Infiniti I Series Car Insurance: How Much Should You Expect to Pay?

Looking at average rates, Infiniti I Series drivers generally pay about $110 monthly for insurance. Take a look at our comprehensive guide to learn about how much auto insurance companies might charge you to insure your Infiniti I Series.

Quick Facts

  • It costs less to insure an Infiniti I Series than the average car.
  • Liability only car insurance rates for an I Series average around $86 per month, while full coverage typically comes in at about $158 a month.
  • Horace Mann provides the most affordable average premiums for an I Series with liability only coverage offered for as cheap as $26 per month.

I Series Overview

The Infiniti I Series is a great mid-level option for any driver, with 2004 models coming in with a base MSRP of $30,600.

Based on reviewing thousands of insurance quotes from Compare.com, we've determined that, on average, Infiniti I Series auto insurance prices run around $110 a month. But how does that compare to other cars on the market?

Current Base Price$30,600
Body Style(s)Car
Trim LevelsI35
Average Insurance Premium$110/mo.
Cheapest Insurance CompanyHorace Mann

How Much is Car Insurance for an Infiniti I Series?

Vehicle Liability Only Full Coverage
Infiniti I Series$86$158
All Infiniti Models$97$209
All Cars$83$177
Average Insurance Premium$81$169

You can see in the table above that when you compare the Infiniti I Series to other vehicles, insurance premiums are right about average. On average, I Series owners can expect to pay around $86 monthly for liability insurance, and about $158 a month for full coverage, which has comprehensive and collision coverages in addition to liability (our guide, "State Minimum vs. Full Coverage", can give you more information on these different types of insurance).

Compared to other Infiniti models, the I Series is more affordable, with rates around 24% lower than the rest of the manufacturer's vehicle offerings. However, I Series coverage runs close to average when compared to other vehicles of a similar body style, with liability insurance premiums coming in at $3 higher than other cars and full coverage insurance prices at $19 cheaper.

The Infiniti I Series also has average rates when comparing it to vehicles of any body type, no matter what make, model, or body style they are.

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Who has the Cheapest Car Insurance for an Infiniti I Series?

Insurance Company Average Monthly Premium
Horace Mann$26
ACG$28
CSAA$37
Premier$42
Aspire$42

If you're browsing for a car insurance policy for an Infiniti I Series, you might be most interested in which company offers the lowest premiums. Although there will never be one carrier that offers the lowest rates for everyone, the lowest average rates for liability only insurance are sometimes just $26 a month from Horace Mann. The runner up for cheapest rates is ACG, with car insurance policies starting as cheap as just $28 monthly.

Rounding out the list are CSAA, Premier, and Aspire. That being said, just because these five carriers offer the lowest average rates doesn't necessarily mean they'll be the cheapest companies for you and your unique insurance profile.

After all, insurance carriers look at a wide array of different things when calculating premiums, so your results might be different. By reviewing quotes from quite a few car insurance companies at once, you can be sure you're finding the most affordable rate.

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What Factors Affect Car Insurance Rates for an Infiniti I Series?

As we mentioned above, there are a lot of factors that auto insurance carriers take a look at to choose how much they charge -- and each company weighs certain variables more than others, so there's not a singular carrier that's the lowest for everyone.

The sections below show a variety of variables car insurance companies use to decide rates:

Vehicle Age

Vehicle Age Average Monthly Premium
Less than 1 YearNo Recent Models
2-3 YearsNo Recent Models
4-5 YearsNo Recent Models
6-7 YearsNo Recent Models
8-10 Years$47
11-14 Years$77
15 Years or Older$88

The Infiniti I Series has been around for a while, so vehicle age may make a big difference in what you end up paying for auto insurance. Typically, newer cars are going to cost more to insure because they're worth more, however, as time goes on and I Serieses continue to depreciate, insurance costs will gradually go down.

A new Infiniti I Series model hasn't been added to the market for over 5 years, so there isn't data to analyze this trend. However, as you can see in the table above, the cheapest Infiniti I Serieses to insure are those that are 8 to 10 years old, while the most expensive models are I Serieses that are 15 years old or more, on average.

Your Age

Age Average Monthly Premium

Your age is another factor that plays a significant role in how much you pay for insurance. As you can see in the table above, young drivers pay more expensive prices compared to those with more experience. In this case, drivers 18 to 24 pay $48 more than those 25 or older.

Insurance prices continue to go lower as you get older, with the cheapest age group being 55-64 for I Series drivers.

Your Gender

Gender Average Monthly Premium
Male$93
Female$80

Did you know women tend to pay less for auto insurance than men? This is because women are less likely to get tickets and get into accidents, which lowers the chances of an insurance claim. The Infiniti I Series follows this convention, and men pay about $13 more than women per month for insurance.

Where You Live

State Average Monthly Premium
California$54
Florida$158
Georgia$106
Illinois$53
New York$219
North Carolina$55
Ohio$63
Pennsylvania$87
Texas$67
Virginia$63

You're probably already aware that things such as how old you are and what vehicle you drive play a role in your car insurance premiums, but you may not realize that where you live is just as important. Because auto insurance is regulated on the state level rather than nationally, prices differ quite a bit from state to state.

For example, the average Infiniti I Series driver in New York pays around $219 a month for liability coverage. Meanwhile, the same owner from California will pay only a quarter of that price, on average. The chart shows average rates for the 10 largest states by population, just to give you a good idea of how much premiums can change depending on where you live.

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Infiniti I Series Car Insurance Discounts

No matter what state you call home, how old you are, or what car you drive, using as many discounts as possible when it comes to your car insurance policy is always a good idea.

Even though all insurance carriers offer their own unique discounts, there are a few that you'll find with most insurers. These include things like:

  • Vehicle safety discounts for having a vehicle with certain safety features (like anti-lock brakes or air bags) or one with higher safety ratings
  • Defensive driving discounts for drivers who take a defensive driving class from a certified school or institution
  • Multi-policy discounts for getting both your home and auto policies from the same company
  • Pay-in-full discounts for choosing to pay your entire policy price at once, rather than in monthly installments

However, discounts aren't the only way to save.

Even though you may not be able to control every variable auto insurance companies consider to calculate rates (like some of the ones mentioned above), there are quite a few that you can influence. Below are just a few of the variables you can use in your favor when it comes to saving cash:

Your Driving Record

Infractions Average Monthly Premium
1 Accident$106
Multiple Accidents$135
1 Ticket$106
Multiple Tickets$137

It's no secret that insurance carriers offer the cheapest prices to drivers with a history of responsible driving. It follows that your car insurance premiums will increase if you get into a collision or get tickets for speeding. But you still might be left wondering exactly how much these infractions will cost you.

You can see from the table above that accidents will usually cost I Series drivers more than tickets, but both will result in above average rates. Infiniti I Series drivers with a single ticket will pay an average of $106 per month, while drivers with one accident on their record pay about $106 per month (up $20 from the $86/mo. overall average). Those who have more than one of either violation will end up paying even more.

How Much You Drive

Annual Mileage Average Monthly Premium
0-2,500 Miles$68
2,501-5,000 Miles$82
5,001-7,500 Miles$84
7,501-10,000 Miles$89
10,000+ Miles$88

Another factor that plays a role in your insurance prices is the total amount of miles you drive each year. Those who drive less are less likely to get speeding tickets, so they'll usually get cheaper rates. In the table above, you can see that Infiniti I Series owners who drive 10,000 miles or more pay $88 for auto insurance, while those who drive fewer than 2,500 miles a year pay about $68 monthly.

But if you drive less often than the average driver or work from home, it may be worth considering usage-based or pay-per-mile car insurance. With these kinds of coverage, you pay a small base rate each month, with your final monthly bill being calculated based on how many miles you drove.

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How Do Infiniti I Serieses Compare to Other Vehicles?

If you're thinking about purchasing an Infiniti I Series, it might be helpful to do your research. Auto insurance is just one cost that comes with buying a new car, but it's guaranteed to be one that's worth considering.

Review the table below to see how the Infiniti I Series compares:

Infiniti I Series National Average
Liability Insurance$95$81
Full Coverage Insurance$224$169
Base MSRP$30,600$30,818
Average Annual Mileage10,56111,617

Overall, the Infiniti I Series has an average MSRP and is in line with the going rate for a new vehicle. The I Series has a base price of $30,600, similar to the national average vehicle MSRP of $30,818. And since it's been awhile since a new I Series model has been on the market, used prices will be even lower.

Although the purchase price is right in the middle of the spectrum, auto insurance premiums run above average when compared to the rest of the vehicle market. Liability insurance for an Infiniti I Series is about $14 per month more than average, while full coverage is over $50 more a month.

However, it is worth noting that the I Series drivers tend to use their cars less than the average American driver, with only 10,561 annual miles for the average owner.

Infiniti I Series Car Insurance Costs by Model Year

We've gone over many of the factors that can affect how much the average driver pays for insurance. But if you're considering purchasing a new I Series, having a good idea of how much you'll likely pay can be helpful as you consider your choices.

2004 Infiniti I Series Car Insurance

   
Liability Only Avg. Premium$95
Full Coverage Avg. Premium$224
Base MSRP$30,600
Cheapest Insurance CompanySafeAuto - $23/mo.
Available TrimsI35

You can expect full coverage for a 2004 Infiniti I Series to run around $224 monthly, while liability only coverage will average about $95 per month.

We found SafeAuto offered the most affordable policy, with rates sometimes as low as $23 monthly.

While these are good estimates of what the average driver might pay to insure a 2004 Infiniti I Series, these rates might differ based on your driver profile. Get free personalized quotes in minutes by just entering your ZIP code below.

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2003 Infiniti I Series Car Insurance

   
Liability Only Avg. Premium$92
Full Coverage Avg. Premium$178
Base MSRP$29,100
Cheapest Insurance CompanyMetroMile - $24/mo.
Available TrimsI35

The average cost to insure a 2003 I Series with liability only coverage is $92 a month, while full coverage runs around $178 per month.

MetroMile offered the cheapest policy we found, with rates sometimes as little as $24 a month.

If you want to know just how much your premium will be, just enter your ZIP code below and get several free quotes in minutes.

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2002 Infiniti I Series Car Insurance

   
Liability Only Avg. Premium$96
Full Coverage Avg. Premium$173
Base MSRP$28,750
Cheapest Insurance CompanyMetLife - $18/mo.
Available TrimsI35

It costs about $96 monthly for liability or $173 for a full coverage policy for the 2002 Infiniti I Series.

MetLife has premiums as low as just $18 per month for the 2002 Infiniti I Series.

What will your insurance rate be? Just enter your ZIP code below to get several personalized quotes for free.

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2001 Infiniti I Series Car Insurance

   
Liability Only Avg. Premium$82
Full Coverage Avg. Premium$138
Base MSRP$29,715
Cheapest Insurance CompanyFreedom - $21/mo.
Available TrimsI30

2001 I Series drivers can expect to pay an average of $82 monthly for liability or $138 for full coverage.

With prices as low as $21 a month, Freedom offered the lowest policy we found for the 2001 Infiniti I Series.

If you want to find the best rates for auto insurance for a 2001 Infiniti I Series, enter your ZIP code below and compare a whole bunch of personalized quotes in just a few minutes.

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2000 Infiniti I Series Car Insurance

   
Liability Only Avg. Premium$85
Full Coverage Avg. Premium$154
Base MSRP$29,465
Cheapest Insurance CompanyGainsco - $22/mo.
Available TrimsI30

On average, drivers who own a 2000 Infiniti I Series can expect to pay $85 to $154 per month for liability only and full coverage car insurance, respectively.

Looking for the cheapest policy? Gainsco offered liability only coverage for as little as $22 monthly.

Want something more accurate than nationwide averages? Enter your ZIP code below to get a variety of free personalized quotes.

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1999 Infiniti I Series Car Insurance

   
Liability Only Avg. Premium$78
Full Coverage Avg. Premium$150
Base MSRP$28,900
Cheapest Insurance CompanyMercury - $19/mo.
Available TrimsI30

It costs around $78 a month for liability or $150 for a full coverage policy for the 1999 I Series.

If you're looking for the most affordable 1999 Infiniti I Series insurance policy, Mercury offered the lowest policy we found, with rates sometimes as cheap as $19 per month.

If you want to know just how much your premium will be, just enter your ZIP code below and get free quotes in minutes.

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1998 Infiniti I Series Car Insurance

   
Liability Only Avg. Premium$91
Full Coverage Avg. Premium$169
Base MSRP$28,900
Cheapest Insurance CompanyElephant - $20/mo.
Available TrimsI30

The average cost to insure a 1998 Infiniti I Series with liability only coverage is $91 monthly, while full coverage runs about $169 a month.

With premiums as little as just $20 per month, Elephant offered the most affordable policy we found.

Want to know exactly how much you'll pay? Get multiple free personalized quotes by just entering your ZIP code below.

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1997 Infiniti I Series Car Insurance

   
Liability Only Avg. Premium$89
Full Coverage Avg. Premium$133
Base MSRP$28,800
Cheapest Insurance CompanySafeco - $22/mo.
Available TrimsI30

You can expect full coverage for a 1997 I Series to run around $133 monthly, while liability only coverage will average about $89 per month.

With prices sometimes as low as $22 a month, Safeco offered the lowest policy we found for the 1997 Infiniti I Series.

If you want to know exactly how much you can expect to pay for your I Series, just enter your ZIP code below and get free quotes in minutes.

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1996 Infiniti I Series Car Insurance

   
Liability Only Avg. Premium$65
Full Coverage Avg. Premium$95
Base MSRP$28,420
Cheapest Insurance CompanyMercury - $19/mo.
Available TrimsI30

On average, drivers who own a 1996 Infiniti I Series can expect to pay $65 to $95 per month for liability only and full coverage insurance, respectively.

We found Mercury offered the most affordable policy, with rates as low as just $19 a month.

If you want more accurate quotes of how much you can expect to pay, just enter your ZIP code below and get free quotes in minutes.

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Infiniti I Series Insurance FAQs

Is an Infiniti I Series expensive to insure?

The Infiniti I Series is less expensive to insure compared to the average vehicle. Liability insurance runs an average of $86 monthly, while full coverage will cost you around $158.

How can I get the best price on car insurance for my Infiniti I Series?

There's only one way to confirm you're getting the cheapest rates -- regularly shopping around and getting quotes. A good rule of thumb is to get quotes every 6 months or so. Luckily, sites like Compare.com let you compare premiums from a whole range of companies at once, meaning you can find the lowest rates (or guarantee you already have the best deal) in just a few minutes.

Does the color of my Infiniti I Series affect my insurance rates?

You may have heard the old adage that red cars cost more to insure, but that's just a myth. While there are lots of variables auto insurance carriers use when they decide your car insurance rate, the color of your vehicle is not factored into that decision.

Do I need to have insurance before I buy an Infiniti I Series?

You'll need to have an auto insurance policy in place before you can legally driver your new (or new to you) Infiniti I Series off the dealership lot. As part of the buying process, some dealerships might offer you an insurance policy, but it's best to let your insurance company know ahead of time.

What car insurance discounts can I get for my Infiniti I Series?

There are multiple different discounts out there for auto insurance. Many of them (like "multi-policy discounts" and "safe driver discounts") are more based on you than the I Series you drive, but if your I Series has safety features like anti-theft systems, anti-lock brakes, airbags, and other features, it may qualify for certain discounts. To find out which discounts you may receive, contact your insurance carrier and ask about which discounts they offer, since they shift quite a bit from carrier to carrier.

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