Reynoldsburg, OH Car Insurance

The average monthly cost for car insurance in Reynoldsburg is about $65. To find out more check out our guide below.
How does Reynoldsburg compare to the surrounding area and the rest of Ohio? What should residents of Reynoldsburg expect to pay for their car insurance? Find the average cost breakdowns and determining factors in the charts and writeups below:  

How much is car insurance in Reynoldsburg?

Area Average Monthly Car Insurance Premium
Reynoldsburg$65
OH$59
United States$80

You can see in the chart above that it's around $6 a month more expensive to insure your vehicle in Reynoldsburg than it is in the rest of Ohio.

Drivers relocating from out of state may enjoy some cost savings in Reynoldsburg. You can expect to pay about $15 below the national average for auto insurance in Reynoldsburg.

While these numbers represent the average monthly payments for coverage in Reynoldsburg, that doesn't mean it's what you'll pay. Insurance companies take in a number of factors when deciding what amount to charge you for insuring your vehicle. Things like age, gender, vehicle make and model, driving record and, in some areas, credit score can all play a part in the final dollar amount you'll be asked to pay each month.

Don't sweat it however, we've broken down average rates for Reynoldsburg residents based on several different factors so that you can get a more accurate idea of your policy's monthly premium. And if you're not sure that you're paying the lowest option, simply enter your ZIP below and find out!

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Average Car Insurance Rates by Age

Age Range Average Premium
Under 18Not Enough Data
18-24$104
25-34$55
35-44$56
45-54$52
55-64$30
65+$50

It makes sense that older drivers would have more experience behind the wheel. That experience can lead to some serious savings when it comes to auto insurance bills. According to the table above, you can see that 18-24-year-olds pay twice as much as drivers 65 and older.

Every ten years or so you can expect to see a decline in your monthly premium. Drivers in Reynoldsburg may see their rates climb back up once they hit retirement.

Average Car Insurance Rates by Gender

Gender Average
Male$68
Female$62

Car insurance rates for men are usually slightly more expensive than they are for women. In Reynoldsburg, the difference is around $6 a month. Looking at the table above, you can see that female drivers pay around $62 on average, while male drivers typically pay $68 each month.

Average Auto Insurance Rates by Driving Record

Infractions Average Monthly Premium
1 Accident$93
Multiple Accidents$138
1 Ticket$131
Multiple Tickets$132

Your rates can change quite drastically depending on your driving record. Those with clean records will see the most affordable rates, whereas even a single accident or infraction can cost you. The rate for drivers in Reynoldsburg with a single accident on their record is about $93 a month. Similarly, if you have one ticket on your record, you will be looking at an average rate of around $131.

Wherever you live, accidents, tickets, and other driving infractions will almost certainly drive up your monthly bill. So, if you're looking for cheap car insurance, drive carefully and keep a clean record.

Average Insurance Rates by Vehicle

Vehicle Age Average Monthly Premium
Less Than 1 Year$50
2-3 Years$97
4-5 Years$59
6-7 Years$62
8-10 Years$59
11-14 Years$75
15 Years or Older$55

According to the first table above, trucks and vans are usually the cheapest vehicles to insure in Reynoldsburg, with drivers paying around $58 per month for insurance coverage.

Car owners can expect to pay an average of around $67 a month for their policy, while SUVs usually cost around $60 a month to insure.

You can also expect to see slightly different rates depending on the age of your vehicle. Generally, the most expensive vehicles to insure are going to be newer ones. However, once your car is about 5 years old you may start to see your rates drop back down a bit. In Reynoldsburg, vehicles two-to -three years old are the most expensive to insure.

Average Car Insurance Rates by Relationship Status

Relationship Average Monthly Premium
Single (never married)$71
Married$44
Divorced$69
Widowed$34

More often than not, people who are married will pay slightly less for auto insurance coverage. This usually happens because companies will offer special discounts to policyholders with multiple vehicles that are on the same policy.

Married couples, on average, pay less than single drivers do to insure their vehicles. This holds true in Reynoldsburg, with married couples paying about $27 less per month.

Average Car Insurance Rates by Housing Situation

Housing Status Average Monthly Premium
Own$52
Rent$63
Live with parents$109

Another factor taken into consideration is your living situation. If you rent your home or apartment, expect to pay around $11 a month more than if you own your own home in Reynoldsburg. But those who live at home with their parents can expect to pay significantly more.

Many companies, however, will offer you a discount to bundle your home or rental insurance with your auto insurance policy, which can help reduce your average costs.

Car Insurance Companies in Reynoldsburg, OH

Recent trends in car insurance for Reynoldsburg drivers

Given that average rates are often changing, it's a smart move to know the direction your area is trending before shopping for coverage.

In Reynoldsburg, auto insurance rates have been steadily decreasing, reaching a low of $45 in 2021.

How does Reynoldsburg compare to neighboring areas?

Why are car insurance rates in Reynoldsburg different from other areas?

Car insurance companies will take into account several factors when deciding how much to charge for a policy. While we've discussed the ones that affect your personal policy, others are based around where you park your car. These include things like:

  • Local laws
  • Number of car accidents
  • Amount of drivers in the community
  • Area crime rates
  • Access to off-street parking

It's good to be aware of these factors (even though you may not be able to do much to influence them) as you shop for a new policy or consider relocating. Realizing that different towns and cities will all have different rates, guides like these can be a good way to get a lay of the land of your corner of the world.

How can I find the cheapest car insurance in Reynoldsburg?

While understanding what the average costs are for drivers like you can be helpful as you get an idea of what you might end up paying, the only way to know exactly what your rate will be is by requesting a quote from car insurance companies.

But hold on! Compare.com does all of that work for you. Just enter your ZIP Code below, answer a few questions about you and your car, and you'll be comparing the cheapest quotes from many of the car insurance companies offering auto coverage in Reynoldsburg.

Compare the cheapest quotes from dozens of insurance companies

Reynoldsburg Insurance FAQs

What factors affect car insurance quotes in Reynoldsburg?

The factors that car insurance companies take into account when calculating your monthly cost include things you can't control like your age and gender, but also factors like your vehicle's year, make and model, plus your marital status, address, credit score, and driving record.

Why is the cost of car insurance in Reynoldsburg different from other neighboring cities?

Car insurance companies take local factors into consideration when determining how much to charge for coverage. Things like crime rates, parking situations, and local laws -- which can vary from city to city -- can significantly affect your rate.

Which car insurance company will offer me the cheapest rate in Reynoldsburg?

Since the factors that go into calculating your monthly payment vary from person to person, there isn't one company that will always offer the cheapest rate to everybody. You can be confident that you're receiving the best price possible however, by using sites like Compare.com to compare multiple quotes at once.

Do I need to change my insurance if I move to Reynoldsburg?

Whenever you move to a new area, or experience any other major life event such as getting married or finding a new job, it's always a good idea to re-evaluate your current insurance policy. Certain companies may offer larger discounts in certain cities, so it's a smart idea to use services like Compare.com to compare quotes from dozens of companies side-by-side.

Do I need to wait for my policy to expire to switch to a different car insurance company?

No. In fact, you can swap companies at any point, regardless of how much time is left on your current coverage. So, whether you're moving to Reynoldsburg or just curious about rates in your area, why not take 10 minutes to see if Compare.com can save you money?

Find your best rate in just a few minutes