+120 more)
Alani Asis is a personal finance and insurance writer who’s worked with Compare.com since 2023. She’s also landed bylines with leading publications and brands like Insider, Fortune, LendingTree, and more.
Alani aims to make personal finance approachable through fun, relatable, and digestible content.
)
Matthew Gross is an editor at Compare.com. With a background in editing and SEO, he’s passionate about creating content that helps readers get the information they need to make more informed decisions. Prior to Compare.com, Matthew brought his user-centered approach to his work with global brands like Apple and Adobe.
Matthew graduated from Illinois State University, where he earned his bachelor’s degree in Journalism.
Updated
At Compare.com, it’s our mission to give you the tools to find the best (and most affordable) insurance for your unique needs and budget. We strive to provide information that’s helpful, clear, and unbiased, and we believe that comparing insurance companies should never put you at risk of spam. Our editorial team — which is made up of experienced writers, editors, insurance agents, and data analysts — has spent thousands of hours researching and creating the coverage overviews, side-by-side comparisons, and detailed reviews you see across our site.
While we make money through partnerships with some of the brands we discuss in our articles, our editorial team operates 100% independently, and these partners never influence or affect the topics, reviews, ratings, or recommendations we provide. We never guarantee favorable reviews or mentions in exchange for compensation from any brands or partners, and we uphold strict editorial standards to ensure our content is always independent, truthful, and unbiased.
The GMC Acadia has a spacious interior and advanced safety features, making it an excellent family car. Acadia drivers also pay relatively affordable car insurance rates, averaging $131 per month. That’s aroiund 13% less than the national average for all vehicles, according to Compare.com data.
Some insurers, like Travelers, offer even lower rates. We’ll tell you all about the best auto insurers for your Acadia and how to save money on your policy.
Liability-only coverage for the GMC Acadia costs an average of $92 per month, and full coverage averages $169.
Travelers, Mile Auto, and Certainly offer the cheapest average premiums for the Acadia.
North Carolina Acadia drivers pay the cheapest average rate, at $58 per month. New York drivers pay the most, at $297 per month.
How much you pay to insure your Acadia depends on many different factors, including the type of policy you choose. Liability coverage is typically cheaper, but it pays only for injuries and damages you cause to others.
Full-coverage policies include liability coverage, plus comprehensive and collision coverage. It costs more but covers more events, like weather damage and theft. If you finance or lease your car, your lender typically requires you to buy full coverage.
The table below lists the average rates for Acadia insurance compared to the national averages for different policy types, according to Compare.com data.
Vehicle  | Average Monthly Premium: Liability | Average Monthly Premium: Full Coverage | Average Monthly Premium: All Policies |
|---|---|---|---|
| GMC Acadia | $92 | $169 | $131 |
| All vehicles | $108 | $193 | $150 |
GMC Acadia drivers pay an average of $131 per month, much less than the national average of $150 for all vehicles. But your actual rates may vary depending on a variety of factors, like your ZIP code and which car insurance company you choose.
Regardless of the average rates, you always have ways to save money on your car insurance. The insurance company you choose is one of the most important factors in your auto insurance rates.
Let’s look at the cheapest insurers for the GMC Acadia, according to Compare.com data.
Company | Average Monthly Premium |
|---|---|
| Travelers | $71 |
| Mile Auto | $72 |
| Certainly | $77 |
| Just Insure | $89 |
| Root | $89 |
Travelers offers the most affordable car insurance for your Acadia, with rates averaging just $71 per month. But these may not be the most cost-effective options for everyone. That’s why it’s important to compare quotes from several companies when shopping for car insurance.
Get rates from top insurance companies and save money in seconds.
There isn’t one best insurance company for every type of driver. Insurers consider a wide variety of factors when setting rates, including your age, location, and driving habits. It’s important to find a company that fits your budget and coverage needs.
To help you out, we found some of the best insurers for different GMC Acadia drivers. We picked these companies based on their average rates, discounts, customer ratings, and coverage options.
| User Reviews | 3.9 |
|---|---|
| Our Rating Compare.com's ratings are determined by our editorial team. The objective formula used in these reviews weighs several important factors to consider when choosing financial products and services, including customer satisfaction ratings, ease of use, and a number of other components. | 4.3 /5 |
| Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages. | $99/mo |
| Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible. | $182/mo |
Drivers value the reliable coverage but find the policy costs high and the rate increases too frequent. Communication and claim settlement speed also need improvement.
Drivers value the reliable coverage but find the policy costs high and the rate increases too frequent. Communication and claim settlement speed also need improvement.
Travelers stands out as a top choice for younger Acadia drivers. The insurer offers discounts for maintaining good grades, completing a driver training course, demonstrating safe driving habits, and more. Plus, you can add optional coverage for more protection, like accident forgiveness, gap insurance, and new car replacement.
That said, some coverages aren’t available everywhere, so you’ll have to check what you can get in your area. Travelers also has a lower-than-average claims satisfaction score from J.D. Power.[1]
Many student discounts available
Affordable rates for Acadia drivers
Many coverage options available
Below-average claims satisfaction score
Telematics program may raise rates
Some coverages not available in all states
| AM Best AM Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor). | NR |
|---|---|
| Our Rating Compare.com's ratings are determined by our editorial team. The objective formula used in these reviews weighs several important factors to consider when choosing financial products and services, including customer satisfaction ratings, ease of use, and a number of other components. | 4.4 /5 |
| Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages. | $66/mo |
| Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible. | $101/mo |
If you don’t drive often, pay-per-mile insurance from Mile Auto can help you save money. Mile Auto charges you only for the miles you drive, so you’ll pay less for driving less. The company claims that people who drive fewer than 1,000 miles per year can save up to 40% compared to traditional insurance.
But while Mile Auto has cheap rates, it doesn’t offer any discounts. Coverage is also available only in Arizona, Florida, Georgia, Ohio, Oregon, Tennessee, and Texas.
Affordable rates for Acadia drivers
Offers rental car coverage and roadside assistance
Bases rates on how many miles you drive
Doesn’t offer discounts
Available in only seven states
Limited coverage options
| User Reviews | 4.0 |
|---|---|
| Our Rating Compare.com's ratings are determined by our editorial team. The objective formula used in these reviews weighs several important factors to consider when choosing financial products and services, including customer satisfaction ratings, ease of use, and a number of other components. | 4.6 /5 |
| Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages. | $96/mo |
| Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible. | $135/mo |
Drivers appreciate the easy communication and good customer service, but many are unhappy with the regular and significant price increases.
Drivers appreciate the easy communication and good customer service, but many are unhappy with the regular and significant price increases.
GEICO offers an extensive list of discounts, many of which are perfect for Acadia drivers. For example, you may qualify for savings if your vehicle has a restraint device, anti-lock brakes, an anti-theft system, or daytime running lights. GEICO customers can also earn student, affiliation, and policy discounts, with savings of up to 25% off premiums.
But while GEICO offers a variety of discounts, it doesn’t offer gap insurance or rideshare coverage. The insurer also ranks below average for claims satisfaction by J.D. Power.
Many discounts available
Offers mechanical breakdown coverage
Offers SR-22 insurance for high-risk drivers
Gap insurance not available
Rideshare insurance not available
Lower-than-average claims satisfaction score
In general, older cars are worth less than newer cars. Your insurer usually pays less for repairs if you have an older vehicle, so they’ll charge less for coverage.[2] But newer Acadia models typically cost more to insure due to their higher values and repair costs.
Here’s what monthly insurance premiums look like for different Acadia model years, according to Compare.com data.
Acadia Model Year | Average Monthly Premium |
|---|---|
| 2025 | $182 |
| 2024 | $151 |
| 2023 | $164 |
| 2022 | $147 |
| 2021 | $146 |
| 2020 | $151 |
| 2019 | $146 |
| 2018 | $137 |
| 2017 | $135 |
| 2016 | $129 |
| 2015 | $130 |
| 2014 | $123 |
| 2013 | $127 |
| 2012 | $122 |
In addition to your car’s age, where you live can significantly influence your insurance rates.
Insurance companies also consider your location when calculating your insurance premiums. Different states have different risk factors, including severe weather, theft rates, and traffic patterns. For example, you’ll likely pay more for insurance if you live in a high-traffic metropolitan area than someone in a more rural ZIP code.
The map below shows the average monthly premium for Acadia insurance by state, according to Compare.com data.
state_id | Average Monthly Premium |
|---|---|
| Alabama | $77 |
| Arizona | $103 |
| Arkansas | $147 |
| California | $148 |
| Colorado | $121 |
| Connecticut | $234 |
| Delaware | $143 |
| Florida | $151 |
| Georgia | $153 |
| Idaho | $78 |
| Illinois | $96 |
| Indiana | $83 |
| Iowa | $70 |
| Kansas | $94 |
| Kentucky | $151 |
| Louisiana | $139 |
| Maine | $91 |
| Maryland | $212 |
| Massachusetts | $116 |
| Michigan | $181 |
| Minnesota | $116 |
| Mississippi | $116 |
| Missouri | $113 |
| Montana | $94 |
| Nebraska | $108 |
| Nevada | $184 |
| New Hampshire | $71 |
| New Jersey | $122 |
| New Mexico | $89 |
| New York | $297 |
| North Carolina | $58 |
| North Dakota | $89 |
| Ohio | $78 |
| Oklahoma | $100 |
| Oregon | $99 |
| Pennsylvania | $101 |
| Rhode Island | $88 |
| South Carolina | $169 |
| South Dakota | $75 |
| Tennessee | $87 |
| Texas | $137 |
| Utah | $112 |
| Vermont | $84 |
| Virginia | $111 |
| Washington | $86 |
| District of Columbia | $175 |
| West Virginia | $89 |
| Wisconsin | $78 |
| Wyoming | $75 |
Insurers factor in your age when determining your rates, too. Younger drivers, especially teens, are more likely to cause an accident. In fact, teen drivers get into crashes almost four times more often than drivers aged 20 or older, according to the Insurance Institute for Highway Safety (IIHS).[3] Because teens are riskier drivers, they pay more for car insurance.
The table below lists the average Acadia car insurance rates by age group, according to Compare.com data.
Teens pay the most to insure an Acadia, at an average of $246 per month. Luckily, rates don’t stay high forever. You’ll see a drop in prices in your mid-20s, especially if you have a clean driving record. Rates continue to decrease until around age 70, when they’ll start to go up again.
The better your driving record, the lower your insurance rates will be. But insurance companies consider you a high-risk driver if you have any traffic violations on your driving record and will charge you more for coverage.
Let’s take a look at the average monthly premiums for Acadia car insurance by driving record, according to our data.
Driving Record | Average Monthly Premium |
|---|---|
| Clean record | $131 |
| Speeding ticket | $181 |
| At-fault accident | $189 |
| DUI | $215 |
Getting a speeding ticket increases average rates by $50 per month, compared to a driver with a clean record. But a driving under the influence (DUI) conviction causes rates to rise by almost 40%.
){kind=logo}
Specific features of your Acadia SUV can affect your car insurance costs. Options like safety features can lower your rates. But more expensive features can cost more to repair or replace, so you’ll pay more for insurance.
Acadia-specific features that affect your rates include:
Safety features: Every new GMC Acadia comes equipped with more than 15 safety features, including automatic emergency braking systems and lane-departure warning. These features reduce the risk of crashes and may qualify you for a discount.
Crash test ratings: These ratings measure how well a vehicle protects you during a collision. Vehicles with better overall safety ratings tend to qualify for lower insurance rates because they’re less risky to insure. For example, the 2025 Acadia earned a Top Safety Pick designation from the IIHS,[4] which could help reduce your premiums.
Luxury features: The GMC Acadia offers high-end trim levels, engines with strong horsepower, and advanced features that appeal to many drivers. But these options can cost more to replace, and your insurer may raise your premiums to account for the extra financial risk.
)
Car insurance for the GMC Acadia is generally less expensive than for other vehicles. Still, you can lower your rates even more by following these tips:
Take advantage of discounts. Many insurance companies offer discounts for everything from your car’s safety features to paying your policy up front. Ask your insurer what you might qualify for.
Use a teen driver key fob. Opt into GMC’s Teen Driver program to monitor your teen’s driving behavior. Safer driving means fewer accidents and lower insurance premiums.
Use the myGMC App. The app lets you track your vehicle’s condition and location. Staying on top of maintenance helps prevent issues that could cause accidents. Plus, location tracking can help lower the risk of theft. Both are factors that insurers commonly reward with lower rates.
Comparison shop. Rates can change frequently. Comparing insurance quotes at least once a year ensures you get the best price on the coverage you need. It takes only a few minutes with one of the top insurance-comparison sites.
Get the coverage you need for your Acadia at the best price.
If you’re still unsure about car insurance for your GMC Acadia, we’re here to help. Below, we answered common questions so you can make the best decision before you buy.
Not usually. Car insurance for the GMC Acadia costs an average of $131 per month, according to Compare.com data. That’s $19 less than the national average for all vehicles ($150 per month). But your personal rates can vary by many factors, including your location and age.
Travelers offers the cheapest average insurance rates for the GMC Acadia, at $71 per month, according to Compare.com data. That said, how much you pay for car insurance depends on many factors, like your ZIP code and the coverage you choose.
Car insurance for a 2025 GMC Acadia costs an average of $182 per month, according to Compare.com data. But your insurance premium can vary based on several factors, including your credit, coverage limits, and claims history.
The Terrain is the cheapest GMC model to insure, with an average rate of $130 per month, according to Compare.com data. That said, your rate depends on many personal factors, like your driving record and ZIP code.
Data scientists at Compare.com analyzed more than 50 million real-time auto insurance quotes from more than 75 partner insurers in order to compile the rates and statistics seen in this article. Compare.com’s auto insurance data includes coverage analysis and details on drivers’ vehicles, driving records, insurance histories, and demographic information.
All the rates listed in this article have been collected from a combination of real Compare.com quotes and external insurance rate data gathered in collaboration with Quadrant Information Services. Compare.com uses these observations to provide readers with insights into how auto insurance companies determine their premiums.
)
)
)
)
)
)
)
)
Compare.com's #1 goal is to save you money. We publish resources that are based on hard-hitting data and years of industry experience to help you make more informed decisions with your wallet.
Learn more about us, our team, and what makes us tick.
)
Alani Asis is a personal finance and insurance writer who’s worked with Compare.com since 2023. She’s also landed bylines with leading publications and brands like Insider, Fortune, LendingTree, and more.
Alani aims to make personal finance approachable through fun, relatable, and digestible content.
Matthew Gross is an editor at Compare.com. With a background in editing and SEO, he’s passionate about creating content that helps readers get the information they need to make more informed decisions. Prior to Compare.com, Matthew brought his user-centered approach to his work with global brands like Apple and Adobe.
Matthew graduated from Illinois State University, where he earned his bachelor’s degree in Journalism.
)
)
