Mitsubishi Endeavor Car Insurance: How Much Should You Expect to Pay?

The average insurance premium for a Mitsubishi Endeavor tends to be around $116 a month. Take a look at our in-depth guide to see how much auto insurance carriers might charge you to insure your Mitsubishi Endeavor.
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Quick Facts

  • A Mitsubishi Endeavor is less expensive to insure than the average SUV.
  • Full coverage for an Endeavor typically averages around $142 monthly, while liability only insurance premiums run about $84.
  • Ohio Mutual provides the lowest average premiums for an Endeavor with liability only coverage offered for as little as $29 per month.

Endeavor Overview

With a base price of just $28,299 for 2011 models, the Mitsubishi Endeavor is a great budget-friendly option for any driver. Not only is it on the affordable end of the spectrum when it comes to overall price point, it's also a smart budget option when taking car insurance rates into consideration.

Based on reviewing thousands of auto insurance quotes from, we've determined that, on average, Mitsubishi Endeavor car insurance prices run around $116 a month. But how does that stack up to other similar SUVs out there on the market?

Current Base Price$28,299
Body Style(s)SUV
Trim LevelsSE, LS, LIMITED
Average Insurance Premium$116/mo.
Cheapest Insurance CompanyOhio Mutual

How Much is Car Insurance for a Mitsubishi Endeavor?

Vehicle Liability Only Full Coverage
Mitsubishi Endeavor$84$142
All Mitsubishi Models$87$179
All SUVs$80$151
Average Insurance Premium$81$169

You'll see in the table above that compared to other vehicles, Mitsubishi Endeavor insurance rates are cheaper than average. On average, Endeavor owners will pay about $142 monthly for full coverage, which has comprehensive and collision coverages in addition to liability, and about $84 per month for liability only insurance (our guide, "State Minimum vs. Full Coverage", can provide more details on the difference between these types of insurance).

Compared to other models, the Endeavor is cheaper, with prices more than 10% lower than Mitsubishi's other vehicle offerings. But compared to other vehicles of a similar body style, Endeavor coverage runs close to average, with full coverage insurance premiums $9 cheaper than other SUVs and liability insurance rates coming in at $4 higher.

When compared to all vehicles, regardless of body style, model, or make, full coverage prices are less expensive for a Endeavor, but run slightly higher than average for liability only policies.

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Who has the Cheapest Car Insurance for a Mitsubishi Endeavor?

Insurance Company Average Monthly Premium
Ohio Mutual$29

Shopping around for an auto insurance policy for your Mitsubishi Endeavor? You most likely want to know which carrier offers the most affordable prices. Even though there will never be one company that offers the most affordable premiums for everyone, the cheapest average rates for liability only insurance are as cheap as $29 monthly from Ohio Mutual. The runner up for most affordable rates is AssuranceAmerica, with auto insurance policies starting sometimes as little as $38 per month.

The third, fourth, and fifth companies on the list are Dashers, CaliforniaCasualty, and Acceptance. That being said, just because these five carriers offer the lowest average rates doesn't necessarily mean they'll be the cheapest companies for you and your unique insurance profile.

Insurance carriers take a range of variables into consideration when calculating monthly rates. The only way to guarantee you'll find the cheapest rates is to compare quotes from a variety of insurance companies.

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What Factors Affect Car Insurance Rates for a Mitsubishi Endeavor?

There are a whole range of things that auto insurance carriers examine to calculate how much to charge you for a policy -- and every carrier weighs different pieces more heavily than others, so there's not one company that's the lowest for each driver.

Here are just a few of the factors car insurers will look at, with individual breakdowns of how each one affects your rates:

Vehicle Age

Vehicle Age Average Monthly Premium
Less than 1 YearNo Recent Models
2-3 Years$56
4-5 Years$162
6-7 Years$76
8-10 Years$78
11-14 Years$82
15 Years or Older$94

The Mitsubishi Endeavor has been around for a while, so vehicle age may make a difference in what you end up paying for insurance. Normally, it costs less to insure older cars because they're worth less than newer models, and as cars age, insurance costs will gradually get lower.

Since a new model has not been added to the market for at least 5 years, we cannot analyze this trend for the Endeavor. However, as you can see in the table above, the most expensive Mitsubishi Endeavors to insure are those that are 4 to 5 years old, while the cheapest models are Endeavors that are 2 to 3 years old, on average.

Your Age

Age Average Monthly Premium

Age makes a big difference in how much car insurance companies will charge you. As you can see above, older drivers pay less for auto insurance than young drivers. Mitsubishi Endeavor drivers aged between 18 and 24 actually pay $51 more than those 25 or older.

Car insurance prices continue to go down as you get older, with drivers aged 65 years and older making up the cheapest age group for the Endeavor.

Your Gender

Gender Average Monthly Premium

Because women are less likely to get speeding tickets and get into collisions, they are less likely to file a claim with insurance. So, insurance carriers will often charge women less than men. When it comes to Endeavor drivers specifically, women pay around 7% less than men a month for insurance.

Where You Live

State Average Monthly Premium
New York$189
North Carolina$42

You might already know that things like how old you are and what vehicle you drive play a role in your car insurance prices, but did you know that where you live can be just as important? Since insurance is regulated on a state-by-state basis, premiums can shift quite a bit from state to state.

For example, the average Mitsubishi Endeavor owner from New York pays about $189 per month for liability coverage, while the same driver in California will pay less than 50% of that price, on average. The table referenced above shows average rates for the top 10 most populous states, just to give you a good idea of how much premiums can change between states.

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Mitsubishi Endeavor Car Insurance Discounts

No matter what state you live in, how old you are, or what car you drive, it's always important to take advantage of as many car insurance discounts as possible.

Even though all auto insurance companies offer their own unique discounts, there are a few that you'll find with most insurers. These include discounts like:

  • Defensive driving discounts for drivers who take a defensive driving class through a certified school or institution
  • Multi-vehicle discounts for having several cars on your auto policy
  • Vehicle safety discounts for having a vehicle with higher safety ratings or one with certain safety features (like anti-lock brakes or air bags)
  • Multi-policy discounts for using the same insurance carrier for both your home and car insurance

While discounts are always a good way to save money on your car insurance, sometimes, the best way to get the cheapest rates is by strengthening your overall insurance profile that carriers look at. This includes things like not having recent insurance claims, avoiding lapses in coverage, and driving safely.

Of course, you can't control every single aspect of your insurance profile (like some of the variables we mentioned above), but you do have a say over some of it. Below are just a few of the factors you can use to your advantage in order to save money on auto insurance:

Your Driving Record

Infractions Average Monthly Premium
1 Accident$99
Multiple Accidents$200
1 Ticket$105
Multiple Tickets$93

You've probably seen ads from car insurance carriers posting hefty discounts for good drivers. It shouldn't come as a surprise that your auto insurance prices will go up if you get a speeding ticket or get into an accident. But you're probably wondering exactly how much these infractions will cost you.

As you can tell from the table above, accidents will usually cost Endeavor drivers less than tickets, but both will cause a significant increase in rates. Mitsubishi Endeavor drivers with one accident on their record pay an average of $99 a month (up $15 from the $84/mo. overall average), while drivers with a single ticket will pay about $105 monthly. The rates only increase the more accidents you have or tickets you get.

How Much You Drive

Annual Mileage Average Monthly Premium
0-2,500 Miles$77
2,501-5,000 Miles$78
5,001-7,500 Miles$74
7,501-10,000 Miles$88
10,000+ Miles$87

Another variable that plays a role in your insurance rates is how much you drive annually. Drivers who are on the roads less are more likely to go accident-free, so they'll normally end up spending less on auto insurance. In the above table, you can see that Mitsubishi Endeavor owners who drive fewer than 2,500 miles per year pay an average of $77 a month for insurance, while those who put 10,000 miles or more on their cars pay $87.

But if you're one of those drivers who don't put very many miles on your Mitsubishi Endeavor each year, you might consider a usage-based or pay-per-mile car insurance policy. With these policies, you pay a small base rate each month, with your final monthly bill being calculated based on how many miles you drove.

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How Do Mitsubishi Endeavors Compare to Other Vehicles?

If you're considering making a Mitsubishi Endeavor your next purchase, it might be helpful to do your homework. Auto insurance is just one cost that's associated with buying a new car, but it's certainly one that's worth thinking about carefully.

Take a look at the table below to see how the Mitsubishi Endeavor stacks up:

Mitsubishi Endeavor National Average
Liability Insurance$92$81
Full Coverage Insurance$145$169
Base MSRP$28,299$35,020
Average Annual Mileage10,98311,617

As you can see, the Mitsubishi Endeavor is pretty much in line with the average vehicle price here in the U.S. The Endeavor has an MSRP of $28,299, similar to the national average vehicle MSRP of $35,020. And since it's been awhile since a new Endeavor model has been on the market, used prices will be even more affordable.

In the same fashion, insurance premiums are pretty average when compared to the rest of the vehicle market. Full coverage insurance for a Mitsubishi Endeavor is around $24 a month cheaper than average, while liability only coverage is $11 higher per month.

When it comes to usage, Mitsubishi Endeavor drivers are near the national average in annual miles driven, with 11,617 miles every year for all vehicles compared to the Endeavor's 10,983 each year.

Mitsubishi Endeavor Car Insurance Costs by Model Year

We've gone over many of the variables that can affect how much the average driver pays to insure a Mitsubishi Endeavor. But if you're thinking about buying a new vehicle and the Endeavor is one you're considering, knowing what you'll likely pay for the specific car you're looking at can be helpful as you consider your options.

2011 Mitsubishi Endeavor Car Insurance

Liability Only Avg. Premium$92
Full Coverage Avg. Premium$145
Base MSRP$28,299
Cheapest Insurance CompanyLiberty Mutual - $26/mo.
Available TrimsLIMITED, LS, SE

On average, drivers who own a 2011 Endeavor can expect to pay $92 to $145 a month for liability only and full coverage car insurance, respectively.

With prices as cheap as just $26 monthly, Liberty Mutual offered the cheapest policy we found for the 2011 Mitsubishi Endeavor.

If you want more accurate quotes of how much you can expect to pay, get free quotes in minutes by just entering your ZIP code below.

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2010 Mitsubishi Endeavor Car Insurance

Liability Only Avg. Premium$80
Full Coverage Avg. Premium$146
Base MSRP$27,999
Cheapest Insurance CompanyMetLife - $31/mo.
Available TrimsLS, SE

It costs about $80 a month for liability or $146 for a full coverage policy for the 2010 Mitsubishi Endeavor.

With rates as little as just $31 monthly, MetLife offered the most affordable policy we found.

Interested in what your auto insurance rate could look like? Enter your ZIP code below to get a variety of free personalized quotes.

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2008 Mitsubishi Endeavor Car Insurance

Liability Only Avg. Premium$72
Full Coverage Avg. Premium$136
Base MSRP$27,599
Cheapest Insurance CompanyGainsco - $27/mo.
Available TrimsLIMITED, LS, SE

The average cost to insure a 2008 Endeavor with liability only coverage is $72 per month, while full coverage runs around $136 monthly.

Gainsco has prices sometimes as low as $27 a month for the 2008 Mitsubishi Endeavor.

While these are good estimates of what the average driver might pay to insure a 2008 Mitsubishi Endeavor, these premiums might differ based on your driver profile. Get free personalized quotes in minutes by just entering your ZIP code below.

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2007 Mitsubishi Endeavor Car Insurance

Liability Only Avg. Premium$83
Full Coverage Avg. Premium$158
Base MSRP$26,999
Cheapest Insurance CompanyElephant - $21/mo.
Available TrimsLIMITED, LS, SE

2007 Mitsubishi Endeavor drivers can expect to pay an average of $83 per month for liability or $158 for full coverage.

Looking for the lowest policy? Elephant offered liability only coverage for as low as just $21 a month.

Want something more accurate than nationwide averages? All you need to do is enter your ZIP code below and you'll be on your way to comparing an array of personalized quotes from the nation's top insurance companies.

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2006 Mitsubishi Endeavor Car Insurance

Liability Only Avg. Premium$83
Full Coverage Avg. Premium$133
Base MSRP$26,599
Cheapest Insurance CompanyMetLife - $17/mo.
Available TrimsLIMITED, LS, LS/RT

You can expect full coverage for a 2006 Endeavor to run about $133 per month, while liability only coverage will average around $83 monthly.

MetLife offered the cheapest policy we found, with rates as low as $17 per month.

If you want to know exactly how much you can expect to pay for your Endeavor, get free quotes in minutes by just entering your ZIP code below.

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2005 Mitsubishi Endeavor Car Insurance

Liability Only Avg. Premium$79
Full Coverage Avg. Premium$118
Base MSRP$25,699
Cheapest Insurance CompanyClearcover - $22/mo.
Available TrimsLIMITED, LS, XLS

It costs about $79 monthly for liability or $118 for a full coverage policy for the 2005 Mitsubishi Endeavor.

We found Clearcover offered the lowest policy, with rates sometimes as cheap as $22 a month.

If you want to find the best prices for car insurance for a 2005 Mitsubishi Endeavor, enter your ZIP code below and compare lots of personalized quotes in just a few minutes.

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2004 Mitsubishi Endeavor Car Insurance

Liability Only Avg. Premium$89
Full Coverage Avg. Premium$148
Base MSRP$24,999
Cheapest Insurance CompanyMetLife - $22/mo.
Available TrimsLIMITED, LS, XLS

2004 Endeavor drivers can expect to pay an average of $89 monthly for liability or $148 for full coverage.

If you're looking for the most affordable 2004 Mitsubishi Endeavor insurance policy, MetLife offered the most affordable policy we found, with rates sometimes as low as $22 per month.

If you want to know just how much your price will be, just enter your ZIP code below and get several free quotes in minutes.

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Mitsubishi Endeavor Insurance FAQs

Is a Mitsubishi Endeavor expensive to insure?

Liability insurance runs an average of $84 a month, while full coverage will cost you around $142. It costs less to insure a Mitsubishi Endeavor when compared to the average vehicle.

How can I get the best price on car insurance for my Mitsubishi Endeavor?

There's only one way to be sure you're getting the lowest rates -- regularly shopping around and comparing quotes from a lot of carriers. Over time, your driver profile changes, so it's a good rule of thumb to review quotes every 6 months or so. Luckily, sites like let you compare rates from a whole bunch of companies at once, meaning you can find the most affordable rates (or guarantee you already have the best deal) for free.

Does the color of my Mitsubishi Endeavor affect my insurance premiums?

You've probably heard the old adage that red cars cost more to insure, but that's actually not the case. There are lots of factors insurance carriers think about when they decide how much to charge, but your Mitsubishi Endeavor's color is not one of them.

Do I need to have insurance before I buy a Mitsubishi Endeavor?

You'll need to have a valid car insurance policy before you can legally drive your new (or new to you) vehicle off the dealership lot. Some dealerships might offer you an auto insurance policy as part of the car-buying process, but it's best to let your insurance carrier know beforehand.

What car insurance discounts can I get for my Mitsubishi Endeavor?

You will find all sorts of discounts out there for auto insurance. Many of them (like "multi-policy discounts" and "safe driver discounts") are based less on your Endeavor and more on you, but if your Endeavor has safety features like anti-theft systems, anti-lock brakes, airbags, and other features, it may be eligible for certain discounts. The only way to know is to reach out to your insurance company and ask about which discounts they offer, since they vary quite a bit from company to company.

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