Taylors, SC Car Insurance

How do rates in Taylors measure up compared to neighboring areas, including South Carolina as a whole? What rates can residents of Taylors expect to pay for their car insurance? You can find average cost breakdowns based on a wide array of factors in the charts and writeups below:

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How much is car insurance in Taylors?

Auto insurance coverage in Taylors is about $4 cheaper than it is in the rest of South Carolina.

The average cost of insuring your vehicle in Taylors is above the national rate. The cost of insuring a vehicle in Taylors is about $19 more expensive than the average rate for the rest of the U.S.

While these numbers represent the average monthly payments for coverage in Taylors, that doesn't mean it's what you'll pay. There are a variety of factors that insurance companies consider when determining how much to charge you for insurance. Variables like age, gender, vehicle make and model, driving record, and even credit score (depending on your area) can all be taken into consideration when determining your monthly premium.

We've broken down average rates for Taylors to help you understand what your policy's monthly premium will cost. If you're not certain that you're getting the cheapest rate for your area, just enter your ZIP below to find out!

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Average Car Insurance Rates by Age

The older you are, the more experience you're likely to have on the roads, right? When it comes to car insurance premiums, that experience can really pay off. As you can see, 18-24-year-olds pay two times the price that drivers 65 and older.

As you get older, you can expect to see a drop in your monthly premium every 10 years. As you get closer to retirement, however, you may see your rates climb back up a bit in Taylors.

Average Car Insurance Rates by Gender

On average, female drivers pay slightly less for car insurance than their male counterparts. In Taylors, the difference comes out to about $4 a month. Looking at the table above, you can see that female drivers pay around $98 on average, while male drivers typically pay $102 each month.

Average Auto Insurance Rates by Driving Record

Your rates can change quite drastically depending on your driving record. Those with clean records will see the most affordable rates, whereas even a single accident or infraction can cost you. Drivers in Taylors with one accident will pay around $126 a month. On a similar note, drivers with one ticket on their record will be looking at a monthly rate of about $123 on average.

Wherever you live, accidents, tickets, and other driving infractions can cost you some serious cash. So, if cheaper car insurance is important to you, keep your record clean and drive safe.

Average Insurance Rates by Vehicle

As you can see in the first table above, the cheapest vehicles to insure in Taylors are typically trucks and vans, which run about $87 per month.

Car owners, on the other hand, usually pay around $103 per month, while SUV drivers can expect to pay about $100 a month for insurance.

You may also see different rates based on your vehicle's age. Generally, newer vehicles are going to cost the most to insure. However, your rates may start to decrease if your car is a few years old. In Taylors, the most expensive vehicles to insure are vehicles less than one year old.

Average Car Insurance Rates by Relationship Status

Generally speaking, those who have settled down into marriage will pay slightly less for car insurance. This can usually be attributed to their policies having multiple vehicles, a factor many companies extend special discounts for.

According to the table above, the difference in rates based on relationship status in Taylors can be as much as $29 a month, so it's worth taking into consideration.

Average Car Insurance Rates by Housing Situation

Another factor that comes into play is your housing status. If you rent your home or apartment in Taylors, expect to pay around $17 a month more than if you are a homeowner. But if you live with your parents, you can expect to pay a lot more.

Bundling your home or rental insurance with your auto insurance can oftentimes reduce your average premiums, depending on your insurance company.

Car Insurance Companies in Taylors, SC

Recent trends in car insurance for Taylors drivers

Since car insurance rates are constantly changing, it's a good idea to know the local trends in your area before selecting an auto insurance policy.

In Taylors, the rates for auto insurance rose steadily from 2017-2021. They finished down in 2022, at $112.

How does Taylors compare to neighboring areas?

Why are car insurance rates in Taylors different from other areas?

There are a number of factors car insurance companies will consider when deciding how much to charge for a monthly rate. The price of your insurance policy will depend largely on where you live and drive and will be influenced by things such as:

• General road safety (how many accidents each locality has)
• Total drivers
• Access to off-street parking
• Community laws
• Crime

A decent level of familiarity with these factors can be helpful when you're ready to purchase of a new policy or thinking about making a move. Realizing that different towns and cities will all have different rates, guides like these can be a good way to get a lay of the land of your corner of the world.

How can I find the cheapest car insurance in Taylors?

Familiarizing yourself with patterns in the average costs of drivers like you will give you a leg up in conversations with insurance companies. Ultimately, the only way to know exactly what your rate will be is by requesting a quote from those car insurance companies.

Don't worry, Compare.com has you covered. Just enter your ZIP Code below, answer a few questions, and you'll be comparing the cheapest quotes from dozens of car insurance companies that offer auto coverage in Taylors in no time.

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Taylors Insurance FAQs

What factors affect car insurance quotes in Taylors?

Car insurance companies calculate quotes based on a wide array of factors. These include things you can't control like your age and gender but also factors like your vehicle's year, make and model, as well as your driving record, credit score, marital status, and address.

Why is the cost of car insurance in Taylors different from other neighboring cities?

Auto insurance companies consider regional factors, such as crime rates, parking situations, and local laws into account when calculating the monthly rate for coverage. Since these can all vary from city to city the rates you may see can differ from neighboring areas.

Which car insurance company will offer me the cheapest rate in Taylors?

No one insurance company is guaranteed to offer the cheapest rate across the board. Since companies base their rates on factors that differ from person to person, such as driving record, number of drivers on the policy, vehicle make and model, and many more, it's a good idea to use sites like Compare.com to compare multiple quotes at once.

Do I need to change my insurance if I move to Taylors?

Whenever you relocate or experience another major life event, such as finding a new job or getting married, you should consider revisiting your current insurance policy. Using services like Compare.com to compare quotes from multiple companies at once is a great way to make sure you're getting the cheapest rate for your new location.

Do I need to wait for my policy to expire to switch to a different car insurance company?

No. In fact, you can swap companies at any point, regardless of how much time is left on your current coverage. So, whether you're moving to Taylors or just curious about rates in your area, why not take 10 minutes to see if Compare.com can save you money?