Zanesville, OH Car Insurance

The average monthly cost for car insurance in Zanesville is about $48. To find out more check out our guide below.
What can Zanesville residents expect to pay for their car insurance? How does Zanesville compare to the surrounding area and the rest of Ohio? Find the average cost breakdowns and determining factors in the charts and writeups below:  

How much is car insurance in Zanesville?

Area Average Monthly Car Insurance Premium
Zanesville$48
OH$58
United States$81

As you can see in the chart above, it is around $10 a month cheaper to insure your vehicle in Zanesville than it is in the rest of Ohio.

Similarly, when compared to the national average, the cost for auto insurance in Zanesville is lower. On average, it's about $33 less to insure your vehicle in Zanesville than it is in the rest of the U.S.

Although these are the average rates for auto insurance in Zanesville, it's important to remember that you could end up paying something different. There are numerous factors taken into consideration by insurance companies when deciding the rate you'll pay for coverage. The bill you'll see each month is calculated based on things like age, gender, vehicle make and model, driving record, and in some cases, credit score.

We've done the heavy lifting for you and broken down the average rate for Zanesville so that you can get a more accurate idea of what you might pay. If you think you might be overpaying for insurance in your area, enter your ZIP below and find out!

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Average Car Insurance Rates by Age

Age Range Average Premium
Under 18Not Enough Data
18-24$79
25-34$42
35-44$40
45-54$32
55-64$38
65+$36

The older you are, the more experience you're likely to have on the roads, right? When it comes to your monthly premium, that experience can really pay off. As you can see, 18-24-year-olds pay two times the price that drivers 65 and older.

For every 10 years, you can expect to see a drop in your monthly premium. Once you hit retirement, however, you may see your rates climb back up a bit in Zanesville.

Average Car Insurance Rates by Gender

Gender Average
Male$49
Female$48

Male drivers pay, on average. slightly more than female drivers for auto insurance. While female drivers pay slightly less than male drivers on their monthly insurance rates, the difference in Zanesville is only about $1 a month.

Average Auto Insurance Rates by Driving Record

Infractions Average Monthly Premium
1 Accident$63
Multiple Accidents$65
1 Ticket$64
Multiple Tickets$58

One of the biggest factors in determining your car insurance rates is your driving record. Drivers who avoid accidents and tickets will pay significantly lower rates than those with infractions. Drivers in Zanesville with a single accident will pay around $63 a month. Similarly, if you have one ticket on your record, you will be looking at an average rate of around $64.

Regardless of where you live, accidents, tickets, and other driving infractions can drive your monthly bill way up. That's why it's important to drive safely and keep your record clean so you can keep your rates as low as possible.

Average Insurance Rates by Vehicle

Vehicle Age Average Monthly Premium
Less Than 1 Year$151
2-3 Years$34
4-5 Years$32
6-7 Years$72
8-10 Years$46
11-14 Years$48
15 Years or Older$50

If you look at the first table above, you'll see that SUVs are typically the cheapest vehicles to insure in Zanesville, with drivers paying around $47 per month for insurance coverage.

Truck and van drivers will see rates of about $51 for auto insurance coverage, while car owners by and large pay around $48 per month.

Your rates can also vary depending on your vehicle's age. Generally, the most expensive vehicles to insure are going to be newer ones. However, your rates may start to drop back down once your car is a few years old. In Zanesville, vehicles less than one year old are the most expensive to insure.

Average Car Insurance Rates by Relationship Status

Relationship Average Monthly Premium
Single (never married)$51
Married$39
Divorced$39
Widowed$44

More often than not, people who are married will pay slightly less to insure their car. This usually boils down to owners having multiple vehicles on the same policy, something some companies will reward with discounts.

According to the table above, the difference in rates based on relationship status in Zanesville can be as much as $12 a month, so it's worth taking into consideration.

Average Car Insurance Rates by Housing Situation

Housing Status Average Monthly Premium
Own$42
Rent$47
Live with parents$76

Your housing situation is another factor that affects your monthly rate. If you rent your home or apartment in Zanesville, expect to pay around $5 a month more than if you own property. But those who live at home with their parents can expect to pay significantly more.

Depending on your insurance company, they may offer you a discount if you bundle your home or renters insurance with your auto policy.

Car Insurance Companies in Zanesville, OH

Recent trends in car insurance for Zanesville drivers

Since average rates are constantly changing, it's a smart move to research the local trends in your area before picking an insurance policy.

The cost of car insurance in Zanesville declined steadily from 2017 through the present, where they reached $24 a month in 2022.

How does Zanesville compare to neighboring areas?

Why are car insurance rates in Zanesville different from other areas?

Car insurance companies take in numerous factors when figuring out how much individual insurance policies will cost. While we mentioned the factors that affect your personal policy, others are based around your home address. These include things like:

  • Amount of drivers
  • Area laws
  • Rate of car accidents
  • Off-street parking availability
  • Rate of crime

Knowing the make-up of these factors can be helpful when deciding on purchasing a new policy or thinking about making a move. Knowing that different towns and cities will all have different rates, guides like these can be a good way to get a lay of the land of your particular neighborhood.

How can I find the cheapest car insurance in Zanesville?

While getting familiar with what the average costs are for drivers like you can be helpful as you get an idea of what you might pay, the only way to know exactly what your rate will be is by requesting a quote from car insurance companies.

But wait! Compare.com will handle the heavy lifting for you. Enter your ZIP Code below, respond to a few questions, and you'll be comparing the cheapest quotes from many of the car insurance companies providing auto coverage in Zanesville.

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Zanesville Insurance FAQs

What factors affect car insurance quotes in Zanesville?

Car insurance companies calculate quotes based on a wide array of factors. These include things like your age and gender, but also factors like your vehicle's year, make and model, plus your marital status, address, credit score, and driving record.

Why is the cost of car insurance in Zanesville different from other neighboring cities?

Auto insurance companies consider regional factors, such as local laws, parking situations, and crime rates into account when calculating the monthly rate for coverage. Since these can all vary from city to city the rates you may see can differ from neighboring areas.

Which car insurance company will offer me the cheapest rate in Zanesville?

Since the factors that car insurance companies take into consideration when calculating the rate you might pay differ from person to person, there is no one insurance company that will offer the cheapest rate to everybody. Things like your driving record, the number of drivers on the policy, and vehicle make and model, plus a number of others, are all taken into account. Because of this, it's a good idea to use sites like Compare.com to compare multiple quotes at once.

Do I need to change my insurance if I move to Zanesville?

Whenever you relocate or experience another major life event, such as finding a new job or getting married, you should consider revisiting your current insurance policy. Using services like Compare.com to compare quotes from multiple companies at once is a great way to make sure you're getting the cheapest rate for your new location.

Do I need to wait for my policy to expire to switch to a different car insurance company?

No. You can switch companies at any time, regardless of how long is left on your current policy. So, if you've recently moved to Zanesville or it's been a while since you last compared car insurance rates, you may want to take 10 minutes and see if Compare.com can save you money.

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