Table of contents
How much is car insurance in Piedmont?
|Area||Average Monthly Car Insurance Premium|
As you can see in the chart above, it is around $7 a month cheaper to insure your vehicle in Piedmont than it is in the rest of South Carolina.
Compared to the national average cost of auto coverage, Piedmont has higher rates. It's about $16 more expensive than the national average to insure your vehicle in Piedmont.
Bear in mind that while these rates are the average costs for residents of Piedmont, it doesn't mean that's what you'll pay. There are a variety of factors that insurance companies consider when determining how much to charge you for insurance. Things like age, gender, vehicle make and model, driving record and, in some areas, credit score can all play a part in the bill you'll see each month.
We've broken down the average rates for Piedmont to help you understand what exactly you might be asked to pay. And if you're not sure that you're paying the lowest option, simply enter your ZIP Code below and find out!
Average Car Insurance Rates by Age
|Age Range||Average Premium|
|Under 18||Not Enough Data|
|45-54||Not Enough Data|
It makes sense that the older you are, the more experience you have driving, right? That experience can turn into some real savings when it comes to auto insurance rates. According to the table above, you can see that 18-24-year-olds pay $88 more than drivers 65 and older.
For every ten years older you get, you can expect to see a drop in your monthly premium. Once you hit retirement age, however, your rates may climb back up in Piedmont.
Average Car Insurance Rates by Gender
In general, female drivers pay less for car insurance than their male counterparts. In Piedmont, this difference shakes out to about $5 per month. Based on the chart above, you can see that male drivers pay $100 on average, while female drivers typically pay $95 each month.
Average Auto Insurance Rates by Driving Record
|Infractions||Average Monthly Premium|
One of the key factors in determining your car insurance rates is your driving record. A clean driving record will obviously get you a lower rate than one with accidents or infractions. The rate for drivers in Piedmont with a single accident on their record is about $139 a month. Likewise, drivers with one ticket on their record will be looking at an average rate of around $124.
Average Insurance Rates by Vehicle
|Vehicle Age||Average Monthly Premium|
|Less Than 1 Year||$182|
|15 Years or Older||$99|
If you look at the first table above, the cheapest vehicles to insure in Piedmont are by and large trucks and vans, at $91 per month.
Car owners can expect to pay an average of around $100 a month for their policy, while SUVs usually cost around $95 a month to insure.
The age of your vehicle has an impact on the cost of your policy as well. Newer vehicles are generally going to be the most expensive to insure. However, once your car is close to 5 years old you may start to see your rates drop back down a bit. The most expensive vehicles to insure in Piedmont are vehicles less than one year old.
Average Car Insurance Rates by Relationship Status
|Relationship||Average Monthly Premium|
|Single (never married)||$102|
More often than not, those who have settled down into marriage will pay slightly less for auto insurance coverage. This occurs because insurance companies commonly award special discounts to policyholders with multiple vehicles that are on the same policy.
The cost of auto insurance in Piedmont reflects the national trend of married couples paying less than single drivers to insure their vehicles, to the tune of about $17 a month.
Average Car Insurance Rates by Housing Situation
|Housing Status||Average Monthly Premium|
|Live with parents||$143|
Another factor taken into consideration is your housing status. If you rent your home or apartment, expect to pay around $14 a month more than if you own your own home in Piedmont. But those who live at home with their parents can expect to pay significantly more.
Depending on your insurance company, they may offer you a discount if you bundle your home or renters insurance with your auto policy.
Car Insurance Companies in Piedmont, SC
Recent trends in car insurance for Piedmont drivers
Average rates are constantly changing, so it's a good idea to know the direction your area is trending when choosing when and where to shop.
Auto insurance rates in Piedmont reached a low of $100 in 2018 and a high of $90 in 2021. Otherwise, drivers paid about the same rate from 2017 to 2022.
How does Piedmont compare to neighboring areas?
Why are car insurance rates in Piedmont different from other areas?
Car insurance companies will take into account several factors when choosing how much to charge for a policy. While we already talked about the ones that affect your personal policy, others are based around where you live. These include things like:
- Rate of crime
- Amount of drivers
- Community regulations
- Road Safety (frequency of local car accidents)
- Off-street parking availability
It's good to be aware of these factors (even though you may not be able to do much to influence them) as you shop for a new policy or consider relocating. Get started with a guide like this to get familiar with the average rates of your area.
How can I find the cheapest car insurance in Piedmont?
In the end, the only way to know exactly what your rate will be is by requesting a quote from car insurance companies. Understanding what the average costs are for drivers prior to seeking out a quote can help you understand how closely the quote reflects local trends.
But wait! Compare.com does all of that work for you. Just type in your ZIP below, answer a few questions about your driving profile, and you'll be comparing the cheapest quotes from many of the car insurance companies providing auto coverage in Piedmont.
Piedmont Insurance FAQs
What factors affect car insurance quotes in Piedmont?
Quotes are calculated by car insurance companies who take multiple factors into consideration, including things you can't control like your gender and age, but also factors like your address, credit score, driving record, and marital status.
Why is the cost of car insurance in Piedmont different from other neighboring cities?
Auto insurance companies consider regional factors, such as crime rates, parking situations, and local laws into account when calculating the monthly rate for coverage. Since these can all vary from city to city the rates you may see can differ from neighboring areas.
Which car insurance company will offer me the cheapest rate in Piedmont?
Since the factors that go into calculating your monthly payment vary from person to person, there isn't one company that will always offer the cheapest rate to everybody. You can be confident that you're receiving the best price possible by using sites like Compare.com to compare multiple quotes at once.
Do I need to change my insurance if I move to Piedmont?
Whenever you relocate or experience another major life event, such as getting married or finding a new job, you should consider re-evaluating your current insurance policy. By using services like Compare.com to compare quotes from multiple companies at once, you can be sure to capture any new savings brought about by your new situation.
Do I need to wait for my policy to expire to switch to a different car insurance company?
No. Regardless of how much time is left on your current policy, you can switch companies at any time. So, whether you're considering moving to Piedmont or just curious if you're getting the best rates, why not take 10 minutes and see if Compare.com can save you some extra cash?