Infiniti Q Series Convertible Car Insurance: How Much Should You Expect to Pay?

Quick Facts

• An Infiniti Q Series Convertible costs less than most other cars to insure.
• Full coverage car insurance for a Q Series Convertible averages around $161 a month, on average, while liability only insurance typically runs about $45.
• Workmens is the most affordable insurance carrier for a Q Series Convertible.

Q Series Convertible Overview

With 2015 models starting at $48,550, the Infiniti Q Series Convertible is a high-end car for drivers with extra room in their budgets. There are two different trim levels currently available, so every driver can find an option to match their style.

We crunched the numbers on thousands of auto insurance quotes on Compare.com, and we've found that Infiniti Q Series Convertible car insurance prices average out to around $149 per month. Where does that fall compared to the rest of the market?

How Much is Car Insurance for an Infiniti Q Series Convertible?

You can see in the table above that compared to other vehicles on the road, Infiniti Q Series Convertible insurance premiums are about average. Q Series Convertible owners can expect to pay around $161 a month for full coverage, which has comprehensive and collision coverages in addition to liability, and about $45 per month for liability only insurance (check out our guide, "State Minimum vs. Full Coverage", to learn more about these different types of insurance).

When you compare it to other models, the Q Series Convertible is more affordable, with rates about 23% lower than Infiniti's other vehicle offerings. Likewise, coverage for the Q Series Convertible is below average when compared to other vehicles of a similar body style, with both full coverage and liability only insurance averaging less expensive prices than other cars.

Compared to all vehicles of any body type, the Q Series Convertible has less expensive premiums than average for both liability only and full coverage auto insurance.

Who has the Cheapest Car Insurance for an Infiniti Q Series Convertible?

Shopping around for an auto insurance policy for your Infiniti Q Series Convertible? You're likely interested in which company offers the lowest premiums. Even though costs will typically be pretty different from person to person, the lowest average rates for liability only coverage are sometimes just $26 per month from MetroMile. The next lowest carrier is Clearcover, who offers car insurance sometimes as low as $31 monthly.

Mercury, MetLife, and Safeco finish off the rest of the top 5. That being said, just because these five companies offer the lowest average rates doesn't necessarily mean they'll be the cheapest for you.

Insurance carriers take a bunch of factors into consideration when calculating monthly rates. By pulling quotes from a wide array of insurance companies at once, you can guarantee you're finding the cheapest rate.

What Factors Affect Car Insurance Rates for an Infiniti Q Series Convertible?

There are several pieces that car insurance carriers look at to decide how much they charge you -- and every company uses a different algorithm, so there's not just one carrier that's the most affordable for everyone.

The following sections show a bunch of things auto insurance companies use to calculate rates:

Vehicle Age

The Infiniti Q Series Convertible has been around for a while -- that means vehicle age will likely play a role in what you end up paying for insurance. Usually, it costs less to insure older cars because they're worth less than newer models, and as time goes on and Q Series Convertibles continue to depreciate, insurance costs will gradually go lower.

Since a new model has not been added to the market for at least 5 years, the Q Series Convertible won't really fit this trend. However, as you can see in the table above, the most expensive Infiniti Q Series Convertibles to insure are those that are 2 to 3 years old, while the cheapest models are Q Series Convertibles that are 8 to 10 years old, on average.

Your Age

Age plays a significant role in how much car insurance carriers will charge you for a policy. As you can see above, older drivers have cheaper rates compared to young Q Series Convertible drivers.

Car insurance prices continue to decrease as you get older, with the cheapest age group being 65 years and older for Q Series Convertible drivers.

Your Gender

Because women are less likely to get tickets and get into collisions, they have a lower chance of filing a claim with insurance. So, women tend to pay less for insurance than men. For Q Series Convertible drivers, that difference is around $11 per month, with women paying an average of $53 and men looking at around $42.

Where You Live

You might already know that variables such as how old you are and what vehicle you drive play a role in your auto insurance prices, but you may not realize that where you live is just as important. Because insurance is regulated at the state level, rates can differ quite a bit depending on where you live.

For example, California has rates for Q Series Convertible owners that are lower than other states.

Infiniti Q Series Convertible Car Insurance Discounts

Whatever your home state, your car, or your age, using as many discounts as possible when it comes to your car insurance is always a good idea when shopping around for a policy.

While no two auto insurance companies offer the same exact discounts, there are a few that you'll find with most insurers. These include discounts like:

• Defensive driving discounts for drivers who take a defensive driving class from an accredited school or institution
• Multi-car discounts for insuring more than one of your vehicles with the same company
• Vehicle safety discounts for having a vehicle with certain safety features (like anti-lock brakes or air bags) or one with higher safety ratings
• Multi-policy discounts for getting both your home and auto policies from the same insurance carrier

While taking advantage of discounts is always a smart way to save money on your insurance, sometimes, the best rates come from simply having a favorable insurance profile, which means having a clean driving record or not having any recent insurance claims.

While you can't control every single aspect of your car insurance profile (like some of the variables we mentioned above), you can control some of it. Below are just a few of the ones you can use in your favor when it comes to saving money:

Your Driving Record

You've probably noticed ads from auto insurance carriers promoting big savings for good drivers. It should be no surprise that your insurance premiums will go up if you get into a collision or get speeding tickets. But exactly how much can it cost you for these infractions?

Looking at the table above, you'll notice that accidents will usually cost Q Series Convertible drivers more than tickets, but both will result in higher than average rates. The rates only go higher the more tickets you get or collisions you have.

How Much You Drive

Another variable that impacts your auto insurance prices is how much you drive annually. Those who are on the roads less often are more likely to go accident-free, so they'll normally be offered more affordable premiums. Based on the table above, you can see that Infiniti Q Series Convertible owners who drive 10,000 miles or more pay $59 for car insurance, while those who drive fewer than 2,500 miles per year pay an average of $55 a month.

But if you don't drive much because you work from home or have a second vehicle, you might consider choosing a usage-based or pay-per-mile insurance policy. With these kinds of plans, you pay a small base rate each month, with your final monthly bill being calculated based on the number of miles you drove.

How Do Infiniti Q Series Convertibles Compare to Other Vehicles?

If you're considering making an Infiniti Q Series Convertible your next vehicle, you're probably wondering how it compares to other vehicles. Auto insurance is just one cost that comes with a new car purchase, but it's certainly one that's worth considering carefully.

Review the table below to see how the Infiniti Q Series Convertible stacks up:

Overall, the Infiniti Q Series Convertible has an average MSRP and is on par with the going rate for a new vehicle. The national average vehicle price is $40,098, and the Q Series Convertible comes in close to that at $48,550. And since there hasn't been a new Q Series Convertible model on the market in the last few years, used prices will be even lower.

Although the Q Series Convertible has a pretty average price, car insurance rates are slightly lower when compared to other vehicles on the market. Full coverage insurance for an Infiniti Q Series Convertible is about $4 a month cheaper than average, while liability only coverage is more than $20 cheaper monthly.

When it comes to usage, Infiniti Q Series Convertible owners drive fewer miles annually than the national average, with 7,216 miles a year compared to 11,617 for all vehicles.

Infiniti Q Series Convertible Car Insurance Costs by Model Year

We've walked through many of the factors that can affect how much you might pay for auto insurance. If you're in the market for a new car, truck, or SUV and the Q Series Convertible is on your wishlist, knowing what you'll likely pay for the specific car you're looking at can be extremely helpful as you weigh your options.

2015 Infiniti Q Series Convertible Car Insurance

2015 Q Series Convertible drivers can expect to pay an average of $57 per month for liability or $165 for full coverage.

With premiums as low as just $26 monthly, MetroMile offered the cheapest policy we found.

If you're looking for a more exact figure on what you should pay for car insurance for a 2015 Infiniti Q Series Convertible, you can get free quotes in minutes by just entering your ZIP code below.

2014 Infiniti Q Series Convertible Car Insurance

The average cost to insure a 2014 Infiniti Q Series Convertible with liability only coverage is $35 a month, while full coverage runs around $159 monthly.

If you're looking for the most affordable 2014 Infiniti Q Series Convertible insurance policy, Clearcover offered the lowest policy we found, with rates as cheap as $28 per month.

While these are good estimates of what the average driver might pay to insure a 2014 Infiniti Q Series Convertible, these rates might differ based on your driver profile. Get free personalized quotes in minutes by just entering your ZIP code below.

Infiniti Q Series Convertible Insurance FAQs

Is an Infiniti Q Series Convertible expensive to insure?

Liability insurance runs an average of $45 a month, while full coverage will cost you around $161. When compared to the national average of all cars, premiums come in on the more affordable end of the spectrum.

How can I get the best price on car insurance for my Infiniti Q Series Convertible?

The only way to ensure you're getting the most affordable price on auto insurance is to check prices regularly and compare quotes from a multitude of companies. Over time, your driver profile changes, which could change your rates, so it's recommended that you get quotes every 6 months or so. Luckily, sites like Compare.com let you compare prices from multiple carriers at once, meaning you can find the cheapest rates (or guarantee you already have the best deal) in just a few minutes.

Does the color of my Infiniti Q Series Convertible affect my insurance rates?

Have you heard that it is more expensive to insure red cars that silver or white vehicles before? Well, that's actually not true. There are a variety of variables car insurance companies examine when they offer you a premium, but the color of your vehicle is not factored into that equation.

Do I need to have insurance before I buy an Infiniti Q Series Convertible?

You'll need to have valid insurance for your Infiniti Q Series Convertible before you can legally drive your it off the dealership lot. Some dealerships will offer you one during the purchase process, but the best thing to do when buying a a new car is to let your auto insurance carrier know beforehand.

What car insurance discounts can I get for my Infiniti Q Series Convertible?

You will find tons of discounts out there for insurance. Many of them (like "pay-in-full discounts" and "multi-policy discounts") are based less on your car and more on you, but if your Q Series Convertible has safety features like anti-lock brakes, airbags, anti-theft systems, and other features, it may be eligible for certain discounts. The only way to find out is to contact your insurance company and ask about which discounts they offer, since they fluctuate quite a bit from company to company.