Infiniti G Series Convertible Car Insurance: How Much Should You Expect to Pay?

Quick Facts

• An Infiniti G Series Convertible costs more than most other cars to insure.
• Liability auto insurance for a G Series Convertible runs around $92 per month, while full coverage generally tends to be about $203.
• Ohio Mutual is the most affordable car insurance carrier for a G Series Convertible with a national average of just $32 a month for liability only coverage.

G Series Convertible Overview

With a base price of $47,900 for 2013 models, the Infiniti G Series Convertible is a high-end vehicle that is more expensive than your average car. With four different trim levels currently available, there's an option for every driver.

We sifted through thousands of auto insurance quotes on Compare.com, and we've determined that average Infiniti G Series Convertible insurance rates run around $179 monthly. How do auto insurance prices for the G Series Convertible compare to premiums of other similar cars?

How Much is Car Insurance for an Infiniti G Series Convertible?

In the table above, you'll find that compared to other vehicles, Infiniti G Series Convertible insurance prices are above average. On average, G Series Convertible owners can expect to pay about $203 per month for full coverage, which has comprehensive and collision coverages in addition to liability, and about $92 a month for liability only insurance (our guide, "State Minimum vs. Full Coverage", can provide more details on the difference).

Comparing it to other models, the G Series Convertible is in line with Infiniti's vehicle offerings. But compared to other vehicles of a similar body style, G Series Convertible coverage is above average, with both full coverage and liability only insurance averaging more expensive premiums than other cars.

When compared to all vehicles, regardless of body style, model, or make, the G Series Convertible follows a similar pattern of having above average car insurance rates.

Who has the Cheapest Car Insurance for an Infiniti G Series Convertible?

Looking for a car insurance policy for your Infiniti G Series Convertible? You may be wondering which company offers the lowest premiums. Even though there will never be one carrier that offers the cheapest prices for everyone, the lowest average rates for liability only insurance are as low as $32 per month from Safeway and Ohio Mutual.

Finishing off the rest of the top 5 are Arrowhead, Coverhound, and Mapfre. That being said, just because these five companies offer the lowest average rates doesn't necessarily mean they'll be the cheapest carriers for you and your unique insurance profile.

Auto insurance companies take multiple different factors into consideration when offering you rates. By analyzing quotes from a whole range of insurance carriers at once, you can guarantee you're finding the most affordable rate.

What Factors Affect Car Insurance Rates for an Infiniti G Series Convertible?

There are a range of things that auto insurance companies use to determine how much to charge for insurance -- and every company weighs certain factors more than others, so there's not a singular carrier that's the cheapest for everyone.

The sections below show a wide array of variables car insurance carriers use to calculate rates:

Vehicle Age

The Infiniti G Series Convertible has been around for a while, so vehicle age may play a role in what you end up paying for insurance. Typically, newer cars are going to cost more to insure because they're worth more, but as they age, insurance costs will gradually go lower.

A new Infiniti G Series Convertible model hasn't been added to the market for over 5 years, so there isn't data to analyze this trend. However, as you can see in the table above, the most expensive Infiniti G Series Convertibles to insure are those that are 8 to 10 and 11 to 14 years old, while the cheapest models are G Series Convertibles that are 4 to 5 years old, on average.

Your Age

Your age is another variable that plays a big role in how much you pay for car insurance. Based on the information above, older drivers have more affordable premiums compared to younger drivers. Infiniti G Series Convertible drivers between 18 and 24 actually pay more than twice as much as those 25 or older.

Car insurance prices continue to go down as you get older, with drivers aged 55-64 making up the cheapest age group for the G Series Convertible.

Your Gender

Because women are less likely to get tickets and get into accidents, they have a lower chance of filing a claim with insurance. So, insurance companies will tend to offer women more affordable rates. The Infiniti G Series Convertible follows this convention, and women pay around $79 a month for auto insurance and men pay about $97.

Where You Live

You might already know that things such as what vehicle you drive and how old you are play a role in your insurance premiums, but you may not realize that where you live matters, too. Insurance is regulated on the state level rather than nationally, so rates change quite a bit depending on where you live.

For example, the average Infiniti G Series Convertible owner from New York pays around $270 monthly for liability coverage, while the same driver from California will pay only 20% of that price, on average. The chart above shows average prices for the 10 largest states by population, just to give you a good idea of how much rates can change between states.

Infiniti G Series Convertible Car Insurance Discounts

No matter your age, your car, or your home state, using as many discounts as possible when it comes to your car insurance policy is always the smart move.

Not every auto insurance company will offer the same discounts, but there are a few that are relatively universal. These include discounts like:

• Defensive driving discounts for drivers who take a defensive driving class through a certified school or institution
• Multi-car discounts for having more than one vehicle on your auto policy
• Vehicle safety discounts for having a vehicle with certain safety features (like anti-lock brakes or air bags) or one with higher than average safety ratings
• Multi-policy discounts for bundling your home and auto policies with the same carrier

While taking advantage of discounts is always a smart way to save money on your car insurance, sometimes, the best way to get the cheapest rates is by strengthening your overall insurance profile that carriers look at. This includes things like driving safely, avoiding lapses in coverage, and not having recent insurance claims.

Of course, you can't control every single aspect of your auto insurance profile (like some of the attributes we mentioned above), but there is quite a bit that you can control. Below are just a few of the factors you can use in your favor in order to save money on insurance:

Your Driving Record

You've most likely heard ads from auto insurance carriers promoting hefty discounts for good drivers. It checks out that your car insurance premiums will increase if you get a speeding ticket or get into a collision. But exactly how much is it going to cost you for these infractions?

You can tell from the table above that accidents will usually cost G Series Convertible drivers more than tickets, but both will result in a raise in rates. Infiniti G Series Convertible drivers with one ticket will pay about $85 a month, while drivers with a single accident on their record pay an average of $102 each month (up $10 from the $92/mo. overall average). The rates only get higher the more tickets you get or accidents you have.

How Much You Drive

How much you drive plays a role in your insurance prices. Those who are on the roads less are less likely to get into collisions, so they'll normally be offered lower rates. Based on the table above, you can see that Infiniti G Series Convertible owners who drive between 2,500 and 5,000 miles a year pay an average of $83 per month for auto insurance, while those who put less than 2,500 miles on their cars pay $113.

But if you don't use your Infiniti G Series Convertible that often, you might consider a usage-based or pay-per-mile insurance policy. With these kinds of coverage, you pay a small base rate each month, with your final monthly bill being calculated based on the number of miles you drove.

How Do Infiniti G Series Convertibles Compare to Other Vehicles?

If you're considering making an Infiniti G Series Convertible your next vehicle, you're probably wondering how it compares to other vehicles. Auto insurance is just one cost that comes with buying a new car, but it's guaranteed to be one that's worth thinking about carefully.

Visit the table below to see how the Infiniti G Series Convertible compares:

Overall, the Infiniti G Series Convertible has an MSRP that's in line with the going rate for a new vehicle. The G Series Convertible has a base price of $47,900, close to the national average vehicle MSRP of $37,971. And since there hasn't been a new G Series Convertible model on the market recently, used prices will be even cheaper.

But while the purchase price runs about average, car insurance prices are slightly higher when compared to other vehicles on the market. Full coverage insurance for an Infiniti G Series Convertible is about $50 per month more than average, while liability only coverage is $7 cheaper monthly.

When it comes to usage, Infiniti G Series Convertible owners drive more miles annually than the national average, with 11,617 miles per year for all vehicles compared to the G Series Convertible's 13,306 every year.

Infiniti G Series Convertible Car Insurance Costs by Model Year

We've walked through many of the variables that can affect a driver's insurance premiums. If you're in the market for a new car, truck, or SUV and the G Series Convertible is on your wishlist, having a good idea of exactly how much you'll pay can be extremely valuable as you weigh your options.

2013 Infiniti G Series Convertible Car Insurance

The average cost to insure a 2013 G Series Convertible with liability only coverage is $74 a month, while full coverage runs around $219 monthly.

We found Mercury offered the cheapest policy, with rates as low as just $32 per month.

If you want to find the best premiums for auto insurance for a 2013 Infiniti G Series Convertible, enter your ZIP code below and compare quite a few personalized quotes in just a few minutes.

2012 Infiniti G Series Convertible Car Insurance

On average, drivers who own a 2012 Infiniti G Series Convertible can expect to pay $88 to $196 monthly for liability only and full coverage insurance, respectively.

With rates sometimes as cheap as $26 per month, Mercury offered the lowest policy we found.

What could your car insurance premium look like? Just enter your ZIP code below to get multiple personalized quotes for free.

2011 Infiniti G Series Convertible Car Insurance

2011 G Series Convertible drivers can expect to pay an average of $94 a month for liability or $192 for full coverage.

With prices as cheap as $28 monthly, Gainsco offered the most affordable policy we found for the 2011 Infiniti G Series Convertible.

While these are good estimates of what the average driver might pay to insure a 2011 Infiniti G Series Convertible, these premiums might differ based on your driver profile. Just enter your ZIP code below, to get free personalized quotes in minutes.

2010 Infiniti G Series Convertible Car Insurance

It costs about $99 per month for liability or $223 for a full coverage policy for the 2010 Infiniti G Series Convertible.

Looking for the lowest policy? MetLife offered liability only coverage for as little as just $22 a month.

If you want more accurate quotes of how much you can expect to pay, just enter your ZIP code below and get free quotes in minutes.

2009 Infiniti G Series Convertible Car Insurance

You can expect full coverage for a 2009 G Series Convertible to run around $187 per month, while liability only coverage will average about $77 a month.

Elephant has rates sometimes as low as $26 monthly for the 2009 Infiniti G Series Convertible.

If you're looking for a more exact figure on what you should pay for auto insurance for a 2009 Infiniti G Series Convertible, you can get free quotes in minutes by just entering your ZIP code below.

Infiniti G Series Convertible Insurance FAQs

Is an Infiniti G Series Convertible expensive to insure?

Liability insurance runs an average of $92 a month, while full coverage will cost you around $203. Compared to the national average of all vehicles, premiums come in on the more expensive end of the spectrum.

How can I get the best price on car insurance for my Infiniti G Series Convertible?

There's only one way to be confident you're getting the cheapest rates -- checking prices regularly and comparing quotes from a whole bunch of companies. A good rule of thumb is to get quotes every 6 months or so. Luckily, sites like Compare.com let you compare rates from a bunch of carriers at once, meaning you can find the most affordable rates (or guarantee you already have the best deal) in just a few minutes.

Does the color of my Infiniti G Series Convertible affect my insurance prices?

You might have heard the old adage that red cars cost more to insure than cars of other colors, but that's actually not true. While there are a variety of things car insurance companies think about when they decide how much to charge you for a policy, the color of your G Series Convertible isn't one of them.

Do I need to have insurance before I buy an Infiniti G Series Convertible?

Before you can legally drive your new (or new to you) Infiniti G Series Convertible off the dealership lot, you'll need to have a valid auto insurance policy. Some dealerships will offer you one during the purchase process, but your best bet is letting your insurance company know before you buy.

What car insurance discounts can I get for my Infiniti G Series Convertible?

There are a whole range of discounts out there for auto insurance. Many of them (like "safe driver discounts" and "pay-in-full discounts") are based less on your vehicle and more on you, but if your G Series Convertible has safety features like airbags, anti-lock brakes, anti-theft systems, and other features, it may be eligible for certain discounts. The only way to find out is to talk with your insurance agent and ask about their discounts, since they fluctuate quite a bit from company to company.