Mercedes-Benz GLA Car Insurance: How Much Should You Expect to Pay?

Quick Facts

• A Mercedes-Benz GLA is more expensive to insure than the average other vehicle.
• Liability insurance for a GLA averages about $81 per month, while full coverage usually tends to be around $203 monthly.
• The lowest car insurance company for a GLA is Hugo.

GLA Overview

Coming in with a base MSRP of $36,230 for 2022 models, the Mercedes-Benz GLA is a great budget-friendly option for any driver. Drive off the dealership lot in style, with your choice of three different trim options.

We ran through thousands of auto insurance quotes on Compare.com, and we've found that average Mercedes-Benz GLA car insurance prices run about $180 per month. How do insurance premiums for the GLA compare to rates of other similar other vehicles?

How Much is Car Insurance for a Mercedes-Benz GLA?

Looking at the table above, you'll find that compared to other vehicles, Mercedes-Benz GLA insurance premiums are above average. GLA owners normally pay around $81 a month for liability insurance, and about $203 monthly for full coverage, which has comprehensive and collision coverages in addition to liability (check out our guide, "State Minimum vs. Full Coverage", to learn more about the difference between these types of insurance).

When compared to other Mercedes-Benz models, the GLA is slightly more expensive, with prices around 5% higher than the rest of the manufacturer's vehicle lineup. Compared to other vehicle offerings from other brands, auto insurance for a GLA is similarly on the expensive side, with liability only insurance premiums coming in about 1% more and 34% more for full coverage.

Unsurprisingly, they're overall more expensive to insure than the average vehicle, regardless of which body style, model, or make you compare it to.

Who has the Cheapest Car Insurance for a Mercedes-Benz GLA?

If you're searching for a new auto insurance policy for your Mercedes-Benz GLA, you most likely want to know which carrier offers the most affordable premiums. Although costs will generally be pretty different from driver to driver, Mile Auto provides the cheapest average rates for liability only coverage, with rates sometimes as little as $25 a month. With car insurance sometimes as cheap as $35 per month, CaliforniaCasualty is the next most affordable car insurance company.

The third, fourth, and fifth carriers on the list are Sun Coast, Workmens, and MetroMile. That being said, just because these five companies offer the lowest average rates doesn't necessarily mean they'll be the cheapest carriers for you and your unique insurance profile.

Auto insurance companies use a bunch of factors and complex formulas to calculate premiums. By getting quotes from an array of auto insurance carriers at once, you can rest easy knowing that you're finding the lowest rate.

What Factors Affect Car Insurance Rates for a Mercedes-Benz GLA?

As we mentioned above, there are a lot of variables that insurance companies take a look at to choose how much they charge you for a policy -- and each carrier weighs certain pieces more than others, so there's not just one company that's the cheapest for every driver.

The following sections show a multitude of things auto insurance carriers use to calculate rates:

Vehicle Age

Mercedes-Benz has been making the GLA for quite some time, so the car's age may make a big difference in how much you'll pay for insurance. Usually, older cars will be cheaper to insure because they're worth less than newer models, and as cars get older, insurance costs will gradually decrease.

Based on the above table, the Mercedes-Benz GLA is in line with this trend, as the cheapest models to insure are those that are 6 to 7 years old, while on average, the most expensive models are GLAs that are 2 to 3 years old.

Your Age

Age is another factor that makes a significant difference in how much you pay for car insurance. Based on the information above, drivers who are under 18 pay more for auto insurance than those with more experience on the road. In this case, drivers under 18 pay over three times as much as those 25 or older.

Insurance prices continue to go down as you get older, with drivers aged 55-64 making up the cheapest age group for the GLA.

Your Gender

You may not know, but car insurance is typically cheaper for women than it is for men. This is because men are more likely to get into collisions and get tickets, which increases the chances of an insurance claim. The Mercedes-Benz GLA is no different, and men pay around 1% more than women monthly for insurance.

Where You Live

It may be obvious that factors like how old you are and what vehicle you drive play a role in your car insurance rates, but did you know that where you live can have just as much as an impact? Car insurance is regulated on a state-by-state basis, so prices shift quite a bit depending on where you live.

For example, the average Mercedes-Benz GLA driver in New York pays about $217 a month for liability coverage, while the same owner from California will pay only a quarter of that price, on average. The chart above shows average rates for the 10 largest states by population, just to give you a good idea of how much premiums can change depending on where you live.

Mercedes-Benz GLA Car Insurance Discounts

Regardless of your age, your home state, or your car, using as many discounts as possible when it comes to your auto insurance is always a good idea when shopping around for a new policy.

Even though all insurance companies offer their own unique discounts, there are a few different ones that you'll find with most carriers. These include things like:

• Pay-in-full discounts for drivers who agree to pay their entire policy rate up front, rather than in monthly installments
• Multi-policy discounts for getting both your home and auto policies from the same insurance carrier
• Multi-vehicle discounts for having several cars on your auto policy
• Defensive driving discounts for drivers who take a defensive driving class from a certified school or institution

There are countless ways to save money on your auto insurance if you know where to look. Sometimes, the best rates come from simply having a favorable insurance profile, which means having a clean driving record or not having any recent insurance claims.

Even though you may not be able to control every variable car insurance companies look at to calculate prices (like some of the ones mentioned above), there are quite a few that you can influence. Below are just a few of the ones you can use to your favor in order to save money on insurance:

Your Driving Record

It's no secret that auto insurance carriers offer the most affordable rates to drivers with a history of responsible driving. It follows that if you get tickets or get into a collision, car insurance premiums will increase. But how much will they cost you?

If you look at the table above, you'll see that accidents will usually cost GLA drivers less than tickets, but both will cause a significant increase in rates. Mercedes-Benz GLA drivers with a single ticket will pay about $123 per month, while drivers with one accident on their record pay an average of $107 per month (up $26 from the $81/mo. overall average). Drivers with more than one of either violation will end up paying even more.

How Much You Drive

The amount of miles you drive impacts your insurance prices. Those who drive less are less likely to get into accidents, so they'll generally get less expensive premiums. In the above table, you can see that Mercedes-Benz GLA owners who drive less than 2,500 miles pay $114 for car insurance, while those who drive between 5,000 and 7,500 miles every year pay an average of $61 monthly.

If you don't use your Mercedes-Benz GLA that often, it may be worth considering pay-per-mile or usage-based insurance. With these kinds of plans, you pay a small monthly amount, and your final monthly bill is calculated based on how many miles you drove.

How Do Mercedes-Benz GLAs Compare to Other Vehicles?

If you're thinking about purchasing a new other vehicle and a Mercedes-Benz GLA is on your shortlist, you're probably wondering how it compares to other cars. Auto insurance is just one cost that's associated with a new car purchase, but it's certainly one that's worth taking into consideration.

Review the table below to see how the Mercedes-Benz GLA compares:

As you can see, the Mercedes-Benz GLA is right on par with the average vehicle price here in the U.S. The GLA retails at $36,230, close to the national average vehicle MSRP of $46,192.

Liability insurance for a Mercedes-Benz GLA is, while full coverage is over $40 less per month.

When it comes to usage, Mercedes-Benz GLA owners drive about the same amount annually as the national average, with 11,617 miles a year for all vehicles compared to the GLA's 11,514 each year.

Mercedes-Benz GLA Car Insurance Costs by Model Year

We've walked through many of the things that can have an impact on how much the average driver pays for auto insurance. If you're in thinking about buying a new car, truck, or SUV and the GLA is on your wishlist, having a good idea of how much you'll likely pay can be extremely valuable as you weigh your choices.

2021 Mercedes-Benz GLA Car Insurance

The average cost to insure a 2021 Mercedes-Benz GLA with liability only coverage is $78 monthly, while full coverage runs around $216 a month.

Hugo has rates as cheap as $25 monthly for the 2021 Mercedes-Benz GLA.

If you're looking for a more exact figure on what you should pay for auto insurance for a 2021 Mercedes-Benz GLA, you can get free quotes in minutes by just entering your ZIP code below.

2020 Mercedes-Benz GLA Car Insurance

On average, drivers who own a 2020 GLA can expect to pay $67 to $190 a month for liability only and full coverage car insurance, respectively.

SafeAuto offered the cheapest policy we found, with rates as little as $34 per month.

And if you want more accurate rates tailored specifically to you, just enter your ZIP code below and get free quotes in minutes.

2019 Mercedes-Benz GLA Car Insurance

You can expect full coverage for a 2019 Mercedes-Benz GLA to run about $179 monthly, while liability only coverage will average around $68 a month.

If you're looking for the lowest possible 2019 Mercedes-Benz GLA insurance policy, Mercury offered the most affordable policy we found, with rates as little as just $29 per month.

Want to know just how much you'll pay? Just enter your ZIP code below to get several free customized quotes.

2018 Mercedes-Benz GLA Car Insurance

2018 GLA drivers can expect to pay an average of $98 a month for liability or $194 for full coverage.

Looking for the lowest policy? Clearcover offered liability only coverage for sometimes as low as $21 monthly.

If you want to know exactly how much you can expect to pay for your GLA, get free quotes in minutes by just entering your ZIP code below.

2017 Mercedes-Benz GLA Car Insurance

It costs about $109 per month for liability or $239 for a full coverage policy for the 2017 Mercedes-Benz GLA.

With prices as low as just $30 monthly, Amica offered the most affordable policy we found for the 2017 Mercedes-Benz GLA.

If you want more accurate quotes of how much you can expect to pay, just enter your ZIP code below and get free quotes in minutes.

2016 Mercedes-Benz GLA Car Insurance

The average cost to insure a 2016 GLA with liability only coverage is $71 per month, while full coverage runs around $214 a month.

With rates as low as $21 per month, Infinity offered the lowest policy we found.

Want to know exactly what your insurance premium will be? Just enter your ZIP code below to get multiple free personalized quotes.

2015 Mercedes-Benz GLA Car Insurance

You can expect full coverage for a 2015 Mercedes-Benz GLA to run about $185 monthly, while liability only coverage will average around $71 a month.

We found Hugo offered the cheapest policy, with rates as cheap as just $27 per month.

If you want to find the best premiums for auto insurance for a 2015 Mercedes-Benz GLA, enter your ZIP code below and compare multiple personalized quotes in just a few minutes.

Mercedes-Benz GLA Insurance FAQs

Is a Mercedes-Benz GLA expensive to insure?

Compared to the national average of all other vehicles, prices come in on the more expensive end of the spectrum. Liability insurance runs an average of $81 a month, while full coverage will cost you around $203.

How can I get the best price on car insurance for my Mercedes-Benz GLA?

There's only one way to guarantee you're getting the most affordable rates -- checking prices regularly and comparing quotes from quite a few companies. It's recommended to review quotes every 6 months or so. Luckily, sites like Compare.com let you compare rates from several carriers at once, meaning you can find the lowest rates (or guarantee you already have the best deal) for free.

Does the color of my Mercedes-Benz GLA affect my insurance premiums?

You may have heard that it costs more to insure red cars than silver or white ones, but that's actually a myth. There are a variety of variables car insurance companies consider when they calculate how much your policy will be, but the color of your vehicle is not one of them.

Do I need to have insurance before I buy a Mercedes-Benz GLA?

Before you can legally drive your new (or new to you) car off the dealership lot, you'll need to have valid auto insurance for it. Some dealerships will offer you an auto insurance policy as part of the buying process, but the best thing to do when buying a an other vehicle is to talk with your insurance carrier before you buy.

What car insurance discounts can I get for my Mercedes-Benz GLA?

You will find all sorts of discounts out there for car insurance. Many of them (like "safe driver discounts" and "multi-policy discounts") are more based on you than the Mercedes-Benz GLA you drive, but if your GLA has safety features like airbags, anti-lock brakes, anti-theft systems, and other features, it may qualify for certain discounts. The best way to find out is to contact your insurance company and ask about which discounts they offer.