Blacksburg, SC Car Insurance

The average monthly cost for car insurance in Blacksburg is about $89. To learn more about what you're likely to pay in the Blacksburg area, read our guide below.
What rates can residents of Blacksburg expect to pay for their car insurance? Compared to their surrounding area, how do rates in Blacksburg stack up? What about against the rest of South Carolina? You can see the cost breakdowns and contributing factors in the charts and writeups below:  

How much is car insurance in Blacksburg?

Area Average Monthly Car Insurance Premium
Blacksburg$89
SC$104
United States$81

Based on the chart above, you can see that coverage in Blacksburg typically costs about $15 a month less than it does in the rest of South Carolina.

That being said the expected monthly payments for an auto insurance policy in Blacksburg are above the national average. It's about $8 more for coverage in Blacksburg than in the rest of the U.S.

Bear in mind that while these are the average car insurance rates for Blacksburg, you could end up paying something different. There are a number of factors that determine how much insurance companies might charge you to insure your vehicle. Age, gender, vehicle make and model, driving record, and in some cases, your credit score, are all taken into consideration when calculating the final dollar amount you'll be asked to pay each month.

Don't worry, we've done the work for you and broken down average rates for Blacksburg to help you get a more accurate idea of what you'll be charged for your policy. And if you're not sure if you're getting the cheapest rate for your area, simply enter your ZIP Code below and find out!

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Average Car Insurance Rates by Age

Age Range Average Premium
Under 18Not Enough Data
18-24$146
25-34$81
35-44$91
45-54Not Enough Data
55-64$79
65+$74

Generally, the older you are, the more experienced you are on the roads. That experience can lead to some serious savings when it comes to car insurance premiums. In this case, 18-24-year-olds pay a lot more than someone who is at retirement age.

You can expect to see your monthly premium drop every 10 years or so. That said, once you hit retirement age, your rates may creep back up in Blacksburg.

Average Car Insurance Rates by Gender

Gender Average
Male$94
Female$86

In general, female drivers pay less for car insurance than their male counterparts. In Blacksburg, this difference shakes out to about $8 per month. Based on the chart above, you can see that female drivers pay around $86 on average, while male drivers typically pay $94 each month.

Average Auto Insurance Rates by Driving Record

Infractions Average Monthly Premium
1 Accident$118
Multiple Accidents$161
1 Ticket$105
Multiple Tickets$133

Your driving record can have a tremendous impact on your car insurance rates. Drivers who avoid accidents and tickets will pay significantly lower rates than those with infractions. In Blacksburg, a driving record with a single accident will usually get you a rate around $118 a month. In addition, drivers with a single ticket on their record can expect to pay around $105 a month on average.

When it comes to your monthly premium, accidents, tickets, and other driving infractions can really take a toll. So, if cheaper car insurance is important to you, keep your record clean and drive safe.

Average Insurance Rates by Vehicle

Vehicle Age Average Monthly Premium
Less Than 1 YearNot Enough Data
2-3 YearsNot Enough Data
4-5 Years$145
6-7 Years$151
8-10 Years$97
11-14 Years$94
15 Years or Older$81

If you look at the first table above, you'll see that trucks and vans are usually the cheapest vehicles to insure in Blacksburg, with drivers paying around $80 per month for auto insurance coverage.

Car owners will see a monthly rate of about $91, while SUV owners by and large pay around $93 a month.

Your rates can also vary depending on how old your vehicle is. Generally, the most expensive vehicles to insure are going to be newer ones. However, once your car is about 5 years old, you might start to see your rates slide back down slightly. The most expensive vehicles to insure in Blacksburg are vehicles six-to-seven years old and four-to-five years old.

Average Car Insurance Rates by Relationship Status

Relationship Average Monthly Premium
Single (never married)$91
Married$83
Divorced$76
Widowed$83

Overall, car insurance is slightly cheaper for married policyholders. This usually boils down to owners having multiple vehicles on the same policy, something that will often get you a discount.

At a national level, married drivers usually pay less than single drivers for auto insurance. This holds true for Blacksburg as well, where the difference is around $8 a month.

Average Car Insurance Rates by Housing Situation

Housing Status Average Monthly Premium
Own$84
Rent$87
Live with parents$102

Your living accommodations is another factor that affects your monthly rate. Homeowners in Blacksburg can expect to pay around $3 a month less than those who rent. Those who live with their parents, however, can expect to pay a lot more.

Many companies, however, will offer you a discount to bundle your home or rental insurance with your auto insurance policy, which can help reduce your car insurance premiums.

Car Insurance Companies in Blacksburg, SC

Recent trends in car insurance for Blacksburg drivers

Since car insurance rates are constantly changing, it's a good idea to know the local trends in your area before choosing an insurance provider.

In Blacksburg, car insurance rates rose from 2017-2018, when they hit a high of $93. This changed in 2019, when they began to turn downward again. They finished down in 2022, at $101 per month

How does Blacksburg compare to neighboring areas?

Why are car insurance rates in Blacksburg different from other areas?

Car insurance companies will take into account many factors when choosing how much to charge for a policy. The price of your insurance policy will depend largely on where you call home and will be influenced by things such as:

  • Crime
  • Total amount of drivers in the area
  • Frequency of car accidents
  • Laws
  • Off-street parking availability

An awareness of these factors is important when thinking about buying a new policy or potentially moving to a new home. Get started with a guide like this to get familiar with the average rates of your area.

How can I find the cheapest car insurance in Blacksburg?

While understanding what the average costs are for drivers like you can be helpful as you get an idea of what you might end up paying, the only way to know exactly what your rate will be is by requesting a quote from car insurance companies.

Luckily, Compare.com does all of that work for you. Just enter your ZIP below, answer a few questions about you and your car, and you'll be comparing the cheapest quotes from several of the car insurance companies providing coverage in Blacksburg.

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Blacksburg Insurance FAQs

What factors affect car insurance quotes in Blacksburg?

Car insurance companies calculate quotes based on a wide array of factors. These include things like your gender and age, but also factors like your vehicle's year, make and model, as well as your driving record, credit score, address, and marital status.

Why is the cost of car insurance in Blacksburg different from other neighboring cities?

Crime rates, parking situations, and local laws -- all of which can change from city to city -- play a large role in the rates that car insurance companies may charge for coverage.

Which car insurance company will offer me the cheapest rate in Blacksburg?

There isn't one company that can guarantee the cheapest rate to everybody, since the rates they charge for coverage are calculated based off of factors that can vary from person to person, such as vehicle make and model, driving record, and number of drivers on the policy. By using sites like Compare.com to compare multiple quotes simultaneously, you can rest assured that you're getting the best price available.

Do I need to change my insurance if I move to Blacksburg?

Any major life event, whether it be moving to a new area, finding a new job, getting married, or any other notable event always presents a good opportunity to re-evaluate your current insurance policy. Regardless of your previous rate, there may be cheaper options in your new location, so it's a good idea to use services like Compare.com to compare quotes from dozens of companies side-by-side.

Do I need to wait for my policy to expire to switch to a different car insurance company?

No, you can switch companies at any point, no matter how much time is left on your current policy. If you're thinking about moving to Blacksburg or are wondering if you're paying the best rate for your current area, take 10 minutes and visit Compare.com to find out for sure.

Find your best rate in just a few minutes