- A Buick Cascada is cheaper to insure than the average car.
- Full coverage auto insurance for a Cascada runs around $169 per month, on average, while liability only insurance typically comes in at about $72.
- The lowest insurance carrier for a Cascada is Workmens, who offers liability only coverage for sometimes as low as $37 monthly, on average.
In This Article
The Buick Cascada is a great car for drivers on a budget, with base prices starting at just $33,070 for 2019 models. With three different trim levels currently offered, you'll be sure to find an option to fit your style.
We combed through thousands of car insurance quotes on Compare.com, and we've found that Buick Cascada auto insurance rates run around $145 a month, on average. How do insurance premiums for the Cascada stack up against other similar cars?
|Current Base Price||$33,070|
|Trim Levels||SPORT TOURING, CASCADA, PREMIUM|
|Average Insurance Premium||$145/mo.|
|Cheapest Insurance Company||Workmens|
How Much is Car Insurance for a Buick Cascada?
|Vehicle||Liability Only||Full Coverage|
|All Buick Models||$73||$145|
|Average Insurance Premium||$81||$169|
You'll see in the table above that Buick Cascada insurance rates are right about average compared to other vehicles on the road. Cascada drivers can expect to pay around $169 monthly for full coverage, which has comprehensive and collision coverages in addition to liability, and about $72 per month for liability only insurance (find out more about the difference with our guide "State Minimum vs. Full Coverage").
When you compare it to other models, the Cascada is more expensive, with premiums about 17% higher than Buick's other vehicle offerings. Compared to offerings from other brands, car insurance for a Cascada is also more affordable, with full coverage insurance prices coming in around $8 less and $11 less for liability only insurance.
Compared to all vehicles of any body type, the Cascada has lower rates than average for both liability only and full coverage auto insurance.
Who has the Cheapest Car Insurance for a Buick Cascada?
|Insurance Company||Average Monthly Premium|
Are you searching for an auto insurance policy for your Buick Cascada? You might be wondering which company offers the lowest prices. Although there will never be one carrier that offers the most affordable prices for everyone, the cheapest average rates for liability only insurance are as little as $37 a month from Workmens. The runner up for lowest rates is Infinity, with insurance policies starting as cheap as $39 monthly.
Rounding out the list are Commonwealth Casualty, TwentyFirstCentury, and Liberty Mutual. However, just because these five companies offer the cheapest average rates doesn't necessarily mean they'll give you the best rates for your Buick Cascada.
After all, your results might be different, since car insurance carriers look at many things when calculating premiums. By reviewing quotes from an array of auto insurance companies at once, you can rest easy knowing that you're finding the most affordable rate.
What Factors Affect Car Insurance Rates for a Buick Cascada?
There are a multitude of variables that insurance carriers look at to choose how much to charge you for a policy -- and every company weighs certain variables more than others, so there's not a single carrier that's the cheapest for each Cascada owner.
The following sections show a lot of factors car insurance companies use to decide rates:
|Vehicle Age||Average Monthly Premium|
|Less than 1 Year||$57|
|8-10 Years||Not Enough Data|
|11-14 Years||Not Enough Data|
|15 Years or Older||Not Enough Data|
The Buick Cascada has been around for a while -- that means vehicle age can make a difference in what you end up paying for insurance. Normally, newer cars are going to cost more to insure because they're worth more, however, as time goes on and Cascadas begin to depreciate, insurance costs will gradually get lower.
Based on the above table, the Buick Cascada is inline with this trend, as the most expensive models to insure are those that are 2 to 3 years old, while the cheapest models are Cascadas that are 6 to 7 years old, on average.
|Age||Average Monthly Premium|
Your age is another variable that makes a significant difference in how much auto insurance carriers will charge you. Based on the information above, drivers with more experience have more affordable premiums compared to teenage drivers. Buick Cascada drivers under 18 actually pay over three times as much as those 25 or older.
Auto insurance prices continue to go lower as you get older, with the cheapest age group being 65 years and older for Cascada drivers.
|Gender||Average Monthly Premium|
Because women are less likely to get into accidents and get tickets, they have a decreased chance of filing a claim with insurance. So, insurance companies will often charge women less than men. When it comes to Cascada drivers specifically, men pay about 41% more than women per month for car insurance.
Where You Live
|State||Average Monthly Premium|
You're probably already aware that variables such as how old you are and what vehicle you drive play a role in your insurance rates, but you may not realize that where you live can be equally important. Insurance is regulated on the state level and not nationally, so prices can vary quite a bit depending on where you live.
For example, Georgia has rates for Cascada owners that are more expensive than other states.
Buick Cascada Car Insurance Discounts
Whatever your home state, your age, or your car, using as many discounts as possible when it comes to your car insurance is always important when shopping around for a policy.
While no two auto insurance carriers offer the same exact discounts, there are a few that you'll find with most insurers. These include discounts like:
- Defensive driving discounts for drivers who take a defensive driving class from an accredited school or institution
- Multi-vehicle discounts for adding more than one car to your auto policy
- Vehicle safety discounts for having a vehicle with higher safety ratings or one with certain safety features (like air bags or anti-lock brakes)
- Multi-policy discounts for bundling your home and auto policies with the same company
While taking advantage of discounts is always a smart way to save money on your car insurance, sometimes, it's actually having a profile that looks good to insurance companies that get you the lowest rates.
While you can't control every single aspect of your auto insurance profile (like some of the pieces we mentioned above), you do have a say over some of it. Below are just a few of the ones you can use to your advantage when it comes to saving money:
Your Driving Record
|Infractions||Average Monthly Premium|
It's no secret that insurance carriers offer the most affordable premiums to drivers with clean records. It follows that if you get a ticket for speeding or get into an accident, auto insurance rates will go up. But you still might be left wondering exactly how much collisions and moving violations will cost you.
Based on the table above, accidents will usually cost Cascada drivers less than tickets, but both will result in higher than normal rates. Buick Cascada drivers with one accident on their record pay an average of $134 every month (up $62 from the $72/mo. overall average), while drivers with a single ticket will pay about $176 a month. The rates only go higher the more tickets you get or accidents you have.
How Much You Drive
|Annual Mileage||Average Monthly Premium|
Another factor that affects your insurance prices is the amount of miles you drive each year. Drivers who are on the roads less are less likely to get into accidents, so they'll usually be offered cheaper premiums.
If you don't drive much because have a second vehicle or you work from home, you might consider learning about usage-based or pay-per-mile car insurance policies. With these kinds of policies, you pay a small base rate each month, with your final monthly bill being calculated based on the number of miles you drove.
How Do Buick Cascadas Compare to Other Vehicles?
If you're considering purchasing a new car and a Buick Cascada is on your shortlist, it can pay off to do your research. Car insurance is just one cost that's associated with a new car purchase, but it's certainly one that's worth considering.
Visit the table below to see how the Buick Cascada stacks up:
|Buick Cascada||National Average|
|Full Coverage Insurance||$130||$169|
|Average Annual Mileage||15,245||11,617|
With an MSRP that's a quarter less than the going rate for a new vehicle, the Buick Cascada is a fantastic value for any budget. While the average vehicle price in the U.S. is $46,074, the Cascada has a base price of just $33,070.
In the same fashion, insurance rates are lower when compared to other vehicles on the market. Full coverage insurance for a Buick Cascada is around $39 a month cheaper than average, while liability only coverage is $15 cheaper monthly.
When it comes to usage, Buick Cascada drivers are far from the national average in annual miles driven, with 15,245 miles per year compared to 11,617 for all vehicles.
Buick Cascada Car Insurance Costs by Model Year
So far, you've seen how different things have an impact on how much the average driver pays for auto insurance. If you're considering purchasing a new Cascada, having a good idea of how much you'll likely pay is extremely valuable as you weigh your options.
2019 Buick Cascada Car Insurance
|Liability Only Avg. Premium||$66|
|Full Coverage Avg. Premium||$130|
|Cheapest Insurance Company||DirectGeneral - $36/mo.|
|Available Trims||CASCADA, PREMIUM, SPORT TOURING|
On average, drivers who own a 2019 Cascada can expect to pay $66 to $130 per month for liability only and full coverage insurance, respectively.
We found DirectGeneral offered the cheapest policy, with rates as low as just $36 a month.
If you want more accurate quotes of how much you can expect to pay, just enter your ZIP code below and get several free quotes in minutes.
2018 Buick Cascada Car Insurance
|Liability Only Avg. Premium||$99|
|Full Coverage Avg. Premium||$207|
|Cheapest Insurance Company||Commonwealth Casualty - $39/mo.|
|Available Trims||CASCADA, PREMIUM, SPORT TOURING|
It costs about $99 monthly for liability or $207 for a full coverage policy for the 2018 Buick Cascada.
If you're looking for the most affordable 2018 Buick Cascada insurance policy, Commonwealth Casualty offered the most affordable policy we found, with rates as low as $39 per month.
If you want to know exactly how much you can expect to pay for your Cascada, just enter your ZIP code below and get several free quotes in minutes.
2017 Buick Cascada Car Insurance
|Liability Only Avg. Premium||$74|
|Full Coverage Avg. Premium||$195|
|Cheapest Insurance Company||Workmens - $37/mo.|
|Available Trims||CASCADA, PREMIUM, SPORT TOURING|
The average cost to insure a 2017 Cascada with liability only coverage is $74 monthly, while full coverage runs around $195 a month.
Workmens has premiums as little as just $37 per month for the 2017 Buick Cascada.
Interested in just how much you'll pay? All you need to do is enter your ZIP code below and you'll be on your way to comparing a variety of personalized quotes from the nation's top insurance companies.
2016 Buick Cascada Car Insurance
|Liability Only Avg. Premium||$62|
|Full Coverage Avg. Premium||$150|
|Cheapest Insurance Company||Clearcover - $35/mo.|
|Available Trims||1SV, PREMIUM|
You can expect full coverage for a 2016 Buick Cascada to run about $150 monthly, while liability only coverage will average around $62 per month.
Clearcover offered the cheapest policy we found, with rates as cheap as just $35 a month.
If you want to find the best prices for auto insurance for a 2016 Buick Cascada, enter your ZIP code below and compare multiple personalized quotes in just a few minutes.
Buick Cascada Insurance FAQs
Is a Buick Cascada expensive to insure?
Liability insurance runs an average of $72 per month, while full coverage will cost you around $169. It costs less to insure a Buick Cascada when compared to the average vehicle.
How can I get the best price on car insurance for my Buick Cascada?
The only way to be sure you're getting the lowest price on car insurance is to check prices regularly and compare quotes from lots of carriers. It's recommended to review quotes every 6 months or so. Luckily, sites like Compare.com let you compare rates from a range of companies at once, meaning you can find the cheapest rates (or guarantee you already have the best deal) for free.
Does the color of my Buick Cascada affect my insurance premiums?
You might have heard that it is more expensive to insure red cars that silver or white vehicles, but that's actually a myth. While there are multiple factors auto insurance carriers look at when they calculate how much your policy will be, your Buick Cascada's color is not on that list.
Do I need to have insurance before I buy a Buick Cascada?
You'll need to have an auto insurance policy in place before you can legally driver your new (or new to you) car off the dealership lot. As part of the buying process, some dealerships may offer you an insurance policy, but the best thing to do when buying a a new car is to let your car insurance carrier know ahead of time.
What car insurance discounts can I get for my Buick Cascada?
You will find a wide array of different discounts out there when it comes to insurance. Many of them (like "multi-vehicle discounts" and "pay-in-full discounts") are based less on your vehicle and more on you, but if your Cascada has safety features like anti-theft systems, anti-lock brakes, airbags, and other features, it may be eligible for certain discounts. The only way to be certain is to contact your insurance company and ask about their discounts.