How to Get an Anonymous Car Insurance Quote (2024)

You can get a car insurance estimate without providing your personal information, but the rate you receive may not be accurate.

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When you apply for a car insurance quote, companies ask you to provide personal information, like your phone number, email address, and home address. While submitting personal information can help you get the most accurate quote, it can also sometimes lead to spam and unwanted communication from the insurance company.

Fortunately, getting a car insurance estimate without personal information is possible. You can use a car insurance comparison website or an auto insurance rate calculator to get an anonymous quote. These methods allow you to get an estimate using as little personal information as possible.

Read on to learn more, plus tips on how to get the most accurate quotes.

Key Takeaways:

  • You can get an anonymous car insurance quote, but the rate might not be accurate.
  • A quote-comparison website or an online rate calculator can give you quotes with limited personal details.
  • Providing your vehicle identification number (VIN) and driving history can help you get more accurate quotes.

Do Anonymous Car Insurance Quotes Exist?

Anonymous car insurance quotes exist, and you can get a car insurance quote in a few ways without revealing sensitive personal information. Still, reputable companies need at least some basic information to give you a quote. For example, you won’t be able to get an accurate car insurance quote without providing your home address, since rates vary by state and ZIP code.

How to Get a Car Insurance Quote Without Giving Personal Information

Woman on phone and laptop

Using a quote-comparison website, a car insurance quote calculator, and simply submitting limited personal information are the best ways to get auto insurance quotes without giving out too much personal information. Let’s look at them in more detail.

1. Use a comparison website

Using a comparison website is one of the most convenient ways to get a car insurance quote without submitting too much personal information. Some general information is necessary to get an accurate quote. But if you use one of the best insurance comparison websites — like Insurify or — your personal information won’t be used for spam.

A quote-comparison website allows you to get direct quotes from multiple auto insurance companies through a single application. This makes it easy to compare rates side-by-side and see which company offers the best price for the coverage you want.

Quote-comparison websites are different from lead-generation websites, which don’t usually give you direct quotes. These sites — like QuoteWizard or NerdWallet — instead sell your personal information to insurance companies. Insurers can use your information to spam you with unwanted calls or emails.

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2. Use a car insurance rate calculator

Another way to get a mostly anonymous car insurance quote is to use a car insurance calculator. Using an online car insurance estimator will give you a quote based on the basic, non-identifiable information you provide, like your vehicle’s year, make, and model, and your ZIP code or the state you live in.

Keep in mind that these calculators only provide a rough estimate. To get a true car insurance quote, you’ll need to submit more information, such as your home address and date of birth.

3. Provide limited personal information

If you don’t want to share too many personal details to get a car insurance quote, you might be able to get a better estimate by submitting less personal information. Some insurers allow you to give limited details, like your name and date of birth, and disclose other details — like your Social Security number — later.

If you’re concerned about providing your personal email, you can create a secondary email to use when getting car insurance quotes.

Keep in mind that it’s always best to provide correct information to get the most accurate auto insurance quote. For example, if you use a different address, marital status, or age, your quote won’t be accurate.

What Personal Information Is Required to Get an Accurate Quote?

Man looking a car insurance paperwork

When you apply for a car insurance quote through a comparison or insurer website, you’ll almost always need to share certain information. This information helps car insurance companies give you the most accurate quote for your unique situation.

Insurers need to know about your vehicle, household, and other drivers to determine your potential rates, including:

  • Name
  • Date of birth
  • Home address
  • Marital status
  • Driver’s license number
  • Whether you own, lease, or finance your car
  • Vehicle information
  • Driving history

Many car insurance quote forms also ask for some optional information, such as your annual mileage, what safety features your car has, and how you typically use the car (commuting vs. pleasure).

How Uses Your InformationWhen you get a car insurance quote through, the only data we collect is information you disclose voluntarily. You have the option to provide or not provide any requested details. Once you submit your information, we send it to our list of insurance companies, and each company uses the information to calculate and provide you with accurate quotes.

We may use some of the information you share to inform our marketing and advertising campaigns, but we’ll never spam you with unwanted calls, emails, or messages. If you want to opt out of all communication from, you can unsubscribe anytime through your user account.

Tips for Getting the Most Accurate Quotes

Man looking at auto insurance docs

When you’re shopping for auto insurance, it’s helpful to compare quotes from different companies. That said, you’ll get the best and most accurate quotes if you provide as much detailed information as you can.

But if you’re concerned about how companies might use your data, submit only the information you’re comfortable giving. Here are some tips for getting the most accurate car insurance quotes.

  • Answer questions truthfully: You should always provide accurate information when getting car insurance quotes. For instance, if you lease your vehicle, don’t claim that you own it outright. The insurance company will find out, and your actual rate will probably be different from the estimation.
  • Use your car’s vehicle identification number (VIN): The type of vehicle you drive affects your car insurance rate. Instead of inputting the make and model, use your car’s VIN to get a quote, which will be more accurate based on the trim level and special features.
  • Disclose your driving history: Insurance applications usually include self-reported questions about your driving history. If you have recent accidents or violations on your record, don’t report that you have a clean driving record, or your car insurance quote might be lower than the rate you end up with.

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Anonymous Car Insurance Quotes FAQs

Getting an anonymous auto insurance quote can give you some peace of mind when you’re shopping for policies. Learn more about how to get quotes without giving out too much personal data.

Can you get car insurance online without talking to someone?

Yes. Many car insurance companies allow you to get a quote and purchase a policy online without talking to an insurance agent. This makes it easy to get car insurance anytime.

Does getting a car insurance quote affect your credit score?

No, getting a car insurance quote won’t affect your credit score. Unlike applying for a loan, car insurance companies use a soft credit inquiry, which doesn’t affect your credit. That said, the better your credit, the better your rates.

Is it safe to get a quote without your Social Security number?

Yes, many car insurance companies will give you a quote without your Social Security number. But most insurers require your Social Security number before you can purchase a car insurance policy.

Is it safe to get insurance quotes online?

Yes., it’s generally safe to get car insurance estimates online. Insurance companies with online quote and application processes have robust security measures in place to keep your sensitive information secure.

Are car insurance quotes binding?

No. Car insurance quotes aren’t binding and are usually valid for a certain amount of time if you’re not quite ready to purchase a policy. Keep in mind that car insurance quotes are just estimates of how much you might pay for car insurance and can increase or decrease based on a variety of factors, like your age, credit history, claim history, and driving record.

Can you lie to get cheaper car insurance?

You should never lie to get cheaper car insurance. Lying on an insurance application is fraud and can have legal consequences. Additionally, if an insurance company finds out that you lied on the application, it will likely terminate your coverage.


  1. Experian, “What Do You Need to Get Car Insurance?,” Accessed April 25, 2024.
  2. Consumer Reports, “Car Insurance Quote Comparison Websites Save You Time, But Watch for Privacy Pitfalls,” Accessed April 25, 2024.
  3. Insurance Information Institute, “What information do I need to give to my agent or company?,” Accessed April 25, 2024.
  4. Experian, “Do Auto Insurance Companies Consider Your Credit Score?,” Accessed April 25, 2024.

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