Infiniti EX Car Insurance: How Much Should You Expect to Pay?

Infiniti EX drivers pay about $129 a month for their car insurance, on average. Our complete guide will provide the information you need to know about how much auto insurance companies might charge you to insure your Infiniti EX.

Quick Facts

  • An Infiniti EX costs less than most other cars to insure.
  • Full coverage insurance for an EX runs around $160 per month, on average, while liability only insurance usually tends to be about $80 monthly.
  • AssuranceAmerica offers the lowest average rates for an EX with liability only coverage offered for as low as $28 per month.

EX Overview

The Infiniti EX is a great mid-level option for any driver, with a base price of $36,900 for 2013 models.

We ran through thousands of auto insurance quotes on Compare.com, and we've found that Infiniti EX car insurance rates average out to around $129 a month. Where does that fall compared to the rest of the market?

Current Base Price$36,900
Body Style(s)Car
Trim LevelsBASE/JOURNEY
Average Insurance Premium$129/mo.
Cheapest Insurance CompanyAssuranceAmerica

How Much is Car Insurance for an Infiniti EX?

Vehicle Liability Only Full Coverage
Infiniti EX$80$160
All Infiniti Models$97$209
All Cars$83$177
Average Insurance Premium$81$169

In the table above, you'll see that auto insurance prices for an Infiniti EX are about average compared to other vehicles on the road. On average, EX owners can expect to pay around $80 monthly for liability insurance, and about $160 per month for full coverage, which has comprehensive and collision coverages in addition to liability (our guide, "State Minimum vs. Full Coverage", can provide more details on the difference).

Comparing it to other Infiniti models, the EX is more affordable, with premiums more than 10% lower than the rest of the company's vehicle lineup. Similarly, compared to other vehicles of a similar body style, EX coverage is below average, with both liability only and full coverage insurance averaging less expensive prices than other cars.

Compared to all vehicles of any body type, the EX has lower premiums than average for both liability only and full coverage car insurance.

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Who has the Cheapest Car Insurance for an Infiniti EX?

Insurance Company Average Monthly Premium
AssuranceAmerica$28
Acuity$29
American Family$38
FirstChicago$41
AnswerFinancial$42

If you're browsing for a new car insurance policy for your Infiniti EX, you might want to know which company offers the cheapest prices. Although costs will typically be pretty different from person to person, the lowest average rates for liability only coverage are sometimes just $28 per month from AssuranceAmerica. The runner up for cheapest rates is Acuity, with insurance policies starting as low as just $29 a month.

American Family, FirstChicago, and AnswerFinancial round out the rest of the top 5 list. But just because these five carriers offer the lowest average rates doesn't necessarily mean they'll be the cheapest companies for you and your unique insurance profile.

Insurance carriers take many different things into consideration when offering you rates. The only way to guarantee you find the most affordable rates is to compare quotes from a multitude of auto insurance companies.

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What Factors Affect Car Insurance Rates for an Infiniti EX?

There are a whole bunch of pieces that car insurance carriers take into account to choose how much they charge for insurance -- and each carrier uses a different algorithm, so there's not a singular company that's the lowest for everyone.

The following sections show a range of variables auto insurance companies use to calculate rates:

Vehicle Age

Vehicle Age Average Monthly Premium
Less than 1 YearNo Recent Models
2-3 YearsNo Recent Models
4-5 Years$99
6-7 Years$66
8-10 Years$73
11-14 Years$90
15 Years or OlderNot Enough Data

The Infiniti EX has been around for a while, so vehicle age may make a big difference in what you end up paying for car insurance. Typically, it costs more to insure newer cars because they're worth more, however, as time goes on and EXs continue to depreciate, insurance costs will gradually go lower.

Since a new model has not been added to the market for at least 5 years, we cannot analyze this trend for the EX. However, as you can see in the table above, the cheapest Infiniti EXs to insure are those that are 6 to 7 years old, while the most expensive models are EXs that are 4 to 5 years old, on average.

Your Age

Age Average Monthly Premium

Your age is another factor that plays a significant role in how much you pay for insurance. Based on the information in the table above, younger EX drivers have higher rates than drivers with more experience. In this case, drivers 18 to 24 pay $55 more than those 25 or older.

Auto insurance prices continue to get lower as you get older, with the cheapest age group for EX drivers being 65 years and older.

Your Gender

Gender Average Monthly Premium
Male$69
Female$84

You may not know, but car insurance is normally more expensive for men than for women. This is because men are more likely to get tickets and get into accidents, which raises the chances of an insurance claim. Surprisingly, when it comes to EX drivers specifically, women pay around $15 more than men a month for auto insurance.

Where You Live

State Average Monthly Premium
California$67
Florida$106
Georgia$123
Illinois$47
New York$220
North Carolina$78
Pennsylvania$39
Texas$64
Virginia$44

You're probably already aware that factors like how old you are and what vehicle you drive play a role in your insurance prices, but did you know that where you live can matter just as much? Since car insurance is regulated on a state-by-state basis, rates shift quite a bit from state to state.

For example, the average Infiniti EX driver in New York pays about $220 monthly for liability coverage. Meanwhile, on average, the same owner from California will pay less than half of that price.

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Infiniti EX Car Insurance Discounts

No matter your age, your home state, or your car, using as many discounts as possible when it comes to your auto insurance is always a smart move when shopping around for a new policy.

Not every insurance carrier will offer the same discounts, but there are a few that are relatively universal. These include things like:

  • Defensive driving discounts for taking a defensive driving class from a certified school or institution
  • Multi-vehicle discounts for insuring more than one of your cars with the same company
  • Vehicle safety discounts for having a vehicle with higher safety ratings or one with certain safety features (like air bags or anti-lock brakes)
  • Multi-policy discounts for getting both your home and auto policies from the same insurance carrier

However, discounts aren't the only way to save. Sometimes the best way to save is just by having a profile that looks good to auto insurance carriers.

While you may not have control of every variable car insurance companies consider to calculate premiums (like some of the ones mentioned above), you do have a say over some of them. Below are just a few of the things you can use to your favor when it comes to saving some cash:

Your Driving Record

Infractions Average Monthly Premium
1 Accident$62
Multiple Accidents$119
1 Ticket$99
Multiple Tickets$77

You've most likely noticed ads from insurance carriers promoting large discounts for responsible drivers. It checks out that if you get into an accident or get speeding tickets, auto insurance rates will go higher. But exactly how much can these infractions cost you?

As you can see, accidents will usually cost EX drivers less than tickets, but both will result in a raise in rates. Infiniti EX drivers with a single ticket will pay about $99 a month, while drivers with one accident on their record pay an average of $62 every month. Those who have more than one of either violation will end up paying even more.

How Much You Drive

Annual Mileage Average Monthly Premium
0-2,500 Miles$83
2,501-5,000 Miles$77
5,001-7,500 Miles$61
7,501-10,000 Miles$86
10,000+ Miles$81

The total amount of miles you drive plays a role when it comes to your car insurance premiums. Those who are on the roads less have fewer opportunities to get into an accident, so they'll typically end up spending less on insurance. Based on the table above, you can see that Infiniti EX owners who drive between 7,500 and 10,000 miles pay $86 for auto insurance, while those who drive between 5,000 and 7,500 miles per year pay about $61 per month.

If you drive less often than the average driver or work from home, it may be worth reviewing usage-based or pay-per-mile insurance. With these kinds of coverage, you pay a small monthly amount, and your final monthly bill is calculated based on the number of miles you drove.

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How Do Infiniti EXs Compare to Other Vehicles?

If you're thinking about purchasing a new vehicle and an Infiniti EX is on your shortlist, you're probably wondering how it compares to other vehicles. Car insurance is just one cost that's associated with buying a new car, but it's certainly one that's worth considering carefully.

Visit the table below to see how the Infiniti EX compares:

Infiniti EX National Average
Liability Insurance$102$81
Full Coverage Insurance$165$169
Base MSRP$36,900$37,971
Average Annual Mileage11,18211,617

Overall, the Infiniti EX has an average MSRP and is on par with the going rate for a new vehicle. The national average vehicle MSRP is $37,971, and the EX comes in close to that at $36,900. A used EX will be even less expensive, since there hasn't been a new model on the market recently.

Although the purchase price is right in the middle of the spectrum, car insurance prices are slightly higher when compared to other vehicles on the market. Liability insurance for an Infiniti EX is around $21 per month more than average, while full coverage is $4 less monthly.

When it comes to usage, Infiniti EX drivers are near the national average in annual miles driven, with 11,182 miles each year compared to 11,617 for all vehicles.

Infiniti EX Car Insurance Costs by Model Year

You've seen how different variables can have an impact on what you'll pay for auto insurance. But if you're considering purchasing a new EX, having a good idea of how much you'll likely pay is extremely valuable as you weigh your choices.

2013 Infiniti EX Car Insurance

   
Liability Only Avg. Premium$102
Full Coverage Avg. Premium$165
Base MSRP$36,900
Cheapest Insurance CompanyDairyland - $36/mo.
Available TrimsBASE/JOURNEY

2013 Infiniti EX drivers can expect to pay an average of $102 a month for liability or $165 for full coverage.

Dairyland has premiums sometimes as cheap as $36 per month for the 2013 Infiniti EX.

And if you want more accurate rates tailored specifically to you, just enter your ZIP code below and get free quotes in minutes.

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2012 Infiniti EX Car Insurance

   
Liability Only Avg. Premium$115
Full Coverage Avg. Premium$153
Base MSRP$35,800
Cheapest Insurance CompanyMetroMile - $34/mo.
Available TrimsBASE/JOURNEY

On average, drivers who own a 2012 EX can expect to pay $115 to $153 monthly for liability only and full coverage car insurance, respectively.

We found MetroMile offered the most affordable policy, with rates as cheap as just $34 a month.

Interested in just how much you'll pay? Get a variety of free customized quotes by just entering your ZIP code below.

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2011 Infiniti EX Car Insurance

   
Liability Only Avg. Premium$76
Full Coverage Avg. Premium$139
Base MSRP$35,200
Cheapest Insurance CompanySafeco - $23/mo.
Available TrimsBASE/JOURNEY

The average cost to insure a 2011 Infiniti EX with liability only coverage is $76 monthly, while full coverage runs about $139 per month.

Safeco offered the cheapest policy we found, with rates sometimes as little as $23 a month.

If you want to know just how much your rate will be, just enter your ZIP code below and get several free quotes in minutes.

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2010 Infiniti EX Car Insurance

   
Liability Only Avg. Premium$77
Full Coverage Avg. Premium$151
Base MSRP$33,800
Cheapest Insurance CompanyElephant - $25/mo.
Available TrimsBASE/JOURNEY

You can expect full coverage for a 2010 EX to run around $151 monthly, while liability only coverage will average about $77 per month.

With prices as little as $25 monthly, Elephant offered the lowest policy we found.

While these are good estimates of what the average driver might pay to insure a 2010 Infiniti EX, these rates might differ based on your driver profile. Get free personalized quotes in minutes by just entering your ZIP code below.

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2009 Infiniti EX Car Insurance

   
Liability Only Avg. Premium$53
Full Coverage Avg. Premium$133
Base MSRP$33,800
Cheapest Insurance CompanyMapfre - $26/mo.
Available TrimsBASE/JOURNEY

It costs around $53 per month for liability or $133 for a full coverage policy for the 2009 Infiniti EX.

Looking for the most affordable policy? Mapfre offered liability only coverage for as cheap as $26 a month.

Want to know exactly what your insurance premium will be? Just enter your ZIP code below to get multiple free customized quotes.

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2008 Infiniti EX Car Insurance

   
Liability Only Avg. Premium$79
Full Coverage Avg. Premium$172
Base MSRP$31,900
Cheapest Insurance CompanyMetLife - $21/mo.
Available TrimsBASE/JOURNEY

The average cost to insure a 2008 EX with liability only coverage is $79 monthly, while full coverage runs about $172 a month.

With premiums sometimes as low as $21 per month, MetLife offered the cheapest policy we found for the 2008 Infiniti EX.

These average prices are a great starting point if you're in the market for a 2008 Infiniti EX, but there are a lot of different factors that go into calculating your policy rates. If you want to figure out exactly what you'll be asked to pay, get customized quotes by entering your ZIP below.

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Infiniti EX Insurance FAQs

Is an Infiniti EX expensive to insure?

The Infiniti EX is less expensive to insure compared to the average vehicle. Liability insurance runs an average of $80 a month, while full coverage will cost you around $160.

How can I get the best price on car insurance for my Infiniti EX?

The only way to make sure you're getting the most affordable price on car insurance is to check prices regularly and compare quotes from several companies. Over time, your driver profile changes, so it's a good rule of thumb to review quotes every 6 months or so. Luckily, sites like Compare.com let you compare premiums from a lot of carriers at once, meaning you can find the cheapest rates (or guarantee you already have the best deal) for free.

Does the color of my Infiniti EX affect my insurance rates?

You've probably heard that it costs more to insure red cars than silver or white ones, but that's just a myth. There are lots of variables auto insurance companies examine when they calculate how much your policy will be, but your Infiniti EX's color is not used to make that determination.

Do I need to have insurance before I buy an Infiniti EX?

Before you can legally drive your new (or new to you) EX off the dealership lot, you'll need to have valid insurance for it. Some dealerships will offer you one during the purchase process, but your best bet is letting your auto insurance carrier know beforehand.

What car insurance discounts can I get for my Infiniti EX?

You will find multiple different discounts out there when it comes to car insurance. Many of them (like "safe driver discounts" and "multi-vehicle discounts") are more based on you than the vehicle you drive, but if your EX has safety features like anti-theft systems, airbags, anti-lock brakes, and other features, it may qualify for certain discounts. The only way to find out is to talk with your insurance agent and ask about which discounts they offer.

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