- An Infiniti QX30 costs more than most other cars to insure.
- Liability only auto insurance prices for a QX30 average around $96 per month, while full coverage usually tends to be about $210 a month.
- The most affordable car insurance company for a QX30 is Workmens, who offers liability only coverage for as low as just $47 per month, on average.
In This Article
Coming in with a base MSRP of $30,250 for 2019 models, the Infiniti QX30 is a great car for drivers on a budget. There are two different trim levels currently available, so there's something there for every driver.
We sifted through thousands of insurance quotes on Compare.com, and we've found that Infiniti QX30 auto insurance premiums average out to around $190 monthly. Where does that fall compared to the rest of the market?
|Current Base Price||$30,250|
|Trim Levels||LUXE/ESSENTIAL, PURE/LUXE/ESSENTIAL/SPORT|
|Average Insurance Premium||$190/mo.|
|Cheapest Insurance Company||Workmens|
How Much is Car Insurance for an Infiniti QX30?
|Vehicle||Liability Only||Full Coverage|
|All Infiniti Models||$97||$209|
|Average Insurance Premium||$81||$169|
You'll see in the table above that compared to other vehicles, Infiniti QX30 insurance rates are higher than average. QX30 owners can expect to pay about $96 a month for liability insurance, and around $210 per month for full coverage, which has comprehensive and collision coverages in addition to liability (our guide, "State Minimum vs. Full Coverage", can give you more information on these different types of insurance).
Comparing it to other Infiniti models, the QX30's insurance price is on par with the rest of the manufacturer's vehicle lineup. However, compared to other vehicles of a similar body style, QX30 coverage is higher than average, with both liability only and full coverage insurance averaging more expensive prices than other cars.
Unsurprisingly, they're overall more expensive to insure than the average vehicle, regardless of which make, body style, or model you compare it to.
Who has the Cheapest Car Insurance for an Infiniti QX30?
|Insurance Company||Average Monthly Premium|
If you're browsing for a new auto insurance policy for your Infiniti QX30, you might be most interested in which carrier offers the most affordable prices. While there will never be one company that has the cheapest rates for everyone, the lowest average rates for liability only insurance are sometimes just $35 a month from Fiesta. The runner up for lowest rates is Shelter Mutual, with insurance policies starting as cheap as just $38 monthly.
Rounding out the list are Clearcover, Workmens, and Commonwealth Casualty. However, just because these five carriers offer the lowest average rates doesn't necessarily mean they'll be the cheapest for you.
Car insurance companies take a multitude of different factors into consideration when calculating how much to charge you. Since every driver is different, there's only one way to make sure you get the cheapest premiums, and that's by getting personalized quotes and comparing rates from a multitude of auto insurance carriers.
What Factors Affect Car Insurance Rates for an Infiniti QX30?
As we mentioned above, there are a range of variables that car insurance companies take a look at to determine how much they charge you -- and each carrier weighs different variables more heavily than others, so there's not a singular company that's the most affordable for every QX30 driver.
Here are just a few of the things car insurers will look at, with individual breakdowns of how each one affects your rates:
|Vehicle Age||Average Monthly Premium|
|Less than 1 Year||$75|
|6-7 Years||Not Enough Data|
|8-10 Years||Not Enough Data|
|11-14 Years||Not Enough Data|
|15 Years or Older||Not Enough Data|
The Infiniti QX30 has been around for a few years, so vehicle age may make a difference in your insurance premium. Typically, newer cars are going to cost more to insure because they're worth more, but as they get older, insurance costs will gradually go down.
As you can see in the information above, the Infiniti QX30 is not quite in line with this trend, as the cheapest models to insure are those that are 1 year old or less, while the most expensive models are 2 to 3 years old, on average.
|Age||Average Monthly Premium|
How old you are plays a big role in how much car insurance carriers will charge for a policy. As you can see above, younger QX30 drivers pay more compared to those who have more experience. In this case, drivers between 18 and 24 pay more than twice as much as those 25 or older.
Insurance prices continue to go lower as you get older, with the cheapest age group for QX30 drivers being 45-54.
|Gender||Average Monthly Premium|
Women tend to pay less for auto insurance than men. This is because women are less likely to get into accidents and get tickets, which lowers the chances of an insurance claim. When it comes to QX30 drivers specifically, men pay about 8% more than women a month for insurance.
Where You Live
|State||Average Monthly Premium|
It may seem like common sense that factors such as what vehicle you drive and how old you are play a role in your car insurance rates, but you may not realize that where you live is just as important. Since auto insurance is regulated on a state-by-state basis, premiums can fluctuate quite a bit from state to state.
For example, the average Infiniti QX30 owner in New York pays around $150 per month for liability coverage. Meanwhile, on average, the same Californian driver will pay less than half of that price.
Infiniti QX30 Car Insurance Discounts
Regardless of which car you drive, where you live, or how old you are, it's always important to take advantage of as many insurance discounts as possible.
While no two auto insurance companies offer the same exact discounts, there are a few that you'll find with most insurers. These include things like:
- Multi-policy discounts for bundling your home and auto policies with the same insurance carrier
- Vehicle safety discounts for having a vehicle with higher than average safety ratings or one with certain safety features (like anti-lock brakes or air bags)
- Pay-in-full discounts for choosing to pay your entire policy rate at once, rather than by monthly payments
- Multi-vehicle discounts for having several cars on your auto policy
There are all sorts of other discounts out there for saving money on your car insurance. Often, it's actually maintaining a clean driving record or not having recent insurance claims that get you the best rates.
Even though you can't control every factor auto insurance carriers use to calculate rates (like some of the ones mentioned above), there are quite a few you can control. Below are just a few of the ones you can use to your favor when it comes to saving some cash:
Your Driving Record
|Infractions||Average Monthly Premium|
|Multiple Tickets||Not Enough Data|
You've probably noticed ads from insurance companies promoting hefty discounts for safe drivers. And you probably wouldn't be surprised that your car insurance prices will go higher if you get into a collision or get cited for speeding. But exactly how much will these infractions cost you?
As you can see, accidents will usually cost QX30 drivers more than tickets, but both will result in above average rates. Infiniti QX30 drivers with a single ticket will pay an average of $45 monthly, while drivers with one accident on their record pay about $112 a month (up $16 from the $96/mo. overall average). Those who have multiple kinds of either violation will end up paying even more.
How Much You Drive
|Annual Mileage||Average Monthly Premium|
Another variable that plays a role in your auto insurance premiums is the amount of miles you drive each year. Those who are on the roads less are more likely to go accident-free, so they'll generally be offered less expensive rates. Above, you can see that Infiniti QX30 owners who drive fewer than 2,500 miles each year pay about $86 a month for insurance, while those who put 10,000 miles or more on their cars pay $114.
If you happen to be one of those drivers who put very few miles on your Infiniti QX30 each year, it may be worth learning about usage-based or pay-per-mile car insurance. With these kinds of policies, you pay a small monthly amount, and your final monthly bill is calculated based on the number of miles you drove.
How Do Infiniti QX30s Compare to Other Vehicles?
If you're thinking about buying a new car and an Infiniti QX30 is on your shortlist, it might be helpful to do your homework. Auto insurance is just one cost that comes with buying a new car, but it's guaranteed to be one that's worth taking into consideration.
Check out the table below to see how the Infiniti QX30 stacks up:
|Infiniti QX30||National Average|
|Full Coverage Insurance||$173||$169|
|Average Annual Mileage||9,276||11,617|
With an MSRP that's a third less than the going rate for a new vehicle, the Infiniti QX30 is a fantastic value for any budget. While the national average vehicle MSRP is $46,074, the QX30 has a base price of just $30,250.
Similarly, insurance prices are slightly lower when compared to other vehicles on the market. Liability insurance for an Infiniti QX30 is about $26 per month less than average, while full coverage is $4 more monthly.
When it comes to usage, Infiniti QX30 owners drive fewer miles annually than the national average, with 9,276 miles every year compared to 11,617 for all vehicles.
Infiniti QX30 Car Insurance Costs by Model Year
We've walked through many of the variables that can have an impact on what you'll pay for car insurance. If you're considering purchasing a new QX30, knowing what you can expect to pay for the specific vehicle you're looking at can be extremely valuable as you weigh your choices.
2019 Infiniti QX30 Car Insurance
|Liability Only Avg. Premium||$55|
|Full Coverage Avg. Premium||$173|
|Cheapest Insurance Company||Shelter Mutual - $31/mo.|
|Available Trims||LUXE/ESSENTIAL, PURE/LUXE/ESSENTIAL/SPORT|
On average, drivers who own a 2019 Infiniti QX30 can expect to pay $55 to $173 a month for liability only and full coverage car insurance, respectively.
With prices sometimes as cheap as $31 per month, Shelter Mutual offered the cheapest policy we found for the 2019 Infiniti QX30.
If you want to know just how much your price will be, get free quotes in minutes by just entering your ZIP code below.
2018 Infiniti QX30 Car Insurance
|Liability Only Avg. Premium||$103|
|Full Coverage Avg. Premium||$223|
|Cheapest Insurance Company||DirectGeneral - $29/mo.|
|Available Trims||BASE/LUXURY/PREMIUM/SPORT, PURE/ESSENTIAL/LUXE/SPORT|
You can expect full coverage for a 2018 QX30 to run around $223 monthly, while liability only coverage will average about $103 per month.
With premiums sometimes as low as $29 a month, DirectGeneral offered the most affordable policy we found.
If you want more accurate quotes of how much you can expect to pay, just enter your ZIP code below and get free quotes in minutes.
2017 Infiniti QX30 Car Insurance
|Liability Only Avg. Premium||$97|
|Full Coverage Avg. Premium||$206|
|Cheapest Insurance Company||Dairyland - $27/mo.|
The average cost to insure a 2017 Infiniti QX30 with liability only coverage is $97 monthly, while full coverage runs around $206 per month.
Dairyland offered the lowest policy we found, with rates as little as $27 a month.
Want to find the cheapest rates? Get a variety of free personalized quotes by just entering your ZIP code below.
Infiniti QX30 Insurance FAQs
Is an Infiniti QX30 expensive to insure?
The Infiniti QX30 is more expensive to insure compared to the average car. Liability insurance runs an average of $96 monthly, while full coverage will cost you around $210.
How can I get the best price on car insurance for my Infiniti QX30?
There's only one way to confirm you're getting the most affordable rates -- regularly shopping around and comparing quotes from an array of carriers. A good rule of thumb is to get quotes every 6 months or so. Luckily, sites like Compare.com let you compare rates from multiple companies at once, meaning you can find the lowest rates (or guarantee you already have the best deal) in just a few minutes.
Does the color of my Infiniti QX30 affect my insurance premiums?
Have you heard the old adage that red cars cost more to insure before? Well, that's simply not true. There are several things insurance carriers examine when they calculate how much you'll pay, but your vehicle's color is not factored into that decision.
Do I need to have insurance before I buy an Infiniti QX30?
Before you can legally drive your new (or new to you) Infiniti QX30 off the dealership lot, you'll need to have an insurance policy in place. Some dealerships will offer you one during the purchase process, but the best thing to do when buying a an car is to let your auto insurance company know before you buy.
What car insurance discounts can I get for my Infiniti QX30?
You will find a wide array of discounts out there when it comes to car insurance. Many of them (like "safe driver discounts" and "multi-vehicle discounts") are more based on you than the car you drive, but if your QX30 has safety features like anti-lock brakes, anti-theft systems, airbags, and other features, it may qualify for certain discounts. The only way to find out which discounts you might get is to get in touch with your insurance carrier and ask about their list of discounts.