Dillon, SC Car Insurance

The average monthly cost for car insurance in Dillon is about $118. For information on policy rates, coverage, and more check out our guide below.
How do rates in Dillon measure up compared to neighboring areas, including South Carolina as a whole? What can Dillon residents expect to pay for their car insurance? Discover the factors that go into calculating the average cost in our writeups and charts below:  

How much is car insurance in Dillon?

Area Average Monthly Car Insurance Premium
Dillon$118
SC$104
United States$81

Car insurance policies in Dillon are about $14 a month more expensive than the rest of South Carolina.

Similarly, residents of Dillon might expect to pay higher rates for coverage than the rest of the country. The average monthly payment for the rest of the U.S. is about is about $37 cheaper than it is in Dillon.

While these are the average car insurance rates for Dillon, keep in mind that you could end up paying a different amount. Insurance companies take in a number of factors when deciding what amount to charge you for insuring your vehicle. Things like gender, vehicle make and model, driving record, age and, in some areas, credit score can all affect the bill you'll see each month.

We've done the heavy lifting for you and broken down the average rate for Dillon so that you can get a more accurate idea of what your policy will cost you. And if you think you might be overpaying for insurance, simply enter your ZIP below to learn more about rates in your area!

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Average Car Insurance Rates by Age

Age Range Average Premium
Under 18Not Enough Data
18-24$192
25-34$103
35-44$106
45-54$90
55-64$80
65+$67

Generally, the older you are, the more experienced you are on the roads. When it comes to auto insurance premiums, that experience pays off. According to the table above, you can see that 18-24-year-olds pay $125 more than drivers 65 and older.

For every 10 years, you can expect to see a decrease in your monthly premium. Having said that, once you approach retirement your rates may climb back up in Dillon.

Average Car Insurance Rates by Gender

Gender Average
Male$101
Female$128

Despite the national trend of women paying less than men for auto insurance, in Dillon men actually pay $101 per month for coverage while women pay $128.

Average Auto Insurance Rates by Driving Record

Infractions Average Monthly Premium
1 Accident$148
Multiple Accidents$223
1 Ticket$144
Multiple Tickets$172

Your rates can vary wildly depending on your driving record. Those with fewer accidents and tickets will pay significantly less than those with multiple infractions. In Dillon, a driving record with a single accident will usually get you a rate around $148 a month. Similarly, drivers with one ticket will typically pay around $144 on average.

When it comes to your monthly premium, accidents, tickets, and other driving infractions can really take a toll. Remember, cheap car insurance rates are dependent on driving safely and keeping your record clean.

Average Insurance Rates by Vehicle

Vehicle Age Average Monthly Premium
Less Than 1 YearNot Enough Data
2-3 Years$101
4-5 Years$95
6-7 Years$125
8-10 Years$115
11-14 Years$112
15 Years or Older$129

As you can see in the first table above, the cheapest vehicles to insure in Dillon are typically SUVs, which run about $99 per month.

Truck and van drivers will see rates of about $101, while the rates for car owners average out to about $132 a month.

You can also expect to see slightly different rates depending on the age of your vehicle. Generally, newer vehicles are going to be the most expensive to insure. However, once your car is close to 5 years old, you might start to see your rates slide back down slightly. The most expensive vehicles to insure in Dillon are vehicles fifteen years and older and six-to-seven years old.

Average Car Insurance Rates by Relationship Status

Relationship Average Monthly Premium
Single (never married)$122
Married$99
Divorced$102
Widowed$71

Generally, those who have settled down into marriage will pay slightly less to insure their vehicle. This usually happens because companies will offer special discounts to policyholders with multiple vehicles that are on the same policy.

On a national scale, married drivers typically pay less than single drivers for auto insurance. Dillon is no exception, with the difference totaling to around $23 a month.

Average Car Insurance Rates by Housing Situation

Housing Status Average Monthly Premium
Own$104
Rent$122
Live with parents$148

One other element taken into consideration is your living accommodations. Renters can expect to pay around $18 a month more than homeowners in Dillon. But if you live with your parents, your rates will be significantly higher.

That being said, many companies will offer you a discount if you bundle your homeowners or rental insurance policy with your auto insurance.

Car Insurance Companies in Dillon, SC

Recent trends in car insurance for Dillon drivers

Given that average rates are often changing, it's a smart move to know the direction your area is trending before picking an insurance policy.

The cost of auto insurance coverage in Dillon rose from 2017-2018, before leveling out in 2019. Rates finished up in 2022, at $135 per month

How does Dillon compare to neighboring areas?

Why are car insurance rates in Dillon different from other areas?

There are several factors car insurance companies will consider when choosing how much to charge for a monthly rate. While we mentioned the factors that affect your personal policy, others are based around your home address. These include things like:

  • Crime levels
  • Number of drivers in the community
  • Road safety
  • Amount of off-street parking
  • Community laws

You'll be hard pressed to change any of these factors yourself, but they're worth considering when thinking about the purchase of a new policy or a move. Get started with a guide like this to get familiar with the average rates of your area.

How can I find the cheapest car insurance in Dillon?

Arming yourself with information about the average costs for drivers in your area will better prepare you for the real deal. The only way to know for sure what your rate will be is by asking for a quote from car insurance companies.

But wait! Compare.com can handle all of this for you. Put in your ZIP Code below, answer a few questions regarding the factors mentioned above, and you'll be quickly comparing the cheapest quotes from the many car insurance companies offering plans in Dillon.

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Dillon Insurance FAQs

What factors affect car insurance quotes in Dillon?

Car insurance companies calculate quotes based on a wide array of factors. These include things you can't control like your age and gender but also factors like your vehicle's year, make and model, as well as your driving record, credit score, marital status, and address.

Why is the cost of car insurance in Dillon different from other neighboring cities?

Parking situations, local laws, and crime rates -- all of which can change from city to city -- play a large role in the rates that car insurance companies may charge for coverage.

Which car insurance company will offer me the cheapest rate in Dillon?

There isn't one company that can guarantee the cheapest rate to everybody, since the rates they charge for coverage are calculated based off of factors that can vary from person to person, such as vehicle make and model, driving record, and number of drivers on the policy. By using sites like Compare.com to compare multiple quotes simultaneously, you can rest assured that you're getting the best price available.

Do I need to change my insurance if I move to Dillon?

Whenever you relocate or experience another major life event, such as finding a new job or getting married, you should consider revisiting your current insurance policy. Using services like Compare.com to compare quotes from multiple companies at once is a great way to make sure you're getting the cheapest rate for your new location.

Do I need to wait for my policy to expire to switch to a different car insurance company?

No. You can switch companies at any time, regardless of how long is left on your current policy. So, if you've recently moved to Dillon or it's been a while since you last compared car insurance rates, you may want to take 10 minutes and see if Compare.com can save you money.

Find your best rate in just a few minutes