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How much is car insurance in Inman?
|Area||Average Monthly Car Insurance Premium|
Based on the chart above, you can see that coverage in Inman typically costs about $15 a month less than it does in the rest of South Carolina.
If you're considering relocating to Inman from out of state, you may want to budget a little extra for your insurance. The average monthly payment in Inman is about $8 more expensive than the rate for the rest of the U.S.
Keep in mind that while these are the average car insurance rates for Inman, it isn't guaranteed that it's what you'll pay. The amount that insurance companies end up charging you is determined by a number of factors. Your bill each month is calculated off of your age, gender, vehicle make and model, driving record, and even your credit score depending on the circumstances.
We've analyzed the average rate for Inman and broken down the different factors to help you understand what exactly you might be asked to pay. To find out if you're getting the cheapest rate, just enter your ZIP Code below and find out in minutes!
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Average Car Insurance Rates by Age
|Age Range||Average Premium|
|Under 18||Not Enough Data|
|45-54||Not Enough Data|
The longer you've been behind the wheel, the more experienced of a driver you are. When it comes to car insurance bills, that experience pays off. In this case, 18-24-year-olds pay two times as much as drivers 65 and older.
For every ten years older you get, you can expect to see a drop in your monthly premium. Having said that, once you approach retirement age your rates may start to rise again in Inman.
Average Car Insurance Rates by Gender
On average, female drivers pay slightly less than male drivers for car insurance. In Inman, this difference shakes out to about $5 per month. As illustrated in the table above, female drivers in the area pay about $87 on average, while male drivers pay around $92 each month.
Average Auto Insurance Rates by Driving Record
|Infractions||Average Monthly Premium|
One of the key factors in determining your car insurance rates is your driving record. Those with clean records can expect to pay significantly less than those with infractions. In Inman, a driving record with a single accident will usually get you a rate around $135 a month. Likewise, drivers with one ticket on their record will be looking at an average rate of around $120.
Accidents, tickets, and other driving infractions can really cost you when it comes to your monthly rate. In order to reduce your monthly bill and get the cheapest car insurance possible, keep your record clean and drive carefully.
Average Insurance Rates by Vehicle
|Vehicle Age||Average Monthly Premium|
|Less Than 1 Year||$100|
|15 Years or Older||$83|
If you look at the first table above, the cheapest vehicles to insure in Inman are usually trucks and vans, at $70 per month.
The cost of insurance for car and SUV owners in Inman usually comes out to about $93 a month.
The age of your vehicle has an impact on the cost of your policy as well. Generally, the most expensive vehicles to insure are going to be newer ones. However, once your car is close to 5 years old, you might start to see your rates slide back down slightly. In Inman, vehicles two-to -three years old are the most expensive to insure.
Average Car Insurance Rates by Relationship Status
|Relationship||Average Monthly Premium|
|Single (never married)||$95|
Generally speaking, people who are married will pay slightly less for car insurance. This usually happens because companies will offer special discounts to policyholders with multiple vehicles that are on the same policy.
Married couples, on average, pay less than single drivers do to insure their vehicles. This holds true in Inman, with married couples paying about $30 less per month.
Average Car Insurance Rates by Housing Situation
|Housing Status||Average Monthly Premium|
|Live with parents||$117|
Another factor that comes into play is your living accommodations. If you rent your home or apartment, expect to pay around $23 a month more than homeowners in Inman. But if you live with your parents, your rates will be significantly higher.
That said, if you bundle your homeowners or rental insurance policy with your auto insurance, many companies will offer you a discount to make up for it and reduce your car insurance premiums.
Car Insurance Companies in Inman, SC
Recent trends in car insurance for Inman drivers
Since average rates are constantly changing, it's a smart move to research the local trends in your area before choosing when and where to shop.
The rates for car insurance in Inman had been increasing consistently from 2017-2021. Insurance rates finished down in 2022, at $95.
How does Inman compare to neighboring areas?
Why are car insurance rates in Inman different from other areas?
Car insurance companies look at numerous factors when they're figuring out how much to charge for a policy. The price of your insurance policy will depend largely on your home address and will be influenced by things such as:
- Area crime rates
- Amount of off-street parking
- Total amount of drivers in the area
- Community regulations
- Road Safety (frequency of local car accidents)
An awareness of these factors is important when thinking about buying a new policy or potentially moving to a new home. Different cities and towns will each have different rates, so guides like these are a handy way to get started.
How can I find the cheapest car insurance in Inman?
In the end, the only way to know exactly what your rate will be is by requesting a quote from car insurance companies. Understanding what the average costs are for drivers prior to seeking out a quote can help you understand how closely the quote reflects local trends.
Luckily, Compare.com has you covered. Simply enter your ZIP below, answer a few questions, and you'll be comparing the cheapest quotes from numerous car insurance companies offering plans in Inman in no time.
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Inman Insurance FAQs
What factors affect car insurance quotes in Inman?
Auto insurance companies take a wide array of factors into consideration when calculating your monthly payment. These include things like your vehicle's year, make and model, your gender and age, as well as your marital status, credit score, address, and driving record.
Why is the cost of car insurance in Inman different from other neighboring cities?
Auto insurance companies consider regional factors, such as crime rates, parking situations, and local laws into account when calculating the monthly rate for coverage. Since these can all vary from city to city the rates you may see can differ from neighboring areas.
Which car insurance company will offer me the cheapest rate in Inman?
No one insurance company is guaranteed to offer the cheapest rate across the board. Since companies base their rates on factors that differ from person to person, such as driving record, number of drivers on the policy, vehicle make and model, and many more, it's a good idea to use sites like Compare.com to compare multiple quotes at once.
Do I need to change my insurance if I move to Inman?
Whenever you relocate or experience another major life event, such as finding a new job or getting married, you should consider revisiting your current insurance policy. Using services like Compare.com to compare quotes from multiple companies at once is a great way to make sure you're getting the cheapest rate for your new location.
Do I need to wait for my policy to expire to switch to a different car insurance company?
No, you can switch companies at any point, no matter how much time is left on your current policy. If you're thinking about moving to Inman or are wondering if you're paying the best rate for your current area, take 10 minutes and visit Compare.com to find out for sure.
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