Infiniti QX50 Car Insurance: How Much Should You Expect to Pay?

Quick Facts

• It costs more to insure an Infiniti QX50 than the average SUV.
• Liability auto insurance for a QX50 comes in at about $69 per month, while full coverage generally runs around $172 monthly.
• The most affordable car insurance company for a QX50 is Commonwealth Casualty.

QX50 Overview

The Infiniti QX50 is a great car for drivers on a budget, with 2021 models starting at $37,950. There are four different trim levels currently available, so there's a style for every driver.

We sifted through thousands of insurance quotes on Compare.com, and we've found that average Infiniti QX50 auto insurance prices run about $164 a month. But how does that compare to other similar SUVs on the market?

How Much is Car Insurance for an Infiniti QX50?

Looking at the table above, you'll find that compared to other vehicles, Infiniti QX50 insurance rates are right around average. On average, QX50 owners can expect to pay about $69 per month for liability insurance, and around $172 monthly for full coverage, which has comprehensive and collision coverages in addition to liability (find out more about these different types of insurance with our guide "State Minimum vs. Full Coverage").

Compared to other Infiniti models, the QX50 is less expensive, with premiums about 18% lower than the rest of the automaker's vehicle lineup. However, QX50 coverage runs close to average when compared to other vehicles of a similar body style, with full coverage insurance rates coming in at $21 higher than other SUVs and liability insurance premiums at $11 cheaper.

When compared to all vehicles, regardless of make, body style, or model, the QX50 follows a similar pattern of having average insurance prices.

Who has the Cheapest Car Insurance for an Infiniti QX50?

If you're looking for an auto insurance policy for an Infiniti QX50, you're likely interested in which carrier offers the lowest prices. Although rates can vary significantly from policyholder to policyholder, Verti offers the lowest average rates for liability only coverage, with rates as cheap as just $31 a month. The runner up for cheapest rates is MetLife, with car insurance policies starting sometimes as cheap as $35 monthly.

The third, fourth, and fifth carriers on the list are Nationwide, Mile Auto, and Aspire. However, just because these five companies offer the lowest average rates doesn't necessarily mean they'll be the cheapest for you.

After all, your results might be different, since insurance carriers look at a multitude of different variables when calculating premiums. The only way to guarantee you'll find the lowest rates is to compare quotes from a variety of auto insurance companies.

What Factors Affect Car Insurance Rates for an Infiniti QX50?

There are a range of attributes that car insurance carriers use to calculate how much they charge you for insurance -- and each company uses a different method, so there's not a singular carrier that's the cheapest for everyone.

The following sections show lots of things auto insurance companies use to calculate rates:

Vehicle Age

The Infiniti QX50 has been around for a while, so vehicle age will likely make a big difference in what you end up paying for insurance. Usually, newer cars are going to cost more to insure because they're worth more, but as they get older, insurance costs will gradually get lower.

From the table above, you can see the Infiniti QX50 is an outlier, as the most expensive models to insure are those that are 4 to 5 years old, while on average, the cheapest QX50s are 1 year old or less.

Your Age

Your age is another factor that makes a significant difference in how much car insurance carriers will charge you for a policy. Based on the information above, young drivers pay less for insurance than those who have more experience on the road.

Insurance prices continue to go lower as you get older, with the cheapest age group being 55-64 for QX50 drivers.

Your Gender

Did you know men usually pay more for auto insurance than women? This is because women are less likely to get tickets and get into accidents, which lowers the chances of an insurance claim. Surprisingly, when it comes to QX50 drivers specifically, women pay around $3 more than men every month for car insurance.

Where You Live

You're probably already aware that factors such as how old you are and what vehicle you drive play a role in your insurance premiums, but did you know that where you live can be just as important? Because auto insurance is regulated on the state level rather than nationally, prices fluctuate quite a bit depending on what state you reside in.

For example, the average Infiniti QX50 driver in New York pays about $141 per month for liability coverage, while on average, the same Californian owner will pay less than half of that price. The chart above shows average rates for the top 10 most populous states, just to give you a good idea of how much prices can change across states.

Infiniti QX50 Car Insurance Discounts

No matter your car, your home state, or your age, using as many discounts as possible when it comes to your car insurance is always a smart move when shopping around for a new policy.

Even though all auto insurance companies offer their own unique discounts, there are a few different ones that you'll find with most carriers. These include things like:

• Vehicle safety discounts for having a vehicle with higher than average safety ratings or one with certain safety features (like anti-lock brakes or air bags)
• Defensive driving discounts for drivers who take a defensive driving class through an accredited school or institution
• Multi-policy discounts for getting both your home and auto policies from the same insurance company
• Pay-in-full discounts for drivers who agree to pay their entire policy price at once, rather than in monthly installments

However, discounts aren't the only way to save. Often, it's actually your insurance profile and driving record that get you the cheapest rates.

While you may not have control of every variable car insurance companies reference to calculate premiums (like some of the ones mentioned above), you can influence some of them. Below are just a few of the variables you can use to your advantage when it comes to saving some cash:

Your Driving Record

You've almost certainly seen ads from insurance carriers promoting hefty savings for responsible drivers. And you probably wouldn't be surprised that if you get cited for speeding or get into a collision, auto insurance rates will get higher. But you still might be left wondering exactly how much these infractions will cost you.

As you can see from the table above, accidents will usually cost QX50 drivers more than tickets, but both will cause a significant increase in rates. Infiniti QX50 drivers with a single ticket will pay an average of $40 a month, while drivers with one accident on their record pay about $70 per month (up $1 from the $69/mo. overall average). Drivers with more than one of either violation will end up paying even more.

How Much You Drive

Another factor you have control over is the total amount of miles you drive each year. Those who drive less have fewer opportunities to get into an accident, so they'll typically end up paying less for car insurance. Based on the table above, you can see that Infiniti QX50 owners who drive more than 10,000 miles a year pay about $61 monthly for insurance, while those who put between 2,500 and 5,000 miles on their cars pay $98.

But if you don't use your Infiniti QX50 that often, it may be worth reviewing usage-based or pay-per-mile auto insurance. With these kinds of policies, you pay a small monthly amount, and your final monthly bill is calculated based on the number of miles you drove.

How Do Infiniti QX50s Compare to Other Vehicles?

If you're thinking about making an Infiniti QX50 your next purchase, you might want to know how it compares to other vehicles. Auto insurance is just one cost that's associated with a new car purchase, but it's certainly one that's worth considering carefully.

Review the table below to see how the Infiniti QX50 stacks up:

Overall, the Infiniti QX50 has an MSRP that's in line with the going rate for a new vehicle. The national average vehicle MSRP is $46,296, and the QX50 comes in close to that at $37,950.

Liability insurance for an Infiniti QX50 is, while full coverage is over $20 more per month.

When it comes to usage, Infiniti QX50 drivers are near the national average in annual miles driven, with 10,746 miles each year compared to 11,617 for all vehicles.

Infiniti QX50 Car Insurance Costs by Model Year

Thus far, you've seen how different things affect how much you might pay for insurance. But if you're considering buying a new QX50, knowing what you'll likely pay is extremely valuable as you weigh your choices.

2020 Infiniti QX50 Car Insurance

You can expect full coverage for a 2020 Infiniti QX50 to run around $243 monthly, while liability only coverage will average about $70 a month.

Mercury has premiums sometimes as low as $36 per month for the 2020 Infiniti QX50.

If you want to know just how much your rate will be, get free quotes in minutes by just entering your ZIP code below.

2019 Infiniti QX50 Car Insurance

The average cost to insure a 2019 QX50 with liability only coverage is $55 monthly, while full coverage runs around $186 a month.

If you're looking for the most affordable 2019 Infiniti QX50 insurance policy, Mercury offered the most affordable policy we found, with rates sometimes as little as $31 per month.

Want to know just how much you'll pay? Get a variety of personalized quotes for free by just entering your ZIP code below.

2017 Infiniti QX50 Car Insurance

2017 Infiniti QX50 drivers can expect to pay an average of $82 a month for liability or $171 for full coverage.

With prices as low as $28 per month, Mercury offered the lowest policy we found for the 2017 Infiniti QX50.

If you want to find the best rates for auto insurance for a 2017 Infiniti QX50, enter your ZIP code below and compare a bunch of personalized quotes in just a few minutes.

2016 Infiniti QX50 Car Insurance

On average, drivers who own a 2016 QX50 can expect to pay $78 to $174 monthly for liability only and full coverage insurance, respectively.

We found MetLife offered the cheapest policy, with rates as low as just $22 a month.

While these are good estimates of what the average driver might pay to insure a 2016 Infiniti QX50, these premiums might differ based on your driver profile. Get free personalized quotes in minutes by just entering your ZIP code below.

2015 Infiniti QX50 Car Insurance

It costs about $44 per month for liability or $146 for a full coverage policy for the 2015 Infiniti QX50.

Looking for the most affordable policy? Elephant offered liability only coverage for as little as just $23 monthly.

If you want more accurate quotes of how much you can expect to pay, just enter your ZIP code below and get several free quotes in minutes.

2014 Infiniti QX50 Car Insurance

On average, drivers who own a 2014 QX50 can expect to pay $59 to $146 a month for liability only and full coverage car insurance, respectively.

With prices as cheap as $31 per month, Mercury offered the lowest policy we found.

Want to find the best rates? Get lots of free personalized quotes by just entering your ZIP code below.

Infiniti QX50 Insurance FAQs

Is an Infiniti QX50 expensive to insure?

When compared to the national average of all vehicles, rates come in on the more expensive end of the spectrum. Liability insurance runs an average of $69 monthly, while full coverage will cost you around $172.

How can I get the best price on car insurance for my Infiniti QX50?

There's only one way to be sure you're getting the most affordable rates -- checking prices regularly and comparing quotes from a multitude of companies. Over time, your driver profile changes, so it's a good rule of thumb to review quotes every 6 months or so. Luckily, sites like Compare.com let you compare premiums from several carriers at once, meaning you can find the cheapest rates (or guarantee you already have the best deal) for free.

Does the color of my Infiniti QX50 affect my insurance rates?

Have you heard the old adage that red cars cost more to insure before? Well, that's actually a myth. There are multiple factors insurance companies use when they decide how much your policy will be, but the color of your QX50 is not on that list.

Do I need to have insurance before I buy an Infiniti QX50?

Before you can legally drive your new (or new to you) Infiniti QX50 off the dealership lot, you'll need to have a valid auto insurance policy. Some dealerships may offer you an auto insurance policy as part of the car-buying process, but the easiest thing to do is to let your car insurance company know before you buy.

What car insurance discounts can I get for my Infiniti QX50?

You will find lots of different discounts out there when it comes to insurance. Many of them (like "multi-vehicle discounts" and "safe driver discounts") are more based on you than the car you drive, but if your QX50 has safety features like anti-lock brakes, airbags, anti-theft systems, and other features, it may qualify for certain discounts. The only way to know is to reach out to your insurance carrier and ask about their list of discounts.