Infiniti QX80 Car Insurance: How Much Should You Expect to Pay?

Quick Facts

• An Infiniti QX80 is more expensive to insure than the average SUV.
• Full coverage for a QX80 generally runs about $184 per month, while liability only auto insurance premiums average around $102 monthly.
• Commonwealth Casualty provides the most affordable average premiums for a QX80 with liability only coverage offered for sometimes as cheap as $42 a month.

QX80 Overview

We combed through thousands of car insurance quotes on Compare.com, and we've found that Infiniti QX80 insurance prices run about $186 per month, on average. How do car insurance rates for the QX80 stack up against other similar SUVs?

How Much is Car Insurance for an Infiniti QX80?

You can see in the table above that compared to other vehicles, Infiniti QX80 insurance premiums are right around average. QX80 owners typically pay about $102 monthly for liability insurance, and around $184 a month for full coverage, which has comprehensive and collision coverages in addition to liability (find out more about these different types of insurance with our guide "State Minimum vs. Full Coverage").

When compared to other Infiniti models, the QX80 is more affordable, with prices about 12% lower than the rest of the company's vehicle lineup. Compared to SUV offerings from other brands, insurance for a QX80 is similarly on the expensive side, with full coverage insurance rates coming in around 22% more and 27% more for liability only insurance.

Compared to all vehicles of any body type, auto insurance premiums for both liability only and full coverage policies run more expensive than average.

Who has the Cheapest Car Insurance for an Infiniti QX80?

If you're browsing for an auto insurance policy for an Infiniti QX80, you probably want to know which company offers the most affordable rates. While costs will typically be pretty different from person to person, the lowest average rates for liability only coverage are sometimes just $32 per month from Mercury. With car insurance as low as just $42 per month, Commonwealth Casualty is the next lowest car insurance carrier.

MetLife, MetroMile, and Clearcover round out the end of the top 5 list. That being said, just because these five carriers offer the lowest average rates doesn't necessarily mean they'll be the cheapest companies for you and your unique insurance profile.

After all, insurance carriers look at lots of different variables when calculating rates, so your results might be different. There's only one way to make sure you find the cheapest possible rates, and that's by pulling quotes from a range of auto insurance companies.

What Factors Affect Car Insurance Rates for an Infiniti QX80?

As we mentioned above, there are a whole bunch of factors that insurance carriers take a look at to decide how much they charge you for car insurance -- and each company weighs different factors more heavily than others, so there's not just one carrier that's the lowest for everyone.

Here are just a few of the things car insurers will look at, with individual breakdowns of how each one affects your rates:

Vehicle Age

The Infiniti QX80 has been around for a while -- that means vehicle age can make a big difference in what you end up paying for auto insurance. Generally, newer cars are going to cost more to insure because they're worth more, but as they get older, insurance costs will gradually go down.

Based on the above table, the Infiniti QX80 follows this trend, as the cheapest models to insure are those that are 4 to 5 years old, while on average, the most expensive models are QX80s that are 1 year old or less.

Your Age

Age is another factor that plays a role in how much you pay for insurance. Based on the information above, drivers who are under 18 pay less for auto insurance than older drivers.

Auto insurance prices continue to go lower as you get older, with drivers aged 65 years and older making up the cheapest age group for the QX80.

Your Gender

Did you know men tend to pay more for car insurance than women? This is because men are more likely to get tickets and get into collisions, which increases the chances of an insurance claim. Surprisingly, when it comes to QX80 drivers specifically, women pay about $41 more than men a month for auto insurance.

Where You Live

You were probably already aware that variables like what vehicle you drive and how old you are play a role in your car insurance prices, but did you know that where you live can be just as important? Car insurance is regulated on the state level rather than nationally, so rates fluctuate quite a bit depending on which state you're located in.

For example, the average Infiniti QX80 driver in New York pays around $252 monthly for liability coverage, while the same owner in California will pay only a quarter of that price, on average.

Infiniti QX80 Car Insurance Discounts

No matter your car, your age, or your home state, using as many discounts as possible when it comes to your insurance policy is always a good idea.

While no two auto insurance companies offer the same exact discounts, there are a few different ones that you'll find with most carriers. These include things like:

• Vehicle safety discounts for having a vehicle with higher safety ratings or one with certain safety features (like anti-lock brakes or air bags)
• Defensive driving discounts for taking a defensive driving class from a certified school or institution
• Multi-policy discounts for getting both your home and auto policies from the same company
• Pay-in-full discounts for drivers who agree to pay their entire policy price at once, rather than by monthly payments

However, discounts aren't the only way to save. Some of the best ways to save are just by having a good driving record and positive insurance profile.

Although you may not be able to control every variable car insurance companies use to calculate premiums (like some of the ones mentioned above), there are quite a few that you do have control over. Below are just a few of the ones you can use to your advantage when it comes to saving money:

Your Driving Record

It's no secret that insurance carriers offer the cheapest prices to drivers with a history of responsible driving. It checks out that if you get a speeding ticket or get into a collision, auto insurance rates will increase. But exactly how much is it going to cost you for these infractions?

You can see from the table above that accidents will usually cost QX80 drivers more than tickets, but both will result in higher than average rates. Those who have multiple violations of either kind will end up paying even more.

How Much You Drive

Another factor you have control over is the total amount of miles you drive. Those who are on the roads less often have fewer opportunities to get into an accident, so they'll normally be offered lower premiums. Based on the table above, you can see that Infiniti QX80 owners who drive between 2,500 and 5,000 miles pay $174 for car insurance, while those who drive more than 10,000 miles each year pay about $59 a month.

If you drive a limited amount, it may be worth getting pay-per-mile or usage-based insurance. With these kinds of policies, you pay a small base rate each month, with your final monthly bill being calculated based on the number of miles you drove.

How Do Infiniti QX80s Compare to Other Vehicles?

If you're thinking about buying a new SUV and an Infiniti QX80 is on your shortlist, you might want to know how it compares to other vehicles. Insurance is just one cost that comes with a new car purchase, but it's certainly one that's worth considering.

Take a look at the table below to see how the Infiniti QX80 compares:

Liability insurance for an Infiniti QX80 is, while full coverage is over $50 more per month.

When it comes to usage, Infiniti QX80 drivers are far from the national average in annual miles driven, with 7,819 miles per year compared to 11,617 for all vehicles.

Infiniti QX80 Car Insurance Costs by Model Year

We've gone over many of the things that can affect how much you might pay for auto insurance. But if you're in the market for a new car, truck, or SUV and the QX80 is on your wishlist, having a good idea of how much you'll likely pay can be extremely helpful as you weigh your choices and compare it to other vehicles on your shortlist.

2020 Infiniti QX80 Car Insurance

2020 Infiniti QX80 drivers can expect to pay an average of $188 monthly for liability or $341 for full coverage.

We found PlymouthRockNJ offered the lowest policy, with rates as little as $188 a month.

If you want more accurate quotes of how much you can expect to pay, get free quotes in minutes by just entering your ZIP code below.

2019 Infiniti QX80 Car Insurance

On average, drivers who own a 2019 QX80 can expect to pay $195 to $211 per month for liability only and full coverage insurance, respectively.

If you're looking for the cheapest possible 2019 Infiniti QX80 insurance policy, DirectGeneral offered the cheapest policy we found, with rates sometimes as little as $43 monthly.

Want to find the most affordable rates? Enter your ZIP code below to get several personalized quotes for free.

2018 Infiniti QX80 Car Insurance

The average cost to insure a 2018 Infiniti QX80 with liability only coverage is $68 per month, while full coverage runs about $184 a month.

Looking for the lowest policy? Commonwealth Casualty offered liability only coverage for as cheap as just $42 monthly.

If you want to know exactly how much you can expect to pay for your QX80, just enter your ZIP code below and get several free quotes in minutes.

2017 Infiniti QX80 Car Insurance

It costs around $71 a month for liability or $182 for a full coverage policy for the 2017 QX80.

With premiums as cheap as $27 per month, Mercury offered the cheapest policy we found.

If you're looking for a more exact figure on what you should pay for auto insurance for a 2017 Infiniti QX80, you can get free quotes in minutes by just entering your ZIP code below.

2016 Infiniti QX80 Car Insurance

You can expect full coverage for a 2016 Infiniti QX80 to run about $197 monthly, while liability only coverage will average around $83 per month.

Mercury offered the most affordable policy we found, with rates sometimes as low as $37 monthly.

Interested in what your car insurance rate could look like? Just enter your ZIP code below to get multiple personalized quotes for free.

2015 Infiniti QX80 Car Insurance

It costs about $86 a month for liability or $150 for a full coverage policy for the 2015 QX80.

With rates as little as just $34 per month, AnswerFinancial offered the lowest policy we found for the 2015 Infiniti QX80.

If you want to know exactly how much you can expect to pay for your QX80, just enter your ZIP code below and get free quotes in minutes.

2014 Infiniti QX80 Car Insurance

On average, drivers who own a 2014 Infiniti QX80 can expect to pay $75 to $180 monthly for liability only and full coverage insurance, respectively.

The Hartford has prices as low as $29 a month for the 2014 Infiniti QX80.

Want something more accurate than national averages? Enter your ZIP code below to get lots of free personalized quotes.

Infiniti QX80 Insurance FAQs

Is an Infiniti QX80 expensive to insure?

Compared to the national average of all SUVs, rates come in on the more expensive end of the spectrum. Liability insurance runs an average of $102 monthly, while full coverage will cost you around $184.

How can I get the best price on car insurance for my Infiniti QX80?

The only way to guarantee you're getting the cheapest price on car insurance is to check prices regularly and compare quotes from a multitude of companies. It's recommended to review quotes every 6 months or so. Luckily, sites like Compare.com let you compare premiums from a bunch of carriers at once, meaning you can find the most affordable rates (or guarantee you already have the best deal) for free.

Does the color of my Infiniti QX80 affect my insurance prices?

You've probably heard the old adage that red cars cost more to insure, but that's just a myth. Even though there are many factors auto insurance companies think about when they decide how much to charge for a policy, the color of your vehicle is not on that list.

Do I need to have insurance before I buy an Infiniti QX80?

Before you can legally drive your new (or new to you) car off the dealership lot, you'll need to have a valid insurance policy. Some dealerships will offer you an insurance policy as part of the buying process, but the best thing to do when buying a a new SUV is to talk with your auto insurance carrier ahead of time.

What car insurance discounts can I get for my Infiniti QX80?

You will find all sorts of discounts out there when it comes to car insurance. Many of them (like "pay-in-full discounts" and "multi-policy discounts") are more based on you than the Infiniti QX80 you drive, but if your QX80 has safety features like anti-lock brakes, airbags, anti-theft systems, and other features, it may qualify for certain discounts. You'll only know about which discounts you qualify for if you talk with your insurance agent and ask about their list of discounts, since they change quite a bit from company to company.