes in minutes.

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2015 Mercedes-Benz GL Car Insurance

On average, drivers who own a 2015 GL can expect to pay $52 to $155 a month for liability only and full coverage car insurance, respectively.

With rates as cheap as just $37 monthly, MetLife offered the lowest policy we found.

Want to figure out exactly what you'll be asked to pay? Just enter your ZIP code below to get a variety of free customized quotes.

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2014 Mercedes-Benz GL Car Insurance

2014 Mercedes-Benz GL drivers can expect to pay an average of $71 per month for liability or $182 for full coverage.

If you're looking for the lowest possible 2014 Mercedes-Benz GL insurance policy, DirectGeneral offered the most affordable policy we found, with rates sometimes as low as $35 a month.

If you're looking for a more exact figure on what you should pay for insurance for a 2014 Mercedes-Benz GL, you can get free quotes in minutes by just entering your ZIP code below.

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2013 Mercedes-Benz GL Car Insurance

You can expect full coverage for a 2013 GL to run around $196 monthly, while liability only coverage will average about $109 a month.

We found Commonwealth Casualty offered the lowest policy, with rates as low as just $38 per month.

Want to find the cheapest rates? All you need to do is enter your ZIP code below and you'll be on your way to comparing a wide array of personalized quotes from the nation's top insurance companies.

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2012 Mercedes-Benz GL Car Insurance

It costs around $85 monthly for liability or $177 for a full coverage policy for the 2012 Mercedes-Benz GL.

With premiums as low as $21 a month, Mercury offered the lowest policy we found for the 2012 Mercedes-Benz GL.

These average rates are a great starting point if you're in the market for a 2012 Mercedes-Benz GL, but there are multiple different variables that go into calculating your policy rates. If you want to figure out exactly what you'll be asked to pay, get customized quotes by entering your ZIP below.

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2011 Mercedes-Benz GL Car Insurance

On average, drivers who own a 2011 GL can expect to pay $84 to $182 per month for liability only and full coverage car insurance, respectively.

Mercury has prices as cheap as $30 monthly for the 2011 Mercedes-Benz GL.

If you want to know exactly how much you can expect to pay for your GL, just enter your ZIP code below and get several free quotes in minutes.

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2010 Mercedes-Benz GL Car Insurance

You can expect full coverage for a 2010 Mercedes-Benz GL to run about $187 a month, while liability only coverage will average around $90 monthly.

Sun Coast offered the cheapest policy we found, with rates as low as just $31 per month.

Want to know exactly what your auto insurance premium will be? Get several free personalized quotes by just entering your ZIP code below.

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2009 Mercedes-Benz GL Car Insurance

The average cost to insure a 2009 GL with liability only coverage is $100 a month, while full coverage runs about $205 per month.

If you're looking for the cheapest possible 2009 Mercedes-Benz GL insurance policy, StateAuto offered the most affordable policy we found, with rates sometimes as little as $20 monthly.

If you want to find the best premiums for insurance for a 2009 Mercedes-Benz GL, enter your ZIP code below and compare an array of personalized quotes in just a few minutes.

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2008 Mercedes-Benz GL Car Insurance

It costs around $94 per month for liability or $155 for a full coverage policy for the 2008 Mercedes-Benz GL.

Looking for the lowest policy? Safeco offered liability only coverage for as low as $31 a month.

If you want more accurate quotes of how much you can expect to pay, just enter your ZIP code below and get several free quotes in minutes.

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2007 Mercedes-Benz GL Car Insurance

2007 GL drivers can expect to pay an average of $79 monthly for liability or $169 for full coverage.

With rates as little as $31 per month, Safeco offered the cheapest policy we found for the 2007 Mercedes-Benz GL.

Interested in just how much you'll pay? Just enter your ZIP code below to get multiple personalized quotes for free.

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Mercedes-Benz GL Insurance FAQs

Is a Mercedes-Benz GL expensive to insure?

Compared to the national average of all SUVs, prices come in on the more expensive end of the spectrum. Liability insurance runs an average of $88 monthly, while full coverage will cost you around $180.

How can I get the best price on car insurance for my Mercedes-Benz GL?

The only way to be sure you're getting the most affordable price on car insurance is to regularly shop around and compare quotes from a lot of carriers. A good rule of thumb is to get quotes every 6 months or so. Luckily, sites like Compare.com let you compare rates from multiple companies at once, meaning you can find the cheapest rates (or guarantee you already have the best deal) in just a few minutes.

Does the color of my Mercedes-Benz GL affect my insurance premiums?

You've probably heard the old adage that it costs more to insure a red car, but that's just a myth. Even though there are many factors insurance carriers examine when they offer prices, your car's color isn't one of them.

Do I need to have insurance before I buy a Mercedes-Benz GL?

You'll need to have a car insurance policy in place before you can legally driver your new (or new to you) GL off the dealership lot. As part of the buying process, some dealerships may offer you an auto insurance policy, but the best thing to do when buying a a new SUV is to let your auto insurance carrier know beforehand.

What car insurance discounts can I get for my Mercedes-Benz GL?

You will find a variety of discounts out there when it comes to insurance. Many of them (like "pay-in-full discounts" and "multi-vehicle discounts") are more based on you than the Mercedes-Benz GL you drive, but if your GL has safety features like anti-theft systems, airbags, anti-lock brakes, and other features, it may qualify for certain discounts. The best way to find out is to talk with your insurance agent and ask about their list of discounts.