Dublin, OH Car Insurance

The average monthly cost for car insurance in Dublin is about $51. We cover plan rates, policies and more in our guide below.
Are rates in Dublin higher or lower than those in neighboring areas? How do they compare to the rest of Ohio? What should residents of Dublin expect to pay for their car insurance? You can find average cost breakdowns based on a wide array of factors in the charts and writeups below:  

How much is car insurance in Dublin?

Area Average Monthly Car Insurance Premium
Dublin$51
OH$59
United States$80

Car insurance coverage in Dublin is about $8 cheaper than it is in the rest of Ohio.

Similarly, car insurance rates in Dublin are often favorable when viewed against the rest of the country. You can expect to pay about $29 below the national average for auto insurance in Dublin.

Although these are the average car insurance rates in Dublin, you could end up paying something different. Insurance companies take in a variety of factors when determining how much to charge you for your car insurance. The final dollar amount you'll be asked to pay each month is calculated off of your age, gender, vehicle make and model, driving record, and even your credit score depending on the circumstances.

We've analyzed the average rate for Dublin and broken down the different factors to help you understand what exactly you might be asked to pay. And if you're not sure if you're getting the cheapest rate, simply enter your ZIP below and find out in just minutes!

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Average Car Insurance Rates by Age

Age Range Average Premium
Under 18Not Enough Data
18-24$73
25-34$45
35-44$45
45-54$41
55-64$35
65+$36

The older you are, the more experience you're likely to have behind the wheel, right? That experience can lead to some serious savings when it comes to car insurance premiums. In this case, 18-24-year-olds pay two times the price that drivers 65 and older.

You can expect to see a decrease in your monthly premium drop about once a decade or so. You may see your rates climb back up once you hit retirement in Dublin.

Average Car Insurance Rates by Gender

Gender Average
Male$50
Female$53

In general, car insurance rates for women are usually cheaper than they are for men. In Dublin, although men do pay a little bit less on their monthly insurance rates, the price is about the same for either group.

Average Auto Insurance Rates by Driving Record

Infractions Average Monthly Premium
1 Accident$69
Multiple Accidents$76
1 Ticket$97
Multiple Tickets$102

Rates can change drastically depending on your driving record. Those with clean records can expect to pay significantly less than those with infractions. Drivers in Dublin with one accident will pay around $69 a month. Likewise, drivers with one ticket on their record will be looking at an average rate of around $97.

Accidents, tickets, and other driving infractions can really cost you when it comes to your monthly rate. So, if you're looking for cheap car insurance, drive carefully and keep a clean record.

Average Insurance Rates by Vehicle

Vehicle Age Average Monthly Premium
Less Than 1 Year$60
2-3 Years$54
4-5 Years$47
6-7 Years$44
8-10 Years$50
11-14 Years$51
15 Years or Older$55

The cheapest vehicles to insure in Dublin are typically SUVs, with each type typically costing about $49 per month.

Truck and van drivers will see rates of about $55 for car insurance coverage, while SUV owners usually pay around $49 a month.

You can also expect to see slightly different rates depending on your vehicle's age. Generally, newer vehicles are going to cost the most to insure. However, once your car is close to 5 years old, you might start to see your rates slide back down slightly. The most expensive vehicles to insure in Dublin are vehicles less than one year old.

Average Car Insurance Rates by Relationship Status

Relationship Average Monthly Premium
Single (never married)$55
Married$42
Divorced$52
Widowed$42

Generally speaking, car insurance is slightly cheaper for married policyholders. This oftentimes is a result of owning multiple vehicles that are on the same policy, something many companies award special discounts for.

In Dublin, the difference in rates based on relationship status can be as much as $13 a month.

Average Car Insurance Rates by Housing Situation

Housing Status Average Monthly Premium
Own$42
Rent$51
Live with parents$96

Another factor that comes into play is your living accommodations. In Dublin, homeowners can expect to pay around $9 a month less than those who rent. But if you live with your parents, you can expect to pay a lot more.

Many companies, however, will offer you a discount to bundle your home or rental insurance with your auto insurance policy, which can help reduce your overall costs.

Car Insurance Companies in Dublin, OH

Recent trends in car insurance for Dublin drivers

Average rates are constantly changing, so it's a good idea to know the direction your area is trending when choosing when and where to shop.

The rates for car insurance in Dublin dropped from 2016-2018, before increasing from 2019-2020. They finished down in 2021 at $34.

How does Dublin compare to neighboring areas?

Why are car insurance rates in Dublin different from other areas?

There are many factors car insurance companies take into consideration when figuring out how much to charge for a monthly rate. Your insurance policy will depend largely on where you park your car and will be influenced by things such as:

  • Area regulations
  • Off-street parking access
  • Crime
  • Total drivers
  • Road Safety (frequency of local car accidents)

Knowing the make-up of these factors can be helpful when deciding on purchasing a new policy or thinking about making a move. Different cities and towns will each have different rates, so guides like these are a handy way to learn more.

How can I find the cheapest car insurance in Dublin?

Equipping yourself with information about the average costs for drivers in your area will better prepare you for the real deal. The only way to know for sure what your rate will be is by asking for a quote from car insurance companies.

But hold on! Compare.com has you covered. Enter your ZIP Code below, answer a few questions, and you'll be comparing the cheapest quotes from many of the car insurance companies offering plans in Dublin in no time.

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Dublin Insurance FAQs

What factors affect car insurance quotes in Dublin?

Car insurance companies calculate quotes based on a wide array of factors. These include things you can't control like your age and gender but also factors like your vehicle's make and model, year, driving record, credit score, as well as your marital status and address.

Why is the cost of car insurance in Dublin different from other neighboring cities?

Things like local laws, parking situations, and crime rates, which are dependent on your address and area you live in, can significantly affect the cost of insurance relative to other cities.

Which car insurance company will offer me the cheapest rate in Dublin?

There isn't one company that will offer the cheapest rate to everybody. What companies will charge you are based on many different factors that vary from person to person, such as your driving record, what kind of car you drive, how many drivers will be on your policy, and a number of other factors. Because of this, it's a good idea to use sites like Compare.com to compare multiple quotes at once. That way, you can be confident you're getting the best price.

Do I need to change my insurance if I move to Dublin?

Whenever you relocate or experience another major life event, such as finding a new job or getting married, you should consider revisiting your current insurance policy. Using services like Compare.com to compare quotes from multiple companies at once is a great way to make sure you're getting the cheapest rate for your new location.

Do I need to wait for my policy to expire to switch to a different car insurance company?

No, you can switch companies at any point, no matter how much time is left on your current policy. If you're thinking about moving to Dublin or are wondering if you're paying the best rate for your current area, take 10 minutes and visit Compare.com to find out for sure.

Find your best rate in just a few minutes