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How Compare.com Saves You Time and Money
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Compare Side by Side
We work with more than 120 top insurers to help you compare several quotes side by side. It takes just minutes to find a policy that best fits your needs.
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Let Our Agents Help
We make it easy to buy online. But if you want help, we have expert agents ready to answer your questions and bind your policy.
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Cut Your Bill in Half
Compare.com customers save up to $867† per year on their car insurance, cutting their insurance bills by up to 50%.
Hear From Real Compare.com Customers
See why our customers rank us the #1 insurance-comparison site.
Leading Innovation in Insurance Shopping for 13+ Years
Compare.com delivers on its promise to help customers save money and find the best insurance. As a licensed insurance agent in all 50 states, Compare.com exists to empower customers with bite-sized tips to ease those big decisions. No spam, no fees, no catch.
58,781,864
Total Quotes
Our customers have compared more than 58 million insurance quotes to find the best policy.
$340 million
All-Time Savings
Our shoppers lowered their annual premiums by up to $867 for a combined $340 million in savings.
8,334,825
Happy Customers
They came, they saw, and they saved: more than eight million customers have compared quotes and found the right policy with Compare.com.
Your Resource for All Things Insurance
Sure, we can help you compare quotes and save money, but we also want to empower you with all the knowledge you need to make smart financial decisions.
Each member of our editorial team is passionate about using our five decades of experience to break down complex topics into clear, easy-to-understand language.
And since a licensed insurance agent reviews every article we publish, you can trust that all the information and advice you find across our site is accurate.
To get you started, here are some of our top insurance guides:
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Car Insurance Rates by Make and Model in 2026
The Subaru Forester is one of the least expensive cars to insure, with an average annual rate of $1,200. The Infiniti Q50 is the most expensive, costing an average of $2,736 per year.
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Car Insurance Rates by State: What You Can Expect to Pay in 2026
Car insurance rates can vary widely between states due to weather and traffic trends, state laws, and minimum car insurance requirements. See how your state stacks up.
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The 10 Largest Auto Insurance Companies in 2026
State Farm, Progressive, and GEICO are the three largest auto insurers in terms of market share. But that doesn’t necessarily mean any of them will be the best choice for you.
Meet Compare.com’s Experienced Editorial Team
Our experienced team of editors has more than 70 years of combined writing and editing experience, including well over 50 years in the insurance industry alone. We use that experience to break down complex insurance topics into approachable, easy-to-understand language.
After all, we understand how confusing the world of insurance can be. We’re here to help.
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How to Compare Insurance Quotes
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1. Gather Your Information
Including current, accurate information will help you get an accurate quote. You’ll need some basic info, like your personal information, vehicle identification number (VIN), and details about your driving history. If anyone else will be driving the car, you’ll need their driving history and information, too.
2. Consider Your Coverage Needs
Think about how much and what kind of coverage you need. Every state has unique insurance requirements, but your lender might require a particular coverage, too. Keep your budget in mind and understand what you can afford to pay each month vs. any potential out-of-pocket costs if you cause an accident.
3. Compare Your Quotes
By using an insurance comparison site, you can share your information once and get multiple personalized quotes. No need to enter your information multiple times. Getting quotes from at least three different insurance companies makes it more likely you’ll find a low price. Consider discounts, available coverages, company ratings, and customer reviews to find the right fit for you.
Why It’s Important to Compare Personalized Quotes
Multiple factors affect your car insurance rates, and each insurance company calculates premiums differently. That means prices can vary by hundreds of dollars. For example, a smaller regional insurer might be able to offer much lower rates than a national company in your area — but comparing quotes is the only way to find out which company is the cheapest for you.
Check out this table to see how a few top insurance companies compare when it comes to things like price, customer service, claims, and more. The scores you see here represent reviews and average rate data from real Compare.com customers.
We sourced the data in this table from Compare.com users who indicated they're existing customers of the insurers you see here.
Have an Incident on Your Driving Record?
High-risk drivers, including teens and people with poor credit, should typically expect higher rates. Having a speeding ticket or DUI on your record can make it harder to find affordable car insurance or even find coverage at all.
But it’s not impossible. If you’re having trouble finding coverage, check for state programs or ask a household member if they could add you to their policy.
Regardless of your background, Compare.com partners with more than 120 insurance companies to give you the best shot at finding the right policy. We have several options specifically tailored for drivers with spotty records, including insurers like Dairyland and The General.
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Compare.com FAQs
Learn more about us — and how we can help you — through the answers to these commonly asked questions.
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Nick VersawSenior Managing Editor
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John LeachLicensed P&C Insurance Agent and Expert Reviewer
Licensed property and casualty insurance agent
10+ years editing experience
NPN: 20461358
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Mark FriedlanderSenior Director, Media Relations | Insurance Information Institute
Senior Director, Media Relations, with Triple-I
30+ years of industry experience
Leadership positions at several trade organizations
Compare.com is a digital insurance agent that provides real-time car insurance quotes from more than 120 top companies, including Allstate, Liberty Mutual, and Progressive. Licensed in all 50 states and Washington, D.C., Compare.com customers save up to $867† per year on their car insurance.
We earn money by saving you money. When you buy a policy from one of the quotes you see on our site, Compare.com receives a commission from our 120-plus partner insurance companies. Unlike some other sites, we’ll never sell your information to make a buck.
Insurance companies calculate your rates based on factors like your driving history, location, age, credit history, and gender. And every insurer values each factor differently, so any two companies may give you widely different quotes. Generally, though, you’ll get the cheapest rates with a clean driving record and good to excellent credit.
Here’s an example of how rates can vary among insurers for the same driver profile. The table below shows average quotes for a 40-year-old female driver in Texas with a clean driving record and good credit.
The below national rates are estimated rates current as of: Sunday, May 10 at 5:00 PM PDT.Company
Average Monthly PremiumState Farm $50 Mile Auto $73 Allstate $74 Progressive $79 GEICO $84 USAA $91 The General $101 Mercury $101 Freedom National $103 Commonwealth Casualty $106 First Acceptance $107 GAINSCO $111 AssuranceAmerica $113 Nationwide $113 Alinsco $113 Dairyland $114 Lone Star $115 Bristol West $119 Clearcover $125 National General $125 Root $126 Covercube $127 Mendota $128 Direct Auto $130 Excepsure $133 Sun Coast $134 Elephant $139 Safeco $141 Loop $144 Chubb $146 Trexis One $167 21st Century $181 Hugo $186 Insurify Car $192 Liberty Mutual $231 Disclaimer: Table data sourced from real-time quotes from Compare.com's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.Since comparing car insurance quotes doesn’t cost anything, you can do it as often as you like to check the rates in your area. That said, we recommend comparing quotes every six or 12 months, or whenever your policy is coming up for renewal.
By far the easiest way to compare car insurance is with an insurance-comparison site. You only have to enter your information once to get quotes from multiple companies.
Comparing quotes online takes only a few minutes with Compare.com. All you need is some personal information, your car’s VIN, and your current coverage details to get accurate quotes.
We tried all the leading car insurance comparison sites and found that Compare.com is the best choice for all types of drivers. Customers rate Compare.com highly with 4.7 out of 5 stars on Shopper Approved and 4.6 out of 5 stars on Trustpilot.
Unfortunately, Compare.com doesn’t have its own mobile app (yet), but we recommend the Insurify app if you want a handy way to compare car insurance quotes on your smartphone.
We analyzed more than 90 million real-time quotes and found that Country Financial has the cheapest overall car insurance, with average liability rates starting at just $44 per month.
The Insurance Information Institute recommends shopping around and comparing insurance costs as the top two ways to save money on car insurance. But the best way to get cheap car insurance is to maintain a clean driving record. Other strategies include seeking discounts, reducing coverage on older cars, and raising your deductible.
Insurance-comparison sites aren’t necessarily selling their own insurance, but using a comparison site can help you find the cheapest car insurance available since it instantly compares multiple rates side by side.
The Subaru Forester, Subaru Outback, and Subaru Crosstrek are the cheapest cars to insure, according to our average rate data. A car’s age, safety features, and estimated repair costs can all affect insurance premiums.
The best time to shop for car insurance is when you buy or lease a new car and when your policy is up for renewal. It never hurts to compare quotes, and it’s always best to confirm you’ve got the best rate whenever you’re locking in a new policy.
Car insurance can be expensive for many reasons, some of them specific to you and others at the market level.
At the driver level, your age, gender, and driving record can all push your premiums up. For example, a 40-year-old female driver with a clean record will probably see cheaper rates than her 16-year-old male next-door neighbor.
At a market level, traffic congestion and accident rates where you live can increase rates for everyone in the area.
But even national-level events can affect your car insurance costs. Right now, inflation has pushed up repair costs, which makes claims costlier for insurers to pay and, in turn, increases the rates they charge.
Most major insurers are trustworthy, but here are some things we look for when we review companies. AM Best rates insurers for financial and long-term credit strength, which indicates a company’s ability to pay claims reliably. J.D. Power’s customer and claims satisfaction rankings, and even Trustpilot reviews, can also give you an idea of consumer trust and experience. GEICO, Progressive, and USAA are among the best insurance companies we’ve reviewed.
You bet we are. Compare.com is a licensed insurance agency in all 50 states and Washington, D.C. We don’t sell your data to third parties and are open about how we make money. We’re always working to earn and keep our customers’ trust.
Using an insurance-comparison site like Compare.com is by far the fastest way to compare quotes side by side. Instead of hopping around from one insurance company’s website to another, these sites bring the insurers to you. Enter your information once, and find the cheapest quotes from more than 120 top companies.
Compare.com works directly with more than 100 of the nation’s top insurance companies to help users directly compare quotes for auto, home, renters, and pet insurance. Enter your information once and see personalized quotes from multiple companies side by side. It’s really that easy.
And unlike some sites, Compare.com has real-time integrations with most insurance companies, so the rates you see are actual quotes, not ads.
Yes. At Compare.com, we take security seriously, and we respect your right to privacy. We ask you to share with us only the personal information that’s necessary to show you personalized quotes. And when you’re ready to buy a policy, we’ll share your information with the insurer you choose to make the buying process as smooth as possible. We’ll never sell your information to third parties.
We sure are. Compare.com is licensed to sell auto, home, renters, and pet insurance in all 50 states plus Washington, D.C.
Clear and Simple Insurance Knowledge — No Jargon Here
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Compare Car Insurance Quotes Online (2026 Rates)
Comparing car insurance quotes side by side saves drivers up to $867† per year. That makes it the best (and easiest) way to save on car insurance.
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The 10 Best Car Insurance Companies of 2026
Several big-name insurers like GEICO, Allstate, and State Farm make the cut, but you may not recognize every name on our list of best companies. Lesser-known regional companies like NJM and National General are also worth considering.
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How to Shop for Car Insurance in 7 Easy Steps
Your budget and coverage needs are two of the biggest factors when shopping for car insurance. Learn what you need to get a quote and common mistakes to avoid.
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The Cheapest Car Insurance Companies of May 2026
Country Financial, Auto-Owners, and USAA are among the cheapest car insurance companies in the U.S., but that doesn’t necessarily mean they’re the cheapest for you. We’ll show you how to get cheaper auto insurance in as little as a few minutes.
The 10 Largest Auto Insurance Companies in 2026
State Farm, Progressive, and GEICO are the three largest auto insurers in terms of market share. But that doesn’t necessarily mean any of them will be the best choice for you.
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The Complete Guide to Car Insurance Coverage Types in 2026
Learn about the six main car insurance coverage types. Understand liability, collision, comprehensive, and more to choose the right protection.
