- An Infiniti QX56 costs more than most other SUVs to insure.
- Full coverage insurance for a QX56 tends to be about $159 per month, on average, while liability only insurance generally runs around $86 a month.
- The most affordable car insurance company for a QX56 is ACG, who offers QX56 drivers premiums sometimes as low as $26 monthly.
In This Article
With a base price of $61,350 for 2013 models, the Infiniti QX56 is a high-end car for drivers with extra room in their budgets.
We combed through thousands of auto insurance quotes on Compare.com, and we've determined that, on average, Infiniti QX56 insurance prices run about $142 per month. How do car insurance rates for the QX56 compare to premiums of other similar SUVs?
|Current Base Price||$61,350|
|Average Insurance Premium||$142/mo.|
|Cheapest Insurance Company||ACG|
How Much is Car Insurance for an Infiniti QX56?
|Vehicle||Liability Only||Full Coverage|
|All Infiniti Models||$97||$209|
|Average Insurance Premium||$81||$169|
If you look at the table above, you'll see that compared to other vehicles on the road, Infiniti QX56 insurance prices are around average. On average, QX56 owners can expect to pay about $86 a month for liability insurance, and around $159 monthly for full coverage, which has comprehensive and collision coverages in addition to liability (learn more about the difference with our guide "State Minimum vs. Full Coverage").
When you compare it to other Infiniti models, the QX56 is more affordable, with rates about 24% lower than the rest of the automaker's vehicle lineup. However, QX56 coverage is above average when compared to other vehicles of a similar body style, with both liability only and full coverage insurance averaging more expensive prices than other SUVs.
When compared to all vehicles, regardless of make, body style, or model, auto insurance rates for both full coverage and liability only policies run higher than average.
Who has the Cheapest Car Insurance for an Infiniti QX56?
|Insurance Company||Average Monthly Premium|
If you're in the market for a new car insurance policy for your Infiniti QX56, you might be most interested in which carrier offers the lowest premiums. Although there will never be one company that offers the cheapest rates for everyone, the lowest average rates for liability only insurance are sometimes just $26 a month from ACG. The runner up for lowest rates is Ohio Mutual, with insurance policies starting as little as $29 a month.
The third, fourth, and fifth carriers on the list are Arrowhead, Shelter Mutual, and MetroMile. But just because these five companies offer the cheapest average rates doesn't necessarily mean they'll give you the best rates for your Infiniti QX56.
Insurance carriers take many variables into consideration when offering you rates. By pulling quotes from a lot of auto insurance companies at once, you can be confident you're finding the most affordable rate.
What Factors Affect Car Insurance Rates for an Infiniti QX56?
There are numerous pieces that car insurance carriers consider to choose how much they charge for auto insurance -- and each carrier uses a different method, so there's not one company that's the cheapest for everyone.
The sections below show several things car insurance companies use to calculate rates:
|Vehicle Age||Average Monthly Premium|
|Less than 1 Year||No Recent Models|
|15 Years or Older||$81|
The Infiniti QX56 has been around for a while, so vehicle age may make a big difference in what you end up paying for insurance. Usually, older cars will be cheaper to insure because they're worth less than newer models, and as time goes on and QX56s continue to depreciate, insurance costs will gradually go lower.
Since a new model has not been added to the market for at least 5 years, the QX56 won't really fit this trend. However, as you can see in the table above, the cheapest Infiniti QX56s to insure are those that are 2 to 3 years old, while the most expensive models are QX56s that are 4 to 5 years old, on average.
|Age||Average Monthly Premium|
How old you are plays a role in how much you pay for car insurance. In the table above, you'll see that drivers who are under 18 have higher premiums compared to older QX56 drivers. In this case, drivers under 18 pay more than twice as much as those 25 or older.
Car insurance prices continue to decrease as you get older, with the cheapest age group for QX56 drivers being 55-64.
|Gender||Average Monthly Premium|
Did you know women tend to pay less for insurance than men? This is because women are less likely to get tickets and get into collisions, which lowers the chances of an insurance claim. When it comes to QX56 drivers specifically, men pay around 4% more than women per month for auto insurance.
Where You Live
|State||Average Monthly Premium|
You're probably already aware that factors like what vehicle you drive and how old you are play a role in your car insurance rates, but you may not realize that where you live is equally important. Since insurance is regulated on a state-by-state basis, prices vary quite a bit depending on which state you're located in.
For example, the average Infiniti QX56 driver in New York pays about $153 a month for liability coverage. Meanwhile, on average, the same owner in California will pay less than half of that price. The chart shows average premiums for the top 10 most populous states, just to give you a good idea of how much prices can change across states.
Infiniti QX56 Car Insurance Discounts
Whatever your home state, your car, or your age, using as many discounts as possible when it comes to your auto insurance is always important when shopping around for a new policy.
Not every insurance carrier will offer the same discounts, but there are a few that are relatively universal. These include things like:
- Multi-vehicle discounts for having several cars on your auto policy
- Pay-in-full discounts for choosing to pay your entire policy premium at once, rather than by monthly payments
- Defensive driving discounts for drivers who take a defensive driving class from a certified school or institution
- Vehicle safety discounts for having a vehicle with certain safety features (like anti-lock brakes or air bags) or one with higher than average safety ratings
There are countless ways to save money on your auto insurance if you know where to look. Sometimes, the best way to get the cheapest rates is by strengthening your overall insurance profile that carriers look at. This includes things like not having recent insurance claims, avoiding lapses in coverage, and driving safely.
While you may not have control of every factor car insurance carriers examine to calculate premiums (like some of the ones mentioned above), there are quite a few you can control. Below are just a few of the ones you can use to your advantage when it comes to cost savings:
Your Driving Record
|Infractions||Average Monthly Premium|
It's no secret that auto insurance companies offer the lowest rates to drivers with a history of responsible driving. It shouldn't come as a surprise that your insurance premiums will get higher if you get into a collision or get tickets for speeding. But exactly how much will these infractions cost you?
Based on the table above, accidents will usually cost QX56 drivers less than tickets, but both will result in higher than normal rates. Infiniti QX56 drivers with a single ticket will pay an average of $97 per month, while drivers with one accident on their record pay about $90 a month (up $4 from the $86/mo. overall average). Those with multiple kinds of either violation will end up paying even more.
How Much You Drive
|Annual Mileage||Average Monthly Premium|
The total distance you drive each year plays a big role when it comes to your car insurance prices. Those who are on the roads less have fewer opportunities to get into an accident, so they'll normally end up spending less on insurance. Above, you can see that Infiniti QX56 owners who drive 10,000 miles or more pay $90 for car insurance, while those who drive fewer than 2,500 miles every year pay about $77 monthly.
But if you drive a limited amount, it may be worth learning about pay-per-mile or usage-based auto insurance. With these kinds of coverage, you pay a small monthly amount, and your final monthly bill is calculated based on the number of miles you drove.
How Do Infiniti QX56s Compare to Other Vehicles?
If you're thinking about buying a new SUV and an Infiniti QX56 is on your shortlist, it might be helpful to do your due diligence. Auto insurance is just one cost that's associated with buying a new car, but it's definitely one that's worth considering carefully.
Review the table below to see how the Infiniti QX56 compares:
|Infiniti QX56||National Average|
|Full Coverage Insurance||$158||$169|
|Average Annual Mileage||10,738||11,617|
With an MSRP that's a quarter more than the going rate for a new vehicle, the Infiniti QX56 is more expensive than average. While the average vehicle MSRP in the U.S. is $37,971, the QX56 comes in above that at $61,350. And since it's been awhile since a new QX56 model has been on the market, used prices will be even less expensive.
Although the QX56's price is on the high end of the spectrum, car insurance rates are slightly lower when compared to other vehicles on the market. Liability insurance for an Infiniti QX56 is around $2 per month less than average, while full coverage is $11 less per month.
When it comes to usage, Infiniti QX56 owners drive about the same amount annually as the national average, with 10,738 miles per year compared to 11,617 for all vehicles.
Infiniti QX56 Car Insurance Costs by Model Year
We've gone over many of the things that can affect how much the average driver pays for insurance. If you're considering buying a new vehicle and the QX56 is one you're thinking about, having a good idea of exactly how much you'll pay can be extremely helpful as you weigh your choices.
2013 Infiniti QX56 Car Insurance
|Liability Only Avg. Premium||$79|
|Full Coverage Avg. Premium||$158|
|Cheapest Insurance Company||ACG - $26/mo.|
The average cost to insure a 2013 Infiniti QX56 with liability only coverage is $79 monthly, while full coverage runs about $158 a month.
With rates as cheap as just $26 per month, ACG offered the lowest policy we found.
While these are good estimates of what the average driver might pay to insure a 2013 Infiniti QX56, these premiums might differ based on your driver profile. Just enter your ZIP code below, to get free personalized quotes in minutes.
2012 Infiniti QX56 Car Insurance
|Liability Only Avg. Premium||$105|
|Full Coverage Avg. Premium||$173|
|Cheapest Insurance Company||MetLife - $34/mo.|
You can expect full coverage for a 2012 QX56 to run around $173 monthly, while liability only coverage will average about $105 a month.
MetLife has prices as low as $34 monthly for the 2012 Infiniti QX56.
If you want more accurate quotes of how much you can expect to pay, just enter your ZIP code below and get several free quotes in minutes.
2011 Infiniti QX56 Car Insurance
|Liability Only Avg. Premium||$70|
|Full Coverage Avg. Premium||$167|
|Cheapest Insurance Company||MetroMile - $33/mo.|
It costs around $70 a month for liability or $167 for a full coverage policy for the 2011 Infiniti QX56.
Looking for the cheapest policy? MetroMile offered liability only coverage for sometimes as little as $33 per month.
Want to find the best rates? All you need to do is enter your ZIP code below and you'll be on your way to comparing many personalized quotes from the nation's top insurance carriers.
2010 Infiniti QX56 Car Insurance
|Liability Only Avg. Premium||$80|
|Full Coverage Avg. Premium||$180|
|Cheapest Insurance Company||Ohio Mutual - $29/mo.|
2010 QX56 drivers can expect to pay an average of $80 a month for liability or $180 for full coverage.
If you're looking for the most affordable 2010 Infiniti QX56 insurance policy, Ohio Mutual offered the lowest policy we found, with rates as cheap as $29 monthly.
If you're looking for a more exact figure on what you should pay for insurance for a 2010 Infiniti QX56, you can get free quotes in minutes by just entering your ZIP code below.
2009 Infiniti QX56 Car Insurance
|Liability Only Avg. Premium||$81|
|Full Coverage Avg. Premium||$157|
|Cheapest Insurance Company||Shelter Mutual - $31/mo.|
On average, drivers who own a 2009 Infiniti QX56 can expect to pay $81 to $157 per month for liability only and full coverage auto insurance, respectively.
We found Shelter Mutual offered the cheapest policy, with rates as little as just $31 monthly.
Want something more accurate than nationwide averages? Enter your ZIP code below to get lots of personalized quotes for free.
2008 Infiniti QX56 Car Insurance
|Liability Only Avg. Premium||$81|
|Full Coverage Avg. Premium||$161|
|Cheapest Insurance Company||Safeco - $28/mo.|
It costs about $81 per month for liability or $161 for a full coverage policy for the 2008 QX56.
Safeco offered the most affordable policy we found, with rates sometimes as cheap as $28 a month.
If you want to know exactly how much you can expect to pay for your QX56, get free quotes in minutes by just entering your ZIP code below.
2007 Infiniti QX56 Car Insurance
|Liability Only Avg. Premium||$100|
|Full Coverage Avg. Premium||$143|
|Cheapest Insurance Company||MetroMile - $30/mo.|
You can expect full coverage for a 2007 Infiniti QX56 to run around $143 per month, while liability only coverage will average about $100 monthly.
With premiums as low as just $30 a month, MetroMile offered the cheapest policy we found for the 2007 Infiniti QX56.
Want to find the most affordable rates? Just enter your ZIP code below to get several personalized quotes for free.
2006 Infiniti QX56 Car Insurance
|Liability Only Avg. Premium||$92|
|Full Coverage Avg. Premium||$154|
|Cheapest Insurance Company||Dairyland - $23/mo.|
On average, drivers who own a 2006 QX56 can expect to pay $92 to $154 monthly for liability only and full coverage car insurance, respectively.
Dairyland has rates as little as just $23 a month for the 2006 Infiniti QX56.
While these are good estimates of what the average driver might pay to insure a 2006 Infiniti QX56, these prices might differ based on your driver profile. Get free personalized quotes in minutes by just entering your ZIP code below.
2005 Infiniti QX56 Car Insurance
|Liability Only Avg. Premium||$96|
|Full Coverage Avg. Premium||$151|
|Cheapest Insurance Company||MetroMile - $34/mo.|
The average cost to insure a 2005 Infiniti QX56 with liability only coverage is $96 per month, while full coverage runs around $151 monthly.
With premiums as cheap as $34 per month, MetroMile offered the lowest policy we found for the 2005 Infiniti QX56.
If you want to know exactly how much you can expect to pay for your QX56, just enter your ZIP code below and get free quotes in minutes.
2004 Infiniti QX56 Car Insurance
|Liability Only Avg. Premium||$75|
|Full Coverage Avg. Premium||$133|
|Cheapest Insurance Company||Gainsco - $27/mo.|
2004 QX56 drivers can expect to pay an average of $75 a month for liability or $133 for full coverage.
Gainsco offered the cheapest policy we found, with rates sometimes as low as $27 monthly.
These average rates are a great starting point if you're in the market for a 2004 Infiniti QX56, but there are many different factors that go into calculating your policy rates. If you want to figure out exactly what you'll be asked to pay, get customized quotes by entering your ZIP below.
Infiniti QX56 Insurance FAQs
Is an Infiniti QX56 expensive to insure?
It costs more to insure an Infiniti QX56 when compared to the average SUV. Liability insurance runs an average of $86 per month, while full coverage will cost you around $159.
How can I get the best price on car insurance for my Infiniti QX56?
The only way to make sure you're getting the most affordable price on insurance is to check prices regularly and compare quotes from a range of companies. Over time, your driver profile changes, so it's a good rule of thumb to review quotes every 6 months or so. Luckily, sites like Compare.com let you compare prices from an array of carriers at once, meaning you can find the lowest rates (or guarantee you already have the best deal) for free.
Does the color of my Infiniti QX56 affect my insurance rates?
You may have heard the old adage that red cars cost more to insure than cars of other colors, but that's actually not true. There are a variety of variables car insurance companies examine when they decide how much your policy will be, but your Infiniti QX56's color is not on that list.
Do I need to have insurance before I buy an Infiniti QX56?
You'll need to have a valid auto insurance policy before you can legally drive your new (or new to you) vehicle off the dealership lot. Some dealerships will offer you one during the purchase process, but it's best to let your insurance company know beforehand.
What car insurance discounts can I get for my Infiniti QX56?
You will find a ton of discounts out there when it comes to car insurance. Many of them (like "multi-vehicle discounts" and "safe driver discounts") are more based on you than the car you drive, but if your QX56 has safety features like anti-lock brakes, anti-theft systems, airbags, and other features, it may qualify for certain discounts. The only way to know is to contact your insurance carrier and ask about their discounts.