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How much is car insurance in Travelers Rest?
|Area||Average Monthly Car Insurance Premium|
According to the chart above, the average cost of auto insurance in South Carolina is about $21 a month more expensive than it is in Travelers Rest.
Compared to the national average cost of auto coverage, Travelers Rest has higher rates. It's about $2 more expensive than the national average to insure your vehicle in Travelers Rest.
While these numbers are the average rates for auto insurance in Travelers Rest, that doesn't mean it's what you'll pay. There are a variety of factors that car insurance companies consider to determine how much to charge you to get your vehicle insured. Your monthly premium is calculated off of your age, gender, vehicle make and model, driving record, and in some cases, your credit score.
But don't worry, we've broken down the average rate for Travelers Rest residents based on several different factors so that you can get a more accurate idea of the bill you'll see each month. To find out if you're getting the cheapest rate, just enter your ZIP below and find out in minutes!
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Average Car Insurance Rates by Age
|Age Range||Average Premium|
|Under 18||Not Enough Data|
The more time you've spent on the road, the more experience you have. That experience can really work in your favor when it comes to auto insurance. In this case, 18-24-year-olds pay two times the price that someone who is at retirement age.
Every ten years or so you can expect to see a decline in your monthly premium. Drivers in Travelers Rest may see their rates climb back up once they hit retirement.
Average Car Insurance Rates by Gender
Car insurance rates for female drivers are usually cheaper than those for male drivers. This is true in Travelers Rest, where male drivers pay about $5 more a month. As you can see in the chart above, car insurance for women in the area typically costs around $81 each month, while men pay $86 on average.
Average Auto Insurance Rates by Driving Record
|Infractions||Average Monthly Premium|
Your driving record can have a tremendous impact on your car insurance rates. Drivers who avoid accidents and tickets will pay lower rates than those with infractions. In Travelers Rest, having a single accident on your record will usually get you rates around $118 a month. Likewise, drivers with one ticket will be looking at a rate of around $94 a month on average.
Regardless of where you live, accidents, tickets, and other driving infractions can greatly increase your premium. That's why it's important to drive safely and keep your record clean so you can keep your rates as low as possible.
Average Insurance Rates by Vehicle
|Vehicle Age||Average Monthly Premium|
|Less Than 1 Year||Not Enough Data|
|15 Years or Older||$80|
If you look at the first table above, the cheapest vehicles to insure in Travelers Rest are typically trucks and vans, at $75 per month.
Car owners, on the other hand, by and large pay around $85 per month, while SUV drivers can expect to pay about $84 a month to insure their vehicle.
In addition to vehicle type, you can also expect to see slightly different rates based on how old your vehicle is. Newer vehicles are generally going to be the most expensive to insure. However, once your car is around 5 years old, you might start to see your rates slide back down slightly. In Travelers Rest, vehicles four-to-five years old and eleven-to-fourteen years old are the most expensive to insure.
Average Car Insurance Rates by Relationship Status
|Relationship||Average Monthly Premium|
|Single (never married)||$88|
Generally, people who are married will pay slightly less for auto insurance. This usually happens because companies will offer special discounts to policyholders with multiple vehicles that are on the same policy.
At a national level, married drivers usually pay less than single drivers for auto insurance. This holds true for Travelers Rest as well, where the difference is around $15 a month.
Average Car Insurance Rates by Housing Situation
|Housing Status||Average Monthly Premium|
|Live with parents||$105|
One other element taken into consideration is your housing status. If you rent your home or apartment, expect to pay around $2 a month more than drivers who own property in Travelers Rest. Those who live with their parents, however, can expect to pay a good deal more than their counterparts who rent or own.
That said, if you bundle your homeowners or rental insurance policy with your auto insurance, many companies will offer you a discount to make up for it and reduce your car insurance costs.
Car Insurance Companies in Travelers Rest, SC
Recent trends in car insurance for Travelers Rest drivers
The average rates for car insurance are constantly changing, so it's a good idea to know the recent trends in your area before shopping for coverage.
In Travelers Rest, the rates for auto insurance dropped from 2017-2018, before leveling out in 2019. Insurance rates finished down in 2022, at $91 per month
How does Travelers Rest compare to neighboring areas?
Why are car insurance rates in Travelers Rest different from other areas?
There are a lot of factors car insurance companies will consider when deciding how much to charge for a monthly rate. The specifics of where you park your car will have an impact on your personal policy. This might include things like:
- Number of car accidents
- Total number of drivers in the region
- Amount of off-street parking
- Regional crime rates
- Area regulations
It's good to be aware of these factors (even though you may not be able to do much to influence them) as you shop for a new policy or consider relocating. Knowing that different towns and cities will all have different rates, guides like these can be a good way to get a lay of the land of your particular neighborhood.
How can I find the cheapest car insurance in Travelers Rest?
While understanding what the average costs are for drivers like you can be helpful as you get an idea of what you might end up paying, the only way to know exactly what your rate will be is by requesting a quote from car insurance companies.
Luckily, Compare.com will handle the heavy lifting for you. Just enter your ZIP Code below, respond to a few questions, and you'll be comparing the cheapest quotes from the many car insurance companies offering plans in Travelers Rest.
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Travelers Rest Insurance FAQs
What factors affect car insurance quotes in Travelers Rest?
Car insurance companies calculate quotes based on a wide array of factors. These include things like your age and gender, but also factors like your driving record, address, credit score, marital status, as well as your vehicle's year and make and model.
Why is the cost of car insurance in Travelers Rest different from other neighboring cities?
Car insurance companies take local factors into consideration when determining how much to charge for coverage. Things like local laws, crime rates, and parking situations -- which can vary from city to city -- can significantly affect your rate.
Which car insurance company will offer me the cheapest rate in Travelers Rest?
Since the factors that go into calculating your monthly payment vary from person to person, there isn't one company that will always offer the cheapest rate to everybody. You can be confident that you're receiving the best price possible by using sites like Compare.com to compare multiple quotes at once.
Do I need to change my insurance if I move to Travelers Rest?
Whenever you move to a new area, or experience any other major life event such as getting married or finding a new job, it's always a good idea to re-evaluate your current insurance policy. Certain companies may offer larger discounts in certain cities, so it's a smart idea to use services like Compare.com to compare quotes from dozens of companies side-by-side.
Do I need to wait for my policy to expire to switch to a different car insurance company?
Not at all, in fact you can switch companies at any point, regardless of how much time is left on your current policy. If you're thinking about moving to Travelers Rest or haven't checked out the latest rates in your area for some time, it might be worth your while to take 10 minutes and see if Compare.com can save you any cash.
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